Mortgage Rates 9/24: The Twist Will Lower Mortgage Rates, 30 Year Rates at 4.05%

The Fed is determined to lower mortgage rates to help the struggling economy and housing market. Current mortgage rates on 30 year mortgages are averaging 4.05%, an increase from yesterday's average 30 year mortgage rate of 4.01%. Average mortgage rates on 15 year conforming mortgages are averaging 3.28%, unchanged from yesterday’s average 15 year mortgage rate. Mortgage rates and refinance mortgage rates will go higher over the weekend since bond yields moved higher.

Loan Type Purchase Refinance	Location State/City Zip Code		Loan Amt	Points	FICO	% Down
			$

30 yr fixed refi in 23223, All points, Credit score: 740+ Sort by:

Lender

APR

Rate

Cost & Fees

Notes

NMLS # 1071
State Lic # MC-1772
(877) 210-6855

at 0.100 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $1,575

Thank you for your inquiry, we will be in touch shortly.

NMLS # 181005

at 0.100 pts
45 day lock rate

Est payment: $1,564.94

Fees in APR: $3,911

Thanks for the inquiry!

NMLS # 244476
State Lic # MC-5877

at 1.000 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $2,442

NMLS # 401599
State Lic # 401599

at 0.100 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $1,869

NMLS # 66247
State Lic # MC-1825

at 0.100 pts
30 day lock rate

Est payment: $1,518.27

Fees in APR: $2,858

Thank you for your inquiry, we will be in touch shortly.

NMLS # 541760

at 0.100 pts
45 day lock rate

Est payment: $1,533.45

Fees in APR: $3,315

Thank you for your inquiry! We look forward to working with you.

NMLS # 472433

at 1.000 pts
30 day lock rate

Est payment: $1,518.27

Fees in APR: $4,043

No Points No Games No Surprises! No Closing Cost Options!

NMLS # 403501

at 1.000 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $2,847

NMLS # 417490

at 0.100 pts
30 day lock rate

Est payment: $1,564.94

Fees in APR: $3,059

Thank you for your inquiry!

NMLS # 401599
State Lic # 401599

at 0.000 pts
30 day lock rate

Est payment: $1,564.94

Fees in APR: $362

NMLS # 244476
State Lic # MC-5877

at 0.000 pts
30 day lock rate

Est payment: $1,564.94

Fees in APR: None

NMLS # 1071
State Lic # MC-1772
(877) 210-6855

at 0.000 pts
30 day lock rate

Est payment: $1,564.94

Fees in APR: None

Thank you for your inquiry, we will be in touch shortly.

NMLS # 417490

at 0.000 pts
30 day lock rate

Est payment: $1,610.46

Fees in APR: $1,203

Thank you for your inquiry!

NMLS # 472433

at 0.000 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $995

No Points No Games No Surprises! No Closing Cost Options!

NMLS # 402606

at 0.000 pts
45 day lock rate

Est payment: $1,564.94

Fees in APR: $83

Thanks for the inquiry!

NMLS # 403501

at 0.000 pts
30 day lock rate

Est payment: $1,587.62

Fees in APR: None

NMLS # 181005

at 0.000 pts
45 day lock rate

Est payment: $1,633.46

Fees in APR: None

Thanks for the inquiry!

NMLS # 2925
State Lic # MC-1875

at 0.000 pts
45 day lock rate

Est payment: $1,587.62

Fees in APR: None

NMLS # 66247
State Lic # MC-1825

at 0.000 pts
30 day lock rate

Est payment: $1,540.62

Fees in APR: $1,379

Thank you for your inquiry, we will be in touch shortly.

NMLS # 417490

at 1.100 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $2,199

Thank you for your inquiry!

NMLS # 1071
State Lic # MC-1772
(877) 210-6855

at 1.100 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: $2,700

Thank you for your inquiry, we will be in touch shortly.

NMLS # 541760

at 1.100 pts
45 day lock rate

Est payment: $1,497.86

Fees in APR: $3,332

Thank you for your inquiry! We look forward to working with you.

NMLS # 66247
State Lic # MC-1825

at 1.100 pts
30 day lock rate

Est payment: $1,474.06

Fees in APR: $3,872

Thank you for your inquiry, we will be in touch shortly.

Virginia Credit Union

5.093%

11/13/2018

5.000%

at 0.500 pts
45 day lock rate

Est payment: $1,610.46

Fees in APR: $1,650

LincolnWay Community Bank

4.907%

11/13/2018

4.875%

at 0.000 pts
30 day lock rate

Est payment: $1,587.62

Fees in APR: $1,085

State Department Federal Credit Union

4.683%

11/12/2018

4.625%

at 0.000 pts
60 day lock rate

Est payment: $1,542.42

Fees in APR: $2,000

Apple Federal Credit Union

5.099%

11/14/2018

5.000%

at 1.000 pts
60 day lock rate

Est payment: $1,610.46

Fees in APR: $352

Fulton Bank, NA

5.280%

11/13/2018

5.250%

at 0.000 pts
60 day lock rate

Est payment: $1,656.61

Fees in APR: $1,007

Raymond James Bank, NA

5.163%

11/13/2018

5.125%

at 0.000 pts
45 day lock rate

Est payment: $1,633.46

Fees in APR: $1,299

Bank of Oak Ridge

5.048%

11/15/2018

4.990%

at 0.377 pts
60 day lock rate

Est payment: $1,608.63

Fees in APR: $853

Citizens Bank, NA

5.075%

11/16/2018

5.000%

at 0.375 pts
60 day lock rate

Est payment: $1,610.46

Fees in APR: $1,408

TD Bank, NA

4.789%

11/16/2018

4.750%

at 0.125 pts
45 day lock rate

Est payment: $1,564.94

Fees in APR: $982

Santander Bank, N.A.

5.184%

11/16/2018

5.125%

at 0.000 pts
60 day lock rate

Est payment: $1,633.46

Fees in APR: $2,004

Bank of America

4.858%

11/14/2018

4.750%

at 0.811 pts
60 day lock rate

Est payment: $1,564.94

Fees in APR: $1,289

Armed Forces Bank, N.A.

5.029%

11/14/2018

5.000%

at 0.000 pts
30 day lock rate

Est payment: $1,610.46

Fees in APR: $999

Northwest Federal Credit Union

5.069%

11/14/2018

5.000%

at 0.750 pts
45 day lock rate

Est payment: $1,610.46

Fees in APR: $79

Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.

Compare mortgage rates from several lenders by using our rate tables here: Mortgage Rates. Unlike most websites, no personal information is needed to view a list of loan rates.

30 year jumbo mortgage rates are averaging 4.58%, an increase from yesterday’s average 30 year jumbo mortgage rate of 4.48%. 15 year jumbo mortgage rates currently are averaging 3.82%, up from yesterday’s average 15 year jumbo mortgage rate of 3.67%.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com this past Monday:

Mortgage Rates Today

Conventional Adjustable Mortgage Rates

1 year adjustable mortgage rates today are averaging 3.62%, unchanged from last week’s average 1 year adjustable jumbo mortgage rate.

3 year adjustable mortgage rates today are averaging 2.93%, up from last week’s average 3 year adjustable mortgage rate of 2.88%.

5 year adjustable mortgage rates are averaging 2.96%, down from the prior week’s average 5 year adjustable rate of 3.29%.

Current 7 year adjustable mortgage rates are averaging 3.24%, up from the previous week’s average 7 year adjustable mortgage rate of 3.10%.

10 year adjustable mortgage rates currently are averaging 3.66%, up from last week’s average 10 year adjustable rate of 3.52%.

Adjustable Jumbo Mortgage Loan Rates

Current 1 year jumbo adjustable mortgage rates are averaging 4.05%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.35%, down from last week’s average 3 year jumbo adjustable rate of 3.56%.

5 year adjustable jumbo mortgage rates currently are averaging 3.12%, unchanged from last week’s average jumbo adjustable rate.

7 year jumbo adjustable mortgage loan rates are averaging 3.52%, up from last week’s average 7 year adjustable home loan rate of 3.45%.

10 year jumbo loan rates are averaging 3.93%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.95%.

Conforming Interest Only Adjustable Mortgage Rates Today

3 year interest only adjustable mortgage loan rates are averaging 3.13%, down from last week’s average interest only mortgage loan rate of 3.17%.

5 year IO adjustable loan mortgage rates are averaging 3.14%, up from last week’s average five year interest only mortgage rate of 2.95%.

7 year interest only adjustable mortgage interest rates are averaging 3.35%, up from last week’s average 7 year interest-only mortgage interest rate of 3.17%.

Today's Interest Only Jumbo Mortgage Rates

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.44%, down from last week’s average jumbo adjustable interest only rate of 3.59%.

Current 5 year adjustable jumbo interest only rates are averaging 3.39%, up from last week’s average IO home mortgage interest rate of 3.32%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.72%, up from last week’s average jumbo 7 year home mortgage loan rate of 3.69%.

Current Home Equity Loan Rates

10 year home equity loan rates are averaging 6.68%, down from last week’s average home equity loan rate of 6.73%.

15 year home equity rates are averaging 6.72%, up from last week’s average home equity loan rate of 6.62%.

Home Equity Line of Credit Rates Today

Home equity line of credit rates currently are averaging 5.03%, unchanged from last week’s average rate HELOC rate.

Author: Jason P. Jones

September 24th, 2011

Posted in: Mortgage Rates

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