Home Mortgage Rates Unchanged on Halloween: 30 Year Conforming Mortgage Rates at 4.20%, 15 Year Conforming Mortgage Rates at 3.69%

Current 30 year home mortgage rates are unchanged to day after declining 8 basis points on Saturday. 30 year mortgage rates are averaging 4.20 percent, unchanged  from yearterday’s average 30 year home mortgage rate. 30 year home mortgage rates in Arizona are higher than the national average 30 year mortgage rate. The current average 30 year home mortgage rate Arizona is at 4.27 percent.

15 year home mortgage rates are averaging 3.69 percent, unchanged from yesterday’s average 15 year mortgage home mortgage rate. 15 year home mortgage rates today in Mississippi are lower averaging 3.56 percent.

Today's jumbo 30 year mortgage rates are averaging 4.78 percent, unchanged from yesterday’s average 30 year jumbo home mortgage rate. 30 year jumbo home mortgage rates in New Hampshire are lower averaging 4.74 percent.

Current 15 year jumbo mortgage rates are averaging 4.10 percent, no change from yesterday’s average jumbo mortgage rate. 15 year jumbo mortgage rates today in Wisconsin are lower averaging 4.08 percent.

Following is a more in-depth mortgage rate report released by MonitorBankRates earlier this week:

Mortgage Rates

Current conforming 30 year mortgage rates are averaging 4.27 percent, up from last week’s average 30 year home mortgage rate of 4.26 percent. Current 3o year mortgage refinance rates are also averaging 4.27 percent this week.

Conforming15 year home mortgage rates today are averaging 3.53 percent, down from the previous week’s average 15 year mortgage interest rate of 3.70 percent. Current Jumbo Mortgage Rates

30 year jumbo mortgage loan rates today are averaging 4.71 percent, down from the previous week’s average 30 year jumbo mortgage interest rate of 4.73 percent. 30 year jumbo loan refinance rates today are also averaging 4.71 percent.

15 year jumbo home mortgage interest rates are averaging at 4.03 percent, down from the prior week’s average jumbo mortgage loan rate of 4.17 percent. 15 year jumbo mortgage refinance rates today are also lower averaging 4.03 percent. 

Current Conforming Adjustable Home Mortgage Rates

1 year adjustable mortgage rates today are averaging 3.76 percent, down from last week’s average 1 year adjustable home mortgage loan rate of 3.77 percent. Current 1 year conforming adjustable refinance loan mortgage rates are also lower averaging 3.76 percent.

3 year adjustable mortgage rates today are averaging 3.37 percent, an increase from last week’s average 3 year adjustable mortgage loan rate of 3.25 percent. Current 3 year mortgage refinance rates are also higher averaging 3.37 percent.

5 year adjustable mortgage loan rates today are averaging 3.21 percent, up from the prior week’s average mortgage rate of 3.09 percent. 5 year refinance home loan rates today are also higher at 3.21 percent.

7 year adjustable mortgage loan interest rates today are averaging 3.43 percent, up from the previous week’s average 7 year home mortgage rate of 3.33 percent. Today’s 7 year refinance rates are also higher averaging 3.43 percent.

10 year adjustable mortgage loan rates today are averaging 3.81 percent this week, up from last week’s average 10 year adjustable mortgage rate of 3.87 percent. 10 year home refinance rates today are also averaging 3.81 percent.

Adjustable Jumbo Mortgage Rates Today

Current 1 year jumbo adjustable loan interet rates are averaging 5.32 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate. 1 year jumbo refinance loan mortgage rates today are unchanged at 5.32 percent.

3 year adjustable jumbo mortgage rates today are higher averaging 4.08 percent, up from last week’s average 3 year jumbo adjustable loan rate of 4.07 percent. 3 year refinance jumbo mortgage rates today are also higher at 4.08 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.65 percent, up from last week’s average mortgage rate of 3.63 percent. 5 year jumbo mortgage refi rates today are also higher averaging 3.65 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.30 percent, up from last week’s average 7 year home mortgage loan rate of 4.22 percent. 7 year jumbo refinance mortgage rates today are also higher, averaging 4.30 percent.

10 year loan jumbo loan interest rates are averaging 4.79 percent, up from the prior week’s average 10 year jumbo home mortgage rate of 4.71 percent. 10 year jumbo home loan refinance interest rates today are also higher averaging 4.79 percent.

Conforming Interest-Only Adjustable Home Mortgage Rates

3 year interest only adjustable mortgage loan rates today are averaging 3.51 percent, up from last week’s average interest only mortgage loan rate of 3.40 percent. 3 year interest only adjustable refinance mortgage rates are also higher at 3.51 percent.

5 year interest only adjustable loan rates are averaging 3.34 percent, up from last week’s average five year interest only mortgage loan rate of 3.19 percent.  5 year interest only adjustable refinance mortgage rates are also averaging 3.34 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.49 percent, up from last week’s average 7 year interest-only mortgage interest rate of 3.44 percent. 7 year adjustable refinance rate mortgages today are averaging 3.49 percent.

Jumbo IO Home Adjustable Mortgage Rates

3 year jumbo interest only adjustable mortgage rates today are averaging 4.48 percent, down from last week’s average jumbo adjustable interest only mortgage rate of 4.54 percent. 3 year interest only adjustable jumbo refinance rates today are averaging 4.48 percent.

5 year adjustable jumbo loan interest only mortgage rates today are averaging 4.00 percent, up from last week’s average IO home mortgage interest rate of 3.91 percent. 5 year jumbo adjustable IO loan rates are also higher averaging 4.00 percent.

7 year jumbo IO loan adjustable mortgage rates are averaging 4.58 percent, down from an average jumbo 7 year home mortgage rate of 4.64 percent last week. Current 7 year jumbo adjustable interest-only mortgage rates today are also averaging 4.58 percent.

Home Equity Loan Rates

Current 10 year home equity loan rates are averaging 6.677 percent, down from the previous week’s average home equity loan rate of 6.776 percent.

15 year home equity rates today are averaging 7.063 percent, down from last week’s average home equity rate of 7.095 percent.

HELOC Rates

Home equity line of credit rates are averaging 5.17 percent, up from last week’s average HELOC rate of 4.949 percent.

 
Author: Brian McKay
October 31st, 2010

Explore Other Bank Mortgage Rate Offers