Mortgage rates are hovering above record lows set last week. 30 year conforming home mortgage rates are averaging 4.40 percent, slightly higher than the record low of 4.36 percent set on September 6, 2010. Conforming 30 year mortgage rates in New York are higher averaging 4.47 percent.

Current 30 year jumbo mortgage rates are just above 5.00 percent averaging 5.01 percent, up from an average 30 year jumbo mortgage interest rate of 4.94 percent this past Monday. The average 30 year Connecticut jumbo mortgage rate is also averaging 5.01 percent this morning.

15 year conforming mortgage rates  are averaging 3.86 percent, down slightly from an average 15 year mortgage rate of 3.87 percent earlier this past Monday. 15 year Oregon mortgage rates are averaging 3.87 percent today.

15 year jumbo mortgage rates today are averaging 4.39 percent, down from Monday’s average 15 year jumbo mortgage rate of 4.57 percent. 15 year Maryland jumbo mortgage rates are higher than the national average jumbo rate. Current 15 year jumbo mortgage rates in Maryland are averaging 4.55 percent. 

Following is a more in-depth mortgage rate report released by MonitorBankRates earlier this week:

Mortgage Rates

30 year mortgage rates today are averaging 4.42 percent, up from last week’s average 30 year mortgage interest rate of 4.36 percent last week. Current 30 year refinance mortgage rates are also higher, averaging 4.42 percent. 30 year mortgage rates in Virginia are lower, averaging 4.35 percent.

Today’s 15 year mortgage rates today are averaging 3.87 percent, up from the previous week’s average 15 year mortgage rate of 3.83 percent. 15 year refinance mortgage rates today and 15 year mortgage rates in Washington are also averaging 3.87 percent.

Jumbo Mortgage Rates Today

Today’s 30 year jumbo mortgage rates are averaging 4.94 percent, a decrease from the prior week’s average 30 year jumbo mortgage interest rate of 4.99 percent. Current 30 year jumbo refinance mortgage rates are also down, averaging 4.94 percent. 30 year Tennessee jumbo mortgage rates are averaging a lot higher at  5.13 percent.

15 year jumbo bank mortgage rates moved significantly higher this week. The current average 15 year jumbo mortgage rate is 4.57 percent, up from last week’s average jumbo mortgage interest rate of 4.39 percent. 15 year jumbo mortgage refinance rates today are also higher averaging 4.57 percent.

Today’s Conforming Adjustable Mortgage Rates

Current 1 year adjustable mortgage rates are averaging 3.20 percent, up from last week’s average 1 year adjustable home mortgage interest rate of 3.17 percent. Today’s 1 year conforming adjustable refinance mortgage rates are also higher averaging 3.20 percent.

3 year adjustable mortgage rates today are averaging 3.80 percent, an increase from last week’s average 3 year adjustable rate mortgage of 3.74 percent. 3 year mortgage refinance rates are also up to 3.80 percent.

5 year adjustable mortgage rates currently are averaging 3.44 percent, up from the prior week’s average mortgage rate of 3.34 percent. 5 year refinance mortgage rates today are also higher averaging 3.44 percent.

7 year adjustable bank mortgage rates today are averaging 3.69 percent, up from the previous week’s average 7 year home mortgage rate of 3.66 percent. Current 7 year mortgage refinance rates are averaging 3.69 percent.

Today’s 10 year adjustable mortgage rates are averaging 4.03 percent this week, up slightly from last week’s average 10 year adjustable mortgage rate of 4.02 percent. 10 year home mortgage refinance rates are also higher averaging 4.03 percent.

Adjustable Jumbo Mortgage Rates Today

1 year jumbo adjustable mortgage rates are averaging 5.32 percent, unchanged from the prior week’s average 1 year jumbo adjustable mortgage interest rate. 1 year jumbo refinance mortgage rates today are also unchanged at 5.32 percent.

3 year adjustable jumbo mortgage rates today are lower this week averaging 4.06 percent, down from last week’s average jumbo mortgage rate of 4.20 percent.  3 year jumbo refinance mortgage rates today are also lower averaging 4.06 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.83 percent, an increase from last week’s average mortgage rate of 3.80 percent. 5 year jumbo mortgage refinance rates today are also higher averaging 3.83 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.38 percent, down from last week’s average 7 year home mortgage rate of 4.50 percent. 7 year jumbo refinance mortgage rates today are also lower, averaging 4.38 percent.

Current 10 year jumbo mortgage rates are averaging 5.03 percent, up from the prior week’s average 10 year jumbo home mortgage rate of 4.99 percent. 10 year jumbo home refinance interest rates today are also higher averaging 5.02 percent.

Conventional Interest Only Adjustable Mortgage Rates

Today 3 year interest only adjustable bank mortgage rates are averaging 3.97 percent, up from last week’s average interest only mortgage loan rate of 3.92 percent. 3 year interest only adjustable refinance mortgage rates are also up, averaging 3.97 percent.

5 year interest only adjustable bank mortgage rates today are averaging 3.62 percent, an increase from last week’s average five year interest only mortgage loan rate of 3.50 percent. Today’s 5 year interest only adjustable refinance mortgage rates are also averaging 3.62 percent.

7 year interest only adjustable mortgage rates are averaging 3.84 percent, up from last week’s average 7 year interest-only mortgage interest rate of 3.76 percent. 7 year adjustable refinance rate mortgages today are also higher averaging 3.84 percent.

Jumbo Interest Only Adjustable Mortgage Rates Today

3 year jumbo interest only adjustable mortgage rates today are averaging 4.43 percent, down from last week’s average jumbo adjustable interest only mortgage rate of 4.61 percent. 3 year interest only adjustable jumbo refinance rates today are also down averaging 4.43 percent.

5 year adjustable jumbo interest only mortgage rates today are averaging 4.26 percent, down from last week’s average IO home mortgage interest rate of 4.32 percent. 5 year jumbo adjustable IO loan rates are also lower, averaging 4.26 percent.

7 year jumbo IO adjustable mortgage rates are averaging 4.85 percent, down from an average jumbo 7 year home mortgage rate of 4.90 percent last week. 7 year jumbo adjustable interest-only mortgage rates today are also averaging lower at 4.85 percent.

Home Equity Loan Rates Today

Current 10 year home equity loan rates are averaging 6.777 percent, down from the previous week’s average home equity loan rate of 6.884 percent.

15 year home equity rates today are averaging 7.107 percent, up from last week’s average home equity rate of 6.565 percent.

Home Equity Line of Credit Rates Today

Home equity line of credit rates are averaging 4.913 percent, up from last week’s average HELOC rate of 4.763 percent.

Real estate agents use our mortgage rate widget to keep your website visitors up to date on current mortgage rates in your state. MonitorBankRates.com also offers a free mortgage calculator.