Mortgage Rates: 7-28 Today’s Mortgage Rates are Higher, 30 Year Mortgage Rates at 4.58%



Mortgage rates are higher as the House is set to vote on a debt limit. 30 year mortgage rates today are averaging 4.58%, an increase from yesterday’s average mortgage rate of 4.57%. 15 year conforming mortgage rates today are also higher averaging 3.70%, an increase from yesterday's average 15 year mortgage rate of 3.69%.

Loan Type
Purchase    Refinance
HELOC
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.514%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 1.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $14,150
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.842%
3.375%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,327
Fees in APR: $12,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.376%
3.990%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 1.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $14,150
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.568%
3.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $17,150
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.568%
3.125%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $17,150
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
5.319%
3.875%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $12,500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.567%
3.375%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,327
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.709%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
05/29/2020
at 0.750 pts
60 day lock rate
Est payment: $1,186
Fees in APR: $8,307
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.777%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
05/29/2020
at 0.000 pts
60 day lock rate
Est payment: $1,205
Fees in APR: $6,000
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.107%
3.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 1.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $4,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.739%
3.625%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 1.000 pts
45 day lock rate
Est payment: $1,369
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.693%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,348
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.025%
3.990%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 0.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






Compare mortgage rates by searching our rate tables here: Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Today's 30 year jumbo mortgage rates are averaging 4.96%, up from the prior day’s average 30 year jumbo mortgage rate of 4.95%. Current 15 year jumbo mortgage rates are averaging 4.27%, up from yesterday’s average 15 year jumbo rate of 4.21%.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com yesterday:

Mortgage Rates


Today’s Conforming Adjustable Mortgage Rates


1 year adjustable mortgage rates are averaging 3.55%, down from last week’s average 1 year adjustable jumbo mortgage rate of 3.66%.

3 year adjustable mortgage refinance rates and adjustable mortgage rates today are averaging 3.01%, up from last week’s average 3 year adjustable mortgage rate of 2.89%.

5 year adjustable mortgages are averaging 3.26%, down from the prior week’s average rate of 3.39%.

7 year adjustable mortgage rates are averaging 3.41%, down from the previous week’s average 7 year loan rate of 3.43%.

10 year adjustable mortgage rates are averaging 3.89%, down from last week’s average 10 year adjustable rate of 3.91%.

Today's Adjustable Jumbo Mortgage Rates


1 year jumbo adjustable mortgage rates are averaging 4.05%, up from last week’s average adjustable jumbo mortgage rate of 4.00%.

3 year adjustable jumbo rates are averaging higher at 3.41%, up from last week’s average 3 year jumbo adjustable rate of 3.38%.

5 year adjustable jumbo rates today are averaging 3.29%, a decrease from last week’s average jumbo adjustable rate of 3.42%.

Current 7 year jumbo adjustable loan rates are averaging 3.93%, up from last week’s average 7 year adjustable home loan rate of 3.53%.

10 year jumbo loan rates are averaging 4.37%, down from the prior week’s average 10 year jumbo home loan rate of 4.52%. 

Conforming Interest Only Adjustable Mortgage Rates Current


3 year interest only adjustable mortgage loan rates are averaging 3.13%, up from last week’s average interest only mortgage loan rate of 3.05%.

5 year IO adjustable loan rates are averaging 3.15%, down last week’s average five year interest only mortgage loan rate of 3.19%.

7 year interest only adjustable mortgage loan rates are averaging 3.51%, down from last week’s average 7 year interest-only mortgage interest rate of 3.53%. 

Interest Only Jumbo Mortgage Rates Today


3 year jumbo interest only adjustable loan rates are averaging 3.47%, a decline from last week’s average jumbo adjustable interest only rate of 3.93%.

5 year adjustable jumbo interest only rates are averaging 3.67%, up from last week’s average IO home mortgage interest rate of 3.65%.

7 year jumbo interest only adjustable rates are averaging 4.02%, down from last week’s average jumbo 7 year home loan rate of 4.07%.

Current Home Equity Loan Rates


10 year home equity loan rates are averaging 6.77%, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.82%, down from the prior week’s average home equity loan rate of 6.98%.

HELOC Rates Today


Home equity line of credit rates are averaging 4.97%, unchanged from last week’s average rate HELOC rate.




 
 
Author: Jason P. Jones
July 28th, 2011
Posted in: Mortgage Rates