Missouri Mortgage Rates and Refinance Rates

Missouri Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Missouri. Our rate table has a list of Missouri mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Missouri you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Missouri include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Missouri listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 65109, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 15-2161
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $700
Thank you for your inquiry, we will be in touch shortly. 
 
Northpointe Bank Logo
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,962
Thank you for your inquiry! 
 
First Mortgage Direct Logo
NMLS # 244476
State Lic # 14-1636
at 1.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $361
 
 
e-Lend Logo
NMLS # 2826
State Lic # 11-1805-A
(877) 410-5082
at 1.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $1,378
 
 
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 15-2210
(877) 407-3813
at 0.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $3,174
Thank you for your inquiry, we will be in touch shortly. 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 1.000 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,500
 
First Mortgage Direct Logo
NMLS # 244476
State Lic # 14-1636
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: None
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 15-2161
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
e-Lend Logo
NMLS # 2826
State Lic # 11-1805-A
(877) 410-5082
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
 
 
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 15-2210
(877) 407-3813
at 0.000 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $2,126
Thank you for your inquiry, we will be in touch shortly. 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
 
Northpointe Bank Logo
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $337
Thank you for your inquiry! 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 2.000 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $2,856
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 15-2161
at 1.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $700
Thank you for your inquiry, we will be in touch shortly. 
 
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 15-2210
(877) 407-3813
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,856
Thank you for your inquiry, we will be in touch shortly. 
 
Triumph Bank Home Loans Logo
NMLS # 258821
(877) 441-8944
at 0.000 pts
45 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
LenderCity Inc Logo
NMLS # 193390
State Lic # 15-2209
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
Ally Bank Logo
NMLS # 181005
at 0.000 pts
60 day lock rate
Est payment: $983.88
Fees in APR: $865
 
 
Flagstar Bank Logo
NMLS # 417490
at 0.000 pts
30 day lock rate
Est payment: $953.68
Fees in APR: $94
Thank you for your inquiry! 
 
LenderCity Inc Logo
NMLS # 193390
State Lic # 15-2209
at 0.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $1,452
 
 
Flagstar Bank Logo
NMLS # 417490
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $2,768
Thank you for your inquiry! 
 
Flagstar Bank Logo
NMLS # 417490
at 1.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $812
Thank you for your inquiry! 
 
Bank Midwest
4.077%
12/13/2017
4.000%
at 0.500 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $850
 
 
Providence Bank
4.173%
12/11/2017
4.125%
at 0.000 pts
30 day lock rate
Est payment: $969.30
Fees in APR: $1,140
 
 
BMO Harris Bank, NA
4.026%
12/13/2017
3.875%
at 1.375 pts
60 day lock rate
Est payment: $940.47
Fees in APR: $864
 
 
Regions Bank
4.290%
12/15/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $950
 
 
Citizens Bank, NA
4.292%
12/15/2017
4.250%
at 0.000 pts
60 day lock rate
Est payment: $983.88
Fees in APR: $998
 
 
First National Bank of Omaha
4.199%
12/14/2017
4.125%
at 0.500 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $752
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Missouri Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Missouri. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Missouri mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Missouri mortgage loans that have been made. As a result, Missouri mortgage rates today are lower than jumbo interest rates in Missouri. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Missouri Super Conforming Home Loan Rates

Super conforming mortgages in Missouri are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Missouri Jumbo Loan Interest Rates

Missouri jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Missouri are usually 0.75 basis points higher than conforming mortgage rates in Missouri because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Missouri Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Missouri. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Missouri Adjustable Interest Rates

Missouri adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Missouri Interest Only Home Mortgage Rates

Missouri interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Missouri FHA Mortgage Mortgage Rates

Borrowers in Missouri must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Missouri are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Missouri Rates & Resources


Cities in Missouri

Adrian

Advance

Agency

Alba

Albany

Aldrich

Alexandria

Allendale

Allenton

Alma

Altamont

Altenburg

Alton

Amazonia

Amity

Amoret

Amsterdam

Anabel

Anderson

Annada

Annapolis

Anniston

Appleton City

Arbela

Arbyrd

Arcadia

Archie

Arcola

Argyle

Armstrong

Arnold

Arrow Rock

Asbury

Ash Grove

Ashburn

Ashland

Atlanta

Augusta

Aurora

Auxvasse

Ava

Avilla

Bakersfield

Ballwin

Baring

Barnard

Barnett

Barnhart

Bates City

Beaufort

Belgrade

Bell City

Belle

Belleview

Bellflower

Belton

Bendavis

Benton

Benton City

Berger

Bernie

Bertrand

Bethany

Bethel

Beulah

Bevier

Billings

Birch Tree

Bismarck

Bixby

Black

Blackburn

Blackwater

Blackwell

Blairstown

Bland

Blodgett

Bloomfield

Bloomsdale

Blue Eye

Blue Mound

Blue Springs

Blythedale

Bogard

Bois D Arc

Bolckow

Bolivar

Bonne Terre

Bonnots Mill

Boonville

Boss

Bosworth

Bourbon

Bowling Green

Bradleyville

Bragg City

Braggadocio

Brandsville

Branson

Brashear

Braymer

Brazeau

Breckenridge

Briar

Bridgeton

Brighton

Brinktown

Brixey

Bronaugh

Brookfield

Brookline Station

Broseley

Browning

Brownwood

Brumley

Bruner

Brunswick

Bucklin

Buckner

Bucyrus

Buffalo

Bunceton

Bunker

Burfordville

Burlington Junction

Butler

Butterfield

Cabool

Cadet

Cainsville

Cairo

Caledonia

Calhoun

California

Callao

Camden

Camden Point

Camdenton

Cameron

Campbell

Canalou

Canton

Cape Fair

Cape Girardeau

Caplinger Mills

Cardwell

Carl Junction

Carrollton

Carterville

Carthage

Caruthersville

Cascade

Cassville

Catawissa

Catron

Caulfield

Cedar City

Cedar Hill

Cedarcreek

Center

Centertown

Centerview

Centerville

Centralia

Chadwick

Chaffee

Chamois

Charleston

Cherryville

Chesterfield

Chestnutridge

Chilhowee

Chillicothe

Chula

Clarence

Clark

Clarksburg

Clarksdale

Clarksville

Clarkton

Clay

Clearmont

Cleveland

Clever

Clifton Hill

Climax Springs

Clinton

Clubb

Clyde

Coatsville

Coffey

Cole Camp

Collins

Columbia

Commerce

Conception

Conception Junction

Concordia

Conran

Conway

Cook Station

Cooter

Corder

Cosby

Cottleville

Couch

Cowgill

Craig

Crane

Creighton

Crocker

Cross Timbers

Crystal City

Cuba

Curryville

Dadeville

Daisy

Dalton

Darlington

Davisville

Dawn

De Kalb

De Soto

De Witt

Dearborn

Deepwater

Deerfield

Deering

Defiance

Delta

Denver

Des Arc

Devils Elbow

Dexter

Diamond

Diggins

Dittmer

Dixon

Doe Run

Doniphan

Dora

Dover

Downing

Drexel

Drury

Dudley

Duenweg

Duke

Dunnegan

Durham

Dutchtown

Dutzow

Eagle Rock

Eagleville

Earth City

East Lynne

East Prairie

Easton

Edgar Springs

Edgerton

Edina

Edwards

El Dorado Springs

Eldon

Eldridge

Elk Creek

Elkland

Ellington

Ellsinore

Elmer

Elmo

Elsberry

Emden

Eminence

Emma

Eolia

Essex

Ethel

Etterville

Eudora

Eugene

Eunice

Eureka

Everton

Ewing

Excello

Excelsior Springs

Exeter

Fagus

Fair Grove

Fair Play

Fairdealing

Fairfax

Fairport

Fairview

Falcon

Farber

Farley

Farmington

Farrar

Faucett

Fayette

Fenton

Festus

Fillmore

Fisk

Flemington

Fletcher

Flinthill

Florence

Florissant

Foley

Fordland

Forest City

Foristell

Forsyth

Fort Leonard Wood

Fortuna

Foster

Frankford

Franklin

Fredericktown

Freeburg

Freeman

Freistatt

Fremont

French Village

Friedheim

Frohna

Fulton

Gainesville

Galena

Gallatin

Galt

Garden City

Garrison

Gasconade

Gatewood

Gentry

Gerald

Gibbs

Gibson

Gideon

Gilliam

Gilman City

Gipsy

Glasgow

Glenallen

Glencoe

Glenwood

Glover

Gobler

Golden

Golden City

Goodman

Goodson

Gordonville

Gorin

Gower

Graff

Graham

Grain Valley

Granby

Grandin

Grandview

Granger

Grant City

Grassy

Gravois Mills

Gray Summit

Grayridge

Green Castle

Green City

Green Ridge

Greenfield

Greentop

Greenville

Greenwood

Grover

Grovespring

Grubville

Guilford

Hale

Half Way

Hallsville

Halltown

Hamilton

Hannibal

Hardenville

Hardin

Harris

Harrisburg

Harrisonville

Hartsburg

Hartshorn

Hartville

Harviell

Harwood

Hatfield

Hawk Point

Hayti

Hazelwood

Helena

Hematite

Henley

Henrietta

Herculaneum

Hermann

Hermitage

Higbee

Higginsville

High Hill

High Point

High Ridge

Highlandville

Hillsboro

Hiram

Holcomb

Holden

Holland

Holliday

Hollister

Holt

Holts Summit

Hopkins

Hornersville

Horton

House Springs

Houston

Houstonia

Huggins

Hughesville

Humansville

Hume

Humphreys

Hunnewell

Huntsville

Hurdland

Hurley

Iberia

Imperial

Independence

Ionia

Irondale

Ironton

Isabella

Jackson

Jacksonville

Jadwin

Jameson

Jamesport

Jamestown

Jasper

Jefferson City

Jerico Springs

Jerome

Jonesburg

Joplin

Kahoka

Kaiser

Kansas City

Kearney

Kelso

Kennett

Kewanee

Keytesville

Kidder

Kimberling City

Kimmswick

King City

Kingdom City

Kingston

Kingsville

Kirbyville

Kirksville

Kissee Mills

Knob Lick

Knob Noster

Knox City

Koeltztown

Koshkonong

La Belle

La Grange

La Monte

La Plata

La Russell

Labadie

Laclede

Laddonia

Lake Ozark

Lake Saint Louis

Lake Spring

Lamar

Lampe

Lanagan

Lancaster

Laquey

Laredo

Latham

Lathrop

Laurie

Lawson

Leadwood

Leasburg

Lebanon

Lecoma

Lee's Summit

Leeton

Lenox

Lentner

Leonard

Leopold

Leslie

Lesterville

Levasy

Lewistown

Lexington

Liberal

Liberty

Licking

Liguori

Lilbourn

Lincoln

Linn

Linn Creek

Linneus

Livonia

Lock Springs

Lockwood

Lodi

Lohman

Lone Jack

Lonedell

Long Lane

Loose Creek

Louisburg

Louisiana

Lowndes

Lowry City

Lucerne

Ludlow

Luebbering

Luray

Lynchburg

Macks Creek

Macomb

Macon

Madison

Maitland

Malden

Malta Bend

Mansfield

Mapaville

Marble Hill

Marceline

Marionville

Marquand

Marshall

Marshfield

Marston

Marthasville

Martinsburg

Martinsville

Maryland Heights

Maryville

Matthews

Maysville

Mayview

Maywood

McBride

McClurg

McFall

McGee

McGirk

Meadville

Memphis

Mendon

Mercer

Meta

Metz

Mexico

Miami

Mid Missouri

Middle Brook

Middletown

Milan

Milford

Mill Spring

Miller

Millersville

Milo

Mindenmines

Mineral Point

Missouri City

Moberly

Mokane

Monett

Monroe City

Montgomery City

Monticello

Montier

Montreal

Montrose

Moody

Mooresville

Mora

Morehouse

Morley

Morris

Morrison

Morrisville

Morse Mill

Mosby

Moscow Mills

Mound City

Moundville

Mount Moriah

Mount Sterling

Mount Vernon

Mountain Grove

Mountain View

Myrtle

Napoleon

Naylor

Neck City

Neelyville

Nelson

Neosho

Nevada

New Bloomfield

New Boston

New Cambria

New Florence

New Franklin

New Hampton

New Haven

New London

New Madrid

New Melle

New Offenburg

Newark

Newburg

Newtonia

Newtown

Niangua

Nixa

Noble

Noel

Norborne

Norwood

Novelty

Novinger

O Fallon

Oak Grove

Oak Ridge

Odessa

Old Appleton

Old Monroe

Oldfield

Olean

Olney

Oran

Oregon

Oronogo

Orrick

Osage Beach

Osborn

Osceola

Otterville

Owensville

Oxly

Ozark

Pacific

Painton

Palmyra

Paris

Park Hills

Parma

Parnell

Pascola

Passaic

Patterson

Patton

Pattonsburg

Paynesville

Peace Valley

Peculiar

Perkins

Perry

Perryville

Pevely

Philadelphia

Phillipsburg

Pickering

Piedmont

Pierce City

Pilot Grove

Pilot Knob

Pineville

Pittsburg

Plato

Platte City

Plattsburg

Pleasant Hill

Pleasant Hope

Plevna

Pocahontas

Point Lookout

Polk

Pollock

Polo

Pomona

Ponce De Leon

Pontiac

Poplar Bluff

Portage Des Sioux

Portageville

Portland

Potosi

Pottersville

Powell

Powersite

Powersville

Prairie Home

Preston

Princeton

Purcell

Purdin

Purdy

Puxico

Queen City

Quincy

Quitman

Qulin

Racine

Ravenwood

Raymondville

Raymore

Rayville

Rea

Redford

Reeds

Reeds Spring

Renick

Republic

Revere

Reynolds

Rhineland

Rich Hill

Richards

Richland

Richmond

Richwoods

Ridgedale

Ridgeway

Risco

Riverside

Rives

Roach

Robertsville

Roby

Rocheport

Rock Port

Rockaway Beach

Rockbridge

Rockville

Rocky Comfort

Rocky Mount

Rogersville

Rolla

Rombauer

Roscoe

Rosebud

Rosendale

Rothville

Rueter

Rush Hill

Rushville

Russellville

Rutledge

Saginaw

Saint Albans

Saint Ann

Saint Charles

Saint Clair

Saint Elizabeth

Saint James

Saint Joseph

Saint Louis

Saint Mary

Saint Patrick

Saint Peters

Saint Thomas

Sainte Genevieve

Salem

Salisbury

Santa Fe

Sarcoxie

Savannah

Saverton

Schell City

Scott City

Sedalia

Sedgewickville

Seligman

Senath

Seneca

Seymour

Shelbina

Shelbyville

Sheldon

Shell Knob

Sheridan

Shook

Sibley

Sikeston

Silex

Silva

Skidmore

Slater

Smithton

Smithville

Solo

South Fork

South Greenfield

South West City

Sparta

Spickard

Spokane

Springfield

Squires

St. Robert

Stanberry

Stanton

Stark City

Steedman

Steele

Steelville

Stella

Stet

Stewartsville

Stockton

Stotts City

Stoutland

Stoutsville

Stover

Strafford

Strasburg

Sturdivant

Sturgeon

Success

Sullivan

Summersville

Sumner

Sunrise Beach

Swedeborg

Sweet Springs

Syracuse

Tallapoosa

Taneyville

Tarkio

Taylor

Tebbetts

Tecumseh

Teresita

Thayer

Thompson

Thornfield

Tiff

Tiff City

Tina

Tipton

Treloar

Trenton

Trimble

Triplett

Troy

Truxton

Tunas

Turners

Turney

Tuscumbia

Udall

Ulman

Union

Union Star

Uniontown

Unionville

Urbana

Urich

Utica

Valles Mines

Valley Park

Van Buren

Vandalia

Vanduser

Vanzant

Verona

Versailles

Viburnum

Vichy

Vienna

Villa Ridge

Vista

Vulcan

Waco

Wakenda

Waldron

Walker

Walnut Grove

Walnut Shade

Wappapello

Wardell

Warrensburg

Warrenton

Warsaw

Washburn

Washington

Wasola

Watson

Waverly

Wayland

Waynesville

Weatherby

Weaubleau

Webb City

Wellington

Wellsville

Wentworth

Wentzville

Wesco

West Alton

West Plains

Westboro

Weston

Westphalia

Wheatland

Wheaton

Wheeling

Whiteman Air Force Base

Whiteoak

Whiteside

Whitewater

Willard

Williamsburg

Williamstown

Williamsville

Willow Springs

Windsor

Windyville

Winfield

Winigan

Winona

Winston

Wolf Island

Wooldridge

Worth

Worthington

Wright City

Wyaconda

Wyatt

Yukon

Zalma

Zanoni