Mortgage Rates in Montana

  1. Compare Mortgage Rates
  2. Montana Mortgage Rates

30-Year Fixed mortgage rates today with 0.000% point(s) in Montana are at 6.750%, 30 Year Fixed mortgage rates in Montana are at 6.500% with 0.000% point(s), 10-Year Fixed mortgage rates today with 0.000% point(s) in Montana are at 5.300%.

Montana Mortgage Rates:

Search and compare mortgage rates and refinance rates in Montana . Our rate table has a list of Montana mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Montana . Save money by using our free tool to find customized mortgage and refinance rates for Montana (). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Montana you need to first have an understanding of the types of mortgages available and their corresponding interest rates.

Adjustable rates on 5/1 ARM loans in Montana with 0.000% point(s) are at 6.500%, Mortgage rates on adjustable loans include 7/1 ARM with 0.000% point(s) in Montana at 6.000%, Adjustable rates on 5/5 ARM loans in Montana with 0.000% point(s) are at 5.750%.

Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.53%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.53%
5/6 ARM Conforming
6.71%
5/6 ARM Jumbo
6.74%

Types of rates available in Montana include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Montana listed below.

Mortgage Rates in Montana July 9, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
5.750%
5.793%
0.000
5.750%
5.799%
0.000
15 Year Fixed
5.490%
5.799%
0.000
5.750%
5.801%
0.000
5.625%
5.802%
0.500
15-Year Fixed
5.750%
5.806%
0.000
5.750%
5.807%
0.000
15-Year Fixed
5.750%
5.810%
0.000
5.750%
5.811%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.625%
5.816%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.750%
5.844%
0.000
15-Year Fixed (Jumbo)
5.750%
5.844%
0.000
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
5.625%
5.851%
0.125
5.750%
5.852%
0.000
5.750%
5.866%
0.000
15-Year Fixed
5.625%
5.872%
1.000
15-Year Fixed Bi-weekly
5.994%
5.875%
0.000
15-Year Fixed
5.750%
5.885%
0.500
10-Year Fixed
5.490%
5.886%
0.000
5.700%
5.889%
0.000
5.850%
5.891%
0.000
6.000%
5.892%
0.000
5.500%
5.892%
2.000
5.750%
5.901%
0.375
5.875%
5.913%
0.000
5.750%
5.923%
0.000
15-Year Fixed
5.875%
5.925%
0.000
10 Year Fixed
5.490%
5.928%
0.000
5.625%
5.929%
1.125
10 Year Fixed
5.800%
5.930%
0.000
5.625%
5.933%
2.000
15 Year Fixed
5.875%
5.944%
0.000
5.750%
5.955%
0.000
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5.875%
5.959%
0.000
5.875%
5.962%
0.500
5.750%
5.964%
0.000
5.750%
5.964%
1.375
5.750%
5.977%
0.000
5.875%
5.989%
0.750
5.750%
5.989%
0.000
5.875%
6.002%
0.000
6.000%
6.008%
0.000
5.875%
6.014%
0.000
6.000%
6.017%
0.000
5.625%
6.019%
0.000
5.875%
6.020%
0.250
5.875%
6.022%
0.000
5.750%
6.028%
0.250
6.000%
6.031%
0.000
5.875%
6.035%
0.263
5.875%
6.057%
0.000
6.000%
6.057%
0.000
15-Year Fixed
5.950%
6.064%
0.000
5.990%
6.066%
0.000
6.000%
6.067%
0.000
5.875%
6.070%
0.625
15-Year Fixed Jumbo
5.875%
6.071%
0.250
6.000%
6.075%
0.000
15-Year Fixed
5.790%
6.075%
0.000
5.875%
6.081%
0.000
6.000%
6.083%
0.000
5.875%
6.087%
0.000
5.875%
6.090%
0.000
6.000%
6.090%
0.000
6.000%
6.092%
0.750
6.000%
6.093%
0.000
3/5 Conforming ARM
5.500%
6.094%
0.250
5.999%
6.101%
0.250
6.000%
6.102%
0.000
5.870%
6.103%
0.000
5.750%
6.104%
0.250
6.000%
6.109%
0.000
15-Year Fixed
6.000%
6.109%
0.625
15-Year Fixed
6.000%
6.111%
0.000
6.000%
6.112%
0.000
5.875%
6.112%
0.000
6.000%
6.113%
0.000
6.125%
6.124%
0.000
6.498%
6.125%
0.000
6.125%
6.125%
0.125
6.000%
6.134%
0.000
15-Year Fixed (Jumbo)
6.125%
6.140%
0.000
5.875%
6.143%
0.500
6.125%
6.144%
0.000
10/1 ARM (Jumbo)
6.625%
6.146%
0.000
5.875%
6.147%
0.000
5.875%
6.148%
0.250
6.125%
6.151%
0.000
6.000%
6.152%
0.125
5.625%
6.156%
0.000
15-Year Fixed
5.875%
6.157%
0.000
6.000%
6.160%
0.000
6.000%
6.163%
0.000
15-Year Fixed Jumbo
6.125%
6.163%
0.000
6.125%
6.166%
0.000
10-Year Fixed
6.000%
6.168%
0.000
5.750%
6.170%
0.000
15-Year Fixed
6.000%
6.174%
0.000
5.875%
6.177%
0.000
6.000%
6.179%
0.000
15 Year Fixed
6.000%
6.179%
0.000
6.000%
6.181%
0.000
15-Year Fixed
6.000%
6.181%
0.000
20-Year Fixed
6.100%
6.191%
0.000
6.125%
6.195%
0.500
6.000%
6.198%
1.000
5.500%
6.198%
0.000
15-Year Fixed
5.875%
6.206%
0.875
15-Year Fixed
6.125%
6.206%
0.000
6.000%
6.207%
0.000
15-Year Fixed
6.125%
6.208%
0.000
6.000%
6.209%
0.000
6.000%
6.209%
0.000
15 Year Fixed
6.125%
6.209%
0.000
6.500%
6.218%
0.000
6.125%
6.218%
0.000
6.125%
6.221%
0.000
15 Year Fixed
6.000%
6.221%
0.000
10 Year Fixed
6.000%
6.223%
0.000
6.125%
6.224%
0.000
6.125%
6.231%
0.000
6.000%
6.238%
2.000
5.125%
6.239%
0.000
6.000%
6.242%
1.000
6.000%
6.244%
0.000
6.504%
6.250%
0.000
15-Year Fixed
6.250%
6.250%
0.000
6.450%
6.250%
0.000
15-Year Fixed
6.250%
6.252%
0.000
10-Year Fixed
6.000%
6.256%
0.000
6.250%
6.256%
0.000
10-Year Fixed
6.125%
6.257%
0.000
6.000%
6.260%
1.000
6.125%
6.261%
0.000
6.125%
6.266%
0.000
6.125%
6.267%
0.000
15-Year Fixed
6.125%
6.268%
0.375
20 Year Fixed
6.125%
6.268%
0.000
6.125%
6.268%
0.000
15-Year Fixed
6.250%
6.271%
0.000
6.125%
6.271%
0.000
6.125%
6.278%
0.000
6.000%
6.280%
0.000
5.875%
6.283%
0.000
6.250%
6.285%
0.000
6.000%
6.290%
0.000
15 Year Fixed Jumbo
6.250%
6.290%
0.000
6.125%
6.296%
0.000
6.250%
6.297%
0.000
6.250%
6.299%
0.000
5.875%
6.301%
0.000
5.875%
6.303%
0.000
15-Year Fixed
6.250%
6.305%
0.000
15-Year Fixed Jumbo
6.250%
6.307%
0.000
5.875%
6.308%
0.000
6.125%
6.309%
0.000
6.200%
6.312%
0.000
6.250%
6.314%
0.000
5.375%
6.316%
0.000
30-Year Fixed
6.250%
6.319%
0.000
15-Year Fixed
6.250%
6.321%
0.000
15-Year Fixed
6.250%
6.323%
0.000
6.000%
6.323%
0.000
6.125%
6.324%
0.000
6.125%
6.324%
0.000
15 Year Fixed
5.875%
6.330%
0.790
5.750%
6.330%
0.000
6.250%
6.331%
0.000
15-Year Fixed
6.125%
6.338%
0.000
15 Year Fixed
6.125%
6.339%
0.000
15-Year Fixed
6.250%
6.344%
0.000
15-Year Fixed
6.125%
6.345%
0.000
6.125%
6.350%
0.000
6.250%
6.352%
0.000
5.750%
6.356%
0.000
5.750%
6.356%
0.000
20-Year Fixed
6.125%
6.357%
0.000
6.125%
6.360%
0.000
6.125%
6.361%
0.000
5.750%
6.361%
0.000
6.250%
6.362%
0.000
6.250%
6.363%
0.000
15-Year Fixed
6.000%
6.365%
0.000
5.625%
6.366%
0.000
6.125%
6.369%
0.000
15-Year Fixed
6.250%
6.369%
0.000
5.750%
6.370%
0.000
5.875%
6.371%
0.000
6.250%
6.373%
0.000
6.250%
6.373%
0.000
5.875%
6.373%
0.000
30-Year Fixed (Power Rate)
6.515%
6.375%
0.000
20-Year Fixed
6.375%
6.376%
0.000
5.500%
6.380%
0.000
5/6 SOFR ARM Jumbo
6.375%
6.386%
0.000
6.250%
6.389%
0.000
6.375%
6.394%
0.000
5.875%
6.395%
0.000
20-Year Fixed
6.250%
6.396%
0.000
15-Year Fixed
6.125%
6.398%
0.125
6.375%
6.398%
0.000
6.250%
6.400%
0.000
15-Year Fixed
6.250%
6.402%
0.000
15-Year Fixed
6.125%
6.402%
0.000
6.250%
6.410%
0.000
6.375%
6.420%
0.000
6.125%
6.422%
0.000
15-Year Fixed
6.375%
6.422%
0.000
30-Year Fixed
6.375%
6.423%
0.000
6.250%
6.424%
0.000
5.500%
6.425%
0.000
15-Year Fixed
6.250%
6.430%
0.000
6.125%
6.433%
0.000
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
6.250%
6.434%
0.000
6.250%
6.434%
0.000
6.375%
6.435%
0.000
30-Year Fixed (Jumbo)
6.375%
6.435%
0.000
6.250%
6.439%
1.625
6.375%
6.441%
0.000
15-Year Fixed
6.125%
6.443%
0.000
6.375%
6.444%
0.000
5.750%
6.444%
0.000
6.000%
6.445%
0.000
6.375%
6.447%
0.000
6.375%
6.451%
0.000
6.000%
6.454%
0.000
5.750%
6.457%
0.000
6.250%
6.460%
0.000
6.250%
6.466%
0.500
20-Year Fixed
6.250%
6.469%
0.125
5.875%
6.471%
0.000
6.250%
6.480%
1.000
6.375%
6.482%
0.000
6.375%
6.483%
0.000
6.375%
6.484%
0.000
6.375%
6.484%
0.000
6.375%
6.484%
0.000
6.375%
6.484%
0.000
6.375%
6.484%
0.000
6.250%
6.493%
0.000
6.375%
6.500%
0.000
30-Year Fixed
6.500%
6.501%
0.000
15-Year Fixed
6.375%
6.504%
0.000
15-Year Fixed
6.375%
6.505%
0.000
6.500%
6.505%
0.000
6.375%
6.506%
0.000
6.375%
6.506%
0.250
6.375%
6.510%
0.000
30-Year Fixed
6.500%
6.513%
0.000
6.500%
6.513%
0.000
15-Year Fixed
6.500%
6.519%
0.000
6.375%
6.522%
0.000
6.000%
6.524%
0.000
6.125%
6.526%
0.000
6.125%
6.532%
0.000
7/1 ARM (Jumbo)
6.125%
6.533%
0.000
6.500%
6.535%
0.000
6.375%
6.536%
0.000
6.375%
6.536%
0.000
6.375%
6.538%
0.000
6.500%
6.538%
0.000
6.250%
6.538%
0.125
6.125%
6.541%
0.000
6.375%
6.541%
0.000
6.490%
6.542%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
6.250%
6.547%
0.000
15-Year Fixed
6.250%
6.548%
0.000
6.500%
6.552%
0.000
6.500%
6.555%
0.000
6.490%
6.558%
0.000
6.500%
6.571%
0.000
6.250%
6.574%
0.000
6.375%
6.574%
0.000
6.375%
6.575%
0.000
5.750%
6.577%
0.000
6.125%
6.578%
0.000
6.250%
6.581%
0.000
6.500%
6.583%
0.000
6.500%
6.586%
0.000
15-Year Fixed Jumbo
6.500%
6.590%
0.000
6.500%
6.592%
0.000
6.000%
6.593%
0.000
20-Year Fixed
6.500%
6.593%
0.000
6.125%
6.594%
0.000
6.500%
6.598%
0.000
6.500%
6.600%
0.000
6.500%
6.601%
0.000
6.500%
6.606%
0.500
6.375%
6.610%
0.000
6.500%
6.613%
0.000
30-Year Fixed
6.500%
6.613%
0.000
30-Year Fixed Jumbo
6.500%
6.616%
1.000
6.000%
6.618%
0.000
6.250%
6.619%
0.000
15-Year Fixed
6.375%
6.620%
0.000
30-Year Fixed
6.500%
6.620%
0.000
6.375%
6.620%
0.000
6.490%
6.623%
0.000
6.500%
6.624%
0.000
6.500%
6.630%
0.000
6.500%
6.632%
0.000
30-Year Fixed (Jumbo)
6.625%
6.637%
0.000
30-Year Fixed
6.500%
6.637%
0.000
5.490%
6.637%
0.000
15-Year Fixed Jumbo
6.250%
6.638%
0.000
6.125%
6.639%
0.000
6.500%
6.640%
0.000
6.125%
6.640%
0.000
6.500%
6.641%
0.000
6.125%
6.642%
0.000
30-Year Fixed
6.500%
6.642%
0.000
6.500%
6.646%
0.500
30-Year Fixed Jumbo
6.500%
6.648%
0.000
6.375%
6.650%
0.000
6.250%
6.656%
0.000
6.000%
6.658%
0.000
6.375%
6.662%
0.000
20 Year Fixed
6.500%
6.665%
0.000
5/5 ARM High LTV
6.000%
6.666%
1.000
6.500%
6.668%
0.000
6.500%
6.668%
0.000
30 Year Fixed
6.625%
6.668%
0.000
30-Year Fixed
6.500%
6.669%
0.125
6.500%
6.670%
0.000
6.500%
6.670%
0.250
20-Year Fixed
6.625%
6.670%
0.000
20-Year Fixed
6.625%
6.671%
0.000
6.250%
6.674%
0.000
6.375%
6.675%
0.000
30-Year Fixed
6.625%
6.676%
0.000
30 Year Fixed
6.625%
6.677%
0.000
30-Year Fixed
6.500%
6.682%
0.000
6.625%
6.689%
0.000
6.500%
6.690%
0.000
6.625%
6.707%
0.000
6.625%
6.707%
0.000
6.375%
6.709%
0.000
6.365%
6.713%
0.301
6.125%
6.714%
1.875
6.240%
6.724%
0.308
6.625%
6.728%
0.000
30-Year Fixed
6.625%
6.733%
0.000
6.500%
6.736%
0.000
30 Year Fixed
6.625%
6.736%
0.000
6.625%
6.736%
0.000
6.625%
6.739%
0.000
5.750%
6.740%
0.000
6.500%
6.748%
0.000
6.375%
6.748%
2.560
6.625%
6.749%
0.000
6.500%
6.749%
0.000
10-Year Fixed
6.750%
6.750%
0.000
6.500%
6.750%
0.000
6.125%
6.750%
1.000
15-Year Fixed (Jumbo)
6.750%
6.750%
0.000
6.625%
6.750%
0.000
6.500%
6.750%
0.000
6.750%
6.751%
0.000
6.625%
6.753%
0.000
6.675%
6.760%
0.000
30-Year Fixed Jumbo
6.750%
6.766%
0.000
20-Year Fixed
6.625%
6.767%
0.000
6.500%
6.770%
2.250
5/1 ARM (Jumbo)
6.500%
6.771%
0.000
6.500%
6.773%
0.000
6.125%
6.775%
0.000
6.625%
6.775%
0.000
30-Year Fixed
6.625%
6.780%
1.000
30-Year Fixed VA
6.625%
6.780%
1.000
6.625%
6.782%
0.000
6.125%
6.784%
0.440
30-Year Fixed
6.750%
6.786%
0.000
6.625%
6.791%
0.000
6.625%
6.792%
0.500
30-Year Fixed
6.750%
6.795%
0.000
5.750%
6.800%
0.000
6.750%
6.800%
0.000
6.625%
6.803%
1.000
6.250%
6.805%
0.000
6.750%
6.805%
0.500
6.750%
6.814%
0.000
6.750%
6.816%
0.000
20 Year Fixed
6.750%
6.819%
0.000
30-Year Fixed
6.750%
6.821%
0.875
30-Year Fixed
6.750%
6.824%
0.000
20-Year Fixed
63.625%
6.830%
0.000
30-Year Fixed
6.750%
6.830%
0.000
5/1 Adjustable
6.625%
6.832%
0.000
6.750%
6.834%
0.000
6.750%
6.836%
0.000
6.750%
6.837%
0.000
6.750%
6.840%
0.000
6.750%
6.840%
0.000
6.750%
6.843%
0.000
30-Year Fixed
6.750%
6.845%
0.000
30-Year Fixed
6.750%
6.846%
0.000
6.750%
6.850%
0.000
30-Year Fixed
6.625%
6.852%
0.000
6.750%
6.859%
0.000
6.750%
6.860%
0.000
15-Year Fixed Jumbo
6.625%
6.861%
0.000
5.875%
6.861%
0.329
15-Year Fixed
6.625%
6.869%
0.000
6.750%
6.870%
1.000
30-Year Fixed
6.750%
6.872%
0.875
6.500%
6.873%
0.000
30-Year Fixed
6.625%
6.874%
1.000
30-Year Fixed Bi-weekly
6.945%
6.875%
0.000
6.625%
6.875%
0.000
6.750%
6.877%
1.000
7.000%
6.878%
0.000
5.875%
6.878%
1.875
6.750%
6.881%
0.000
30-Year Fixed Jumbo
6.875%
6.887%
0.000
30 Year Fixed
6.750%
6.889%
0.000
30-Year Fixed
6.750%
6.893%
0.000
6.750%
6.896%
0.000
30-Year Fixed Jumbo
6.750%
6.898%
0.500
30-Year Fixed Jumbo
6.750%
6.898%
1.000
30-Year Fixed Jumbo
6.875%
6.899%
0.000
6.750%
6.899%
0.000
6.750%
6.899%
0.000
69.750%
6.899%
0.000
6.750%
6.899%
0.000
6.875%
6.911%
0.000
30-Year Fixed Jumbo
6.875%
6.914%
0.000
6.875%
6.922%
0.000
6.500%
6.922%
0.000
30-Year Fixed
6.875%
6.926%
0.000
15-Year Fixed Jumbo
6.625%
6.927%
0.000
10/6-Month ARM
6.625%
6.933%
1.000
30-Year Fixed
6.875%
6.934%
0.000
20-Year Fixed
6.875%
6.935%
0.000
6.875%
6.937%
0.000
6.750%
6.937%
0.000
6.875%
6.940%
0.000
6.750%
6.940%
0.000
20-Year Fixed
6.820%
6.944%
0.000
30 Year Fixed
6.750%
6.947%
0.000
20-Year Fixed
6.750%
6.948%
0.000
30-Year Fixed
6.875%
6.949%
0.000
6.875%
6.950%
0.000
6.875%
6.952%
0.017
6.875%
6.954%
0.000
30-Year Fixed
6.750%
6.958%
0.875
30-Year Fixed
6.875%
6.960%
0.000
6.875%
6.963%
0.000
30-Year Fixed
6.875%
6.965%
0.375
6.875%
6.972%
0.000
20-Year Fixed
6.875%
6.973%
0.000
15-Year Fixed
6.875%
6.973%
0.000
30-Year Fixed
6.875%
6.977%
0.000
6.750%
6.977%
0.000
6.875%
6.979%
0.000
6.875%
6.985%
0.000
15-Year Fixed Jumbo
6.875%
6.993%
0.000
6.875%
6.993%
0.000
15-Year Fixed
7.000%
7.000%
0.000
30-Year Fixed
7.000%
7.000%
0.000
7.000%
7.000%
0.125
6.750%
7.002%
0.000
6.750%
7.002%
0.000
30-Year Fixed Jumbo
6.750%
7.002%
0.000
30 Year Fixed
6.875%
7.002%
0.000
6.875%
7.005%
0.000
6.875%
7.006%
0.000
6.875%
7.008%
0.000
30-Year Fixed (Jumbo)
7.000%
7.009%
0.088
7.000%
7.010%
0.000
30 Year Fixed
6.875%
7.012%
0.000
30 Year Fixed Jumbo
7.000%
7.014%
0.000
30-Year Fixed Jumbo
6.875%
7.022%
0.000
6.875%
7.024%
0.000
6.875%
7.028%
1.000
6.875%
7.029%
0.000
30-Year Fixed
7.000%
7.035%
0.000
7.000%
7.037%
0.375
6.875%
7.039%
0.000
6.875%
7.042%
1.000
7.000%
7.042%
0.000
30 Year Fixed (Jumbo)
7.000%
7.046%
0.000
6.875%
7.059%
0.000
7.000%
7.061%
0.000
6.875%
7.068%
0.000
30-Year Fixed
6.875%
7.069%
0.000
30-Year Fixed
6.875%
7.073%
0.000
6.875%
7.073%
0.000
6.875%
7.073%
0.000
6.875%
7.073%
0.000
6.875%
7.073%
0.000
7.000%
7.078%
0.000
6.875%
7.082%
0.000
7.000%
7.089%
0.000
7.000%
7.092%
0.000
7.000%
7.098%
0.000
6.375%
7.106%
0.802
7.000%
7.110%
0.000
7.000%
7.110%
0.000
7.000%
7.111%
0.000
6.875%
7.113%
0.000
6.990%
7.135%
0.000
30-Year Fixed
7.125%
7.137%
0.000
20-Year Fixed
6.875%
7.137%
0.000
7.000%
7.139%
0.000
30-Year Fixed (Jumbo)
7.125%
7.140%
0.000
7.125%
7.144%
0.000
7.125%
7.145%
0.000
30-Year Fixed
7.125%
7.155%
0.000
6.875%
7.157%
0.000
30-Year Fixed
7.000%
7.160%
0.000
7.000%
7.168%
0.000
30-Year Fixed
7.125%
7.170%
0.000
30 Year Fixed
6.875%
7.181%
0.960
7.000%
7.181%
0.000
7.125%
7.194%
0.000
30-Year Fixed
7.000%
7.202%
0.000
7.000%
7.203%
0.000
6.500%
7.205%
0.000
4.490%
7.206%
0.000
4.490%
7.206%
0.000
6.875%
7.227%
0.000
6.999%
7.235%
0.000
30-Year Fixed
7.250%
7.250%
0.000
7.375%
7.250%
0.000
30-Year Fixed
7.000%
7.258%
0.000
7.375%
7.287%
0.000
7.125%
7.295%
0.000
7.125%
7.298%
0.000
7.250%
7.307%
0.250
30-Year Fixed Jumbo
7.250%
7.307%
0.000
4.990%
7.312%
0.000
4.990%
7.312%
0.000
7.250%
7.315%
0.000
7.250%
7.330%
0.000
7.000%
7.339%
0.000
7.250%
7.341%
0.000
7.250%
7.384%
0.000
7.250%
7.408%
0.000
7.250%
7.441%
0.000
6.500%
7.450%
0.000
6.500%
7.450%
0.000
20-Year Fixed
7.375%
7.455%
0.000
7.375%
7.466%
0.000
7.250%
7.494%
0.000
7.350%
7.547%
0.000
30-Year Fixed
7.500%
7.562%
0.000
8.000%
7.586%
0.000
30-Year Fixed Jumbo
7.500%
7.587%
0.000
30 Year Fixed Jumbo
7.500%
7.592%
0.000
7.500%
7.654%
0.000
30-Year Fixed Jumbo
7.500%
7.694%
0.000
6.000%
7.701%
0.000
8.000%
7.825%
0.000
30-Year Fixed FHA
6.500%
8.143%
0.000
5-Year ARM Jumbo
5.625%
48.120%
0.000
6.125%
61.980%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Montana Lenders and Mortgage Brokers

List your company here at no cost: Are you a lender or mortgage broker in Montana ? Are you interested in having your company, contact information, website and logo listed here? Contact us at to find out how.

Montana Real Estate Agents

List your contact information at no cost: Are you a real estate agent agent in Montana ? You can list your company, contact information, website an logo here. Contact us to find out how.

Montana Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Montana . There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Montana mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Montana mortgage loans that have been made. As a result, Montana mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Montana Super Conforming Home Loan Rates

Super conforming mortgages in Montana are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Montana Jumbo Loan Interest Rates

Montana jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Montana are usually 0.75 basis points higher than conforming mortgage rates in Montana because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Montana Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Montana . The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Montana Adjustable Interest Rates

Montana adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Montana Interest Only Home Mortgage Rates

Montana interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Montana FHA Mortgage Mortgage Rates

Borrowers in Montana must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Montana are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Montana Rates & Resources

Montana Savings Rates
Montana CD Rates


Other Mortgage Rate Deals