Mortgage Rates: Mortgage Interest Rates on 15 Year Loans at 3.23%

Mortgage rates on conforming mortgage loans are lower and jumbo mortgage interest rates are higher. Mortgage rates today on 30 year home loans are averaging 3.90%, an increase from last week’s average 30 year mortgage rate of 4.01%. Mortgage interest rates on 15 year mortgage loans are averaging 3.23% this week, down from last week’s average 15 year mortgage rate of 3.31%.

Search and compare mortgage interest rates today from several lenders by using our rate tables here: MortgageRates.MonitorBankRates.com. Unlike most websites, no personal information is needed to view a list of mortgage interest rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 06101, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
11/17/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
11/17/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
11/17/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
11/17/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






Current jumbo mortgage interest rates on 30 year jumbo mortgage loans are averaging 4.52%, an increase from last week’s average 30 year jumbo mortgage rate of 4.35%. Mortgage interest rates today on 15 year jumbo loans are averaging 3.70%, up from last week’s average 15 year jumbo mortgage rate of 3.55%.

Mortgage Rates


Conforming Adjustable Home Loans -Mortgage Interest Rates Current


1 year home loan adjustable mortgage interest rates are averaging 3.66%, up from last week’s average 1 year adjustable mortgage rate of 3.62%.

3 year adjustable current mortgage interest rates today are averaging 2.87%, up from last week’s average 3 year adjustable mortgage rate of 2.84%.

5 year adjustable mortgage interest rates are averaging 2.69%, down from the prior week’s average 5 year adjustable rate of 2.70%.

Current 7 year adjustable mortgage interest rates are averaging 2.93%, down from the previous week’s average 7 year adjustable mortgage rate of 2.98%.

10 year adjustable mortgage interest rates currently are averaging 3.39%, down from last week’s average 10 year adjustable rate of 3.44%.

Today’s Mortgage Interest Rates on Adjustable Jumbo Loans


Current 1 year adjustable jumbo mortgage interest rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.51%, up from last week’s average 3 year jumbo adjustable rate of 3.50%.

5 year adjustable jumbo mortgage interest rates and refinance rates currently are averaging 2.81%, down from last week’s average jumbo adjustable rate of 2.91%.

7 year jumbo adjustable mortgage interest rates and refinance rates today are averaging 3.33%, down from last week’s average 7 year adjustable home loan rate of 3.38%.

10 year jumbo loan rates and refi rates are averaging 3.58%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.67%. 

Conforming IO Adjustable Home Loans – Current Mortgage Interest Rates


3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.07%, down from last week’s average interest only mortgage loan rate of 3.11%.

5 year IO adjustable loan mortgage interest rates and mortgage refinance rates are averaging 2.88%, down from last week’s average five year interest only mortgage rate 2.92%. 

7 year interest only adjustable mortgage interest rates are averaging 3.09%, down from last week’s average 7 year interest-only mortgage interest rate of 3.16%.

Interest-Only Jumbo Mortgage Interest Rates Today


Today’s 3 year jumbo interest only adjustable home loan rates are averaging 3.82%, up from last week’s average jumbo adjustable mortgage interest rate of 3.81%.

Current 5 year adjustable jumbo interest only mortgage interest rates are averaging 3.20%, down from last week’s average IO home mortgage interest rate of 3.22%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.45%,  down from last week’s average jumbo 7 year home mortgage loan rate 3.48%.

Home Equity Loan Rates


10 year home equity loan rates are averaging 6.23%, no change from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.38%, no change from last week’s average home equity loan rate.

Home Equity Line of Credit


Home equity line of credit rates currently are averaging 4.84%, up from last week’s average rate HELOC rate of 4.67%.
 
 
Author: Lisa Graham
February 6th, 2012
Posted in: Mortgage Rates