Current Mortgage Refinance Rates Higher

Current mortgage refinance rates are up today, continuing the trend of the past couple of weeks. 30 year refinance rates are back above 5.00 percent at 5.16 percent as of this morning. 30 year refinance rates are at the highest level since January 11, 2010 when 30 year rates were averaging 5.17 percent. The recent low of 4.92 percent was on March 22, 2010.

Looking for Refinance Rates? Search our Refinance Rate Tables. MortgageRates.MonitorBankRates.com.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.560%
3.375%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Apple Financial Network, Inc
Apple Financial Network, Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112378.gif
300000
Purchase
3.556%
3.375%
USD
Apple Financial Network, Inc Logo
NMLS # 1846010
State Lic # 01527337
10/21/2019
at 1.625 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,972
Be ready to buy. Get pre-approved by a local lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
3.514%
3.375%
USD
New American Funding Logo
NMLS # 6606
10/21/2019
at 1.750 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $5,250
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.560%
3.375%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_30YEARS Mortgage Loan from Interest Smart Home Loans
Interest Smart Home Loans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112369.gif
300000
Purchase
3.702%
3.500%
USD
Interest Smart Home Loans Logo
NMLS # 1157416
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,348
Fees in APR: $7,618
SPEAK WITH ONE OF OUR LICENSED MORTGAGE BANKERS NOW!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
3.526%
3.375%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # 4130937
10/21/2019
at 1.750 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $5,704
HighTechLending is Here To Help
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






The current average 15 year conforming refinance rate is at 4.47 percent today, up from the prior week’s average 15 year rate of 4.35 percent. Conforming refinance rates are expected to head higher since the Fed completed their purchase of mortgage-backed securities at the end of March. Jumbo refinance rates are not expected to move that much because the Fed hasn't supported the jumbo MBS market.

Current 30 year jumbo refinance rates are averaging 5.61 percent today, up from a jumbo refinance rate of 5.57 percent. 15 year jumbo refinance rates have declined to 5.05 percent today, down from a jumbo rate of 5.16 percent yesterday.

Mortgage Refinance Rates


Adjustable Mortgage Refinance Rates – Conforming Loans


1 year adjustable mortgage refinance rates are averaging 4.63% today, up from an average 1 year loan refinance rates averaged 4.48%.

Current 3 year adjustable refi rates are averaging 4.66%,  an increase from an average mortgage loan refinance rate of 4.51%.

5 year adjustable refinance interest rates are currently averaging 3.98%, up from an mortgage refinance interest rate of 3.97%.

7 year conforming mortgage refinance rates are averaging 4.61%, an increase from an average mortgage refinance rate of 4.42%.

The average 10 year refinance mortgage rates is at 4.89% today, up from an average refinance rate of 4.82%.

Refinance Jumbo Mortgage Rates


The average 1 year jumbo adjustable refinance rate is currently at 5.59%, unchanged from yesterday's average refinance rate.

3 year jumbo adjustable refinance rates are averaging 5.15% today, an increase from an average rate of 5.14%.

The average 5 year jumbo loan refinance interest rate is at 4.65%, up from an average bank refinance rate of 4.63%.

7 year jumbo refinance home loan rates are at 5.50%, up from an average refinance home loan rate of 5.34%.

10 year home refi rates are averaging 5.91%, up from an average 10 year home refinance rate of 5.88%.
 
 
Author: Brian McKay
April 6th, 2010
Posted in: Mortgage Rates