Mortgage Rates and Refi Rates 4-3: 30 Year Mortgage Rates Averaging 4.85%, 30 Year Jumbo Mortgage Rates Averaging 5.32%

Fixed conforming 30 year mortgage rates and refinance rates are averaging 4.85 percent, up from yesterday's average 30 year mortgage rate and refinance rate of 4.83 percent. Conforming 30 year mortgage rates and refinancing rates in New Jersey are lower than the national average. Today's 30 year interest rates in New Jersey are averaging 4.81 percent.

Compare mortgage rates and refi rates by searching our rate tables

15 year mortgages rates and refinance rates today are averaging 4.11 percent, down from yesterday's average 15 year mortgage rate and refi rate of 4.12 percent. Current 15 year mortgage and 15 year refinance rates in Virginia are higher, averaging 4.13 percent.

Today's 30 year jumbo mortgage rates and jumbo refinance rates are averaging 5.32 percent, down from yesterday's average jumbo rate of 5.45 percent. The average  jumbo 30 year rate and 30 year jumbo refi rate in Washington is higher averaging 5.42 percent.

15 year jumbo mortgage rates and jumbo mortgage refi rates are averaging 4.71 percent, down from yesterday's average jumbo rate of 4.73 percent. 15 year jumbo mortgage rates and jumbo refinancing rates in Massachusetts are averaging higher at 4.53 percent.

Following is a more in-depth home mortgage loan rates report released by yesterday:

Mortgage Rates Today

Current 30 year conforming mortgage rates and conforming refinance rates are averaging 4.80 percent, up from last week’s average 30 year mortgage rate and refinance rate of 4.77 percent.

15 year mortgages rates and refinance rates are averaging 4.10 percent, up from last week when 15 year mortgage rates and refinancing rates averaged 4.08 percent.

30 year jumbo mortgage rates and jumbo refinance rates are averaging 5.34 percent, up from last week’s average jumbo loan rate of 5.29 percent.

15 year jumbo interest rates and jumbo refi rates are averaging 4.65 percent, down from the prior week’s average jumbo mortgage loan rate of 4.71 percent.

Current Conforming Adjustable Mortgage Rates and Conforming Adjustable Refinance Rates

The current refinancing rate and mortgage rate on 1 year adjustable rates are averaging 3.11 percent, down from last week’s average 1 year adjustable home mortgage refi rate and loan rate of 3.14 percent.

3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.54 percent, up from last week’s average 3 year adjustable mortgage rate of 3.47 percent.

Current refinance rates and mortgage rates on 5 year ARMs are averaging 3.31 percent, up from the prior week’s average rate of 3.17 percent.

Today’s refinance mortgage rates and mortgage rates on 7 year adjustable home loans are averaging 3.72 percent, up from the previous week’s average 7 year loan rate of 3.54 percent.

10 year adjustable mortgage loan rates are averaging 4.25 percent this week, up from last week’s average 10 year adjustable rate of 4.18 percent. Current mortgage refinance rates on 10 year home loans are also averaging 4.25 percent.

Today's Adjustable Jumbo Refinance Rates and Jumbo Loan Rates

Today 1 year jumbo adjustable loan rates are averaging 4.05 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan rate. Refinance rates on 1 year jumbo mortgages are also averaging 4.05 percent.

3 year adjustable jumbo rates are averaging 4.16 percent, down from last week’s average 3 year jumbo adjustable rate of 4.54 percent. Current refinance interest rates on 3 year jumbo loans are also lower, averaging 4.16 percent.

5 year adjustable jumbo interest rates today are averaging 3.73 percent, up from last week’s average jumbo adjustable rate of 3.59 percent. Today’s refinancing mortgage interest rates are also averaging 3.73 percent.

7 year jumbo adjustable loan rates are averaging 4.29 percent, up from last week’s average 7 year adjustable home loan rate of 4.25 percent. 7 year jumbo refinance loan rates are also higher at 4.29 percent.

10 year jumbo loan rates are averaging 4.93 percent, up from the prior week’s average 10 year jumbo home loan rate of 4.89 percent. 10 year jumbo refinance interest rates are also higher, averaging 4.93 percent.

Conforming Interest Only Adjustable Mortgage Rates and Adjustable Interest Only Refinance Rates Current

3 year interest only adjustable mortgage loan rates are averaging 3.64 percent, up from last week’s average interest only mortgage loan rate of 3.57 percent. 3 year interest only adjustable refinance mortgage rates are also averaging 3.64 percent.

5 year interest only ARMs are averaging 3.31 percent, up from last week’s average five year interest only mortgage loan rate of 3.29 percent. Current 5 year interest only adjustable refinance mortgage loan rates are also averaging 3.31 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.87 percent, up from last week’s average 7 year interest-only mortgage rate of 3.75 percent. 7 year adjustable refi loan rates are averaging 3.87 percent.

Interest Only Jumbo Refinance Rates and Interest Only Jumbo Mortgage Rates Today

3 year jumbo interest only adjustable loan rates are averaging 4.46 percent, down from last week’s average jumbo adjustable interest only rate of 4.71 percent. 3 year interest only adjustable jumbo refi rates are also averaging 4.46 percent.

5 year adjustable jumbo interest only rates are averaging 4.08 percent, up from last week’s average IO home mortgage interest rate of 4.03 percent. 5 year jumbo adjustable IO loan rates are also averaging 4.08 percent.

7 year jumbo interest only adjustable rates are averaging 4.54 percent, down from last week’s average jumbo 7 year home loan rate of 4.58 percent. Current 7 year jumbo adjustable interest-only rates are also averaging 4.54 percent.

Current Home Equity Loan Rates

10 year home equity loan rates are averaging 6.65 percent, no change from last week’s average home equity loan rate.

15 year home equity rates are averaging 7.03 percent, up from the prior week’s average home equity loan rate of 6.91 percent.

HELOC Rates Today

Home equity line of credit rates are averaging 5.13 percent, no change from last week’s average rate HELOC rate.
Author: Brian McKay
April 3rd, 2011
Posted in: Mortgage Rates