1st 2nd Mortgage Company of N.J. Mortgage Rates
1st 2nd Mortgage Company of N.J. mortgage rates are competitive right now for both home purchases and refinancing a current loan. Although t
he 1
st 2
nd Mortgage Company of N.J. has “NJ” in its name, the lender issues mortgage loans in 14 different states. The lender has many mortgage loan options to choose from, including the typical loan types along with less popular types of loans that might fit your needs. The most popular type of mortgage is the fixed conforming 30-year mortgage loan which 1st 2nd Mortgage Company of N.J. does offer. A second popular loan type is the fixed conforming 15-year mortgage loan, which has a lower mortgage rate than 30-year loans.
30-year mortgage rates today are currently averaging
3.60 percent while
15-year mortgage rates are lower at
3.11 percent. If you’re interested in applying for a home loan with a low mortgage rate, you can do so here:
1st 2nd Mortgage Company of N.J. Mortgage Summary
1st 2nd Mortgage Company of N.J. Mortgage Loan Types
- Fixed 30-year
- Fixed 15-year
- Hybrid ARM 3/1
- Hybrid ARM 5/1
- Hybrid ARM 7/1
- ARM 3/1
- ARM 5/1
- ARM 7/1
- 2/1 Buy Down Mortgage
- Annual ARM
- Monthly ARM
1st 2nd Mortgage Company of N.J. Loan States
- AZ
- CA
- CT
- FL
- HI
- NH
- MD
- NJ
- NY
- PA
- TX
- VA
- WA
- WI
Conclusion
1st 2nd Mortgage Company of N.J. has many types of mortgage loans with different terms to choose from. As with any purchases you make or loan decisions you make, be sure to shop around to get the best deal. In this case, you can easily shop for the
best mortgage rates by using our rate table and compare those rates with
1st 2nd Mortgage Company of N.J. mortgage rates.
The lenders whose rates and other terms appear on this chart are ICBs advertising partners they provide their rate information to our data partner RateUpdatecom Unless adjusted by the consumer advertisers are sorted by APR lowest to highest For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart Advertising partners may not pay to improve the frequency priority or prominence of their display The interest rates annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums The actual payment obligation will be greater if taxes and insurance are included Although our data partner RateUpdatecom collects the information from the financial institutions themselves the accuracy of the data cannot be guaranteed Rates may change without notice and can change intraday Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders Please verify the rates and offers before applying for a loan with the financial institution themselves No rate is binding until locked by a lender
5.731%
15-Year Fixed
5.625%
$2,752
Includes 0.688 points for $2,752
Lender Fees: $0
6.793%
30-Year Fixed
6.750%
$1,752
Includes 0.438 points for $1,752
Lender Fees: $0
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Mortgage Rates December 11, 2023
30-Year Fixed FHA
7.250%
9.002%
0.000
30-Year Fixed
8.375%
8.498%
0.000
30-Year Fixed
8.250%
8.411%
0.000
5/6M SOFR ARM
8.250%
8.361%
0.000
20-Year Fixed
8.150%
8.354%
0.000
1-Year ARM
6.750%
8.270%
0.000
5-Year Jumbo ARM
6.125%
8.217%
2.000
5Y/6M ARM
7.625%
8.178%
0.926
10-Year ARM
8.000%
8.174%
0.000
30-Year Fixed
8.000%
8.000%
0.000
5-Year ARM FHA
5.750%
7.995%
2.000
7Y/6M ARM
7.375%
7.983%
0.963
7-Year ARM
7.500%
7.959%
0.000
30-Year Fixed
7.875%
7.957%
0.250
10Y/6M ARM
7.500%
7.951%
0.864
20-Year Fixed
7.625%
7.929%
0.677
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5/6 ARM
7.625%
7.884%
0.000
30-Year Fixed
7.750%
7.833%
0.000
5-Year ARM
6.250%
7.829%
2.000
30-Year Fixed Jumbo
7.750%
7.760%
0.000
20-Year Fixed
7.500%
7.747%
0.000
15-Year Fixed
7.500%
7.746%
0.000
30-Year Fixed
7.625%
7.740%
0.000
20-Year Fixed
7.500%
7.735%
1.000
5/1 ARM Jumbo
7.000%
7.705%
0.000
30-Year Fixed Jumbo
7.250%
7.700%
0.500
5/6 ARM
6.750%
7.700%
0.500
30-Year Fixed
7.500%
7.691%
0.000
15-Year Fixed
7.500%
7.682%
0.000
30-Year Fixed
7.500%
7.682%
1.000
30-Year Fixed
7.625%
7.669%
0.000
5/1 ARM
6.875%
7.668%
0.000
5/1 ARM
6.750%
7.643%
0.725
5/6 ARM Jumbo
6.750%
7.640%
0.500
10/6 ARM
7.250%
7.640%
0.000
7/6 ARM
7.000%
7.632%
0.000
15-Year Fixed
7.625%
7.625%
0.000
5/6 Month ARM
6.750%
7.623%
1.000
3-Year ARM
7.000%
7.605%
0.000
5-Year ARM
7.250%
7.600%
0.000
10-Year Fixed
7.250%
7.591%
0.000
30-Year Fixed
7.500%
7.577%
0.000
7/1 ARM
7.000%
7.577%
0.000
30-Year Fixed
7.500%
7.573%
0.000
7/1 ARM Jumbo
6.999%
7.570%
0.000
10/6 ARM
7.125%
7.560%
0.500
3-Year ARM
6.875%
7.559%
0.000
15-Year Fixed
7.375%
7.558%
0.000
30-Year Fixed
7.250%
7.554%
22.000
30-Year Fixed FHA
6.625%
7.525%
2.000
10-Year Fixed
7.125%
7.524%
1.000
30-Year Fixed
7.375%
7.524%
1.000
7/6 ARM
6.750%
7.520%
0.500
30-Year Fixed
7.500%
7.514%
0.000
30-Year Fixed
7.500%
7.512%
0.000
30 Year Fixed
7.250%
7.509%
0.939
15-Year Fixed
7.375%
7.505%
0.000
5-Year ARM
7.000%
7.503%
0.000
10/6 ARM Jumbo
7.125%
7.500%
0.500
7-Year ARM
7.125%
7.496%
0.000
30-Year Fixed
7.125%
7.489%
2.000
7/6 Month ARM
6.750%
7.484%
1.000
15-Year Fixed
7.250%
7.480%
0.000
7/6-Month ARM
6.500%
7.464%
1.000
30-Year Fixed
7.375%
7.462%
0.000
20-Year Fixed Jumbo
7.250%
7.462%
0.815
7/6 ARM Jumbo
6.750%
7.460%
0.500
15-Year Fixed
7.375%
7.444%
0.000
30-Year Fixed
3.375%
7.442%
0.000
30-Year Fixed FHA
6.625%
7.440%
1.000
30-Year Fixed
7.375%
7.424%
0.000
7/6 ARM
6.500%
7.419%
0.719
10/1 Jumbo ARM
6.875%
7.409%
0.840
30-Year Fixed Jumbo
7.250%
7.408%
1.000
30-Year Fixed Jumbo
7.250%
7.403%
0.640
30-Year Fixed
7.250%
7.393%
0.000
30-Year Fixed
7.250%
7.385%
0.000
30-Year Fixed
7.300%
7.381%
0.000
15-Year Fixed
7.350%
7.379%
0.000
5/1 ARM
6.125%
7.371%
0.000
30-Year Fixed
7.250%
7.361%
0.000
5/1 Jumbo ARM
6.750%
7.359%
0.690
7/1 Jumbo ARM
6.500%
7.359%
0.690
20-Year Fixed
7.250%
7.354%
0.000
20-Year Fixed
7.250%
7.343%
0.000
30-Year Fixed
7.125%
7.334%
1.000
30-year Fixed
7.250%
7.320%
0.500
7/6-Month ARM Jumbo
6.375%
7.317%
1.000
30-Year Fixed
7.125%
7.316%
0.000
30-Year Fixed Jumbo
7.250%
7.298%
0.000
10/6 ARM
6.625%
7.294%
0.949
15-Year Fixed Jumbo
7.125%
7.270%
0.500
20-Year Fixed Jumbo
7.125%
7.260%
0.500
30-Year Fixed FHA
6.375%
7.257%
2.000
5/1 ARM
5.500%
7.250%
0.000
15-Year Fixed
7.125%
7.246%
0.000
15-Year Fixed Jumbo
7.000%
7.246%
0.650
15-Year Fixed
7.125%
7.240%
0.500
15-Year Fixed
7.000%
7.215%
0.000
30-Year Fixed
6.875%
7.204%
1.000
10/6 Interest Only Jumbo ARM
6.375%
7.204%
1.000
15-Year Fixed FHA
6.125%
7.202%
2.000
30-Year Fixed
7.125%
7.197%
0.000
30-Year Fixed
7.125%
7.188%
0.000
15-Year Fixed
7.000%
7.188%
0.625
10-Year Fixed
6.875%
7.187%
0.000
7/1 ARM
7.000%
7.186%
0.000
20-Year Fixed
7.000%
7.181%
0.000
30-Year Fixed
7.000%
7.177%
1.000
15-Year Fixed
6.875%
7.173%
1.375
30-Year Fixed
6.875%
7.167%
1.875
10-Year Fixed
7.000%
7.160%
0.500
30-Year Fixed
7.000%
7.145%
0.000
20-Year Fixed
7.125%
7.141%
0.000
20-Year Fixed
7.000%
7.139%
0.000
30-Year Fixed
7.000%
7.135%
0.000
15-Year Fixed
6.875%
7.098%
0.000
15-Year Fixed
6.750%
7.084%
1.000
30-Year Fixed
6.875%
7.084%
0.875
30-Year Fixed
7.000%
7.084%
0.375
30-Year Fixed
7.000%
7.070%
0.000
15-Year Fixed
6.990%
7.067%
0.000
20-Year Fixed
6.875%
7.063%
0.000
30-Year Fixed
6.750%
7.050%
1.000
15-Year Fixed
6.875%
7.048%
0.000
20-Year Fixed
6.875%
7.048%
0.000
30-Year Fixed
6.875%
7.031%
0.704
15-Year Fixed
6.750%
7.029%
1.000
30-Year Fixed
6.875%
7.020%
1.000
15-Year Fixed
6.875%
7.013%
0.000
20-Year Fixed
6.750%
7.010%
1.000
30-Year Fixed FHA
6.250%
6.998%
2.000
15-Year Fixed
6.875%
6.997%
0.000
30-Year Fixed
6.750%
6.996%
2.000
30-Year Fixed
6.875%
6.988%
0.000
15-Year Fixed
6.750%
6.984%
1.000
5-Year ARM
6.750%
6.983%
0.000
30-Year Fixed Jumbo
6.875%
6.978%
1.000
15-Year Fixed
6.875%
6.976%
0.000
20-Year Fixed
6.875%
6.970%
0.500
15-Year Fixed
6.750%
6.964%
0.000
15-Year Fixed
6.375%
6.961%
2.125
15 Year Fixed Jumbo
6.750%
6.924%
1.000
30-Year Fixed
6.740%
6.924%
0.000
30-Year Fixed VA
6.375%
6.921%
2.125
15-Year Fixed
6.750%
6.917%
0.000
20-Year Fixed
6.500%
6.890%
2.000
30-Year Fixed
6.750%
6.875%
0.390
15-Year Fixed
6.500%
6.873%
0.875
15-Year Fixed
6.375%
6.871%
2.000
15-Year Fixed
6.750%
6.865%
0.000
20-Year Fixed
6.750%
6.839%
0.000
30-Year Fixed
6.625%
6.825%
1.000
15-Year Fixed
6.750%
6.803%
0.000
15-Year Fixed
6.500%
6.795%
0.000
30-Year Fixed Jumbo
6.625%
6.795%
1.250
30 Year Jumbo Fixed
6.625%
6.781%
1.125
15-Year Fixed
6.750%
6.772%
0.000
30 Year Fixed Jumbo
6.625%
6.756%
1.000
30-Year Fixed
6.650%
6.750%
0.000
30-Year Fixed Jumbo
6.625%
6.744%
1.250
30-Year Fixed Jumbo
6.500%
6.722%
2.000
30-Year Fixed VA
6.375%
6.710%
1.000
15-Year Fixed
6.625%
6.699%
0.000
20-Year Fixed
6.500%
6.696%
0.670
30-Year Fixed
6.625%
6.670%
0.000
30-Year Fixed
6.250%
6.647%
1.000
15-Year Fixed
6.375%
6.641%
0.802
15 Year Fixed
6.250%
6.631%
0.802
15-Year Fixed
6.125%
6.617%
2.000
15-Year Fixed
6.500%
6.609%
0.000
30-Year Fixed FHA
5.625%
6.567%
1.125
20-Year Fixed
6.500%
6.559%
0.000
30-Year Fixed Jumbo
6.375%
6.495%
0.250
30-Year Fixed
6.375%
6.495%
0.250
15-Year Fixed
6.000%
6.480%
1.000
15-Year Fixed Jumbo
5.875%
6.473%
2.000
15-Year Fixed Jumbo
6.250%
6.448%
0.250
15-Year Fixed
6.250%
6.397%
1.000
15-Year Fixed
6.125%
6.381%
0.765
15-Year Fixed
6.000%
6.279%
1.000
3/5 Jumbo ARM
5.000%
6.247%
0.250
3/5 Conforming ARM
5.000%
6.237%
0.250
7/1 ARM
6.500%
6.218%
0.000
15-Year Fixed
6.000%
6.197%
0.250
5/5 Jumbo ARM
5.250%
6.139%
0.250
5/5 ARM
5.250%
6.139%
0.250
3/1 ARM
6.000%
5.892%
0.000
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Author: Brian McKay
February 13th, 2020
