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Mortgage Rates: 7-28 Today’s Mortgage Rates are Higher, 30 Year Mortgage Rates at 4.58%Mortgage rates are higher as the House is set to vote on a debt limit. 30 year mortgage rates today are averaging 4.58%, an increase from yesterday’s average mortgage rate of 4.57%. 15 year conforming mortgage rates today are also higher averaging 3.70%, an increase from yesterday's average 15 year mortgage rate of 3.69%.
Lender
APR
Rate
Cost & Fees
Notes
 NMLS # 2925
State Lic # MC-1875 Virginia Credit Union
4.328%
4/16/2019
4.250%
at 0.375 pts
45 day lock rate Est payment: $1,475.82
Fees in APR: $1,650
Fulton Bank, NA
4.529%
4/16/2019
4.500%
at 0.000 pts
60 day lock rate Est payment: $1,520.06
Fees in APR: $1,007
State Department Federal Credit Union
4.432%
4/15/2019
4.375%
at 0.000 pts
60 day lock rate Est payment: $1,497.86
Fees in APR: $2,000
Citizens Bank, NA
4.415%
4/12/2019
4.375%
at 0.000 pts
60 day lock rate Est payment: $1,497.86
Fees in APR: $1,408
LincolnWay Community Bank
4.155%
4/16/2019
4.125%
at 0.000 pts
30 day lock rate Est payment: $1,453.95
Fees in APR: $1,085
Bank of America
4.343%
4/17/2019
4.250%
at 0.671 pts
60 day lock rate Est payment: $1,475.82
Fees in APR: $1,289
TD Bank, NA
4.278%
4/19/2019
4.250%
at 0.000 pts
45 day lock rate Est payment: $1,475.82
Fees in APR: $982
Santander Bank, N.A.
4.557%
4/19/2019
4.500%
at 0.000 pts
60 day lock rate Est payment: $1,520.06
Fees in APR: $2,004
Bank of Oak Ridge
4.295%
4/18/2019
4.250%
at 0.250 pts
60 day lock rate Est payment: $1,475.82
Fees in APR: $853
Northwest Federal Credit Union
4.316%
4/17/2019
4.250%
at 0.750 pts
45 day lock rate Est payment: $1,475.82
Fees in APR: $79
Apple Federal Credit Union
4.345%
4/17/2019
4.250%
at 1.000 pts
60 day lock rate Est payment: $1,475.82
Fees in APR: $352
The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information. Compare mortgage rates by searching our rate tables here: Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates. Today's 30 year jumbo mortgage rates are averaging 4.96%, up from the prior day’s average 30 year jumbo mortgage rate of 4.95%. Current 15 year jumbo mortgage rates are averaging 4.27%, up from yesterday’s average 15 year jumbo rate of 4.21%. Following is a more in-depth mortgage rate report released by MonitorBankRates.com yesterday: Mortgage RatesToday’s Conforming Adjustable Mortgage Rates 1 year adjustable mortgage rates are averaging 3.55%, down from last week’s average 1 year adjustable jumbo mortgage rate of 3.66%.3 year adjustable mortgage refinance rates and adjustable mortgage rates today are averaging 3.01%, up from last week’s average 3 year adjustable mortgage rate of 2.89%. 5 year adjustable mortgages are averaging 3.26%, down from the prior week’s average rate of 3.39%. 7 year adjustable mortgage rates are averaging 3.41%, down from the previous week’s average 7 year loan rate of 3.43%. 10 year adjustable mortgage rates are averaging 3.89%, down from last week’s average 10 year adjustable rate of 3.91%. Today's Adjustable Jumbo Mortgage Rates1 year jumbo adjustable mortgage rates are averaging 4.05%, up from last week’s average adjustable jumbo mortgage rate of 4.00%. 3 year adjustable jumbo rates are averaging higher at 3.41%, up from last week’s average 3 year jumbo adjustable rate of 3.38%. 5 year adjustable jumbo rates today are averaging 3.29%, a decrease from last week’s average jumbo adjustable rate of 3.42%. Current 7 year jumbo adjustable loan rates are averaging 3.93%, up from last week’s average 7 year adjustable home loan rate of 3.53%. 10 year jumbo loan rates are averaging 4.37%, down from the prior week’s average 10 year jumbo home loan rate of 4.52%. Conforming Interest Only Adjustable Mortgage Rates Current3 year interest only adjustable mortgage loan rates are averaging 3.13%, up from last week’s average interest only mortgage loan rate of 3.05%. 5 year IO adjustable loan rates are averaging 3.15%, down last week’s average five year interest only mortgage loan rate of 3.19%. 7 year interest only adjustable mortgage loan rates are averaging 3.51%, down from last week’s average 7 year interest-only mortgage interest rate of 3.53%. Interest Only Jumbo Mortgage Rates Today3 year jumbo interest only adjustable loan rates are averaging 3.47%, a decline from last week’s average jumbo adjustable interest only rate of 3.93%. 5 year adjustable jumbo interest only rates are averaging 3.67%, up from last week’s average IO home mortgage interest rate of 3.65%. 7 year jumbo interest only adjustable rates are averaging 4.02%, down from last week’s average jumbo 7 year home loan rate of 4.07%. Current Home Equity Loan Rates10 year home equity loan rates are averaging 6.77%, unchanged from last week’s average home equity loan rate. 15 year home equity rates are averaging 6.82%, down from the prior week’s average home equity loan rate of 6.98%. HELOC Rates TodayHome equity line of credit rates are averaging 4.97%, unchanged from last week’s average rate HELOC rate. |
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