Mortgage Rates 7/21: Bank Mortgage Rates Higher 30 Year Mortgage Rates Averaging 4.78%

Mortgage rates have headed higher after hitting a low last week. Today's 30 year conforming mortgage rates are averaging 4.78 percent, up from Friday's low of 4.58 percent. 30 year jumbo mortgage rates have also gone higher since last week. Current 30 year jumbo mortgage rates are averaging 5.39 percent, up from an average 30 year mortgage rate of 5.33 yesterday.

Searching for today's mortgage rates and mortgage refinance rates? Search our mortgage rates table at MortgageRates.MonitorBankRates.com to find the best mortgage rates and refi rates. Unlike most websites, no personal information is needed to display a current list of mortgage rates in your state.




Conforming 15 year mortgage rates have gone lower since Monday. Current 15 year mortgage rates are averaging 4.06 percent, down from Monday’s average 15 year mortgage interest rate of 4.21 percent.

Current 15 year jumbo mortgage rates are averaging 4.91 percent, up from Monday’s average 15 year jumbo mortgage rate of 4.71 percent. Following is a more in-depth mortgage rate report released by MonitorBankRates.com earlier this week.

Mortgage Rates 7/21/2010


Current Conforming Mortgage Rates

  • 30 Year Fixed Conforming Mortgage Rates 4.78%

  • 15 Year Fixed Conforming Mortgage Rates 4.06%


Current Jumbo Mortgage Rates

  • 30 Year Jumbo Fixed Mortgage Rates 5.39%

  • 15 Year Jumbo Fixed Mortgage Rates 4.91%


Current Conforming Adjustable Mortgage Rates

  • 1 Year Adjustable Rates 3.54%

  • 3 Year Adjustable Rates 4.14%

  • 5 Year Adjustable Rates 3.59%


Current Jumbo Adjustable Mortgage Rates

  • 1 Year Adjustable Rates 5.95%

  • 3 Year Adjustable Rates 4.55%

  • 5 Year Adjustable Rates 4.05%



Mortgage Rates Today


30 year mortgage rates are averaging 4.72 percent this week, up from the previous week’s average 30 year mortgage rate of 4.67 percent. Current 30 year refinance mortgage rates are also averaging 4.67 percent this week.

15 year mortgage rates currently are averaging 4.21 percent this week, an increase from last week’s average 15 year mortgage interest rate of 4.18 percent. 15 year mortgage refinance rates currently are also are higher, averaging 4.21 percent this week.

Current Jumbo Mortgage Rates


Current 30 year jumbo mortgage rates are averaging 5.33 percent this week, an increase from last week’s average 30 year jumbo mortgage interest rate of 5.25 percent.  The current average 30 year jumbo mortgage refinance rate is also at 5.33 percent.

15 year jumbo mortgage rates today are averaging 4.71 percent, down from last week’s average jumbo mortgage rate of 4.79 percent. Current 15 year jumbo refinance mortgage rates today are also lower, averaging 4.71 percent.

Adjustable Mortgage Rates Current


1 year conforming adjustable mortgage rates today are averaging 3.54 percent, down from last week’s average 1 year adjustable interest mortgage rate of 3.56 percent. 1 year conforming adjustable refinance mortgage interest rates today are also averaging 3.54.

Currently, 3 year adjustable conventional mortgage rates are at 4.09 percent this week, up from the previous week’s average 3 year adjustable rate mortgage of 4.01 percent. Current 3 year mortgage refinance rates today are also higher averaging 4.09 percent.

5 year adjustable mortgage loan rates today are averaging 3.58 percent, down  from the prior week’s average home loan rate of 3.62 percent. Today’s 5 year refinance home mortgage rates are also down averaging 3.58percent.

Current 7 year adjustable mortgage rates are averaging 3.86 percent this week, down slightly from last week’s average 7 year home mortgage rate of 3.87 percent. 7 year mortgage refinance rates today are also lower, averaging 3.86 percent.

Today’s 10 year adjustable mortgage interest rates are averaging 4.21 percent this week, up from the previous week’s average 10 year adjustable mortgage rate of 4.14 percent.  Current10 year home mortgage refinance rates are also averaging higher at 4.21 percent.

Jumbo Adjustable Mortgage Rates Current


1 year jumbo adjustable mortgage loan rates today are averaging 5.95 percent, unchanged from the previous week’s average 1 year adjustable jumbo mortgage rate. 1 year jumbo refinance mortgage rates today are also averaging 5.95 percent.

Current 3 year jumbo adjustable mortgage interest rates are averaging 4.57 percent, down from last week’s average jumbo interest mortgage rate of 4.61 percent. Today’s 3 year jumbo refinance mortgage rates are also lower, averaging 4.57 percent.

5 year jumbo adjustable home mortgage rates today are averaging 4.07 percent this week, up from last week’s average mortgage rate of 4.06 percent. Current 5 year jumbo refinance rates today are also up slightly, averaging 4.07 percent.

Today’s 7 year jumbo adjustable mortgage rates currently are averaging 4.66 percent, down from last week’s average 7 year home mortgage rate of 4.68 percent. 7 year jumbo refinance mortgage rates today are down to 4.66 percent.

10 year jumbo mortgage rates are averaging 5.28 percent, up from the previous week’s average 10 year jumbo home mortgage rates of 5.26 percent. Today’s 10 year jumbo home loan refinance rates are also higher averaging 5.28 percent.

Current Interest Only Conforming Adjustable Mortgage Rates


3 year interest only adjustable mortgage rates today are averaging 4.27 percent, up from last week’s average interest only mortgage loan rate of 4.42 percent. Current 3 year interest only adjustable refinance mortgage rates are also averaging higher at 4.27 percent.

Current 5 year interest only adjustable mortgage rates today are averaging 3.75 percent, up from last week’s average five year interest only mortgage loan rate of 3.67 percent. Today’s 5 year interest only adjustable refinance mortgage rates are also averaging 3.75 percent.

7 year interest only home adjustable mortgage rates currently are averaging 4.09 percent, up from last week’s average 7 year IO mortgage rate of 4.02 percent. Today’s 7 year adjustable refinance rate mortgages are also averaging 4.02 percent.

Today's Interest Only Jumbo Adjustable Mortgage Rates


Current 3 year jumbo interest only loan adjustable mortgage rates are averaging 5.16 percent, unchanged from last week’s average jumbo adjustable interest only mortgage rate of 5.26 percent. Today’s jumbo IO adjustable refinance rates are also averaging 5.16 percent.

Today’s 5 year adjustable jumbo interest only home loan rates are at 4.54 percent, up from an average IO home mortgage rate of 4.52 percent the previous week. 5 year jumbo adjustable IO loan rates are also averaging 4.54 percent.

7 year jumbo IO adjustable mortgage rates today are averaging 4.98 percent, up from an average jumbo 7 year home mortgage rate of 4.95 percent last week. 7 year jumbo adjustable interest-only mortgage rates are also at 4.98 percent.

Home Equity Loan Rates Today


Current 10 year home equity loan rates are averaging 7.115 percent, unchanged from last week’s average home equity loan rate.

Today’s 15 year home equity rates are averaging 7.433 percent this week, unchanged from last week’s average home equity loan rate.

Today's Home Equity Line of Credit Rates


Current average home equity line of credit rates (HELOC) are at 4.777 percent this week, unchanged from last week’s average HELOC rate.
 
 
Author: Jason P. Jones
July 21st, 2010
Posted in: Mortgage Rates