Mortgage Rates: Mortgage Interest Rates on 15 Year Loans at 3.23%

Mortgage rates on conforming mortgage loans are lower and jumbo mortgage interest rates are higher. Mortgage rates today on 30 year home loans are averaging 3.90%, an increase from last week’s average 30 year mortgage rate of 4.01%. Mortgage interest rates on 15 year mortgage loans are averaging 3.23% this week, down from last week’s average 15 year mortgage rate of 3.31%.

Search and compare mortgage interest rates today from several lenders by using our rate tables here: MortgageRates.MonitorBankRates.com. Unlike most websites, no personal information is needed to view a list of mortgage interest rates.




Current jumbo mortgage interest rates on 30 year jumbo mortgage loans are averaging 4.52%, an increase from last week’s average 30 year jumbo mortgage rate of 4.35%. Mortgage interest rates today on 15 year jumbo loans are averaging 3.70%, up from last week’s average 15 year jumbo mortgage rate of 3.55%.

Mortgage Rates


Conforming Adjustable Home Loans -Mortgage Interest Rates Current


1 year home loan adjustable mortgage interest rates are averaging 3.66%, up from last week’s average 1 year adjustable mortgage rate of 3.62%.

3 year adjustable current mortgage interest rates today are averaging 2.87%, up from last week’s average 3 year adjustable mortgage rate of 2.84%.

5 year adjustable mortgage interest rates are averaging 2.69%, down from the prior week’s average 5 year adjustable rate of 2.70%.

Current 7 year adjustable mortgage interest rates are averaging 2.93%, down from the previous week’s average 7 year adjustable mortgage rate of 2.98%.

10 year adjustable mortgage interest rates currently are averaging 3.39%, down from last week’s average 10 year adjustable rate of 3.44%.

Today’s Mortgage Interest Rates on Adjustable Jumbo Loans


Current 1 year adjustable jumbo mortgage interest rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.51%, up from last week’s average 3 year jumbo adjustable rate of 3.50%.

5 year adjustable jumbo mortgage interest rates and refinance rates currently are averaging 2.81%, down from last week’s average jumbo adjustable rate of 2.91%.

7 year jumbo adjustable mortgage interest rates and refinance rates today are averaging 3.33%, down from last week’s average 7 year adjustable home loan rate of 3.38%.

10 year jumbo loan rates and refi rates are averaging 3.58%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.67%. 

Conforming IO Adjustable Home Loans – Current Mortgage Interest Rates


3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.07%, down from last week’s average interest only mortgage loan rate of 3.11%.

5 year IO adjustable loan mortgage interest rates and mortgage refinance rates are averaging 2.88%, down from last week’s average five year interest only mortgage rate 2.92%. 

7 year interest only adjustable mortgage interest rates are averaging 3.09%, down from last week’s average 7 year interest-only mortgage interest rate of 3.16%.

Interest-Only Jumbo Mortgage Interest Rates Today


Today’s 3 year jumbo interest only adjustable home loan rates are averaging 3.82%, up from last week’s average jumbo adjustable mortgage interest rate of 3.81%.

Current 5 year adjustable jumbo interest only mortgage interest rates are averaging 3.20%, down from last week’s average IO home mortgage interest rate of 3.22%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.45%,  down from last week’s average jumbo 7 year home mortgage loan rate 3.48%.

Home Equity Loan Rates


10 year home equity loan rates are averaging 6.23%, no change from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.38%, no change from last week’s average home equity loan rate.

Home Equity Line of Credit


Home equity line of credit rates currently are averaging 4.84%, up from last week’s average rate HELOC rate of 4.67%.
 
 
Author: Lisa Graham
February 6th, 2012
Posted in: Mortgage Rates