Bitcoin tops 41,000. Check current cryptocurrency prices here: MonitorBankRates.com

Cedar River, MI Mortgage Rates January 2021

Cedar River, Michigan Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Cedar River, MI. Our rate table has a list of Cedar River, Michigan mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Cedar River, MI you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Cedar River, MI include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Cedar River, MI listed below.

Loan Type Purchase Refinance	Location State/City Zip Code		Loan Amt	Points	FICO	% Down
			$

in 58912, All points, 740 Sort by:

Lender

APR

Rate

Cost & Fees

Notes

NMLS # 1168
State Lic # FR0018107

01/28/2021

at -0.500 pts
30 day lock rate

Est payment: $1,205

Fees in APR: ($1,455)

Direct Lender. Billions Funded.

NMLS # 1168
State Lic # FR0018107

01/28/2021

at 0.000 pts
30 day lock rate

Est payment: $1,186

Fees in APR: $177

Direct Lender. Billions Funded.

NMLS # 1799947

01/28/2021

at -0.125 pts
45 day lock rate

Est payment: $1,205

Fees in APR: ($285)

Beeline is the shortest possible path to a new home or an effortless refi.

NMLS # 3030

01/28/2021

at 2.000 pts
45 day lock rate

Est payment: $1,264

Fees in APR: $7,250

The Better Business Bureau gives Quicken Loans and A+ for customer service.

NMLS # 1717824

01/28/2021

at 2.000 pts
30 day lock rate

Est payment: $1,147

Fees in APR: $8,550

Put your money where you need it sooner.

NMLS # 1799947

01/28/2021

at 2.125 pts
45 day lock rate

Est payment: $1,147

Fees in APR: $6,189

Beeline is the shortest possible path to a new home or an effortless refi.

NMLS # 3030

01/28/2021

at 2.000 pts
45 day lock rate

Est payment: $1,225

Fees in APR: $17,150

The Better Business Bureau gives Quicken Loans and A+ for customer service.

NMLS # 1717824

01/28/2021

at 0.000 pts
0 day lock rate

Est payment:

Fees in APR:

Apply online in minutes and close in days, not months.

NMLS # 1168

01/28/2021

at 0.000 pts
0 day lock rate

Est payment:

Fees in APR:

Get a Mortgage Rate Quote Fast

NMLS # 1168
State Lic # FR0018107

01/28/2021

at 1.625 pts
30 day lock rate

Est payment: $1,147

Fees in APR: $4,854

Direct Lender. Billions Funded.

NMLS # 1168
State Lic # FR0018107

01/28/2021

at 2.625 pts
30 day lock rate

Est payment: $1,128

Fees in APR: $7,932

Direct Lender. Billions Funded.

NMLS # 1717824

01/28/2021

at 1.000 pts
30 day lock rate

Est payment: $1,166

Fees in APR: $5,550

Put your money where you need it sooner.

NMLS # 1717824

01/28/2021

at 0.000 pts
30 day lock rate

Est payment: $1,186

Fees in APR: $2,550

Put your money where you need it sooner.

NMLS # 1799947

01/28/2021

at -0.125 pts
45 day lock rate

Est payment: $1,205

Fees in APR: ($285)

Beeline is the shortest possible path to a new home or an effortless refi.

NMLS # 1168
State Lic # FR0018107

01/28/2021

at -0.500 pts
30 day lock rate

Est payment: $1,205

Fees in APR: ($1,455)

Direct Lender. Billions Funded.

NMLS # 1168
State Lic # FR0018107

01/28/2021

at 0.000 pts
30 day lock rate

Est payment: $1,186

Fees in APR: $177

Direct Lender. Billions Funded.

NMLS # 1799947

01/28/2021

at 0.500 pts
45 day lock rate

Est payment: $1,186

Fees in APR: $1,323

Beeline is the shortest possible path to a new home or an effortless refi.

NMLS # 3030

01/28/2021

at 1.000 pts
45 day lock rate

Est payment: $1,348

Fees in APR: $4,250

The Better Business Bureau gives Quicken Loans and A+ for customer service.

NMLS # 1168
State Lic # FR0018107

01/28/2021

at 0.875 pts
30 day lock rate

Est payment: $1,166

Fees in APR: $2,724

Direct Lender. Billions Funded.

NMLS # 1799947

01/28/2021

at 1.250 pts
45 day lock rate

Est payment: $1,166

Fees in APR: $3,606

Beeline is the shortest possible path to a new home or an effortless refi.

Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Cedar River, MI Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Michigan. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Cedar River, MI mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Cedar River, MI mortgage loans that have been made. As a result, Cedar River, MI mortgage rates today are lower than jumbo interest rates in Cedar River, MI. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Cedar River, MI Super Conforming Home Loan Rates

Super conforming mortgages in Cedar River, MI are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Cedar River, MI Jumbo Loan Interest Rates

Cedar River, MI jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Cedar River, MI are usually 0.75 basis points higher than conforming mortgage rates in Cedar River, MI because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Cedar River, MI Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Cedar River, MI. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Cedar River, MI Adjustable Interest Rates

Cedar River, MI adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Cedar River, MI Interest Only Home Mortgage Rates

Cedar River, MI interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Cedar River, MI FHA Mortgage Mortgage Rates

Borrowers in Cedar River, MI must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Cedar River, MI are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.

Cedar River, MI Rates & Resources

Cedar River, Michigan Savings Rates
Cedar River, Michigan CD Rates
Cedar River, Michigan Bank Branches
Cedar River, Michigan Credit Union Branches

Cedar River, MI Mortgage Products

Cedar River, Michigan Conforming Mortgage Rates
Cedar River, Michigan Super Conforming Mortgage Rates
Cedar River, Michigan Jumbo Mortgage Rates
Cedar River, Michigan Super Jumbo Mortgage Rates
Cedar River, Michigan Conforming Adjustable Mortgage Rates
Cedar River, Michigan Jumbo Adjustable Mortgage Rates

Google Map for Cedar River, MI Rates & Resources