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Find Mortgage Rates & Refinance Rates in Your State or Area
Lender
APR
Rate
Cost & Fees
Notes
 NMLS # 3030
10/14/2019
From the lender: We can close your loan in less than a month!
NMLS # 3030
10/14/2019
From the lender: We can close your loan in less than a month!
Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
7 year adjustable mortgage rates from UnionBank are at 3.625 percent with an APR of 4.23 percent. Union Bank also offers a 7 year interest only loan at 3.875 with an APR of 4.17 percent. Interest only mortgages are still hard to find these days in general but finding a bank offering one with a rate this slow is very unusual. To get the best deal on a mortgage loan compare other lenders’ mortgage rates with Union Bank mortgage rates.
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Recent Mortgage Rate ArticlesFirst Citizens Bank Mortgage RatesBank of Pensacola Mortgage RatesUnion Bank Mortgage RatesAmeriServ Bank Mortgage RatesBetter.com Mortgage RatesNew American Funding Mortgage RatesSecuritas Mortgage Refinance RatesThe Loan Tree Mortgage RatesRocket Mortgage RatesQuicken Loans Mortgage RatesAverage Mortgage RatesMortgage Calculator |
First Citizens Bank mortgage rates for both home purchases and refinancing are very low right now. 30-year mortgage rates from First Citizens Bank are currently at 3.75 percent with only 0.25 mortgage points. If you don’t wan’t to pay points upfront, you can still get a really good rate. First Citizens Bank is offering 30-year mortgage rates with negative 0.12 points at only 3.875 percent and at 4.00 percent with minus 0.25 percent. Minus points basically means First Citizens Bank will give you cash back which you can apply towards closing costs.
For Florida residents, Bank of Pensacola’s mortgage rates are some of the best mortgage rates available right now for both home purchases and home loan refinancing. Bank of Pensacola also offers several different types of home loans and all with really low mortgage rates. Home loan types include standard fixed-rate and adjustable-rate mortgages. Other types available include FHA loans, VA Loans, and construction loans. To find out what mortgage rates and loan types you qualify for, contact the Bank of Pensacola at 1-800-874-3121. After you’re quoted rates from this bank, see how their rates compare to other lenders’ mortgage rates at 
Union Bank mortgage rates are very competitive right now for both home purchases and refinancing. Current 30 year mortgage rates at Union Bank are at 4.125 percent with an APR of 4.273 percent. The APR on a mortgage loan includes any points and fees which is why the rate is higher. Conforming 15 year mortgage rates from Union Bank are at 3.50 percent with an APR of 3.676 percent. 30 year FHA mortgage rates from Union Bank are at 3.875 percent with an APR of 4.854 percent.
AmeriServ Bank mortgage rates on 30 year conforming home loans are currently at 3.625 percent with no mortgage points. 20-year mortgage rates from AmeriServ Bank are also at 3.625 percent with no points. If you can swing higher monthly mortgage payments with a shorter-term loan, current 10 and 15-year mortgage rates are at 3.125 percent. AmeriServ Bank is also offering a 7-year adjustable loan with a current rate of 3.75 percent. To get the best deal on a home loan, see how other lenders’ rates compare with AmeriServ Bank Mortgage Rates.
Better.com mortgage rates are some of the lowest online mortgage rates currently available from any lender. Today’s 30-year mortgage rates at Better.com are at 4.00 percent with no mortgage points or fees. 15-year mortgage rates from Better.com are an even better deal at 3.625 percent without any points or fees. Their 5/1 adjustable mortgage rates are slightly higher at 4.50 percent with no points or fees. 5/1 adjustable rates are higher because shorter-term interest rates are higher right now.