Average Mortgage Rates Today July 20, 2012: 30 Year Mortgage Rates at 3.62%

Average mortgage rates today on fixed conforming mortgages and jumbo mortgages have made new record lows today July 20, 2012. Current mortgage rates on 3o year loans are averaging 3.62 percent, down from yesterday's average 30 year mortgage rate of 3.65 percent. Today's 30 year rate is an all-time record low on our average rates survey.

Today's mortgage rates on 15 year conforming loans are averaging 3.03 percent, down from yesterday's average 15 year mortgage rate of 3.05 percent. While 15 mortgage interest rates didn't make a record low today rates are still incredibly low.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






In fact 15 year rates are so low refinancing to a 15 year loan is more affordable then ever. If you currently have a 30 year loan and are thinking about refinancing you would really consider a 15 year loan. You can find lenders offering 15 year refinance rates below 3.00 percent on our rate list. Some lenders are offering 15 year refi rates as low as 2.65 percent with points.

Mortgage rates current on 30 year jumbo mortgage loans hit an all-time low of 4.20 percent today, down from yesterday's average 30 year jumbo mortgage interest rate of 4.23 percent. There are many lenders on our rate list offering 30 year jumbo refinance rates below the average rates. Two banks, EverBank and CitiBank are both offering 30 year jumbo rates below 4.00 percent in New York and other states.

Mortgage rates todays on 15 year jumbo loans are averaging 3.40 percent, down from the prior day's average 15 year jumbo mortgage rate of 3.44 percent. Both Citi Mortgage and EverBank are offering 15 year jumbo rates below the average rates in California and other states.
 
 
Author: Lisa Graham
July 20th, 2012
Posted in: Mortgage Rates