Mortgage Rates in MaineCurrent Maine fixed rate mortgages for a 30-Year Fixed mortgage are at 6.375% with 1.000% point(s), Current Maine fixed rate mortgages for a 20 Year Fixed mortgage are at 6.375% with 0.000% point(s), 20-Year Fixed mortgage rates in Maine are at 6.125% with 0.000% point(s). Maine Mortgage Rates:Search and compare mortgage rates and refinance rates in Maine. Our rate table has a list of Maine mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Maine. Save money by using our free tool to find customized mortgage and refinance rates for Maine (ME). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Maine you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Maine 5/1 ARM mortgage rates are at 6.750% with 0.000% point(s), Maine 7/6 ARM mortgage rates are at 6.375% with 0.000% point(s), Maine 5/5 ARM mortgage rates are at 5.875% with 0.000% point(s). Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.53%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.53%
5/6 ARM Conforming
6.45%
5/6 ARM Jumbo
6.83%
Types of rates available in Maine include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Maine listed below. Mortgage Rates in Maine March 23, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Maine Lenders and Mortgage BrokersList your company here at no cost: Are you a lender or mortgage broker in Maine? Are you interested in having your company, contact information, website and logo listed here? Contact us at to find out how. Maine Real Estate AgentsList your contact information at no cost: Are you a real estate agent agent in Maine? You can list your company, contact information, website an logo here. Contact us to find out how. Maine Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Maine. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. Maine mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Maine mortgage loans that have been made. As a result, Maine mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. Maine Super Conforming Home Loan RatesSuper conforming mortgages in Maine are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. Maine Jumbo Loan Interest RatesMaine jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Maine are usually 0.75 basis points higher than conforming mortgage rates in Maine because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. Maine Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in Maine. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. Maine Adjustable Interest RatesMaine adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. Maine Interest Only Home Mortgage RatesMaine interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. Maine FHA Mortgage Mortgage RatesBorrowers in Maine must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Maine are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. Cities in MaineAbbotActonAddisonAlbionAlfredAlnaAndoverAnsonAshlandAthensAuburnAugustaAuroraBailey IslandBaileyvilleBangorBar HarborBar MillsBass HarborBathBayvilleBealsBelfastBelgradeBelgrade LakesBenedictaBernardBerwickBethelBiddefordBiddeford PoolBinghamBirch HarborBlaineBlue HillBlue Hill FallsBoothbayBoothbay HarborBowdoinBowdoinhamBradfordBradleyBremenBrewerBridgewaterBridgtonBristolBrooklinBrooksBrooksvilleBrooktonBrownfieldBrownvilleBrownville JunctionBrunswickBryant PondBuckfieldBucksportBurlingtonBurnhamBustins IslandCalaisCambridgeCamdenCanaanCantonCape ElizabethCape NeddickCape PorpoiseCaratunkCardvilleCaribouCarmelCaryCascoCastineCenter LovellChamberlainCharlestonChebeague IslandCherryfieldChinaClayton LakeCliff IslandClintonColumbia FallsCoopers MillsCoreaCorinnaCorinthCornishCostiganCranberry IslesCrousevilleCumberland CenterCumberland ForesideCushingCutlerDamariscottaDanforthDanvilleDeer IsleDenmarkDennysvilleDetroitDexterDixfieldDixmontDover FoxcroftDresdenDrydenDurhamEagle LakeEast AndoverEast BaldwinEast Blue HillEast BoothbayEast DixfieldEast LivermoreEast MachiasEast MillinocketEast NewportEast OrlandEast ParsonfieldEast PolandEast VassalboroEast WaterboroEast WiltonEast WinthropEastonEastportEddingtonEdgecombEliotEllsworthEstcourt StationEtnaEustisExeterFairfieldFalmouthFarmingdaleFarmingtonFarmington FallsFort FairfieldFort KentFort Kent MillsFrankfortFranklinFreedomFreeportFrenchboroFrenchvilleFriendshipFryeburgGardinerGarlandGeorgetownGlen CoveGorhamGouldsboroGrand IsleGrand Lake StreamGrayGreeneGreenvilleGreenville JunctionGuilfordHallowellHampdenHancockHanoverHarborsideHarmonyHarpswellHarringtonHarrisonHartlandHebronHinckleyHiramHoldenHollis CenterHopeHoultonHowlandHudsonHulls CoveIsland FallsIsle Au HautIsle Of SpringsIslesboroIslesfordJackmanJayJeffersonJonesboroJonesportKenduskeagKennebunkKennebunkportKents HillKingfieldKingmanKitteryKittery PointLagrangeLambert LakeLebanonLeeLeedsLevantLewistonLibertyLimerickLimestoneLimingtonLincolnLincolnvilleLincolnville CenterLisbonLisbon FallsLitchfieldLittle Deer IsleLivermoreLivermore FallsLocke MillsLong IslandLovellLubecMachiasMachiasportMadawaskaMadisonManchesterMansetMapletonMars HillMasardisMatinicusMattawamkeagMechanic FallsMeddybempsMedwayMerepointMexicoMilbridgeMilfordMillinocketMiloMinotMonheganMonmouthMonroeMonsonMonticelloMoodyMorrillMount DesertMount VernonNaplesNew GloucesterNew HarborNew LimerickNew PortlandNew SharonNew SwedenNew VineyardNewagenNewcastleNewfieldNewportNewryNobleboroNorridgewockNorth AnsonNorth BerwickNorth BridgtonNorth HavenNorth JayNorth MonmouthNorth New PortlandNorth TurnerNorth VassalboroNorth WaterboroNorth WaterfordNorth YarmouthNortheast HarborNorwayOakfieldOaklandOcean ParkOgunquitOlamonOld Orchard BeachOld TownOquossocOrientOrlandOronoOrringtonOrrs IslandOtter CreekOwls HeadOxbowOxfordPalermoPalmyraParisParsonsfieldPassadumkeagPattenPeaks IslandPemaquidPembrokePenobscotPerhamPerryPeruPhillipsPhippsburgPittsfieldPlymouthPolandPort ClydePortagePorterPortlandPownalPresque IslePrincetonProspect HarborQuimbyRandolphRangeleyRaymondReadfieldRichmondRobbinstonRocklandRockportRockwoodRound PondRoxburyRumfordRumford CenterSabattusSacoSaint AgathaSaint AlbansSaint DavidSaint FrancisSaint GeorgeSalsbury CoveSandy PointSanfordSangervilleSargentvilleScarboroughSeal CoveSeal HarborSearsmontSearsportSebagoSebago LakeSebasco EstatesSebecSedgwickShapleighShawmutSheridanSherman MillsSherman StationShirley MillsSinclairSkowheganSmall PointSmithfieldSmyrna MillsSoldier PondSolonSorrentoSouth BerwickSouth BristolSouth CascoSouth ChinaSouth FreeportSouth GardinerSouth ParisSouth PortlandSouth ThomastonSouth WaterfordSouth WindhamSouthportSouthwest HarborSpringfieldSpringvaleSpruce HeadSquirrel IslandStacyvilleStandishSteep FallsStetsonSteubenStillwaterStockholmStockton SpringsStonehamStoningtonStrattonStrongSullivanSumnerSunsetSurrySwans IslandTempleTenants HarborThomastonThorndikeTopsfieldTopshamTrevettTroyTurnerTurner CenterUnionUnityVan BurenVanceboroVassalboroViennaVinalhavenWaiteWaldoboroWalpoleWarrenWashburnWashingtonWaterboroWaterfordWatervilleWayneWeldWellsWesleyWest BaldwinWest BethelWest Boothbay HarborWest BuxtonWest EnfieldWest FarmingtonWest ForksWest KennebunkWest MinotWest NewfieldWest ParisWest PolandWest RockportWest TremontWestbrookWestfieldWhitefieldWhitingWiltonWindhamWindsorWinnWinter HarborWinterportWintervilleWinthropWiscassetWoolwichWytopitlockYarmouthYorkYork BeachYork HarborOther Mortgage Rate Deals
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