Mortgage Rates in Maryland

  1. Compare Mortgage Rates
  2. Maryland Mortgage Rates

30-Year Fixed mortgage rates today with 0.000% point(s) in Maryland are at 6.500%, 20-Year Fixed mortgage rates today with 0.000% point(s) in Maryland are at 6.125%, Current Maryland fixed rate mortgages for a 10 Year Fixed mortgage are at 5.500% with 0.000% point(s).

Maryland Mortgage Rates:

Search and compare mortgage rates and refinance rates in Maryland. Our rate table has a list of Maryland mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Maryland. Save money by using our free tool to find customized mortgage and refinance rates for Maryland (MD). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Maryland you need to first have an understanding of the types of mortgages available and their corresponding interest rates.

Mortgage rates on adjustable loans include 10/1 ARM with 0.000% point(s) in Maryland at 6.500%, Mortgage rates on adjustable loans include 7/1 ARM with 0.000% point(s) in Maryland at 6.250%, Adjustable rates on 5/1 ARM loans in Maryland with 0.000% point(s) are at 5.500%.

Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.40%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.40%
5/6 ARM Conforming
6.07%
5/6 ARM Jumbo
6.69%

Types of rates available in Maryland include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Maryland listed below.

Mortgage Rates in Maryland December 4, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.250%
5.570%
1.250
5.375%
5.578%
0.000
5.500%
5.581%
0.000
5.500%
5.581%
0.000
5.500%
5.583%
0.000
5.500%
5.591%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
5.500%
5.600%
0.000
5.500%
5.600%
0.000
15-Year Fixed
5.500%
5.604%
0.750
5.625%
5.625%
0.125
5.375%
5.632%
0.000
5.500%
5.634%
0.000
5.500%
5.647%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.661%
0.000
5.625%
5.663%
0.000
10-Year Fixed
5.500%
5.666%
0.000
5.625%
5.670%
0.000
5.500%
5.681%
0.000
5.625%
5.682%
0.000
15-Year Fixed
5.500%
5.683%
0.000
5.500%
5.691%
0.471
5.500%
5.693%
0.625
15 Year Fixed
5.625%
5.693%
0.000
5.500%
5.696%
1.250
5.625%
5.705%
0.000
5.625%
5.705%
0.000
5.500%
5.712%
0.000
5.500%
5.727%
0.375
30-Year Fixed
5.560%
5.730%
0.000
5.625%
5.731%
0.000
15-Year Fixed
5.625%
5.733%
0.000
5.500%
5.738%
1.000
5.500%
5.743%
0.000
5.375%
5.757%
2.000
5.750%
5.768%
0.000
5.500%
5.770%
0.000
5.625%
5.772%
0.000
5.750%
5.784%
0.000
5.650%
5.784%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.625%
5.787%
0.000
15-Year Fixed Jumbo
5.750%
5.788%
0.000
5.625%
5.790%
0.000
15 Year Fixed Jumbo
5.750%
5.790%
0.000
5.625%
5.800%
0.625
5.750%
5.801%
0.000
15 Year Fixed
5.625%
5.802%
0.000
5.625%
5.809%
0.000
15-Year Fixed
5.750%
5.810%
0.000
15-Year Fixed
5.750%
5.812%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
15-Year Fixed Jumbo
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.822%
0.000
5.750%
5.823%
0.000
15-Year Fixed
5.750%
5.824%
0.000
5.750%
5.825%
0.000
15-Year Fixed
5.750%
5.830%
0.000
5.625%
5.831%
0.000
5.750%
5.836%
0.500
15 Year Fixed
5.625%
5.841%
0.000
5.750%
5.842%
0.000
15 Year Fixed
5.500%
5.844%
0.714
15-Year Fixed
5.756%
5.845%
0.000
3/5 Conforming ARM
5.250%
5.846%
0.250
15-Year Fixed
5.500%
5.847%
1.000
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
5.750%
5.847%
0.000
5.750%
5.848%
0.000
5.750%
5.851%
0.000
5.500%
5.856%
0.250
5.520%
5.856%
0.250
15 Year Fixed
5.625%
5.860%
0.000
15-Year Fixed
5.750%
5.868%
0.000
15-Year Fixed Bi-weekly
5.750%
5.869%
0.000
15-Year Fixed
5.625%
5.870%
1.000
5.625%
5.870%
0.000
5.750%
5.871%
0.000
15-Year Fixed
5.750%
5.875%
0.000
15-Year Fixed
5.875%
5.875%
0.000
5.375%
5.877%
0.000
10-Year Fixed
5.750%
5.881%
0.000
5.750%
5.881%
0.000
15-Year Fixed
5.750%
5.882%
0.000
5.750%
5.887%
0.000
15-Year Fixed (Jumbo)
5.875%
5.890%
0.000
5.625%
5.891%
0.000
5.850%
5.891%
0.000
20 Year Fixed
5.750%
5.891%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.875%
5.894%
0.000
10-Year Fixed
5.500%
5.896%
0.000
5.750%
5.897%
0.000
5.500%
5.905%
0.000
5.875%
5.916%
0.000
5.750%
5.918%
0.250
5.875%
5.918%
0.000
5.375%
5.919%
2.000
15-Year Fixed
5.750%
5.923%
0.000
5.625%
5.925%
0.000
15-Year Fixed
5.875%
5.927%
0.000
5.750%
5.928%
0.000
5.500%
5.930%
0.000
5.875%
5.936%
0.000
5.875%
5.936%
0.000
15-Year Fixed
5.875%
5.945%
0.000
5.750%
5.945%
1.000
5.750%
5.958%
0.000
5.875%
5.959%
0.000
5.750%
5.964%
0.000
5.375%
5.965%
0.000
5.875%
5.967%
0.000
15-Year Fixed
5.875%
5.968%
0.000
5.750%
5.970%
0.000
10/1 ARM (Jumbo)
6.125%
5.974%
0.000
5.750%
5.976%
0.250
5.750%
5.977%
0.000
30-Year Fixed VA
5.750%
5.979%
1.000
5.750%
5.981%
0.000
5.750%
5.983%
0.000
15-Year Fixed
5.875%
5.984%
0.125
5.875%
5.989%
0.750
5.875%
5.990%
0.000
15 Year Fixed
5.900%
5.994%
0.000
15-Year Fixed
5.875%
6.001%
0.000
5.875%
6.004%
0.000
6.000%
6.008%
0.000
5.875%
6.010%
0.000
6.000%
6.017%
0.000
5.750%
6.017%
0.500
5.750%
6.018%
0.000
5.625%
6.019%
0.000
6.000%
6.019%
0.000
5.875%
6.027%
0.000
15-Year Fixed
5.750%
6.030%
0.000
5.875%
6.030%
0.000
6.000%
6.031%
0.000
5.875%
6.031%
0.000
10 Year Fixed
5.900%
6.033%
0.000
15-Year Fixed
5.750%
6.034%
0.000
15-Year Fixed
5.750%
6.035%
0.000
20 Year Fixed
5.875%
6.036%
0.000
5.250%
6.037%
0.000
5.625%
6.037%
0.000
5.750%
6.038%
0.000
5.875%
6.039%
0.000
20-Year Fixed
6.000%
6.042%
0.000
30-Year Fixed
6.000%
6.043%
0.000
15-Year Fixed
6.000%
6.047%
0.000
30-Year Fixed
6.000%
6.047%
0.000
10 Year Fixed
5.875%
6.047%
0.000
15-Year Fixed
6.000%
6.051%
0.000
5.625%
6.051%
0.000
5.990%
6.054%
0.000
5.875%
6.054%
0.000
15-Year Fixed
5.875%
6.054%
0.000
5.500%
6.054%
0.000
5.750%
6.055%
0.000
5.750%
6.055%
0.000
5.750%
6.061%
2.000
15-Year Fixed Jumbo
6.000%
6.063%
0.000
15-Year Fixed
5.950%
6.064%
0.000
6.000%
6.067%
0.000
30-Year Fixed
6.000%
6.071%
0.000
5.875%
6.072%
0.000
6.000%
6.074%
0.000
6.000%
6.074%
0.000
6.000%
6.079%
0.000
5.750%
6.085%
0.000
5.875%
6.087%
0.000
20-Year Fixed
6.000%
6.089%
0.000
15-Year Fixed
5.875%
6.090%
0.000
6.000%
6.090%
0.000
6.000%
6.092%
0.750
20-Year Fixed
6.000%
6.094%
0.000
5.990%
6.094%
0.000
5.875%
6.095%
0.000
6.000%
6.100%
0.000
15-Year Fixed
5.875%
6.104%
0.000
5.875%
6.105%
0.000
6.000%
6.106%
0.000
6.000%
6.107%
0.000
6.000%
6.109%
0.000
6.000%
6.112%
0.000
5.875%
6.112%
0.000
30-Year Fixed Jumbo
6.000%
6.113%
1.000
6.000%
6.113%
0.000
5.500%
6.122%
0.000
15-Year Fixed
6.000%
6.123%
0.375
6.000%
6.123%
0.000
5.500%
6.123%
0.000
10-Year Fixed
5.875%
6.129%
0.000
5.875%
6.133%
1.000
30-Year Fixed
6.000%
6.133%
0.000
5.375%
6.137%
0.000
5.375%
6.137%
0.000
6.125%
6.138%
0.000
5.500%
6.141%
0.000
6.000%
6.142%
0.500
6.000%
6.146%
0.000
6.000%
6.146%
0.000
5.875%
6.147%
0.000
6.125%
6.148%
0.000
6.000%
6.150%
1.250
5.500%
6.156%
0.000
6.125%
6.159%
0.000
6.000%
6.160%
0.000
5.500%
6.161%
0.000
6.000%
6.163%
0.000
5.875%
6.163%
0.000
6.000%
6.166%
0.000
5.375%
6.167%
0.000
6.125%
6.168%
0.000
5.875%
6.170%
0.000
5.875%
6.170%
0.000
15-Year Fixed
5.875%
6.173%
0.000
6.000%
6.173%
0.000
6.125%
6.174%
0.000
6.125%
6.176%
0.000
6.100%
6.182%
0.000
20-Year Fixed
6.125%
6.183%
0.000
6.125%
6.183%
0.000
30-Year Fixed (Jumbo)
6.125%
6.183%
0.000
20-Year Fixed
6.000%
6.184%
0.000
5.875%
6.186%
0.000
6.075%
6.186%
0.000
6.000%
6.187%
0.000
20-Year Fixed
6.100%
6.191%
0.000
6.125%
6.191%
0.000
6.125%
6.192%
0.000
6.000%
6.197%
0.000
5.375%
6.198%
0.000
30-Year Fixed
6.125%
6.201%
0.000
6.000%
6.205%
0.000
5.875%
6.205%
0.000
15 Year Fixed
6.125%
6.209%
0.000
15-Year Fixed Jumbo
6.125%
6.214%
0.000
5.875%
6.215%
0.000
6.500%
6.218%
0.000
6.125%
6.219%
0.000
20-Year Fixed
5.990%
6.220%
0.000
20-Year Fixed
6.125%
6.222%
0.000
10 Year Fixed
6.000%
6.223%
0.000
6.000%
6.229%
0.000
6.000%
6.229%
0.000
6.000%
6.229%
0.000
6.000%
6.229%
0.000
30-Year Fixed
6.125%
6.230%
0.000
5.750%
6.230%
0.000
20-Year Fixed
6.000%
6.231%
0.000
6.125%
6.231%
0.000
6.000%
6.232%
0.000
6.125%
6.232%
0.125
15-Year Fixed
5.875%
6.239%
0.000
6.000%
6.244%
0.000
6.000%
6.244%
0.000
15-Year Fixed
5.875%
6.246%
0.000
6.125%
6.247%
0.000
15 Year Fixed
6.125%
6.248%
0.000
15-Year Fixed
6.000%
6.250%
0.000
10-Year Fixed
6.250%
6.250%
0.000
6.000%
6.250%
0.000
6.125%
6.250%
0.000
6.250%
6.256%
0.000
5.875%
6.260%
0.000
5/6 SOFR ARM Jumbo
6.250%
6.261%
0.000
30-Year Fixed
6.125%
6.266%
0.000
30-Year Fixed Jumbo
6.250%
6.266%
0.000
6.125%
6.268%
0.000
20-Year Fixed
6.125%
6.270%
0.000
15-Year Fixed
6.250%
6.271%
0.000
6.250%
6.275%
0.000
30-Year Fixed
6.250%
6.278%
0.000
6.125%
6.280%
0.000
6.000%
6.291%
0.000
6.125%
6.293%
0.000
5/5 ARM High LTV
5.625%
6.293%
1.000
6.125%
6.296%
0.000
20-Year Fixed
6.250%
6.296%
0.000
30-Year Fixed
6.125%
6.301%
0.000
6.250%
6.302%
0.000
5.750%
6.302%
0.000
5.500%
6.305%
0.000
5.750%
6.308%
0.000
5.750%
6.309%
0.000
30-Year Fixed
6.250%
6.319%
0.000
20-Year Fixed
6.125%
6.320%
0.000
6.125%
6.322%
0.000
5.500%
6.326%
0.000
6.250%
6.326%
0.000
30-Year Fixed
6.250%
6.327%
0.000
5.750%
6.333%
0.000
6.250%
6.335%
0.000
5.740%
6.336%
0.977
5.875%
6.337%
0.000
20-Year Fixed
6.250%
6.339%
0.125
6.250%
6.340%
0.000
6.125%
6.340%
0.500
6.250%
6.341%
0.000
6.000%
6.343%
2.650
6.250%
6.344%
0.375
6.250%
6.351%
0.000
5.625%
6.354%
0.000
5.875%
6.356%
0.000
6.250%
6.359%
0.000
5.375%
6.360%
0.000
5.875%
6.361%
0.000
6.125%
6.366%
2.000
6.000%
6.366%
0.000
6.250%
6.369%
0.125
6.250%
6.373%
0.000
5.875%
6.373%
0.000
30-Year Fixed (Power Rate)
6.515%
6.375%
0.000
6.000%
6.375%
0.000
6.000%
6.378%
0.000
6.125%
6.381%
0.000
6.250%
6.382%
0.622
5.875%
6.382%
0.000
30-Year Fixed Jumbo
6.750%
6.386%
0.000
6.250%
6.389%
0.000
30-Year Fixed
6.250%
6.390%
0.000
20-Year Fixed
6.250%
6.390%
0.000
6.250%
6.390%
0.000
30-Year Fixed Jumbo
6.250%
6.394%
0.500
6.250%
6.397%
0.000
5.615%
6.398%
1.049
6.125%
6.398%
0.000
6.375%
6.401%
0.000
6.375%
6.408%
0.000
30-Year Fixed
6.375%
6.410%
0.000
6.375%
6.411%
0.375
6.125%
6.412%
0.000
30 Year Fixed
6.375%
6.417%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
6.250%
6.424%
1.000
6.250%
6.428%
0.000
6.125%
6.431%
0.000
5.875%
6.431%
0.000
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
6.250%
6.434%
0.000
6.375%
6.437%
0.000
6.375%
6.437%
0.000
5.990%
6.440%
0.000
30-Year Fixed
6.375%
6.443%
0.750
6.375%
6.444%
0.000
6.000%
6.444%
0.000
5.750%
6.444%
0.000
6.000%
6.445%
0.000
6.375%
6.445%
0.000
5.750%
6.448%
0.000
20-Year Fixed
6.375%
6.452%
0.000
6.375%
6.459%
0.000
6.375%
6.460%
0.000
6.375%
6.460%
0.000
5.625%
6.461%
0.000
6.375%
6.462%
0.000
6.375%
6.462%
0.000
30-Year Fixed
6.375%
6.469%
0.000
6.375%
6.470%
0.000
7/1 ARM (Jumbo)
6.125%
6.473%
0.000
6.375%
6.475%
0.000
6.375%
6.476%
0.000
6.250%
6.476%
0.000
5.750%
6.477%
0.000
6.375%
6.480%
0.000
6.250%
6.480%
1.000
30-Year Fixed
6.375%
6.482%
0.750
30 Year Fixed
6.375%
6.484%
0.000
6.375%
6.487%
0.000
30-Year Fixed
6.375%
6.487%
0.000
6.250%
6.493%
0.000
6.250%
6.494%
0.000
30 Year Fixed
6.375%
6.499%
0.000
15-Year Fixed
6.500%
6.500%
0.000
6.500%
6.500%
0.125
15-Year Fixed (Jumbo)
6.500%
6.500%
0.000
6.375%
6.502%
0.000
5.625%
6.503%
0.130
6.500%
6.505%
0.000
6.375%
6.506%
0.000
6.375%
6.507%
0.000
30-Year Fixed (Jumbo)
6.500%
6.508%
0.000
30 Year Fixed
6.375%
6.509%
0.000
6.375%
6.510%
0.000
6.500%
6.510%
0.000
30-Year Fixed
6.500%
6.513%
0.000
6.375%
6.515%
0.250
6.375%
6.515%
0.000
30-Year Fixed Jumbo
6.500%
6.516%
0.000
6.375%
6.518%
0.000
6.375%
6.518%
0.000
6.375%
6.518%
0.000
6.375%
6.518%
0.000
30 Year Fixed
6.375%
6.522%
0.000
6.375%
6.524%
1.000
6.375%
6.526%
0.000
6.125%
6.526%
0.000
6.375%
6.527%
0.000
30-Year Fixed Jumbo
6.500%
6.528%
0.000
30-Year Fixed
6.500%
6.532%
0.000
6.500%
6.532%
0.000
30-Year Fixed
6.500%
6.532%
0.000
6.500%
6.535%
0.000
30-Year Fixed (Jumbo)
6.490%
6.537%
0.275
6.375%
6.538%
0.000
6.375%
6.539%
0.500
30 Year Fixed (Jumbo)
6.500%
6.543%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
6.500%
6.547%
0.000
30-Year Fixed
6.500%
6.549%
0.000
6.500%
6.549%
0.000
6.500%
6.554%
0.500
5.750%
6.557%
1.000
30-Year Fixed
6.500%
6.557%
0.000
6.625%
6.558%
0.000
6.625%
6.559%
0.000
6.500%
6.561%
0.000
6.375%
6.564%
0.000
6.375%
6.564%
0.000
6.375%
6.564%
0.000
6.375%
6.564%
0.000
30-Year Fixed Bi-weekly
6.500%
6.569%
0.000
6.125%
6.569%
0.000
6.125%
6.569%
0.375
30-Year Fixed
6.500%
6.570%
0.125
30-Year Fixed
6.500%
6.571%
0.000
6.500%
6.573%
0.000
6.500%
6.575%
0.000
30-Year Fixed
6.500%
6.575%
0.000
30 Year Fixed
6.500%
6.575%
0.000
5.750%
6.577%
0.000
5.750%
6.580%
0.000
6.500%
6.584%
0.000
6.500%
6.587%
0.000
30 Year Fixed
6.500%
6.597%
0.000
6.375%
6.598%
0.000
6.250%
6.598%
0.000
6.500%
6.600%
0.000
30-Year Fixed
6.375%
6.603%
0.000
5/1 Adjustable
6.250%
6.608%
0.000
6.500%
6.609%
0.625
30 Year Fixed
6.375%
6.610%
0.926
6.500%
6.613%
0.000
6.500%
6.614%
0.000
6.500%
6.617%
1.000
15-Year Fixed Jumbo
6.500%
6.618%
0.000
30-Year Fixed
6.500%
6.620%
0.000
6.500%
6.624%
1.000
30-Year Fixed
6.625%
6.625%
0.000
20-Year Fixed
6.625%
6.626%
0.000
15-Year Fixed
6.625%
6.627%
0.000
6.375%
6.627%
0.000
6.250%
6.628%
0.000
20 Year Fixed
6.500%
6.628%
0.000
6.500%
6.629%
0.000
6.500%
6.630%
0.000
30-Year Fixed
6.625%
6.637%
0.000
5.490%
6.637%
0.000
30-Year Fixed
6.500%
6.638%
0.000
6.500%
6.645%
0.000
6.500%
6.647%
0.000
30-Year Fixed Jumbo
6.625%
6.648%
0.000
6.250%
6.656%
0.000
6.375%
6.662%
0.000
6.625%
6.663%
0.000
30-Year Fixed
6.500%
6.667%
0.500
30-Year Fixed Jumbo
6.625%
6.667%
0.000
30-Year Fixed
6.625%
6.669%
0.000
6.375%
6.670%
0.000
30-Year Fixed
6.625%
6.671%
0.000
6.500%
6.680%
0.000
6.500%
6.680%
0.125
30-Year Fixed
6.500%
6.682%
0.000
6.500%
6.683%
0.000
6.625%
6.685%
0.000
6.500%
6.687%
0.000
6.500%
6.689%
0.000
6.500%
6.689%
0.000
5.625%
6.690%
0.000
6.000%
6.690%
0.500
6.625%
6.691%
0.000
5/1 ARM (Jumbo)
6.500%
6.693%
0.000
6.490%
6.697%
0.000
6.625%
6.697%
0.000
6.625%
6.700%
0.000
6.500%
6.701%
0.000
30-Year Fixed
6.625%
6.714%
0.375
5.500%
6.714%
0.304
6.625%
6.720%
0.000
30-Year Fixed
6.625%
6.724%
0.000
6.500%
6.733%
0.000
5.875%
6.733%
0.375
15-Year Fixed Jumbo
6.500%
6.734%
0.000
6.625%
6.736%
0.000
30-Year Fixed
6.750%
6.740%
0.000
6.625%
6.741%
0.000
5.625%
6.750%
0.000
6.625%
6.750%
0.000
30-Year Fixed
6.625%
6.755%
1.000
6.625%
6.758%
0.000
30 Year Fixed Jumbo
6.750%
6.764%
0.000
6.750%
6.770%
0.000
30-Year Fixed Jumbo
6.625%
6.771%
1.000
6.500%
6.773%
0.000
6.490%
6.778%
0.000
30-Year Fixed
6.625%
6.780%
0.000
6.750%
6.797%
0.000
30-Year Fixed
6.750%
6.810%
0.000
6.625%
6.819%
0.000
30-Year Fixed
6.625%
6.819%
0.000
6.625%
6.829%
0.000
6.750%
6.830%
0.000
6.750%
6.846%
0.000
30-Year Fixed
6.625%
6.852%
0.000
6.750%
6.858%
0.000
6.750%
6.859%
0.000
5.875%
6.861%
0.985
6.375%
6.864%
0.000
30-Year Fixed (Jumbo)
6.875%
6.890%
0.000
30-Year Fixed Jumbo
6.750%
6.896%
0.000
6.750%
6.916%
1.000
6.875%
6.916%
0.000
6.375%
6.925%
0.000
30-Year Fixed Jumbo
6.875%
6.931%
0.000
6.875%
6.931%
0.000
10/6-Month ARM
6.625%
6.933%
1.000
30-Year Fixed Jumbo
6.750%
6.935%
0.000
5-Year ARM Jumbo
6.250%
6.937%
0.000
6.875%
6.937%
0.000
6.750%
6.937%
0.000
6.875%
6.954%
0.000
6.750%
7.022%
0.000
6.000%
7.041%
0.000
7.000%
7.057%
0.000
7.000%
7.057%
0.000
6.750%
7.084%
0.000
7.000%
7.111%
0.000
30-Year Fixed
7.125%
7.126%
0.000
6.990%
7.135%
0.000
7.000%
7.168%
0.000
4.990%
7.206%
0.000
4.990%
7.206%
0.000
6.999%
7.235%
0.000
5.490%
7.312%
0.000
5.490%
7.312%
0.000
30-Year Fixed Jumbo
7.250%
7.337%
0.000
7.000%
7.339%
0.000
8.000%
7.437%
0.000
6.500%
7.450%
0.000
6.500%
7.450%
0.000
7.250%
7.494%
0.000
7.125%
7.527%
0.000
7.350%
7.547%
0.000
30-Year Fixed FHA
6.000%
7.575%
0.000
7.500%
7.654%
0.000
6.000%
7.701%
0.000
8.000%
7.746%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Maryland Lenders and Mortgage Brokers

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Maryland Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Maryland. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Maryland mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Maryland mortgage loans that have been made. As a result, Maryland mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Maryland Super Conforming Home Loan Rates

Super conforming mortgages in Maryland are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Maryland Jumbo Loan Interest Rates

Maryland jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Maryland are usually 0.75 basis points higher than conforming mortgage rates in Maryland because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Maryland Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Maryland. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Maryland Adjustable Interest Rates

Maryland adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Maryland Interest Only Home Mortgage Rates

Maryland interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Maryland FHA Mortgage Mortgage Rates

Borrowers in Maryland must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Maryland are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Maryland Rates & Resources

Maryland Savings Rates
Maryland CD Rates


Cities in Maryland

Abell

Aberdeen

Aberdeen Proving Ground

Abingdon

Accident

Accokeek

Adamstown

Allen

Andrews Air Force Base

Annapolis

Annapolis Junction

Aquasco

Arnold

Ashton

Avenue

Baldwin

Baltimore

Barclay

Barnesville

Barstow

Barton

Beallsville

Bel Air

Bel Air South

Bel Alton

Belcamp

Beltsville

Benedict

Benson

Berlin

Bethesda

Bethlehem

Betterton

Big Pool

Bishopville

Bittinger

Bivalve

Bladensburg

Bloomington

Boonsboro

Boring

Bowie

Boyds

Bozman

Braddock Heights

Brandywine

Brentwood

Brinklow

Brookeville

Brooklandville

Brooklyn

Broomes Island

Brownsville

Brunswick

Bryans Road

Bryantown

Buckeystown

Burkittsville

Burtonsville

Bushwood

Butler

Cabin John

California

Callaway

Cambridge

Capitol Heights

Cascade

Catonsville

Cavetown

Cecilton

Centreville

Chaptico

Charlestown

Charlotte Hall

Chase

Cheltenham

Chesapeake Beach

Chesapeake City

Chester

Chestertown

Chevy Chase

Chewsville

Childs

Church Creek

Church Hill

Churchton

Churchville

Claiborne

Clarksburg

Clarksville

Clear Spring

Clements

Clinton

Cobb Island

Cockeysville

College Park

Colora

Coltons Point

Columbia

Compton

Conowingo

Cooksville

Cordova

Corriganville

Crapo

Crisfield

Crocheron

Crofton

Crownsville

Crumpton

Cumberland

Curtis Bay

Damascus

Dameron

Darlington

Davidsonville

Dayton

Deal Island

Deale

Delmar

Denton

Derwood

Dickerson

District Heights

Dowell

Drayden

Dundalk

Dunkirk

Earleville

East New Market

Easton

Eckhart Mines

Eden

Edgewater

Edgewood

Elk Mills

Elkridge

Elkton

Ellerslie

Ellicott City

Emmitsburg

Essex

Ewell

Fairmount

Fairplay

Fallston

Faulkner

Federalsburg

Finksburg

Fishing Creek

Flintstone

Forest Hill

Fork

Fort George G Meade

Fort Howard

Fort Washington

Frederick

Freeland

Friendship

Friendsville

Frostburg

Fruitland

Fulton

Funkstown

Gaithersburg

Galena

Galesville

Gambrills

Gapland

Garrett Park

Garrison

Georgetown

Germantown

Gibson Island

Girdletree

Glen Arm

Glen Burnie

Glen Echo

Glenelg

Glenn Dale

Glenwood

Glyndon

Goldsboro

Grantsville

Grasonville

Great Mills

Greenbelt

Greensboro

Gunpowder

Gwynn Oak

Hagerstown

Halethorpe

Hampstead

Hancock

Hanover

Harmans

Harwood

Havre De Grace

Hebron

Helen

Henderson

Henryton

Highland

Hillsboro

Hollywood

Hughesville

Hunt Valley

Huntingtown

Hurlock

Hyattsville

Hydes

Ijamsville

Indian Head

Ingleside

Ironsides

Issue

Jarrettsville

Jefferson

Jessup

Joppa

Keedysville

Kennedyville

Kensington

Keymar

Kingsville

Kitzmiller

Knoxville

La Plata

Ladiesburg

Lanham

Laurel

Leonardtown

Lexington Park

Libertytown

Lineboro

Linkwood

Linthicum Heights

Linwood

Lisbon

Little Orleans

Lonaconing

Long Green

Lothian

Loveville

Luke

Lusby

Lutherville Timonium

Madison

Manchester

Manokin

Marbury

Mardela Springs

Marion Station

Marriottsville

Marydel

Maryland Line

Massey

Maugansville

Mayo

Mcdaniel

McHenry

Mechanicsville

Middle River

Middletown

Midland

Midlothian

Millersville

Millington

Monkton

Monrovia

Montgomery Village

Morganza

Mount Airy

Mount Rainier

Mount Savage

Mount Victoria

Myersville

Nanjemoy

Nanticoke

Neavitt

New Market

New Midway

New Windsor

Newark

Newburg

Newcomb

North Beach

North East

Nottingham

Oakland

Ocean City

Odenton

Oldtown

Olney

Owings

Owings Mills

Oxford

Oxon Hill

Park Hall

Parkton

Parkville

Parsonsburg

Pasadena

Patuxent River

Perry Hall

Perry Point

Perryman

Perryville

Phoenix

Pikesville

Piney Point

Pinto

Pittsville

Pocomoke City

Point Of Rocks

Pomfret

Poolesville

Port Deposit

Port Republic

Port Tobacco

Potomac

Powellville

Preston

Price

Prince Frederick

Princess Anne

Pylesville

Quantico

Queen Anne

Queenstown

Randallstown

Rawlings

Rehobeth

Reisterstown

Rhodesdale

Riderwood

Ridge

Ridgely

Rising Sun

Riva

Riverdale

Rock Hall

Rock Point

Rockville

Rocky Ridge

Rohrersville

Rosedale

Royal Oak

Sabillasville

Saint Inigoes

Saint James

Saint Leonard

Saint Marys City

Saint Michaels

Salisbury

Sandy Spring

Savage

Scotland

Secretary

Severn

Severna Park

Shady Side

Sharpsburg

Sharptown

Sherwood

Showell

Silver Spring

Simpsonville

Smithsburg

Snow Hill

Solomons

Southern Md Facility

Sparks Glencoe

Sparrows Point

Spencerville

Spring Gap

Stevenson

Stevensville

Still Pond

Stockton

Street

Suburb Maryland Fac

Sudlersville

Suitland

Sunderland

Swanton

Sykesville

Takoma Park

Tall Timbers

Taneytown

Taylors Island

Temple Hills

Templeville

Thurmont

Tilghman

Toddville

Towson

Tracys Landing

Trappe

Tuscarora

Tyaskin

Tylerton

Union Bridge

Unionville

Upper Fairmount

Upper Falls

Upper Marlboro

Upperco

Valley Lee

Vienna

Waldorf

Walkersville

Warwick

Washington Grove

Welcome

Wenona

West Friendship

West River

Westernport

Westminster

Westover

Whaleyville

White Hall

White Marsh

White Plains

Whiteford

Willards

Williamsport

Windsor Mill

Wingate

Wittman

Woodbine

Woodsboro

Woodstock

Woolford

Worton

Wye Mills

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