Mortgage Rates Hit a New Daily Low: 30 Year Mortgage Rates at 4.51%, 15 Year Mortgage Rates at 3.94%

Mortgage rates have hit a new daily low this morning. Current 30 year mortgage rates are averaging 4.51 percent, making a new all-time low set just yesterday. Today's 15 year mortgage rates are averaging 3.94 percent, a decline from yesterday's average 15 year mortgage rate of 3.95 percent.

30 year jumbo mortgage rates are down to 5.05 percent this morning, down from yesterday's average 30 year jumbo mortgage rate of 5.17 percent. 15 year jumbo mortgage rates declined significantly since yesterday. Today's 15 year jumbo mortgage rates are averaging 4.52 percent, down from yesterday's average 15 year jumbo mortgage rate of 4.73 percent.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 23223, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed mtg refi Mortgage Loan from Bank of Oak Ridge
Bank of Oak Ridge
300000
Refinance
4.295
4.250
USD
Bank of Oak Ridge
4.295%
4/18/2019
4.250%
at 0.250 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $853
 
 
30 yr fixed mtg refi Mortgage Loan from Northwest Federal Credit Union
Northwest Federal Credit Union
300000
Refinance
4.316
4.250
USD
Northwest Federal Credit Union
4.316%
4/17/2019
4.250%
at 0.750 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $79
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.343
4.250
USD
Bank of America
4.343%
4/17/2019
4.250%
at 0.671 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,289
 
 
30 yr fixed mtg refi Mortgage Loan from Apple Federal Credit Union
Apple Federal Credit Union
300000
Refinance
4.345
4.250
USD
Apple Federal Credit Union
4.345%
4/17/2019
4.250%
at 1.000 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $352
 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.278
4.250
USD
TD Bank, NA
4.278%
4/19/2019
4.250%
at 0.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $982
 
 
30 yr fixed mtg refi Mortgage Loan from State Department Federal Credit Union
State Department Federal Credit Union
300000
Refinance
4.432
4.375
USD
State Department Federal Credit Union
4.432%
4/22/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $2,000
 
 
30 yr fixed mtg refi Mortgage Loan from Virginia Credit Union
Virginia Credit Union
300000
Refinance
4.328
4.250
USD
Virginia Credit Union
4.328%
4/23/2019
4.250%
at 0.375 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $1,650
 
 
30 yr fixed mtg refi Mortgage Loan from Fulton Bank, NA
Fulton Bank, NA
300000
Refinance
4.539
4.500
USD
Fulton Bank, NA
4.539%
4/23/2019
4.500%
at 0.125 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $1,007
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.557
4.500
USD
Santander Bank, N.A.
4.557%
4/23/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.155
4.125
USD
LincolnWay Community Bank
4.155%
4/23/2019
4.125%
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $1,085
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.






Comparing mortgage rates and mortgage refinance rates? Use our mortgage rate tables at MortgageRates.MonitorBankRates.com to find the best mortgage rates and mortgage refinance rates in your state. No personal information is needed to display a current list of mortgage rates in your state.

30 year Florida mortgage rates are even lower than the national average mortgage rates. The average 30 year Florida mortgage rate is at 4.45 percent this morning.

15 year FL mortgage rates are also below the national average mortgage rates. Current 15 year FL mortgage rates are averaging 3.92 percent.

Right now on our FL mortgage rate tables both Amerisave.com and CloseYourLownLoan.com are offering 15 year mortgage rates in FL at 3.875 percent. Quickenloans.com is offering 15 year FL mortgage rates at 4.00 percent.

Current Mortgage Rates: August 17


Conforming Mortgage Rates Today



  • 30 Year Fixed Conforming Mortgage Rates 4.51%

  • 15 Year Fixed Conforming Mortgage Rates 3.94%


Jumbo Mortgage Rates Today



  • 30 Year Jumbo Fixed Mortgage Rates 5.05%

  • 15 Year Jumbo Fixed Mortgage Rates 4.52%


Conforming Adjustable Mortgage Rates Today



  • 1 Year Adjustable Rates 3.19%

  • 3 Year Adjustable Rates 4.04%

  • 5 Year Adjustable Rates 3.54%


Jumbo Adjustable Mortgage Rates Today



  • 1 Year Adjustable Rates 5.35%

  • 3 Year Adjustable Rates 4.16%

  • 5 Year Adjustable Rates 3.89%


Following is a more in-depth average mortgage interest rate survey released by MonitorBankRates.com earlier this week:

Mortgage Rates


Current 30 year mortgage rates are averaging 4.52 percent, down from last week’s average 30 year mortgage rate of 4.60 percent. Current 30 year refinance mortgage rates are also down this week averaging 4.52 percent.

Today’s 15 year mortgage rates are averaging 3.95 percent, unchanged from the previous week’s average 15 year mortgage. 15 year mortgage refinance rates today are also unchanged at 3.95 percent. 

Jumbo Mortgage Rates Today


Current 30 year jumbo mortgage rates are averaging 5.17 percent, up from last week’s average 30 year year jumbo mortgage rate of 5.07 percent. Today’s 30 year jumbo mortgage refinance rates are also up to 5.17 percent.

Today’s 15 year jumbo mortgage rates are averaging 4.73 percent, an increase from the previous week’s average jumbo mortgage rate of 4.67 percent. Curernt 15 year jumbo refinance mortgage rates are also averaging 4.73 percent.

Conforming Adjustable Mortgage Rates Today


1 year adjustable mortgage rates are averaging 3.19 percent, unchanged from last week’s average 1 year adjustable home mortgage rate. Current 1 year conforming adjustable refinance mortgage interest rates are also unchanged this week.

3 year adjustable mortgage rates today are averaging 4.04 percent, up from the prior week’s average 3 year adjustable rate mortgage of 4.00 percent. 3 year mortgage refinance rates today are also averaging 4.04 percent this week.

Current 5 year adjustable mortgage interest rates are averaging 3.54 percent, unchanged from the prior week’s average mortgage loan rate. 5 year refinance home mortgage rates today are also unchanged at 3.54 percent.

7 year adjustable mortgage interest rates are averaging 3.81 percent this week, down from the prior week’s average 7 year home mortgage rate of 3.86 percent. Current 7 year mortgage refinance rates are also lower averaging  3.81 percent.

10 year adjustable mortgage rates are averaging 4.08 percent this week, a decline from last week’s average 10 year adjustable mortgage rate of 4.20 percent. Current 10 year home mortgage refinance rates are also lower this week averaging 4.08 percent.

Jumbo Adjustable Mortgage Rates Today


1 year jumbo adjustable mortgage loan rates today are averaging 5.35 percent, unchanged from the prior week’s average 1 year jumbo adjustable mortgage rate. Current 1 year jumbo refinance mortgage rates are also averaging 5.35 percent.

Current 3 year jumbo adjustable mortgage rates today are averaging 4.16 percent, down from last week’s average jumbo mortgage rate of 4.27 percent.  Today’s 3 year jumbo refinance mortgage rates are also averaging 4.16 percent.

5 year jumbo adjustable home mortgage interest rates are averaging 3.89 percent this week, a declinse from last week’s average mortgage rate of 3.91 percent. Today’s 5 year jumbo mortgage refinance rates are also down to 3.89 percent.

7 year jumbo adjustable mortgage rates are averaging 4.47 percent, down from last week’s average 7 year home mortgage rate of 4.55 percent. Current 7 year jumbo refinance mortgage rates are also lower averaging 4.47 percent.

10 year jumbo mortgage rates are averaging 5.01 percent, down from the previous week’s average 10 year jumbo home mortgage rates of 5.07 percent. 10 year jumbo home refinance interest rates are also down averaging 5.01 percent.

Conforming Interest Only Adjustable Mortgage Rates Today


Current 3 year interest only adjustable mortgage rates are averaging 4.19 percent, up from last week’s average interest only mortgage loan rate of 4.16 percent. Today’s 3 year interest only adjustable refinance mortgage rates are also averaging 4.19 percent.

5 year interest only adjustable mortgage rates are averaging 3.72 percent, down from last week’s average five year interest only mortgage loan rate of 3.37 percent. Current 5 year interest only adjustable refinance mortgage rates are also lower averaging 3.72 percent.

7 year interest only home adjustable mortgage rates currently are averaging 3.96 percent, down from last week’s average 7 year interest-only mortgage interest rate of 4.04 percent. 7 year adjustable refinance rate mortgages are lower averaging 3.96 percent.

Interest Only Adjustable Jumbo Mortgage Rates Today


Current 3 year jumbo interest only adjustable mortgage rates are averaging 4.55 percent, down from last week’s average jumbo adjustable interest only mortgage rate of 4.63 percent. Current  jumbo IO adjustable refinance rates are also down averaging 4.55 percent.

5 year adjustable jumbo interest only mortgage rates are at 4.32 percent, down from an average IO home mortgage interest rate of 4.33 percent the previous week. Current 5 year jumbo adjustable IO loan rates are also averaging 4.32 percent.

7 year jumbo IO adjustable mortgage rates currently are averaging 4.84 percent, down from an average jumbo 7 year home mortgage rate of 4.90 percent last week. 7 year jumbo adjustable interest-only mortgage rates are also down averaging 4.84 percent.

Home Equity Loan Rates Today


Current 10 year home equity loan rates are averaging 7.115 percent, no change from last week’s average home equity loan rate.

15 year home equity rates today are averaging 7.433 percent this week, unchanged from last week’s average home equity loan rate.

Home Equity Line of Credit Rates Today


Today’s average home equity line of credit rates (HELOC) are at 4.762 percent this week, no change from last week’s average HELOC rate.

Use our free mortgage rates widget to keep track of national average mortgage rates. Use our free mortgage rates calculator to see how much your monthly mortgage payments will be on a home mortgage loan.
 
 
Author: Brian McKay
August 17th, 2010
Posted in: Mortgage Rates