Mortgage Rates 4/26: Current 30 Year Mortgage Rates at 4.78%, Today’s 15 Year Mortgage Rates at 4.09%

Current 30 year conforming mortgage rates are averaging 4.78%, down from yesterday's average 30 year mortgage rate of 4.85%. Average 30 year mortgage rates in California are higher than the national average rate. 30 year conforming mortgage rates today in California are averaging 4.89%.

Today's 15 year conforming rates are lower averaging 4.09%, down from yesterday's average 15 year mortgage rate of 4.18%. Average 15 year mortgage rates in Michigan are slightly lower than the national average. 15 year mortgage rates today in Michigan are averaging 4.07%.

30 year jumbo mortgage rates are averaging 5.33%, unchanged from yesterday's average jumbo loan mortgage rate. 30 year jumbo interest rates in New Jersey are lower than the national average.  30 year jumbo mortgage rates currently in New Jersey are averaging 5.22%.

15 year jumbo rates are averaging 4.63%, down from yesterday’s average jumbo rate of 4.68%. 15 year jumbo interest rates in Florida are higher than the national average rate. 15 year jumbo interest rates in Florida are averaging 4.76%.

Following is a more extensive mortgage rate report released by yesterday:

Conforming Adjustable Mortgage Interest Rates

The current average rate on 1 year adjustable mortgage loans is at 3.39%, up from last week’s average 1 year adjustable interest rate of 2.95%.

Today's 3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.39 percent, down from last week’s average 3 year rate of 3.45 percent.

Current interest rates on 5 year ARMs are averaging 3.27 percent, down  from the prior week’s average rate of 3.30 percent.

Today's refinance rates and mortgage rates on 7 year adjustable loans are averaging 3.64 percent, down from the previous week’s average of 3.71 percent.

10 year adjustable loan rates are averaging 4.17 percent this week, down from last week’s average 10 year adjustable rate of 4.22 percent. Average refinance rates on 10 year home loans are also averaging 4.17 percent.

Current Adjustable Jumbo Mortgage Rates Today

Today’s 1 year jumbo adjustable loan rates are averaging 4.05 percent, unchanged from the prior week’s average 1 year jumbo adjustable rate. Jumbo refinance rates are also unchanged at 4.05 percent.

3 year adjustable jumbo rates are averaging 3.96 percent, down from last week’s average 3 year jumbo rate of 4.03 percent. Refinance rates today on 3 year jumbo loans are also lower, averaging 3.96 percent.

5 year adjustable jumbo interest rates today are averaging 3.66 percent, down from last week’s average jumbo adjustable rate of 3.73 percent. Today’s refinancing interest rates are also averaging 3.66 percent.

7 year jumbo adjustable loan rates are averaging 4.32 percent, down from last week’s average 7 year adjustable rate of 4.36 percent. 7 year jumbo refinance rates are also lower at 4.32 percent.

10 year jumbo loan rates are averaging 4.83 percent, up from the prior week’s average 10 year jumbo rate of 4.76 percent. 10 year jumbo refinance interest rates are also higher, averaging 4.83 percent.

Today's Conforming Interest Only Adjustable Mortgage Rates

Current 3 year interest only adjustable rates are averaging 3.29 percent, down from last week’s average loan rate of 3.57 percent. 3 year interest only adjustable refi rates are also averaging 3.29 percent.

Today's 5 year interest only ARMs are averaging 3.43 percent, down from last week’s average 5 year rate of 3.50 percent. 5 year IO adjustable refinance mortgage loan rates are also averaging 3.43 percent.

7 year interest-only adjustable mortgage loan rates today are averaging 3.84 percent, down from last week’s average 7 year interest only mortgage rate of 4.04 percent. 7 year adjustable refi rates are averaging 3.84 percent.

Interest Only Jumbo Refinance Adjustable Mortgage Rates Today

3 year jumbo interest only loan rates are averaging 4.64 percent, down from last week’s average jumbo adjustable interest only rate of 4.67 percent. 3 year interest only adjustable jumbo refi rates are also averaging 4.64 percent.

5 year adjustable jumbo interest only rates are averaging 4.02 percent, down from last week’s average IO home mortgage interest rate of 4.04 percent. 5 year jumbo adjustable IO loan rates are also averaging 4.02 percent.

7 year jumbo interest only adjustable rates are averaging 4.45 percent, down from last week’s average jumbo rate of 4.65 percent. 7 year jumbo adjustable IO refi are also averaging 4.45 percent.

Home Equity Loan Rates Current

10 year home equity loan rates are averaging 6.79 percent, up from last week’s average home equity loan rate of 6.64 percent.

15 year home equity rates are averaging 6.88 percent, up from the prior week’s average home equity loan rate of 6.50  percent.

Today's Home Equity Line of Credit Rates

Home equity line of credit rates are averaging 4.99 percent, down from last week’s average rate HELOC rate of 5.13 percent
Author: Robert Till
April 26th, 2011
Posted in: Mortgage Rates