BB&T Bank Mortgage Rates

The national average 30 year mortgage rate is currently at 4.31 percent. 15 year mortgage rates at BB&T Bank are currently quoted at 3.50 percent with 1.25 points and the same $985 origination fee. The national average 15 year mortgage rate is slightly higher, at 3.58 percent.

These quoted mortgage rates are based on the following assumptions: a loan amount of $200,000 with a 20% down payment or 20% equity in the property, credit score over 740, the loan will be for your primary home, and it's a single family dwelling.

Besides offering very competitive mortgage rates, BB&T Bank's website also allows you to pre-qualify for a home loan online. Pre-qualifying for a loan is a great first step in the home buying process. That way you know how much house you can afford before you go shopping for a home.  BB&T's website also has information on buying a home or refinancing your current mortgage.

To get the best deal on a home loan, be sure to compare mortgage rates, mortgage points, and loan application fees. See how other lenders' mortgage rates today compare with BB&T Bank mortgage rates.