Mortgage Rates 9/18: 30 Year Home Mortgage Rates Averaging 4.40%

Mortgage rates are hovering above record lows set last week. 30 year conforming home mortgage rates are averaging 4.40 percent, slightly higher than the record low of 4.36 percent set on September 6, 2010. Conforming 30 year mortgage rates in New York are higher averaging 4.47 percent.

Current 30 year jumbo mortgage rates are just above 5.00 percent averaging 5.01 percent, up from an average 30 year jumbo mortgage interest rate of 4.94 percent this past Monday. The average 30 year Connecticut jumbo mortgage rate is also averaging 5.01 percent this morning.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 23223, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.230
4.125
USD
Ally Bank Logo
NMLS # 181005
at 0.100 pts
45 day lock rate
Est payment: $1,453.95
Fees in APR: $3,450
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
300000
Refinance
4.223
3.990
USD
E-Click Lending Logo
NMLS # 227765
State Lic # MC-5920
(877) 387 - 3899
at 1.000 pts
30 day lock rate
Est payment: $1,430.52
Fees in APR: $5,283
 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.094
3.990
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # MC-1825
at 0.100 pts
30 day lock rate
Est payment: $1,430.52
Fees in APR: $3,431
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from First Midwest Bank
First Midwest Bank
https://www.brimg.net/system/img/inst/10612_logo.gif
300000
Refinance
4.052
3.990
USD
First Midwest Bank Logo
NMLS # 423112
at 0.750 pts
60 day lock rate
Est payment: $1,430.52
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from First Midwest Bank
First Midwest Bank
https://www.brimg.net/system/img/inst/10612_logo.gif
300000
Refinance
4.125
4.125
USD
First Midwest Bank Logo
NMLS # 423112
at 0.000 pts
60 day lock rate
Est payment: $1,453.95
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
300000
Refinance
4.427
4.375
USD
E-Click Lending Logo
NMLS # 227765
State Lic # MC-5920
(877) 387 - 3899
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $1,825
 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.380
4.375
USD
Ally Bank Logo
NMLS # 181005
at 0.000 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $194
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from JG Wentworth Home Lending
JG Wentworth Home Lending
https://www.brimg.net/system/img/inst/10054_logo.gif
300000
Refinance
4.258
4.250
USD
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # MC-1875
at 0.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $299
 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.240
4.240
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # MC-1825
at 0.000 pts
30 day lock rate
Est payment: $1,474.06
Fees in APR: $2
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from First Midwest Bank
First Midwest Bank
https://www.brimg.net/system/img/inst/10612_logo.gif
300000
Refinance
3.863
3.750
USD
First Midwest Bank Logo
NMLS # 423112
at 1.375 pts
60 day lock rate
Est payment: $1,389.35
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
300000
Refinance
4.256
3.875
USD
E-Click Lending Logo
NMLS # 227765
State Lic # MC-5920
(877) 387 - 3899
at 2.000 pts
30 day lock rate
Est payment: $1,410.71
Fees in APR: $7,446
 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
3.928
3.740
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # MC-1825
at 1.100 pts
30 day lock rate
Est payment: $1,387.65
Fees in APR: $3,515
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed mtg refi Mortgage Loan from Fulton Bank, NA
Fulton Bank, NA
300000
Refinance
4.529
4.500
USD
Fulton Bank, NA
4.529%
4/16/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $1,007
 
 
30 yr fixed mtg refi Mortgage Loan from Virginia Credit Union
Virginia Credit Union
300000
Refinance
4.328
4.250
USD
Virginia Credit Union
4.328%
4/16/2019
4.250%
at 0.375 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $1,650
 
 
30 yr fixed mtg refi Mortgage Loan from State Department Federal Credit Union
State Department Federal Credit Union
300000
Refinance
4.432
4.375
USD
State Department Federal Credit Union
4.432%
4/15/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $2,000
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.415
4.375
USD
Citizens Bank, NA
4.415%
4/12/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $1,408
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.155
4.125
USD
LincolnWay Community Bank
4.155%
4/16/2019
4.125%
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of Oak Ridge
Bank of Oak Ridge
300000
Refinance
4.295
4.250
USD
Bank of Oak Ridge
4.295%
4/18/2019
4.250%
at 0.250 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $853
 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.278
4.250
USD
TD Bank, NA
4.278%
4/19/2019
4.250%
at 0.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $982
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.557
4.500
USD
Santander Bank, N.A.
4.557%
4/19/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from Northwest Federal Credit Union
Northwest Federal Credit Union
300000
Refinance
4.316
4.250
USD
Northwest Federal Credit Union
4.316%
4/17/2019
4.250%
at 0.750 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $79
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.343
4.250
USD
Bank of America
4.343%
4/17/2019
4.250%
at 0.671 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,289
 
 
30 yr fixed mtg refi Mortgage Loan from Apple Federal Credit Union
Apple Federal Credit Union
300000
Refinance
4.345
4.250
USD
Apple Federal Credit Union
4.345%
4/17/2019
4.250%
at 1.000 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $352
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.






15 year conforming mortgage rates  are averaging 3.86 percent, down slightly from an average 15 year mortgage rate of 3.87 percent earlier this past Monday. 15 year Oregon mortgage rates are averaging 3.87 percent today.

15 year jumbo mortgage rates today are averaging 4.39 percent, down from Monday’s average 15 year jumbo mortgage rate of 4.57 percent. 15 year Maryland jumbo mortgage rates are higher than the national average jumbo rate. Current 15 year jumbo mortgage rates in Maryland are averaging 4.55 percent. 

Following is a more in-depth mortgage rate report released by MonitorBankRates earlier this week:

Mortgage Rates


30 year mortgage rates today are averaging 4.42 percent, up from last week’s average 30 year mortgage interest rate of 4.36 percent last week. Current 30 year refinance mortgage rates are also higher, averaging 4.42 percent. 30 year mortgage rates in Virginia are lower, averaging 4.35 percent.

Today’s 15 year mortgage rates today are averaging 3.87 percent, up from the previous week’s average 15 year mortgage rate of 3.83 percent. 15 year refinance mortgage rates today and 15 year mortgage rates in Washington are also averaging 3.87 percent.

Jumbo Mortgage Rates Today


Today’s 30 year jumbo mortgage rates are averaging 4.94 percent, a decrease from the prior week’s average 30 year jumbo mortgage interest rate of 4.99 percent. Current 30 year jumbo refinance mortgage rates are also down, averaging 4.94 percent. 30 year Tennessee jumbo mortgage rates are averaging a lot higher at  5.13 percent.

15 year jumbo bank mortgage rates moved significantly higher this week. The current average 15 year jumbo mortgage rate is 4.57 percent, up from last week’s average jumbo mortgage interest rate of 4.39 percent. 15 year jumbo mortgage refinance rates today are also higher averaging 4.57 percent.

Today’s Conforming Adjustable Mortgage Rates


Current 1 year adjustable mortgage rates are averaging 3.20 percent, up from last week’s average 1 year adjustable home mortgage interest rate of 3.17 percent. Today’s 1 year conforming adjustable refinance mortgage rates are also higher averaging 3.20 percent.

3 year adjustable mortgage rates today are averaging 3.80 percent, an increase from last week’s average 3 year adjustable rate mortgage of 3.74 percent. 3 year mortgage refinance rates are also up to 3.80 percent.

5 year adjustable mortgage rates currently are averaging 3.44 percent, up from the prior week’s average mortgage rate of 3.34 percent. 5 year refinance mortgage rates today are also higher averaging 3.44 percent.

7 year adjustable bank mortgage rates today are averaging 3.69 percent, up from the previous week’s average 7 year home mortgage rate of 3.66 percent. Current 7 year mortgage refinance rates are averaging 3.69 percent.

Today’s 10 year adjustable mortgage rates are averaging 4.03 percent this week, up slightly from last week’s average 10 year adjustable mortgage rate of 4.02 percent. 10 year home mortgage refinance rates are also higher averaging 4.03 percent.

Adjustable Jumbo Mortgage Rates Today


1 year jumbo adjustable mortgage rates are averaging 5.32 percent, unchanged from the prior week’s average 1 year jumbo adjustable mortgage interest rate. 1 year jumbo refinance mortgage rates today are also unchanged at 5.32 percent.

3 year adjustable jumbo mortgage rates today are lower this week averaging 4.06 percent, down from last week’s average jumbo mortgage rate of 4.20 percent.  3 year jumbo refinance mortgage rates today are also lower averaging 4.06 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.83 percent, an increase from last week’s average mortgage rate of 3.80 percent. 5 year jumbo mortgage refinance rates today are also higher averaging 3.83 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.38 percent, down from last week’s average 7 year home mortgage rate of 4.50 percent. 7 year jumbo refinance mortgage rates today are also lower, averaging 4.38 percent.

Current 10 year jumbo mortgage rates are averaging 5.03 percent, up from the prior week’s average 10 year jumbo home mortgage rate of 4.99 percent. 10 year jumbo home refinance interest rates today are also higher averaging 5.02 percent.

Conventional Interest Only Adjustable Mortgage Rates


Today 3 year interest only adjustable bank mortgage rates are averaging 3.97 percent, up from last week’s average interest only mortgage loan rate of 3.92 percent. 3 year interest only adjustable refinance mortgage rates are also up, averaging 3.97 percent.

5 year interest only adjustable bank mortgage rates today are averaging 3.62 percent, an increase from last week’s average five year interest only mortgage loan rate of 3.50 percent. Today’s 5 year interest only adjustable refinance mortgage rates are also averaging 3.62 percent.

7 year interest only adjustable mortgage rates are averaging 3.84 percent, up from last week’s average 7 year interest-only mortgage interest rate of 3.76 percent. 7 year adjustable refinance rate mortgages today are also higher averaging 3.84 percent.

Jumbo Interest Only Adjustable Mortgage Rates Today


3 year jumbo interest only adjustable mortgage rates today are averaging 4.43 percent, down from last week’s average jumbo adjustable interest only mortgage rate of 4.61 percent. 3 year interest only adjustable jumbo refinance rates today are also down averaging 4.43 percent.

5 year adjustable jumbo interest only mortgage rates today are averaging 4.26 percent, down from last week’s average IO home mortgage interest rate of 4.32 percent. 5 year jumbo adjustable IO loan rates are also lower, averaging 4.26 percent.

7 year jumbo IO adjustable mortgage rates are averaging 4.85 percent, down from an average jumbo 7 year home mortgage rate of 4.90 percent last week. 7 year jumbo adjustable interest-only mortgage rates today are also averaging lower at 4.85 percent.

Home Equity Loan Rates Today


Current 10 year home equity loan rates are averaging 6.777 percent, down from the previous week’s average home equity loan rate of 6.884 percent.

15 year home equity rates today are averaging 7.107 percent, up from last week’s average home equity rate of 6.565 percent.

Home Equity Line of Credit Rates Today


Home equity line of credit rates are averaging 4.913 percent, up from last week’s average HELOC rate of 4.763 percent.

Real estate agents use our mortgage rate widget to keep your website visitors up to date on current mortgage rates in your state. MonitorBankRates.com also offers a free mortgage calculator.
 
 
Author: Brian McKay
September 18th, 2010
Posted in: Mortgage Rates