Mortgage Rates and Refi Rates 4-3: 30 Year Mortgage Rates Averaging 4.85%, 30 Year Jumbo Mortgage Rates Averaging 5.32%
Fixed conforming 30 year mortgage rates and refinance rates are averaging 4.85 percent, up from yesterday's average 30 year mortgage rate and refinance rate of 4.83 percent. Conforming 30 year mortgage rates and refinancing rates in New Jersey are lower than the national average. Today's 30 year interest rates in New Jersey are averaging 4.81 percent.
Compare mortgage rates and refi rates by searching our rate tables MortgageRates.MonitorBankRates.com.
15 year mortgages rates and refinance rates today are averaging 4.11 percent, down from yesterday's average 15 year mortgage rate and refi rate of 4.12 percent. Current 15 year mortgage and 15 year refinance rates in
Virginia are higher, averaging 4.13 percent.
Today's 30 year jumbo mortgage rates and jumbo refinance rates are averaging 5.32 percent, down from yesterday's average jumbo rate of 5.45 percent. The average jumbo 30 year rate and 30 year jumbo refi rate in
Washington is higher averaging 5.42 percent.
15 year jumbo mortgage rates and jumbo mortgage refi rates are averaging 4.71 percent, down from yesterday's average jumbo rate of 4.73 percent. 15 year jumbo mortgage rates and jumbo refinancing rates in
Massachusetts are averaging higher at 4.53 percent.
Following is a more in-depth home mortgage loan rates report released by MonitorBankRates.com yesterday:
Mortgage Rates Today
Current 30 year conforming mortgage rates and conforming refinance rates are averaging 4.80 percent, up from last week’s average 30 year mortgage rate and refinance rate of 4.77 percent.
15 year mortgages rates and refinance rates are averaging 4.10 percent, up from last week when 15 year mortgage rates and refinancing rates averaged 4.08 percent.
30 year jumbo mortgage rates and jumbo refinance rates are averaging 5.34 percent, up from last week’s average jumbo loan rate of 5.29 percent.
15 year jumbo interest rates and jumbo refi rates are averaging 4.65 percent, down from the prior week’s average jumbo mortgage loan rate of 4.71 percent.
Current Conforming Adjustable Mortgage Rates and Conforming Adjustable Refinance Rates
The current refinancing rate and mortgage rate on 1 year adjustable rates are averaging 3.11 percent, down from last week’s average 1 year adjustable home mortgage refi rate and loan rate of 3.14 percent.
3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.54 percent, up from last week’s average 3 year adjustable mortgage rate of 3.47 percent.
Current refinance rates and mortgage rates on 5 year ARMs are averaging 3.31 percent, up from the prior week’s average rate of 3.17 percent.
Today’s refinance mortgage rates and mortgage rates on 7 year adjustable home loans are averaging 3.72 percent, up from the previous week’s average 7 year loan rate of 3.54 percent.
10 year adjustable mortgage loan rates are averaging 4.25 percent this week, up from last week’s average 10 year adjustable rate of 4.18 percent. Current mortgage refinance rates on 10 year home loans are also averaging 4.25 percent.
Today's Adjustable Jumbo Refinance Rates and Jumbo Loan Rates
Today 1 year jumbo adjustable loan rates are averaging 4.05 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan rate. Refinance rates on 1 year jumbo mortgages are also averaging 4.05 percent.
3 year adjustable jumbo rates are averaging 4.16 percent, down from last week’s average 3 year jumbo adjustable rate of 4.54 percent. Current refinance interest rates on 3 year jumbo loans are also lower, averaging 4.16 percent.
5 year adjustable jumbo interest rates today are averaging 3.73 percent, up from last week’s average jumbo adjustable rate of 3.59 percent. Today’s refinancing mortgage interest rates are also averaging 3.73 percent.
7 year jumbo adjustable loan rates are averaging 4.29 percent, up from last week’s average 7 year adjustable home loan rate of 4.25 percent. 7 year jumbo refinance loan rates are also higher at 4.29 percent.
10 year jumbo loan rates are averaging 4.93 percent, up from the prior week’s average 10 year jumbo home loan rate of 4.89 percent. 10 year jumbo refinance interest rates are also higher, averaging 4.93 percent.
Conforming Interest Only Adjustable Mortgage Rates and Adjustable Interest Only Refinance Rates Current
3 year interest only adjustable mortgage loan rates are averaging 3.64 percent, up from last week’s average interest only mortgage loan rate of 3.57 percent. 3 year interest only adjustable refinance mortgage rates are also averaging 3.64 percent.
5 year interest only ARMs are averaging 3.31 percent, up from last week’s average five year interest only mortgage loan rate of 3.29 percent. Current 5 year interest only adjustable refinance mortgage loan rates are also averaging 3.31 percent.
7 year interest only adjustable mortgage loan rates are averaging 3.87 percent, up from last week’s average 7 year interest-only mortgage rate of 3.75 percent. 7 year adjustable refi loan rates are averaging 3.87 percent.
Interest Only Jumbo Refinance Rates and Interest Only Jumbo Mortgage Rates Today
3 year jumbo interest only adjustable loan rates are averaging 4.46 percent, down from last week’s average jumbo adjustable interest only rate of 4.71 percent. 3 year interest only adjustable jumbo refi rates are also averaging 4.46 percent.
5 year adjustable jumbo interest only rates are averaging 4.08 percent, up from last week’s average IO home mortgage interest rate of 4.03 percent. 5 year jumbo adjustable IO loan rates are also averaging 4.08 percent.
7 year jumbo interest only adjustable rates are averaging 4.54 percent, down from last week’s average jumbo 7 year home loan rate of 4.58 percent. Current 7 year jumbo adjustable interest-only rates are also averaging 4.54 percent.
Current Home Equity Loan Rates
10 year home equity loan rates are averaging 6.65 percent, no change from last week’s average home equity loan rate.
15 year home equity rates are averaging 7.03 percent, up from the prior week’s average home equity loan rate of 6.91 percent.
HELOC Rates Today
Home equity line of credit rates are averaging 5.13 percent, no change from last week’s average rate HELOC rate.
The lenders whose rates and other terms appear on this chart are ICBs advertising partners they provide their rate information to our data partner RateUpdatecom Unless adjusted by the consumer advertisers are sorted by APR lowest to highest For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart Advertising partners may not pay to improve the frequency priority or prominence of their display The interest rates annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums The actual payment obligation will be greater if taxes and insurance are included Although our data partner RateUpdatecom collects the information from the financial institutions themselves the accuracy of the data cannot be guaranteed Rates may change without notice and can change intraday Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders Please verify the rates and offers before applying for a loan with the financial institution themselves No rate is binding until locked by a lender
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Mortgage Rates November 29, 2023
30-Year Fixed FHA
7.250%
9.002%
0.000
30-Year Fixed
8.375%
8.498%
0.000
30-Year Fixed
8.250%
8.411%
0.000
5/6M SOFR ARM
8.250%
8.361%
0.000
20-Year Fixed
8.150%
8.354%
0.000
5Y/6M ARM
8.000%
8.348%
0.991
10Y/6M ARM
8.000%
8.295%
0.812
5-Year ARM FHA
6.625%
8.277%
2.000
1-Year ARM
6.750%
8.270%
0.000
5-Year Jumbo ARM
6.125%
8.242%
2.000
5-Year ARM
6.500%
8.213%
2.000
7Y/6M ARM
7.750%
8.176%
0.842
10-Year ARM
8.000%
8.174%
0.000
5/1 ARM
7.500%
8.051%
0.950
30-Year Fixed
8.000%
8.000%
0.000
10/1 Jumbo ARM
7.625%
7.975%
0.990
7-Year ARM
7.500%
7.959%
0.000
30-Year Fixed
7.875%
7.957%
0.250
15-Year Fixed VA
6.750%
7.929%
2.000
15-Year Fixed FHA
6.750%
7.929%
2.000
30-Year Fixed FHA
6.990%
7.913%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
30-Year Fixed FHA
6.990%
7.907%
2.000
20-Year Fixed
7.625%
7.906%
0.512
30 Year Fixed
7.625%
7.891%
0.958
5/6 ARM
7.625%
7.884%
0.000
30-Year Fixed
7.750%
7.833%
0.000
7/1 ARM
7.250%
7.815%
0.715
5/1 Jumbo ARM
6.875%
7.764%
0.700
30-Year Fixed Jumbo
7.750%
7.760%
0.000
20-Year Fixed
7.500%
7.747%
0.000
15-Year Fixed
7.500%
7.746%
0.000
30-Year Fixed
7.625%
7.740%
0.000
20-Year Fixed
7.500%
7.735%
1.000
30-Year Fixed
7.375%
7.725%
2.125
5/6 Month ARM
6.750%
7.710%
1.000
5/1 ARM Jumbo
7.000%
7.705%
0.000
30-Year Fixed Jumbo
7.250%
7.700%
0.500
5/6 ARM
6.750%
7.700%
0.500
30-Year Fixed
7.500%
7.691%
0.000
15-Year Fixed
7.500%
7.682%
0.000
30-Year Fixed
7.500%
7.682%
1.000
30-Year Fixed
7.625%
7.669%
0.000
5/1 ARM
6.875%
7.668%
0.000
5/6 ARM Jumbo
6.750%
7.640%
0.500
10/6 ARM
7.250%
7.640%
0.000
7/6 ARM
7.000%
7.632%
0.000
7/6 Month ARM
7.000%
7.627%
1.000
15-Year Fixed
7.625%
7.625%
0.000
3-Year ARM
7.000%
7.605%
0.000
5-Year ARM
7.250%
7.600%
0.000
10-Year Fixed
7.250%
7.591%
0.000
7/6-Month ARM
6.750%
7.591%
1.000
7/1 ARM
7.000%
7.577%
0.000
30-Year Fixed
7.500%
7.577%
0.000
30-Year Fixed FHA
6.750%
7.572%
1.000
7/1 ARM Jumbo
6.999%
7.570%
0.000
10/6 ARM
7.125%
7.560%
0.500
15-Year Fixed
7.375%
7.558%
0.000
30-Year Fixed
7.375%
7.524%
1.000
10-Year Fixed
7.125%
7.524%
1.000
7/6 ARM
6.750%
7.520%
0.500
30-Year Fixed
7.250%
7.520%
0.955
30-Year Fixed
7.500%
7.514%
0.000
30-Year Fixed
7.500%
7.512%
0.000
15-Year Fixed
7.375%
7.505%
0.000
30-Year Fixed
7.350%
7.500%
0.750
10/6 ARM Jumbo
7.125%
7.500%
0.500
30-Year Fixed
7.125%
7.489%
2.000
15-Year Fixed
7.250%
7.480%
0.000
30-Year Fixed
7.375%
7.462%
0.000
20-Year Fixed Jumbo
7.250%
7.462%
0.740
7/6 ARM Jumbo
6.750%
7.460%
0.500
15-Year Fixed
7.375%
7.444%
0.000
30-Year Fixed
3.375%
7.442%
0.000
10/1 ARM
6.875%
7.439%
0.740
30-Year Fixed FHA
6.750%
7.436%
2.000
30-Year Fixed VA
6.750%
7.436%
2.000
7/6-Month ARM Jumbo
6.625%
7.430%
1.000
30-Year Fixed VA
6.875%
7.427%
2.000
30-Year Fixed
7.375%
7.424%
0.000
7/1 Jumbo ARM
6.500%
7.406%
0.590
30-Year Fixed
7.250%
7.393%
0.000
30-Year Fixed
7.250%
7.385%
0.000
30-Year Fixed
7.300%
7.381%
0.000
15-Year Fixed
7.350%
7.379%
0.000
5/1 ARM
6.125%
7.371%
0.000
30-Year Fixed
7.250%
7.361%
0.000
20-Year Fixed
7.250%
7.354%
0.000
30-Year Fixed
7.250%
7.343%
1.000
30-Year Fixed
7.125%
7.334%
1.000
30-Year Fixed
7.250%
7.322%
0.000
30-year Fixed
7.250%
7.320%
0.500
30-Year Fixed
7.125%
7.316%
0.000
30-Year Fixed
6.990%
7.310%
2.125
30-Year Fixed Jumbo
7.250%
7.298%
0.000
30-Year Fixed Jumbo
7.125%
7.279%
0.665
10/6 Interest Only Jumbo ARM
6.750%
7.276%
1.000
15-Year Fixed Jumbo
7.125%
7.270%
0.500
20-Year Fixed Jumbo
7.125%
7.260%
0.500
20-Year Fixed
6.875%
7.256%
1.875
5/1 ARM
5.500%
7.250%
0.000
15-Year Fixed
7.125%
7.246%
0.000
15-Year Fixed
7.125%
7.240%
0.500
30-Year Fixed
7.000%
7.224%
1.000
15-Year Fixed
7.000%
7.220%
1.000
15-Year Fixed
7.000%
7.215%
0.000
15-Year Fixed
6.875%
7.215%
1.000
30-Year Fixed
7.000%
7.204%
1.000
30-Year Fixed
7.125%
7.197%
0.000
15-Year Fixed
7.000%
7.188%
0.625
10-Year Fixed
6.875%
7.187%
0.000
7/1 ARM
7.000%
7.186%
0.000
20-Year Fixed
7.000%
7.181%
0.000
15-Year Fixed Jumbo
6.875%
7.165%
0.925
10-Year Fixed
7.000%
7.160%
0.500
30-Year Fixed
6.990%
7.145%
0.688
20-Year Fixed
7.125%
7.141%
0.000
20-Year Fixed
7.000%
7.139%
0.000
15-Year Fixed
6.625%
7.099%
0.955
15-Year Fixed
6.875%
7.098%
0.000
15-Year Fixed
6.875%
7.092%
0.875
20-Year Fixed
7.000%
7.092%
0.000
15-Year Fixed
6.750%
7.084%
1.000
30-Year Fixed
7.000%
7.070%
0.000
15-Year Fixed
6.990%
7.067%
0.000
15-Year Fixed
7.000%
7.054%
0.000
15-Year Fixed
6.750%
7.029%
1.000
30-Year Fixed
6.875%
7.020%
1.000
15-Year Fixed
6.875%
7.013%
0.000
15-Year Fixed
6.875%
6.997%
0.000
30-Year Fixed
6.875%
6.988%
0.000
15-Year Fixed
6.750%
6.984%
1.000
5-Year ARM
6.750%
6.983%
0.000
20-Year Fixed
6.875%
6.970%
0.500
15-Year Fixed
6.375%
6.961%
2.125
30-Year Fixed
6.625%
6.944%
2.000
15 Year Fixed Jumbo
6.750%
6.943%
1.000
30-Year Fixed
6.740%
6.924%
0.000
15-Year Fixed
6.750%
6.917%
0.000
15 Year Fixed
6.500%
6.889%
0.844
15-Year Fixed
6.375%
6.871%
2.000
30-Year Fixed Jumbo
6.625%
6.869%
2.000
30 Year Jumbo Fixed
6.625%
6.869%
2.000
15-Year Fixed
6.750%
6.865%
0.000
30-Year Fixed Jumbo
6.625%
6.856%
1.250
30 Year Fixed Jumbo
6.750%
6.856%
1.000
20-Year Fixed
6.750%
6.839%
0.000
15-Year Fixed Jumbo
6.625%
6.826%
0.250
30-Year Fixed VA
6.500%
6.824%
1.000
15-Year Fixed
6.500%
6.795%
0.000
15-Year Fixed
6.750%
6.772%
0.000
10-Year Fixed
6.375%
6.768%
0.882
15-Year Fixed
6.250%
6.765%
2.000
30-Year Fixed
6.650%
6.750%
0.000
30-Year Fixed Jumbo
6.500%
6.722%
2.000
20-Year Fixed
6.625%
6.713%
0.601
15-Year Fixed
6.375%
6.653%
0.879
30-Year Fixed
6.250%
6.647%
1.000
15-Year Fixed
6.500%
6.609%
0.000
30-Year Fixed Jumbo
6.490%
6.575%
1.000
15-Year Fixed
6.375%
6.574%
0.250
30-Year Fixed FHA
5.625%
6.567%
1.125
15-Year Fixed Jumbo
5.875%
6.514%
2.000
30-Year Fixed
6.625%
6.474%
0.250
30-Year Fixed Jumbo
6.625%
6.474%
0.025
7/1 ARM
6.500%
6.218%
0.000
3/5 Jumbo ARM
5.000%
6.063%
0.250
3/5 Conforming ARM
5.000%
6.053%
0.250
5/5 Jumbo ARM
5.250%
5.989%
0.250
5/5 ARM
5.250%
5.989%
0.250
3/1 ARM
6.000%
5.892%
0.000
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Author: Brian McKay
April 3rd, 2011
Fixed conforming 30 year mortgage rates and refinance rates are averaging 4.85 percent, up from yesterday's average 30 year mortgage rate and refinance rate of 4.83 percent. Conforming 30 year mortgage rates and refinancing rates in New Jersey are lower than the national average. Today's 30 year interest rates in New Jersey are averaging 4.81 percent.
