Mortgage Rates: Mortgage Interest Rates on 15 Year Loans at 3.23%

Mortgage rates on conforming mortgage loans are lower and jumbo mortgage interest rates are higher. Mortgage rates today on 30 year home loans are averaging 3.90%, an increase from last week’s average 30 year mortgage rate of 4.01%. Mortgage interest rates on 15 year mortgage loans are averaging 3.23% this week, down from last week’s average 15 year mortgage rate of 3.31%.

Search and compare mortgage interest rates today from several lenders by using our rate tables here: MortgageRates.MonitorBankRates.com. Unlike most websites, no personal information is needed to view a list of mortgage interest rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 23223, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed mtg refi Mortgage Loan from Virginia Credit Union
Virginia Credit Union
300000
Refinance
4.432
4.375
USD
Virginia Credit Union
4.432%
3/19/2019
4.375%
at 0.125 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $1,650
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.280
4.250
USD
LincolnWay Community Bank
4.280%
3/19/2019
4.250%
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
4.537
4.500
USD
Raymond James Bank, NA
4.537%
3/19/2019
4.500%
at 0.000 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from Fulton Bank, NA
Fulton Bank, NA
300000
Refinance
4.550
4.500
USD
Fulton Bank, NA
4.550%
3/19/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $1,007
 
 
30 yr fixed mtg refi Mortgage Loan from State Department Federal Credit Union
State Department Federal Credit Union
300000
Refinance
4.557
4.500
USD
State Department Federal Credit Union
4.557%
3/18/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $2,000
 
 
30 yr fixed mtg refi Mortgage Loan from Apple Federal Credit Union
Apple Federal Credit Union
300000
Refinance
4.345
4.250
USD
Apple Federal Credit Union
4.345%
3/20/2019
4.250%
at 1.000 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $352
 
 
30 yr fixed mtg refi Mortgage Loan from Northwest Federal Credit Union
Northwest Federal Credit Union
300000
Refinance
4.326
4.250
USD
Northwest Federal Credit Union
4.326%
3/20/2019
4.250%
at 0.875 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $79
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.321
4.250
USD
Citizens Bank, NA
4.321%
3/22/2019
4.250%
at 0.375 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,408
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.432
4.375
USD
Santander Bank, N.A.
4.432%
3/22/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of Oak Ridge
Bank of Oak Ridge
300000
Refinance
4.225
4.180
USD
Bank of Oak Ridge
4.225%
3/21/2019
4.180%
at 0.250 pts
60 day lock rate
Est payment: $1,463.55
Fees in APR: $853
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.321
4.250
USD
Bank of America
4.321%
3/20/2019
4.250%
at 0.415 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,289
 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.027
4.000
USD
TD Bank, NA
4.027%
3/22/2019
4.000%
at 0.000 pts
45 day lock rate
Est payment: $1,432.25
Fees in APR: $982
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.






Current jumbo mortgage interest rates on 30 year jumbo mortgage loans are averaging 4.52%, an increase from last week’s average 30 year jumbo mortgage rate of 4.35%. Mortgage interest rates today on 15 year jumbo loans are averaging 3.70%, up from last week’s average 15 year jumbo mortgage rate of 3.55%.

Mortgage Rates


Conforming Adjustable Home Loans -Mortgage Interest Rates Current


1 year home loan adjustable mortgage interest rates are averaging 3.66%, up from last week’s average 1 year adjustable mortgage rate of 3.62%.

3 year adjustable current mortgage interest rates today are averaging 2.87%, up from last week’s average 3 year adjustable mortgage rate of 2.84%.

5 year adjustable mortgage interest rates are averaging 2.69%, down from the prior week’s average 5 year adjustable rate of 2.70%.

Current 7 year adjustable mortgage interest rates are averaging 2.93%, down from the previous week’s average 7 year adjustable mortgage rate of 2.98%.

10 year adjustable mortgage interest rates currently are averaging 3.39%, down from last week’s average 10 year adjustable rate of 3.44%.

Today’s Mortgage Interest Rates on Adjustable Jumbo Loans


Current 1 year adjustable jumbo mortgage interest rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.51%, up from last week’s average 3 year jumbo adjustable rate of 3.50%.

5 year adjustable jumbo mortgage interest rates and refinance rates currently are averaging 2.81%, down from last week’s average jumbo adjustable rate of 2.91%.

7 year jumbo adjustable mortgage interest rates and refinance rates today are averaging 3.33%, down from last week’s average 7 year adjustable home loan rate of 3.38%.

10 year jumbo loan rates and refi rates are averaging 3.58%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.67%. 

Conforming IO Adjustable Home Loans – Current Mortgage Interest Rates


3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.07%, down from last week’s average interest only mortgage loan rate of 3.11%.

5 year IO adjustable loan mortgage interest rates and mortgage refinance rates are averaging 2.88%, down from last week’s average five year interest only mortgage rate 2.92%. 

7 year interest only adjustable mortgage interest rates are averaging 3.09%, down from last week’s average 7 year interest-only mortgage interest rate of 3.16%.

Interest-Only Jumbo Mortgage Interest Rates Today


Today’s 3 year jumbo interest only adjustable home loan rates are averaging 3.82%, up from last week’s average jumbo adjustable mortgage interest rate of 3.81%.

Current 5 year adjustable jumbo interest only mortgage interest rates are averaging 3.20%, down from last week’s average IO home mortgage interest rate of 3.22%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.45%,  down from last week’s average jumbo 7 year home mortgage loan rate 3.48%.

Home Equity Loan Rates


10 year home equity loan rates are averaging 6.23%, no change from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.38%, no change from last week’s average home equity loan rate.

Home Equity Line of Credit


Home equity line of credit rates currently are averaging 4.84%, up from last week’s average rate HELOC rate of 4.67%.
 
 
Author: Lisa Graham
February 6th, 2012
Posted in: Mortgage Rates