Hattiesburg, MS Mortgage Rates and Refinance Rates

Hattiesburg, Mississippi Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Hattiesburg, MS. Our rate table has a list of Hattiesburg, Mississippi mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Hattiesburg, MS you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Hattiesburg, MS include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Hattiesburg, MS listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 39212, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 1071
(877) 210-6855
at 0.100 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $700
Thank you for your inquiry, we will be in touch shortly. 
 
e-Lend Logo
NMLS # 2826
State Lic # 2826
at 1.000 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $1,238
 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # 66247
(877) 407-3813
at 0.100 pts
30 day lock rate
Est payment: $953.68
Fees in APR: $3,870
Thank you for your inquiry, we will be in touch shortly. 
 
at 0.100 pts
60 day lock rate
Est payment: $995.62
Fees in APR: $2,617
Thank you for your inquiry! We look forward to working with you. 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 1.000 pts
30 day lock rate
Est payment: $983.88
Fees in APR: $1,794
 
Flagstar Bank Logo
NMLS # 417490
at 0.100 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $2,412
Thank you for your inquiry! 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 1071
(877) 210-6855
at 0.000 pts
30 day lock rate
Est payment: $1,013.37
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
Flagstar Bank Logo
NMLS # 417490
at 0.000 pts
30 day lock rate
Est payment: $1,028.28
Fees in APR: $368
Thank you for your inquiry! 
 
e-Lend Logo
NMLS # 2826
State Lic # 2826
at 0.000 pts
30 day lock rate
Est payment: $1,013.37
Fees in APR: None
 
 
at 0.000 pts
60 day lock rate
Est payment: $1,028.28
Fees in APR: $355
Thank you for your inquiry! We look forward to working with you. 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 0.000 pts
30 day lock rate
Est payment: $998.57
Fees in APR: None
 
KS StateBank Logo
NMLS # 410602
at 0.000 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $795
 
 
KS StateBank Logo
NMLS # 410602
at 0.000 pts
30 day lock rate
Est payment: $1,013.37
Fees in APR: $795
 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # 66247
(877) 407-3813
at 0.000 pts
30 day lock rate
Est payment: $982.71
Fees in APR: $1,686
Thank you for your inquiry, we will be in touch shortly. 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 2.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $3,934
 
Flagstar Bank Logo
NMLS # 417490
at 1.100 pts
30 day lock rate
Est payment: $983.88
Fees in APR: $1,612
Thank you for your inquiry! 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 1071
(877) 210-6855
at 1.100 pts
30 day lock rate
Est payment: $969.30
Fees in APR: $1,575
Thank you for your inquiry, we will be in touch shortly. 
 
at 1.100 pts
60 day lock rate
Est payment: $975.12
Fees in APR: $2,435
Thank you for your inquiry! We look forward to working with you. 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # 66247
(877) 407-3813
at 1.100 pts
30 day lock rate
Est payment: $939.33
Fees in APR: $3,462
Thank you for your inquiry, we will be in touch shortly. 
 
Citizens Bank, NA
4.690%
2/16/2018
4.625%
at 0.250 pts
60 day lock rate
Est payment: $1,028.28
Fees in APR: $998
 
 
Raymond James Bank, NA
4.806%
2/21/2018
4.750%
at 0.000 pts
45 day lock rate
Est payment: $1,043.29
Fees in APR: $1,299
 
 
BankPlus
4.021%
2/20/2018
4.000%
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $511
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Hattiesburg, MS Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Mississippi. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Hattiesburg, MS mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Hattiesburg, MS mortgage loans that have been made. As a result, Hattiesburg, MS mortgage rates today are lower than jumbo interest rates in Hattiesburg, MS. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Hattiesburg, MS Super Conforming Home Loan Rates

Super conforming mortgages in Hattiesburg, MS are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Hattiesburg, MS Jumbo Loan Interest Rates

Hattiesburg, MS jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Hattiesburg, MS are usually 0.75 basis points higher than conforming mortgage rates in Hattiesburg, MS because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Hattiesburg, MS Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Hattiesburg, MS. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Hattiesburg, MS Adjustable Interest Rates

Hattiesburg, MS adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Hattiesburg, MS Interest Only Home Mortgage Rates

Hattiesburg, MS interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Hattiesburg, MS FHA Mortgage Mortgage Rates

Borrowers in Hattiesburg, MS must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Hattiesburg, MS are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Hattiesburg, MS Rates & Resources


Hattiesburg FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

BancorpSouth Bank

11813 100 Hardy Street, Hattiesburg, MS 39401

BancorpSouth Bank

11813 1835 Hardy Street, Hattiesburg, MS 39401

BancorpSouth Bank

11813 200 South 28 Avenue, Hattiesburg, MS 39401

BancorpSouth Bank

11813 302 2nd Avenue, Hattiesburg, MS 39401

BancorpSouth Bank

11813 3101 Hardy Street, Hattiesburg, MS 39401

BancorpSouth Bank

11813 4650 Hardy Street, Hattiesburg, MS 39401

BancorpSouth Bank

11813 6471 Highway 98, Hattiesburg, MS 39402

BancorpSouth Bank

11813 713 Broadway Drive, Hattiesburg, MS 39401

Citizens Bank

324 7119 U. S. Highway 98, Hattiesburg, MS 39402

Community Bank

11444 3707 Hardy Street, Hattiesburg, MS 39402

Community Bank

11444 5010 Hardy Street, Hattiesburg, MS 39402

Community Bank

11444 6095 Highway 49 South, Hattiesburg, MS 39401

First Southern Bank

31158 5248 Old Highway 11, Hattiesburg, MS 39402

Great Southern National Bank

8552 1300 Hardy Street, Hattiesburg, MS 39401

Great Southern National Bank

8552 3902 Hardy Street, Hattiesburg, MS 39401

Great Southern National Bank

8552 6232 U.S. Highway 98, Hattiesburg, MS 39402

Great Southern National Bank

8552 North Main Street At Glendale Road, Hattiesburg, MS 39401

Hancock Bank

12441 2007 Lincoln Road, Hattiesburg, MS 39402

Hancock Bank

12441 3101 Hardy Street, Hattiesburg, MS 39401

Hancock Bank

12441 6052 Highway 98 West, Hattiesburg, MS 39401

Heritage Banking Group

14273 6169 U. S. Highway 98, Hattiesburg, MS 39402

Magnolia State Bank

22081 560 Weathersby Road, Hattiesburg, MS 39402

PriorityOne Bank

21906 6276 Highway 98 West, Hattiesburg, MS 39402

Regions Bank

12368 1000 Turtle Creek Drive, Hattiesburg, MS 39402

Regions Bank

12368 130 West Front Street, Hattiesburg, MS 39401

Regions Bank

12368 202 South 40th Ave, Hattiesburg, MS 39402

Regions Bank

12368 4800 Hardy Street, Hattiesburg, MS 39402

Regions Bank

12368 700 Broadway Drive, Hattiesburg, MS 39401

Regions Bank

12368 949 Broadway Drive, Hattiesburg, MS 39401

The Citizens Bank of Philadelphia, Mississippi

12204 15 Millbranch Road, Hattiesburg, MS 39402

The Citizens National Bank of Meridian

4993 4599 Hardy Street, Hattiesburg, MS 39402

The Citizens National Bank of Meridian

4993 5248 Old Highway 11, Hattiesburg, MS 39402

The Citizens National Bank of Meridian

4993 5917 U.S. Highway 49, Hattiesburg, MS 39402

The Citizens National Bank of Meridian

4993 6258 Us Highway 98, Hattiesburg, MS 39402

The First, A National Banking Association

34217 110 South 40th Avenue, Hattiesburg, MS 39402

The First, A National Banking Association

34217 2702 Lincoln Road, Hattiesburg, MS 39401

The First, A National Banking Association

34217 6480 Ushwy 98 West, Hattiesburg, MS 39402

Trustmark National Bank

4988 104 Mayfair Road, Hattiesburg, MS 39402

Trustmark National Bank

4988 300 Pine Street West, Hattiesburg, MS 39401

Trustmark National Bank

4988 3112 Hardy Street, Hattiesburg, MS 39401

Trustmark National Bank

4988 4358 Lincoln Road Extension Suite 30, Hattiesburg, MS 39402

Trustmark National Bank

4988 6401 Us Highway 98, Hattiesburg, MS 39402

Trustmark National Bank

4988 951 Broadway Drive, Hattiesburg, MS 39401

Trustmark National Bank

4988 One Trustmark Plaza, Hattiesburg, MS 39401

Wells Fargo Bank, National Association

3511 3707 Hardy Street, Hattiesburg, MS 39402

Wells Fargo Bank, National Association

3511 6093 Us Hwy 98, Hattiesburg, MS 39402