Home Mortgage Interest Rates Today 10/24: 30 Year Mortgage Rates at 4.24%, 15 Year Mortgage Rates at 3.68%

Long term conforming home mortgage rates and jumbo home mortgage rates are unchanged today. Fixed conforming 30 year home mortgage rates are averaging 4.24 percent, no change from Saturday's average 30 year mortgage rate. Conforming 30 year mortgage rates today in Montana are lower averaging 4.18 percent.

Current fixed conforming 15 year home mortgage  rates are averaging 3.68, unchanged from yesterday’s average 15 year home loan rate. 15 year home mortgage rates in Maine are slightly lower than the national average. 15 year mortgage rates today ME are averaging 3.67 percent. 

30 year jumbo home mortgage rates today are averaging 4.68 percent, no change from yesterday’s average 30 year jumbo rate. 30 year fixed jumbo mortgage rates in California are higher than the national average. Current 30 year jumbo home loan rates in CA are averaging 4.96 percent. 

15 year fixed jumbo home mortgage rates today are averaging 4.08 percent, unchanged from yesterday’s average 15 year jumbo home rate. 15 year jumbo mortgage rates in IL are higher averaging 4.24 percent.

Following is a more in-depth mortgage rates report released by MonitorBankRates.com earlier this week:

Mortgage Rates

Conforming Adjustable Home Mortgage Rates Today

1 year adjustable mortgage rates today are averaging 3.77 percent, an increase from last week’s average 1 year adjustable home mortgage loan rate of 3.17 percent. Current 1 year conforming adjustable refinance loan mortgage rates are also higher averaging 3.77 percent.

3 year adjustable mortgage rates today are averaging 3.25 percent, a decrease from last week’s average 3 year adjustable mortgage loan rate of 3.30 percent. Today’s 3 year mortgage refinance rates are also lower averaging 3.25 percent.

5 year adjustable mortgage loan rates today are averaging 3.09 percent, down from the prior week’s average mortgage rate of 3.10 percent. 5 year refinance home loan rates today are also lower at 3.09 percent.

7 year adjustable mortgage loan interest rates today are averaging 3.33 percent, up from the previous week’s average 7 year home mortgage rate of 3.29 percent. Today’s 7 year refinance rates are also higher averaging 3.33 percent.

10 year adjustable mortgage loan rates today are averaging 3.78 percent this week, up from last week’s average 10 year adjustable mortgage rate of 3.67 percent. 10 year home refinance rates today are also averaging 3.78 percent.

Adjustable Jumbo Mortgage Rates Today

Current 1 year jumbo adjustable loan interet rates are averaging 5.32 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate. 1 year jumbo refinance loan mortgage rates today are unchanged at 5.32 percent.

3 year adjustable jumbo mortgage rates today are higher averaging 4.07 percent, up from last week’s average 3 year jumbo adjustable loan rate of 4.04 percent. 3 year refinance jumbo mortgage rates today are also higher at 4.07 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.43 percent, down from last week’s average mortgage rate of 3.46 percent. 5 year jumbo mortgage refi rates today are also lower at 3.43 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.22 percent, down from last week’s average 7 year home mortgage loan rate of 4.35 percent. 7 year jumbo refinance mortgage rates today are also lower, averaging 4.22 percent.

10 year loan jumbo loan interest rates are averaging 4.71 percent, up from the prior week’s average 10 year jumbo home mortgage rate of 4.25 percent. 10 year jumbo home loan refinance interest rates today are also higher averaging 4.71 percent.

Confomring IO Adjustable Home Mortgage Rates Today

3 year interest only adjustable mortgage loan rates today are averaging 3.40 percent, down from last week’s average interest only mortgage loan rate of 3.44 percent. 3 year interest only adjustable refinance mortgage rates are also lower averaging 3.40 percent.

Current 5 year interest only adjustable loan rates are averaging 3.19 percent, up from last week’s average five year interest only mortgage loan rate of 3.10 percent.  5 year interest only adjustable refinance mortgage rates are also averaging 3.10 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.44 percent, up from last week’s average 7 year interest-only mortgage interest rate of 3.29 percent. 7 year adjustable refinance rate mortgages today are averaging 3.44 percent.

Jumbo IO Home Adjustable Mortgage Rates Today

3 year jumbo interest only adjustable mortgage rates today are averaging 4.54 percent, up from last week’s average jumbo adjustable interest only mortgage rate of 4.41 percent. 3 year interest only adjustable jumbo refinance rates today are averaging 4.54 percent.

5 year adjustable jumbo loan interest only mortgage rates today are averaging 3.91 percent, down from last week’s average IO home mortgage interest rate of 4.16 percent. 5 year jumbo adjustable IO loan rates are also lower averaging 3.91 percent.

7 year jumbo IO loan adjustable mortgage rates are averaging 4.64 percent, up from an average jumbo 7 year home mortgage rate of 4.62 percent last week. 7 year jumbo adjustable interest-only mortgage rates today are also averaging 4.64 percent.

Current Home Equity Loan Rates

Current 10 year home equity loan rates are averaging 6.766 percent, unchanged from the previous week’s average home equity loan rate.

15 year home equity rates today are averaging 7.095 percent, unchanged from last week’s average home equity rate.

Current Home Equity Line of Credit Rates (HELOC)

Home equity line of credit rates are averaging 4.947 percent, up from last week’s average HELOC rate of 4.913 percent.

 
Author: Brian McKay
October 24th, 2010

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