Massachusetts Mortgage Rates March 2019

Massachusetts Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Massachusetts. Our rate table has a list of Massachusetts mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Massachusetts you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Massachusetts include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Massachusetts listed below.

Loan Type Purchase Refinance	Location State/City Zip Code	Loan Amt	Points	FICO	% Down
		$

30 yr fixed refi in 02118, All points, Credit score: 740+ Sort by:

Lender

APR

Rate

Cost & Fees

Notes

NMLS # 409410
(877) 388 - 1017

3.977%

3/22/2019

3.875%

at 0.100 pts
60 day lock rate

Est payment: $1,410.71

Fees in APR: $3,395

Thank you for your inquiry!

NMLS # 409410
(877) 388 - 1017

4.009%

3/22/2019

3.990%

at 0.000 pts
60 day lock rate

Est payment: $1,430.52

Fees in APR: $695

Thank you for your inquiry!

NMLS # 409410
(877) 388 - 1017

3.935%

3/22/2019

3.750%

at 1.100 pts
60 day lock rate

Est payment: $1,389.35

Fees in APR: $3,395

Thank you for your inquiry!

MountainOne Bank

4.429%

3/19/2019

4.375%

at 0.500 pts
45 day lock rate

Est payment: $1,497.86

Fees in APR: $397

United Bank

4.401%

3/19/2019

4.375%

at 0.000 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: $911

RTN Federal Credit Union

4.386%

3/19/2019

4.375%

at 0.000 pts
60 day lock rate

Est payment: $1,497.86

Fees in APR: $387

Main Street Bank

4.439%

3/19/2019

4.375%

at 0.500 pts
40 day lock rate

Est payment: $1,497.86

Fees in APR: $757

MutualOne Bank

4.776%

3/19/2019

4.750%

at 0.000 pts
60 day lock rate

Est payment: $1,564.94

Fees in APR: $907

Mansfield Co-operative Bank

4.432%

3/18/2019

4.375%

at 0.500 pts
45 day lock rate

Est payment: $1,497.86

Fees in APR: $521

Hanscom Federal Credit Union

4.264%

3/18/2019

4.250%

at 0.000 pts
55 day lock rate

Est payment: $1,475.82

Fees in APR: $496

Enterprise Bank and Trust Company

4.317%

3/19/2019

4.250%

at 0.500 pts
60 day lock rate

Est payment: $1,475.82

Fees in APR: $885

Raymond James Bank, NA

4.537%

3/19/2019

4.500%

at 0.000 pts
45 day lock rate

Est payment: $1,520.06

Fees in APR: $1,299

Fall River Five Cents Savings Bank

4.390%

3/20/2019

4.375%

at 0.000 pts
60 day lock rate

Est payment: $1,497.86

Fees in APR: $525

Santander Bank, N.A.

4.432%

3/22/2019

4.375%

at 0.000 pts
60 day lock rate

Est payment: $1,497.86

Fees in APR: $2,004

Citizens Bank, NA

4.289%

3/22/2019

4.250%

at 0.125 pts
60 day lock rate

Est payment: $1,475.82

Fees in APR: $998

Rockland Federal Credit Union

4.133%

3/22/2019

4.125%

at 0.000 pts
60 day lock rate

Est payment: $1,453.95

Fees in APR: $298

UniBank for Savings

4.786%

3/22/2019

4.750%

at 0.250 pts
60 day lock rate

Est payment: $1,564.94

Fees in APR: $500

Digital Federal Credit Union

4.205%

3/21/2019

4.125%

at 0.750 pts
60 day lock rate

Est payment: $1,453.95

Fees in APR: $595

TD Bank, NA

4.153%

3/20/2019

4.125%

at 0.000 pts
45 day lock rate

Est payment: $1,453.95

Fees in APR: $1,016

Clinton Savings Bank

4.393%

3/21/2019

4.375%

at 0.000 pts
50 day lock rate

Est payment: $1,497.86

Fees in APR: $633

LincolnWay Community Bank

4.280%

3/19/2019

4.250%

at 0.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $1,085

Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.

Massachusetts Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Massachusetts. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Massachusetts mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Massachusetts mortgage loans that have been made. As a result, Massachusetts mortgage rates today are lower than jumbo interest rates in Massachusetts. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Massachusetts Super Conforming Home Loan Rates

Super conforming mortgages in Massachusetts are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Massachusetts Jumbo Loan Interest Rates

Massachusetts jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Massachusetts are usually 0.75 basis points higher than conforming mortgage rates in Massachusetts because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Massachusetts Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Massachusetts. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Massachusetts Adjustable Interest Rates

Massachusetts adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Massachusetts Interest Only Home Mortgage Rates

Massachusetts interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Massachusetts FHA Mortgage Mortgage Rates

Borrowers in Massachusetts must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Massachusetts are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.

Massachusetts Rates & Resources

Massachusetts Savings Rates
Massachusetts CD Rates

Massachusetts Mortgage Rates March 2019

Massachusetts Mortgage Rates - Refinance Rates:

Massachusetts Conforming Mortgage Rates

Massachusetts Super Conforming Home Loan Rates

Massachusetts Jumbo Loan Interest Rates

Massachusetts Fixed Rate Mortgages

Massachusetts Adjustable Interest Rates

Massachusetts Interest Only Home Mortgage Rates

Massachusetts FHA Mortgage Mortgage Rates

Massachusetts Rates & Resources

Cities in Massachusetts

Abington

Accord

Acton

Acushnet

Adams

Agawam

Allston

Amesbury

Amherst

Andover

Arlington

Arlington Heights

Ashburnham

Ashby

Ashfield

Ashland

Ashley Falls

Assonet

Athol

Attleboro

Attleboro Falls

Auburn

Auburndale

Avon

Ayer

Babson Park

Baldwinville

Barnstable

Barnstable Town

Barre

Becket

Bedford

Belchertown

Bellingham

Belmont

Berkley

Berkshire

Berlin

Bernardston

Beverly

Billerica

Blackstone

Blandford

Bolton

Bondsville

Boston

Boxborough

Boxford

Boylston

Braintree

Brant Rock

Brewster

Bridgewater

Brighton

Brimfield

Brockton

Brookfield

Brookline

Brookline Village

Bryantville

Buckland

Burlington

Buzzards Bay

Byfield

Cambridge

Canton

Carlisle

Carver

Cataumet