Mortgage Rates: Mortgage Interest Rates on 15 Year Loans at 3.23%

Mortgage rates on conforming mortgage loans are lower and jumbo mortgage interest rates are higher. Mortgage rates today on 30 year home loans are averaging 3.90%, an increase from last week’s average 30 year mortgage rate of 4.01%. Mortgage interest rates on 15 year mortgage loans are averaging 3.23% this week, down from last week’s average 15 year mortgage rate of 3.31%.

Search and compare mortgage interest rates today from several lenders by using our rate tables here: MortgageRates.MonitorBankRates.com. Unlike most websites, no personal information is needed to view a list of mortgage interest rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 06101, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from Better.com
Better.com
https://www.brimg.net/system/img/inst/9722_logo.gif
300000
Refinance
4.000
4.000
USD
Better.com Logo
NMLS # 330511
State Lic # ML-330511
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: None
Thank you for your quote. 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.029
4.000
USD
TD Bank, NA
4.029%
5/14/2019
4.000%
at 0.000 pts
45 day lock rate
Est payment: $1,432.25
Fees in APR: $1,043
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.030
4.000
USD
LincolnWay Community Bank
4.030%
5/14/2019
4.000%
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from The Washington Trust Company
The Washington Trust Company
300000
Refinance
4.030
4.000
USD
The Washington Trust Company
4.030%
5/14/2019
4.000%
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $1,083
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.306
4.250
USD
Santander Bank, N.A.
4.306%
5/10/2019
4.250%
at 0.000 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.101
4.000
USD
Bank of America
4.101%
5/13/2019
4.000%
at 0.758 pts
60 day lock rate
Est payment: $1,432.25
Fees in APR: $1,351
 
 
30 yr fixed mtg refi Mortgage Loan from United Bank
United Bank
300000
Refinance
4.024
4.000
USD
United Bank
4.024%
5/15/2019
4.000%
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $865
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.405
4.375
USD
Citizens Bank, NA
4.405%
5/17/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $1,056
 
 
30 yr fixed mtg refi Mortgage Loan from Liberty Bank
Liberty Bank
300000
Refinance
4.169
4.125
USD
Liberty Bank
4.169%
5/17/2019
4.125%
at 0.250 pts
60 day lock rate
Est payment: $1,453.95
Fees in APR: $814
 
 
30 yr fixed mtg refi Mortgage Loan from The Guilford Savings Bank
The Guilford Savings Bank
300000
Refinance
4.166
4.125
USD
The Guilford Savings Bank
4.166%
5/17/2019
4.125%
at 0.250 pts
60 day lock rate
Est payment: $1,453.95
Fees in APR: $719
 
 
30 yr fixed mtg refi Mortgage Loan from Savings Bank of Danbury
Savings Bank of Danbury
300000
Refinance
4.272
4.250
USD
Savings Bank of Danbury
4.272%
5/17/2019
4.250%
at 0.000 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $790
 
 
30 yr fixed mtg refi Mortgage Loan from First National Bank of Omaha
First National Bank of Omaha
300000
Refinance
4.282
4.250
USD
First National Bank of Omaha
4.282%
5/17/2019
4.250%
at 0.125 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $752
 
 
30 yr fixed mtg refi Mortgage Loan from Union Savings Bank
Union Savings Bank
300000
Refinance
4.399
4.375
USD
Union Savings Bank
4.399%
5/17/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $852
 
 
30 yr fixed mtg refi Mortgage Loan from UniBank for Savings
UniBank for Savings
300000
Refinance
4.536
4.500
USD
UniBank for Savings
4.536%
5/17/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $501
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.






Current jumbo mortgage interest rates on 30 year jumbo mortgage loans are averaging 4.52%, an increase from last week’s average 30 year jumbo mortgage rate of 4.35%. Mortgage interest rates today on 15 year jumbo loans are averaging 3.70%, up from last week’s average 15 year jumbo mortgage rate of 3.55%.

Mortgage Rates


Conforming Adjustable Home Loans -Mortgage Interest Rates Current


1 year home loan adjustable mortgage interest rates are averaging 3.66%, up from last week’s average 1 year adjustable mortgage rate of 3.62%.

3 year adjustable current mortgage interest rates today are averaging 2.87%, up from last week’s average 3 year adjustable mortgage rate of 2.84%.

5 year adjustable mortgage interest rates are averaging 2.69%, down from the prior week’s average 5 year adjustable rate of 2.70%.

Current 7 year adjustable mortgage interest rates are averaging 2.93%, down from the previous week’s average 7 year adjustable mortgage rate of 2.98%.

10 year adjustable mortgage interest rates currently are averaging 3.39%, down from last week’s average 10 year adjustable rate of 3.44%.

Today’s Mortgage Interest Rates on Adjustable Jumbo Loans


Current 1 year adjustable jumbo mortgage interest rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.51%, up from last week’s average 3 year jumbo adjustable rate of 3.50%.

5 year adjustable jumbo mortgage interest rates and refinance rates currently are averaging 2.81%, down from last week’s average jumbo adjustable rate of 2.91%.

7 year jumbo adjustable mortgage interest rates and refinance rates today are averaging 3.33%, down from last week’s average 7 year adjustable home loan rate of 3.38%.

10 year jumbo loan rates and refi rates are averaging 3.58%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.67%. 

Conforming IO Adjustable Home Loans – Current Mortgage Interest Rates


3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.07%, down from last week’s average interest only mortgage loan rate of 3.11%.

5 year IO adjustable loan mortgage interest rates and mortgage refinance rates are averaging 2.88%, down from last week’s average five year interest only mortgage rate 2.92%. 

7 year interest only adjustable mortgage interest rates are averaging 3.09%, down from last week’s average 7 year interest-only mortgage interest rate of 3.16%.

Interest-Only Jumbo Mortgage Interest Rates Today


Today’s 3 year jumbo interest only adjustable home loan rates are averaging 3.82%, up from last week’s average jumbo adjustable mortgage interest rate of 3.81%.

Current 5 year adjustable jumbo interest only mortgage interest rates are averaging 3.20%, down from last week’s average IO home mortgage interest rate of 3.22%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.45%,  down from last week’s average jumbo 7 year home mortgage loan rate 3.48%.

Home Equity Loan Rates


10 year home equity loan rates are averaging 6.23%, no change from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.38%, no change from last week’s average home equity loan rate.

Home Equity Line of Credit


Home equity line of credit rates currently are averaging 4.84%, up from last week’s average rate HELOC rate of 4.67%.
 
 
Author: Lisa Graham
February 6th, 2012
Posted in: Mortgage Rates