Find Mortgage Rates & Refinance Rates in Your State or Area

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 23223, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from JG Wentworth Home Lending
JG Wentworth Home Lending
https://www.brimg.net/system/img/inst/10054_logo.gif
300000
Refinance
4.258
4.250
USD
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # MC-1875
at 0.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $299
 
 
30 yr fixed mtg refi Mortgage Loan from Virginia Credit Union
Virginia Credit Union
300000
Refinance
4.328
4.250
USD
Virginia Credit Union
4.328%
4/16/2019
4.250%
at 0.375 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $1,650
 
 
30 yr fixed mtg refi Mortgage Loan from Fulton Bank, NA
Fulton Bank, NA
300000
Refinance
4.529
4.500
USD
Fulton Bank, NA
4.529%
4/16/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $1,007
 
 
30 yr fixed mtg refi Mortgage Loan from State Department Federal Credit Union
State Department Federal Credit Union
300000
Refinance
4.432
4.375
USD
State Department Federal Credit Union
4.432%
4/15/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $2,000
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.415
4.375
USD
Citizens Bank, NA
4.415%
4/12/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $1,408
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.155
4.125
USD
LincolnWay Community Bank
4.155%
4/16/2019
4.125%
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.343
4.250
USD
Bank of America
4.343%
4/17/2019
4.250%
at 0.671 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,289
 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.278
4.250
USD
TD Bank, NA
4.278%
4/19/2019
4.250%
at 0.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $982
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.557
4.500
USD
Santander Bank, N.A.
4.557%
4/19/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of Oak Ridge
Bank of Oak Ridge
300000
Refinance
4.295
4.250
USD
Bank of Oak Ridge
4.295%
4/18/2019
4.250%
at 0.250 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $853
 
 
30 yr fixed mtg refi Mortgage Loan from Northwest Federal Credit Union
Northwest Federal Credit Union
300000
Refinance
4.316
4.250
USD
Northwest Federal Credit Union
4.316%
4/17/2019
4.250%
at 0.750 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $79
 
 
30 yr fixed mtg refi Mortgage Loan from Apple Federal Credit Union
Apple Federal Credit Union
300000
Refinance
4.345
4.250
USD
Apple Federal Credit Union
4.345%
4/17/2019
4.250%
at 1.000 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $352
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.



Happy State Bank Mortgage RatesHappy State Bank mortgage rates are competitive right now and the bank also offers many different types of home loans. The following mortgage rates quoted by Happy State Bank are on refinance loans for a $300,000 conforming loan. Current 30 year mortgage rates from Happy State Bank were quoted at 4.75 percent with zero mortgage points and only $913 in fees. 15 year mortgage rates at Happy State Bank were quoted at 4.25 percent with zero points and the same $913 in fees.

Applying for a home loan at Happy State Bank can be easily done online  at https://happybank.mymortgage-online.com. The bank offers the following home loans.

  • Home Purchase Loans
  • Home Improvement Loans
  • Home Refinance Loans
  • Home Construction Loans
  • Bridge Loans
  • Down Payment Assistance Programs
  • Purchase Plus Improvement Loan

Happy State Bank’s main mortgage office is based in Amarillo, Texas at 3423 Soncy Road. If you have any questions about the bank’s home loans, you can call the bank at 806-359-8811 or email questions to MortgageInfo@happybank.com.

 
 
Author: Brian McKay
March 19th, 2019
Posted in: Mortgage Rates

BB&T Bank Mortgage Rates The national average 30 year mortgage rate is currently at 4.31 percent. 15 year mortgage rates at BB&T Bank are currently quoted at 3.50 percent with 1.25 points and the same $985 origination fee. The national average 15 year mortgage rate is slightly higher, at 3.58 percent.

These quoted mortgage rates are based on the following assumptions: a loan amount of $200,000 with a 20% down payment or 20% equity in the property, credit score over 740, the loan will be for your primary home, and it’s a single family dwelling.

Besides offering very competitive mortgage rates, BB&T Bank’s website also allows you to pre-qualify for a home loan online. Pre-qualifying for a loan is a great first step in the home buying process. That way you know how much house you can afford before you go shopping for a home.  BB&T’s website also has information on buying a home or refinancing your current mortgage.

To get the best deal on a home loan, be sure to compare mortgage rates, mortgage points, and loan application fees. See how other lenders’ mortgage rates today compare with BB&T Bank mortgage rates.

 
 
Author: Brian McKay
March 17th, 2019
Posted in: Mortgage Rates

Amarillo National Bank Mortgage RatesAmarillo National Bank mortgage rates are some of the best mortgage rates available right now on a refinance loan. 30 year mortgage rates today from Amarillo National Bank are quoted at 4.75 percent with no mortgage points and $1,038 in fees. 15 year mortgage rates from Amarillo National Bank are currently quoted at 4.25 percent with no points and the same $1,038 in fees.

Note: When finding the best deal on a mortgage loan you need to compare the mortgage rate, mortgage points and total fees in the loan to get the best deal.

20 year mortgage rates today from Amarillo National Bank are quoted at 4.75 percent with no points and the same amount in fees. If you can afford the higher monthly payments with a 15 year loan you can get a really good 15 year rate with Amarillo National Bank. The current 15 year rate at Amarillo is at 4.25 percent with no points and the same amount in fees. Again, a 15 year loan will mean higher monthly payments but you will save a lot of money in interest payments over the life of the loan.

 
 
Author: Brian McKay
March 7th, 2019
Posted in: Mortgage Rates

UniBank for Savings Mortgage Rates. 15 year mortgage rates from UniBank for Savings are even better deal at 4.25 percent with no points and the same $500 in fees. Mortgage rates from UniBank for Savings for less popular loan programs are also very good right now. 20 year mortgage rates today are at 4.50 percent with no points and $500 in fees.

Adjustable mortgage rates from UniBank for Savings are also very low right now. 7 year ARM are currently quoted at 3.875 percent with no points and $500 in fees. 5 year adjustable rates are quoted at 3.625 percent with no points and the same $500 in fees.

To get the best deal on a home loan compare other lender’s rates with UniBank for Savings mortgage rates today.

 

 
 
Author: Brian McKay
March 3rd, 2019
Posted in: Mortgage Rates

HomePlus Mortgage RatesHomePlus Mortgage refinance rates are very competitive right now on both fixed rate conforming and adjustable rate loans. Current 30 year refinance rates at HomePlus Mortgage are quoted at 4.25 percent with no mortgage points or mortgage fees. To get a low 30 year mortgage rate at 4.25 percent with no points or fees is a good deal. 15 year refinance rates today at HomePlus Mortgage are at 3.625 percent with no points or fees.

Today’s 20 year refinance rates are from HomePlus Mortgage are at 4.00 percent with no points or fees. 10 year refinance rates from HomePlus are quoted at 3.50 percent with no points or fees.

5 year adjustable refinance rates from HomePlus are currently at 4.125 percent with no points or fees.

See how HomePlus Mortgage refinance rates compare with other lender’s rates to get the best deal on a home loan today.

 
 
Author: Brian McKay
February 13th, 2019
Posted in: Mortgage Rates