Mortgage rates have just made another history low this week in the most recent mortgage rate survey released this morning. 30 year mortgage rates are now averaging 3.94%, down from last week's average 30 year mortgage rate of 4.01%. 15 year mortgage rates are also lower in this week's survey. Current 15 year mortgage rates are averaging 3.26%, down from last week's average 15 year mortgage rate of 3.28%. This is the low point ever for 30 year rates in Freddie Mac's Primary Mortgage Market Survey.

You can search and compare today's mortgage rates by searching our rate tables here: Mortgage Rates. Unlike most websites no personal information is needed to display a list of rates.

Adjustable mortgage rates are mixed in this week's survey. 5 year adjustable mortgage rates are now under 3.00% averaging 2.96%. 5 year adjustable rates are lower from last week's average of 3.02%. 1 year adjustable mortgage rates are higher this week averaging 2.95%, up from last week's average 1 year adjustable rate of 2.83%. Shorter term rates are higher courtesy of the "twist" from the Fed. The twist is a term for the Fed's program of driving shorter term interest rates higher and longer term interest rates lower.

Following is a more in-depth mortgage rate report released by Monitor Bank Rates this past Monday:

Mortgage Rates

Conforming Adjustable Mortgage Interest Rates

1 year adjustable mortgage rates today are averaging 3.65%, up from last week’s average 1 year adjustable jumbo mortgage rate of 3.63%.

3 year adjustable mortgage rates today are averaging 2.97%, down from last week’s average 3 year adjustable mortgage rate of 3.18%.

5 year adjustable mortgage rates are averaging 2.99%, down from the prior week’s average 5 year adjustable rate of 3.25%.

Current 7 year adjustable mortgage rates are averaging 3.30%, up from the previous week’s average 7 year adjustable mortgage rate of 3.24%.

10 year adjustable mortgage rates currently are averaging 3.59%, an increase from last week’s average 10 year adjustable rate of 3.55%.

Adjustable Jumbo Mortgage Rates

Current 1 year jumbo adjustable mortgage rates are averaging 4.05%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.55%, up from last week’s average 3 year jumbo adjustable rate of 3.39%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.21%, up from last week’s average jumbo adjustable rate of 3.10%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.54%, up from last week’s average 7 year adjustable home loan rate of 3.42%.

10 year jumbo loan rates and refi rates are averaging 3.89%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.94%.

Conventional Interest Only Adjustable Mortgage Rates Current

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.21%, up from last week’s average interest only mortgage loan rate of 3.43%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 3.23%, up from last week’s average five year interest only mortgage rate of 3.18%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.49%, up from last week’s average 7 year interest-only mortgage interest rate of 3.36%.

Today's Interest Only Jumbo Mortgage Rates

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.76%, up from last week’s average jumbo adjustable interest only rate of 3.54%.

Current 5 year adjustable jumbo interest only rates are averaging 3.46%, down from last week’s average IO home mortgage interest rate of 3.47%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.73%, up from last week’s average jumbo 7 year home mortgage loan rate of 3.67%.

Home Equity Loan Rates Currently

10 year home equity loan rates are averaging 6.60%, down from last week’s average home equity loan rate of 6.66%.

15 year home equity rates are averaging 6.58%, down from last week’s average home equity loan rate of 6.64%.

HELOC Rates Today