Mortgage Rates 9/18: 30 Year Home Mortgage Rates Averaging 4.40%

Mortgage rates are hovering above record lows set last week. 30 year conforming home mortgage rates are averaging 4.40 percent, slightly higher than the record low of 4.36 percent set on September 6, 2010. Conforming 30 year mortgage rates in New York are higher averaging 4.47 percent.

Current 30 year jumbo mortgage rates are just above 5.00 percent averaging 5.01 percent, up from an average 30 year jumbo mortgage interest rate of 4.94 percent this past Monday. The average 30 year Connecticut jumbo mortgage rate is also averaging 5.01 percent this morning.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 06101, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from Northpointe Bank
Northpointe Bank
https://www.brimg.net/system/img/inst/10077_logo.gif
300000
Refinance
4.227
4.125
USD
Northpointe Bank Logo
NMLS # 447490
at 0.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $3,350
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.354
4.250
USD
Ally Bank Logo
NMLS # 181005
at 0.100 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $3,395
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
4.049
4.000
USD
CF Bank Logo
NMLS # 409132
(877) 388 - 5173
at 0.100 pts
45 day lock rate
Est payment: $1,432.25
Fees in APR: $1,484
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.079
3.990
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # ML-66247
(877) 388 - 9170
at 0.100 pts
30 day lock rate
Est payment: $1,430.52
Fees in APR: $2,885
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.784
4.700
USD
CIT Bank Logo
NMLS # 541760
(877) 366 - 5354
at 0.100 pts
45 day lock rate
Est payment: $1,555.91
Fees in APR: $2,582
Thank you for your inquiry! We look forward to working with you. 
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.267
4.125
USD
HomeDirect Mortgage Logo
NMLS # 403501
at 1.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $2,046
 
 
30 yr fixed Mortgage Loan from Citibank, N. A.
Citibank, N. A.
https://www.brimg.net/system/img/inst/8189_logo.gif
300000
Refinance
4.796
4.750
USD
Citibank, N. A. Logo
NMLS # 412915
(877) 385 - 1690
at 0.000 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $1,590
 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.512
4.500
USD
Ally Bank Logo
NMLS # 181005
at 0.000 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $415
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
4.125
4.125
USD
CF Bank Logo
NMLS # 409132
(877) 388 - 5173
at 0.000 pts
45 day lock rate
Est payment: $1,453.95
Fees in APR: None
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.242
4.240
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # ML-66247
(877) 388 - 9170
at 0.000 pts
30 day lock rate
Est payment: $1,474.06
Fees in APR: $56
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.375
4.375
USD
HomeDirect Mortgage Logo
NMLS # 403501
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Northpointe Bank
Northpointe Bank
https://www.brimg.net/system/img/inst/10077_logo.gif
300000
Refinance
4.250
4.250
USD
Northpointe Bank Logo
NMLS # 447490
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: None
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Better Mortgage Inc
Better Mortgage Inc
https://www.brimg.net/system/img/inst/9722_logo.gif
300000
Refinance
4.069
4.000
USD
Better Mortgage Inc Logo
NMLS # 330511
State Lic # ML-330511
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $2,482
Thank you for your quote. 
 
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
3.903
3.750
USD
CF Bank Logo
NMLS # 409132
(877) 388 - 5173
at 1.100 pts
45 day lock rate
Est payment: $1,389.35
Fees in APR: $2,261
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.004
3.865
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # ML-66247
(877) 388 - 9170
at 1.100 pts
30 day lock rate
Est payment: $1,409.00
Fees in APR: $1,712
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
9.489
9.125
USD
CIT Bank Logo
NMLS # 541760
(877) 366 - 5354
at 1.100 pts
45 day lock rate
Est payment: $2,440.90
Fees in APR: $6,132
Thank you for your inquiry! We look forward to working with you. 
 
30 yr fixed mtg refi Mortgage Loan from The Washington Trust Company
The Washington Trust Company
300000
Refinance
4.280
4.250
USD
The Washington Trust Company
4.280%
2/19/2019
4.250%
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,083
 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.405
4.375
USD
TD Bank, NA
4.405%
2/20/2019
4.375%
at 0.000 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $1,043
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.373
4.250
USD
Bank of America
4.373%
2/18/2019
4.250%
at 0.998 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,351
 
 
30 yr fixed mtg refi Mortgage Loan from First National Bank of Omaha
First National Bank of Omaha
300000
Refinance
4.815
4.750
USD
First National Bank of Omaha
4.815%
2/21/2019
4.750%
at 0.500 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $752
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.406
4.375
USD
LincolnWay Community Bank
4.406%
2/19/2019
4.375%
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from United Bank
United Bank
300000
Refinance
4.401
4.375
USD
United Bank
4.401%
2/19/2019
4.375%
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $911
 
 
30 yr fixed mtg refi Mortgage Loan from The Guilford Savings Bank
The Guilford Savings Bank
300000
Refinance
4.542
4.500
USD
The Guilford Savings Bank
4.542%
2/22/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $719
 
 
30 yr fixed mtg refi Mortgage Loan from Savings Bank of Danbury
Savings Bank of Danbury
300000
Refinance
4.523
4.500
USD
Savings Bank of Danbury
4.523%
2/22/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $790
 
 
30 yr fixed mtg refi Mortgage Loan from Liberty Bank
Liberty Bank
300000
Refinance
4.419
4.375
USD
Liberty Bank
4.419%
2/22/2019
4.375%
at 0.250 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $814
 
 
30 yr fixed mtg refi Mortgage Loan from Union Savings Bank
Union Savings Bank
300000
Refinance
4.524
4.500
USD
Union Savings Bank
4.524%
2/22/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $852
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.550
4.500
USD
Citizens Bank, NA
4.550%
2/22/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $998
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.683
4.625
USD
Santander Bank, N.A.
4.683%
2/22/2019
4.625%
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from UniBank for Savings
UniBank for Savings
300000
Refinance
4.786
4.750
USD
UniBank for Savings
4.786%
2/22/2019
4.750%
at 0.250 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $500
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.






15 year conforming mortgage rates  are averaging 3.86 percent, down slightly from an average 15 year mortgage rate of 3.87 percent earlier this past Monday. 15 year Oregon mortgage rates are averaging 3.87 percent today.

15 year jumbo mortgage rates today are averaging 4.39 percent, down from Monday’s average 15 year jumbo mortgage rate of 4.57 percent. 15 year Maryland jumbo mortgage rates are higher than the national average jumbo rate. Current 15 year jumbo mortgage rates in Maryland are averaging 4.55 percent. 

Following is a more in-depth mortgage rate report released by MonitorBankRates earlier this week:

Mortgage Rates


30 year mortgage rates today are averaging 4.42 percent, up from last week’s average 30 year mortgage interest rate of 4.36 percent last week. Current 30 year refinance mortgage rates are also higher, averaging 4.42 percent. 30 year mortgage rates in Virginia are lower, averaging 4.35 percent.

Today’s 15 year mortgage rates today are averaging 3.87 percent, up from the previous week’s average 15 year mortgage rate of 3.83 percent. 15 year refinance mortgage rates today and 15 year mortgage rates in Washington are also averaging 3.87 percent.

Jumbo Mortgage Rates Today


Today’s 30 year jumbo mortgage rates are averaging 4.94 percent, a decrease from the prior week’s average 30 year jumbo mortgage interest rate of 4.99 percent. Current 30 year jumbo refinance mortgage rates are also down, averaging 4.94 percent. 30 year Tennessee jumbo mortgage rates are averaging a lot higher at  5.13 percent.

15 year jumbo bank mortgage rates moved significantly higher this week. The current average 15 year jumbo mortgage rate is 4.57 percent, up from last week’s average jumbo mortgage interest rate of 4.39 percent. 15 year jumbo mortgage refinance rates today are also higher averaging 4.57 percent.

Today’s Conforming Adjustable Mortgage Rates


Current 1 year adjustable mortgage rates are averaging 3.20 percent, up from last week’s average 1 year adjustable home mortgage interest rate of 3.17 percent. Today’s 1 year conforming adjustable refinance mortgage rates are also higher averaging 3.20 percent.

3 year adjustable mortgage rates today are averaging 3.80 percent, an increase from last week’s average 3 year adjustable rate mortgage of 3.74 percent. 3 year mortgage refinance rates are also up to 3.80 percent.

5 year adjustable mortgage rates currently are averaging 3.44 percent, up from the prior week’s average mortgage rate of 3.34 percent. 5 year refinance mortgage rates today are also higher averaging 3.44 percent.

7 year adjustable bank mortgage rates today are averaging 3.69 percent, up from the previous week’s average 7 year home mortgage rate of 3.66 percent. Current 7 year mortgage refinance rates are averaging 3.69 percent.

Today’s 10 year adjustable mortgage rates are averaging 4.03 percent this week, up slightly from last week’s average 10 year adjustable mortgage rate of 4.02 percent. 10 year home mortgage refinance rates are also higher averaging 4.03 percent.

Adjustable Jumbo Mortgage Rates Today


1 year jumbo adjustable mortgage rates are averaging 5.32 percent, unchanged from the prior week’s average 1 year jumbo adjustable mortgage interest rate. 1 year jumbo refinance mortgage rates today are also unchanged at 5.32 percent.

3 year adjustable jumbo mortgage rates today are lower this week averaging 4.06 percent, down from last week’s average jumbo mortgage rate of 4.20 percent.  3 year jumbo refinance mortgage rates today are also lower averaging 4.06 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.83 percent, an increase from last week’s average mortgage rate of 3.80 percent. 5 year jumbo mortgage refinance rates today are also higher averaging 3.83 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.38 percent, down from last week’s average 7 year home mortgage rate of 4.50 percent. 7 year jumbo refinance mortgage rates today are also lower, averaging 4.38 percent.

Current 10 year jumbo mortgage rates are averaging 5.03 percent, up from the prior week’s average 10 year jumbo home mortgage rate of 4.99 percent. 10 year jumbo home refinance interest rates today are also higher averaging 5.02 percent.

Conventional Interest Only Adjustable Mortgage Rates


Today 3 year interest only adjustable bank mortgage rates are averaging 3.97 percent, up from last week’s average interest only mortgage loan rate of 3.92 percent. 3 year interest only adjustable refinance mortgage rates are also up, averaging 3.97 percent.

5 year interest only adjustable bank mortgage rates today are averaging 3.62 percent, an increase from last week’s average five year interest only mortgage loan rate of 3.50 percent. Today’s 5 year interest only adjustable refinance mortgage rates are also averaging 3.62 percent.

7 year interest only adjustable mortgage rates are averaging 3.84 percent, up from last week’s average 7 year interest-only mortgage interest rate of 3.76 percent. 7 year adjustable refinance rate mortgages today are also higher averaging 3.84 percent.

Jumbo Interest Only Adjustable Mortgage Rates Today


3 year jumbo interest only adjustable mortgage rates today are averaging 4.43 percent, down from last week’s average jumbo adjustable interest only mortgage rate of 4.61 percent. 3 year interest only adjustable jumbo refinance rates today are also down averaging 4.43 percent.

5 year adjustable jumbo interest only mortgage rates today are averaging 4.26 percent, down from last week’s average IO home mortgage interest rate of 4.32 percent. 5 year jumbo adjustable IO loan rates are also lower, averaging 4.26 percent.

7 year jumbo IO adjustable mortgage rates are averaging 4.85 percent, down from an average jumbo 7 year home mortgage rate of 4.90 percent last week. 7 year jumbo adjustable interest-only mortgage rates today are also averaging lower at 4.85 percent.

Home Equity Loan Rates Today


Current 10 year home equity loan rates are averaging 6.777 percent, down from the previous week’s average home equity loan rate of 6.884 percent.

15 year home equity rates today are averaging 7.107 percent, up from last week’s average home equity rate of 6.565 percent.

Home Equity Line of Credit Rates Today


Home equity line of credit rates are averaging 4.913 percent, up from last week’s average HELOC rate of 4.763 percent.

Real estate agents use our mortgage rate widget to keep your website visitors up to date on current mortgage rates in your state. MonitorBankRates.com also offers a free mortgage calculator.
 
 
Author: Brian McKay
September 18th, 2010
Posted in: Mortgage Rates