3-5 Mortgage Rates and Refinance Rates: 30 Year Conforming Mortgage Rates at 4.85%

Average mortgage rates and refinance rates have stabilized. Current 30 year conforming mortgage rates and refinance rates are averaging 4.85 percent, unchanged from yesterday’s average 30 year mortgage rate and mortgage refinance rate.  30 year mortgage rates and refinance rates in Texas are higher than the national average 30 year rate. 30 year Texas rates are averaging 4.99 percent.

15 year mortgages rates and refinance mortgage rates are averaging 4.26 percent, up from yesterday when 15 year mortgage rates and refinance rates averaged 4.13 percent. 15 year mortgage rates and refinance rates in South Carolina are lower than the national average rate, averaging 4.21 percent.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 23223, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from First Internet Bank
First Internet Bank
https://www.brimg.net/system/img/inst/7814_logo.gif
300000
Refinance
4.596
4.500
USD
First Internet Bank Logo
NMLS # 424182
(877) 321-6303
at 0.100 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $3,034
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Home Loans Today
Home Loans Today
https://www.brimg.net/system/img/inst/9159_logo.gif
300000
Refinance
4.463
4.375
USD
Home Loans Today Logo
NMLS # 152859
(877) 210-6845
at 0.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $2,796
 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.948
4.875
USD
Ally Bank Logo
NMLS # 181005
(877) 738-5335
at 0.100 pts
45 day lock rate
Est payment: $1,587.62
Fees in APR: $2,199
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Triumph Bank Home Loans
Triumph Bank Home Loans
https://www.brimg.net/system/img/inst/9373_logo.gif
300000
Refinance
4.477
4.375
USD
Triumph Bank Home Loans Logo
NMLS # 258821
(877) 441-8944
at 0.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $3,270
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Northpointe Bank
Northpointe Bank
https://www.brimg.net/system/img/inst/10077_logo.gif
300000
Refinance
4.482
4.375
USD
Northpointe Bank Logo
NMLS # 447490
(877) 526-5061
at 0.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $3,469
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
4.572
4.460
USD
Sol Mortgage Logo
NMLS # 53112
(877) 720-6071
at 0.100 pts
30 day lock rate
Est payment: $1,512.93
Fees in APR: $3,600
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Capital Bank N.A.
Capital Bank N.A.
https://www.brimg.net/system/img/inst/8589_logo.gif
300000
Refinance
4.689
4.625
USD
Capital Bank N.A. Logo
NMLS # 401599
State Lic # 401599
(877) 872-6895
at 0.100 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: $1,935
 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.569
4.490
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # MC-1825
(877) 407-3813
at 0.100 pts
30 day lock rate
Est payment: $1,518.27
Fees in APR: $2,450
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
4.567
4.500
USD
CF Bank Logo
NMLS # 409132
(877) 466-9076
at 0.100 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $2,027
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.623
4.525
USD
CIT Bank Logo
NMLS # 541760
(877) 266-2069
at 0.100 pts
45 day lock rate
Est payment: $1,524.52
Fees in APR: $3,122
Thank you for your inquiry! We look forward to working with you. 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.656
4.490
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
(877) 591-8350
at 1.000 pts
30 day lock rate
Est payment: $1,518.27
Fees in APR: $2,753
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.785
4.625
USD
HomeDirect Mortgage Logo
NMLS # 403501
at 1.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: $2,526
 
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.956
4.875
USD
Flagstar Bank Logo
NMLS # 417490
(877) 845-0652
at 0.100 pts
30 day lock rate
Est payment: $1,587.62
Fees in APR: $2,459
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
300000
Refinance
4.583
4.500
USD
AimLoan.com Logo
NMLS # 2890
State Lic # MC-3098
(877) 899-4115
at 0.100 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $2,600
 
 
30 yr fixed Mortgage Loan from Optimum First Mortgage Inc.
Optimum First Mortgage Inc.
https://www.brimg.net/system/img/inst/7604_logo.gif
300000
Refinance
4.473
4.375
USD
Optimum First Mortgage Inc. Logo
NMLS # 240415
(877) 318-5242
at 0.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $3,144
 
 
30 yr fixed Mortgage Loan from McGlone Mortgage Group
McGlone Mortgage Group
https://www.brimg.net/system/img/inst/2125_logo.gif
300000
Refinance
4.758
4.750
USD
McGlone Mortgage Group Logo
NMLS # 3232
State Lic # MC-1532
(877) 475-4039
at 0.000 pts
45 day lock rate
Est payment: $1,564.94
Fees in APR: $270
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Capital Bank N.A.
Capital Bank N.A.
https://www.brimg.net/system/img/inst/8589_logo.gif
300000
Refinance
4.766
4.750
USD
Capital Bank N.A. Logo
NMLS # 401599
State Lic # 401599
(877) 872-6895
at 0.000 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: $547
 
 
30 yr fixed Mortgage Loan from Triumph Bank Home Loans
Triumph Bank Home Loans
https://www.brimg.net/system/img/inst/9373_logo.gif
300000
Refinance
4.625
4.625
USD
Triumph Bank Home Loans Logo
NMLS # 258821
(877) 441-8944
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: None
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
5.148
5.125
USD
Flagstar Bank Logo
NMLS # 417490
(877) 845-0652
at 0.000 pts
30 day lock rate
Est payment: $1,633.46
Fees in APR: $773
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
4.640
4.625
USD
CF Bank Logo
NMLS # 409132
(877) 466-9076
at 0.000 pts
45 day lock rate
Est payment: $1,542.42
Fees in APR: $518
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.779
4.750
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
(877) 591-8350
at 0.000 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: $995
 
30 yr fixed Mortgage Loan from First Internet Bank
First Internet Bank
https://www.brimg.net/system/img/inst/7814_logo.gif
300000
Refinance
4.753
4.750
USD
First Internet Bank Logo
NMLS # 424182
(877) 321-6303
at 0.000 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: $91
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
4.710
4.710
USD
Sol Mortgage Logo
NMLS # 53112
(877) 720-6071
at 0.000 pts
30 day lock rate
Est payment: $1,557.72
Fees in APR: None
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
300000
Refinance
4.750
4.750
USD
AimLoan.com Logo
NMLS # 2890
State Lic # MC-3098
(877) 899-4115
at 0.000 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Republic Bank
Republic Bank
https://www.brimg.net/system/img/inst/2248_logo.gif
300000
Refinance
4.750
4.750
USD
Republic Bank Logo
NMLS # 402606
(877) 873-1051
at 0.000 pts
45 day lock rate
Est payment: $1,564.94
Fees in APR: None
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.875
4.875
USD
HomeDirect Mortgage Logo
NMLS # 403501
at 0.000 pts
30 day lock rate
Est payment: $1,587.62
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
5.125
5.125
USD
Ally Bank Logo
NMLS # 181005
(877) 738-5335
at 0.000 pts
45 day lock rate
Est payment: $1,633.46
Fees in APR: None
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from LoanLock
LoanLock
https://www.brimg.net/system/img/inst/9948_logo.gif
300000
Refinance
4.625
4.625
USD
LoanLock Logo
NMLS # 237507
(877) 497-6252
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from JG Wentworth Home Lending
JG Wentworth Home Lending
https://www.brimg.net/system/img/inst/10054_logo.gif
300000
Refinance
4.750
4.750
USD
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # MC-1875
(877) 210-3816
at 0.000 pts
45 day lock rate
Est payment: $1,564.94
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.647
4.615
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # MC-1825
(877) 407-3813
at 0.000 pts
30 day lock rate
Est payment: $1,540.62
Fees in APR: $1,121
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Northpointe Bank
Northpointe Bank
https://www.brimg.net/system/img/inst/10077_logo.gif
300000
Refinance
4.625
4.625
USD
Northpointe Bank Logo
NMLS # 447490
(877) 526-5061
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: None
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Aurora Financial
Aurora Financial
https://www.brimg.net/system/img/inst/4284_logo.gif
300000
Refinance
4.625
4.625
USD
Aurora Financial Logo
NMLS # 35959
State Lic # MC-2967
(877) 385-9793
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Optimum First Mortgage Inc.
Optimum First Mortgage Inc.
https://www.brimg.net/system/img/inst/7604_logo.gif
300000
Refinance
4.535
4.500
USD
Optimum First Mortgage Inc. Logo
NMLS # 240415
(877) 318-5242
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $1,212
 
 
30 yr fixed Mortgage Loan from Home Loans Today
Home Loans Today
https://www.brimg.net/system/img/inst/9159_logo.gif
300000
Refinance
4.625
4.625
USD
Home Loans Today Logo
NMLS # 152859
(877) 210-6845
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Home Loans Today
Home Loans Today
https://www.brimg.net/system/img/inst/9159_logo.gif
300000
Refinance
4.388
4.250
USD
Home Loans Today Logo
NMLS # 152859
(877) 210-6845
at 1.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,560
 
 
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
4.420
4.250
USD
CF Bank Logo
NMLS # 409132
(877) 466-9076
at 1.100 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $2,690
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.802
4.625
USD
Flagstar Bank Logo
NMLS # 417490
(877) 845-0652
at 1.100 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: $2,789
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Optimum First Mortgage Inc.
Optimum First Mortgage Inc.
https://www.brimg.net/system/img/inst/7604_logo.gif
300000
Refinance
4.415
4.250
USD
Optimum First Mortgage Inc. Logo
NMLS # 240415
(877) 318-5242
at 1.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,507
 
 
30 yr fixed Mortgage Loan from Triumph Bank Home Loans
Triumph Bank Home Loans
https://www.brimg.net/system/img/inst/9373_logo.gif
300000
Refinance
9.495
9.125
USD
Triumph Bank Home Loans Logo
NMLS # 258821
(877) 441-8944
at 1.100 pts
30 day lock rate
Est payment: $2,440.90
Fees in APR: $6,295
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.509
4.325
USD
CIT Bank Logo
NMLS # 541760
(877) 266-2069
at 1.100 pts
45 day lock rate
Est payment: $1,489.02
Fees in APR: $3,150
Thank you for your inquiry! We look forward to working with you. 
 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
300000
Refinance
4.522
4.375
USD
AimLoan.com Logo
NMLS # 2890
State Lic # MC-3098
(877) 899-4115
at 1.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $1,853
 
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
9.562
9.125
USD
Sol Mortgage Logo
NMLS # 53112
(877) 720-6071
at 1.100 pts
30 day lock rate
Est payment: $2,440.90
Fees in APR: $7,975
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.433
4.240
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # MC-1825
(877) 407-3813
at 1.100 pts
30 day lock rate
Est payment: $1,474.06
Fees in APR: $3,473
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
5.075
5.000
USD
Citizens Bank, NA
5.075%
11/16/2018
5.000%
at 0.375 pts
60 day lock rate
Est payment: $1,610.46
Fees in APR: $1,408
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of Oak Ridge
Bank of Oak Ridge
300000
Refinance
5.048
4.990
USD
Bank of Oak Ridge
5.048%
11/15/2018
4.990%
at 0.377 pts
60 day lock rate
Est payment: $1,608.63
Fees in APR: $853
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.858
4.750
USD
Bank of America
4.858%
11/14/2018
4.750%
at 0.811 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $1,289
 
 
30 yr fixed mtg refi Mortgage Loan from Northwest Federal Credit Union
Northwest Federal Credit Union
300000
Refinance
5.069
5.000
USD
Northwest Federal Credit Union
5.069%
11/14/2018
5.000%
at 0.750 pts
45 day lock rate
Est payment: $1,610.46
Fees in APR: $79
 
 
30 yr fixed mtg refi Mortgage Loan from Armed Forces Bank, N.A.
Armed Forces Bank, N.A.
300000
Refinance
5.029
5.000
USD
Armed Forces Bank, N.A.
5.029%
11/14/2018
5.000%
at 0.000 pts
30 day lock rate
Est payment: $1,610.46
Fees in APR: $999
 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.789
4.750
USD
TD Bank, NA
4.789%
11/16/2018
4.750%
at 0.125 pts
45 day lock rate
Est payment: $1,564.94
Fees in APR: $982
 
 
30 yr fixed mtg refi Mortgage Loan from State Department Federal Credit Union
State Department Federal Credit Union
300000
Refinance
4.683
4.625
USD
State Department Federal Credit Union
4.683%
11/19/2018
4.625%
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $2,000
 
 
30 yr fixed mtg refi Mortgage Loan from Apple Federal Credit Union
Apple Federal Credit Union
300000
Refinance
4.973
4.875
USD
Apple Federal Credit Union
4.973%
11/21/2018
4.875%
at 1.000 pts
60 day lock rate
Est payment: $1,587.62
Fees in APR: $352
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
5.184
5.125
USD
Santander Bank, N.A.
5.184%
11/21/2018
5.125%
at 0.000 pts
60 day lock rate
Est payment: $1,633.46
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.907
4.875
USD
LincolnWay Community Bank
4.907%
11/20/2018
4.875%
at 0.000 pts
30 day lock rate
Est payment: $1,587.62
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Virginia Credit Union
Virginia Credit Union
300000
Refinance
4.956
4.875
USD
Virginia Credit Union
4.956%
11/20/2018
4.875%
at 0.375 pts
45 day lock rate
Est payment: $1,587.62
Fees in APR: $1,650
 
 
30 yr fixed mtg refi Mortgage Loan from Fulton Bank, NA
Fulton Bank, NA
300000
Refinance
5.085
5.000
USD
Fulton Bank, NA
5.085%
11/20/2018
5.000%
at 0.625 pts
60 day lock rate
Est payment: $1,610.46
Fees in APR: $1,007
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.






30 year jumbo rates are averaging 5.51 percent, up from yesterday’s average jumbo rate of 5.48 percent. Current 30 year jumbo loan rates and jumbo refi rates in Tennessee are higher than the national average jumbo rate. 30 year jumbo Tennessee rates are averaging 5.56 percent.

15 year jumbo rates are averaging 4.88 percent, up from yesterday’s average jumbo mortgage loan rate of 4.66 percent. 15 year jumbo rates and 15 year jumbo refi rates in California are lower than the national average. Current 15 year jumbo rates in California are averaging 4.83 percent.

Following is a more in-depth home mortgage loan rates report released by MonitorBankRates this past Monday:

Mortgage Rates & Refinance Rates


Today’s 30 year conforming mortgage rates and refinance rates are averaging 4.79 percent, down from last week’s average 30 year home loan rate and mortgage refinance rate of 4.99 percent.

Today’s 15 year mortgage rates and refinance mortgage rates are averaging 4.22 percent, down from last week when 15 year mortgage rates and refinance rates averaged 4.27 percent.

30 year jumbo rates are averaging 5.41 percent, down from last week’s average jumbo rate of 5.60 percent. 15 year jumbo rates are averaging 4.73 percent, down from the prior week’s average jumbo mortgage loan rate of 4.82 percent.

Conforming Adjustable Mortgage Rates and Conforming Adjustable Refinance Mortgage Rates


The current refinancing rate and mortgage rate on 1 year adjustable rates are averaging 3.02 percent, up from last week’s average 1 year adjustable home mortgage refi rate and loan rate of 2.91 percent.

3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.34 percent, down from last week’s average 3 year adjustable mortgage loan rate of 3.52 percent.

Current refinance rates and mortgage rates on 5 year adjustable mortgages are averaging 3.36 percent, down from the prior week’s average rate of 3.46 percent.

Current refinance mortgage rates and mortgage rates on 7 year adjustable home loans are averaging 3.83 percent, down from the previous week’s average 7 year loan rate of 4.05 percent.

10 year adjustable mortgage loan rates are averaging 4.43 percent this week, down from last week’s average 10 year adjustable rate of 4.47 percent. Current mortgage refinance rates on 10 year home loans are also averaging 4.43 percent.

Adjustable Jumbo Refinance Rates and Jumbo Rates


1 year jumbo adjustable loan rates are averaging 3.41 percent, down from the prior week’s average 1 year jumbo adjustable loan interest rate of 3.50 percent. Refinance rates on 1 year jumbo loans are also averaging 3.50 percent.

3 year adjustable jumbo rates are averaging higher at 4.57 percent, down from last week’s average 3 year jumbo adjustable rate of 4.64 percent. Today’s refinance interest rates on 3 year jumbo loans are also lower, averaging 4.57 percent.

5 year adjustable jumbo interest rates today are averaging 3.81 percent, a decrease from last week’s average jumbo adjustable rate of 4.01 percent. Today’s refinancing mortgage interest rates are also averaging 3,81 percent.

7 year jumbo adjustable loan rates today are averaging 4.52 percent, down from last week’s average 7 year adjustable home loan rate of 4.78 percent. 7 year jumbo refinance loan rates are also lower at 4.52 percent.

10 year jumbo loan rates are averaging 5.26 percent, down from the prior week’s average 10 year jumbo home loan rate of 5.33 percent. 10 year jumbo refinance interest rates are also lower, averaging 5.26 percent.

Conforming Interest Only Adjustable Rates and Adjustable Interest Only Refinance Rates


3 year interest only adjustable mortgage loan rates are averaging 3.53 percent, down from last week’s average interest only mortgage loan rate of 3.61 percent. 3 year interest only adjustable refinance mortgage rates are also averaging 3.53 percent.

5 year interest only adjustable loan rates are averaging 3.28 percent, down from last week’s average five year interest only mortgage loan rate of 3.69 percent. Current 5 year interest only adjustable refinance mortgage loan rates are also averaging 3.28 percent.

7 year interest only adjustable mortgage loan rates are averaging 4.05 percent, down from last week’s average 7 year interest-only mortgage interest rate of 4.18 percent. 7 year adjustable refi loan rates are averaging 4.05 percent.

Jumbo Interest Only Mortgage Refinance Rates and Jumbo IO Mortgage Rates


3 year jumbo interest only adjustable loan rates are averaging 4.90 percent, up from last week’s average jumbo adjustable interest only rate of 4.83 percent. 3 year interest only adjustable jumbo refi rates are also higher, averaging 4.90 percent.

5 year adjustable jumbo interest only rates are averaging 4.28 percent, down from last week’s average IO home mortgage interest rate of 4.58 percent. 5 year jumbo adjustable IO loan rates are also lower, averaging at 4.28 percent.

7 year jumbo interest only adjustable rates are averaging 4.78 percent, down from last week’s average jumbo 7 year home loan rate of 5.08 percent. Current 7 year jumbo adjustable interest-only rates are also averaging 4.78  percent.

Current Home Equity Loan Rates


10 year home equity loan rates are averaging 6.67 percent, down from last week’s average home equity loan rate of 6.71 percent.

15 year home equity rates are averaging 7.02 percent, down from the prior week’s average home equity loan rate of 7.09 percent.

Today’s Home Equity Line of Credit Rates (HELOC)


Home equity line of credit rates are averaging 5.17 percent, unchanged from last week’s average rate HELOC rate of 5.17 percent.
 
 
Author: Robert Till
March 5th, 2011
Posted in: Mortgage Rates