Mortgage Rates: Mortgage Interest Rates on 30 Year Loans at 4.11%

Mortgage rates are higher today, continuing the uptrend this week due to higher bond yields. The Fed announced it will keep interest rates low until the end of 2014 so we can expect to see a drop in mortgage rates next week. Mortgage rates on 30 year home loans are averaging 4.11%, an increase from yesterday’s average 30 year mortgage rate of 4.06%. Mortgage rates on 15 year home loans are averaging 3.35%, up from yesterday’s average 15 year mortgage rate of 3.34%.

Compare today’s mortgage rates from several lenders by using our rate tables here: mortgagerates.monitorbankrates.com Unlike most websites, no personal information is needed to view a list of mortgage rates.




Jumbo mortgage rates - today 30 year jumbo loans are averaging 4.48%, up from yesterday’s average 30 year jumbo mortgage rate of 4.42%. Mortgage rates on 15 year jumbo loans are averaging 3.65%, up from yesterday’s average 15 year jumbo mortgage rate of 3.54%.

Mortgage Rates


Conforming Adjustable Loans - Today’s Mortgage Rates


1 year home loan adjustable current mortgage rates are averaging 3.57%, down from last week’s average 1 year adjustable mortgage rate of 3.61%.

3 year adjustable current mortgage rates today are averaging 2.79%, up from last week’s average 3 year adjustable mortgage rate of 2.77%.

5 year adjustable mortgage rates are averaging 2.65%, down from the prior week’s average 5 year adjustable rate of 2.72%.

Current 7 year adjustable mortgage rates are averaging 3.03%, up from the previous week’s average 7 year adjustable mortgage rate of 2.98%.

10 year adjustable mortgage rates currently are averaging 3.42%, down from last week’s average 10 year adjustable rate of 3.47%.

Today’s Mortgage Rates on Jumbo Adjustable Home Loans


Current 1 year adjustable jumbo mortgage rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.33%, down from last week’s average 3 year jumbo adjustable rate of 3.36%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 2.93%, up from last week’s average jumbo adjustable rate of 2.90%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.43%, up from last week’s average 7 year adjustable home loan rate of 3.40%.

10 year jumbo loan rates and refi rates are averaging 3.78%, up from the prior week’s average 10 year jumbo home mortgage loan rate of 3.67%.

Conforming IO Adjustable Loans – Current Mortgage Rates


3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.12%, down from last week’s average interest only mortgage loan rate of 3.36%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.87%, down from last week’s average five year interest only mortgage rate 2.89%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.22%, up from last week’s average 7 year interest-only mortgage interest rate of 3.15%.

IO Jumbo Mortgage Rates Today


Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.64%, no change from last week’s average jumbo adjustable mortgage interest rate.

Current 5 year adjustable jumbo interest only rates are averaging 3.30%, up from last week’s average IO home mortgage interest rate of 3.27%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.53%,  down from last week’s average jumbo 7 year home mortgage loan rate 3.54%.

Home Equity Loan Rates


10 year home equity loan rates are averaging 6.23%, no change from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.38%, no change from last week’s average home equity loan rate.

Home Equity Line of Credit


Home equity line of credit rates currently are averaging 4.84%, no change from last week’s average rate HELOC rate.
 
 
Author: Brian McKay
January 26th, 2012
Posted in: Mortgage Rates