Maine Mortgage Rates and Refinance Rates

Maine Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Maine. Our rate table has a list of Maine mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Maine you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Maine include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Maine listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 04332, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,754
Thank you for your inquiry, we will be in touch shortly. 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $700
Thank you for your inquiry, we will be in touch shortly. 
 
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,748
Thank you for your inquiry, we will be in touch shortly. 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # SLM6718
(877) 210-6855
at 1.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $1,356
Thank you for your inquiry, we will be in touch shortly. 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # SLM6718
(877) 210-6855
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $481
Thank you for your inquiry, we will be in touch shortly. 
 
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # SLM12058
(877) 437-3841
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $299
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # SLM6718
(877) 210-6855
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $337
Thank you for your inquiry! 
 
Best Rate USA Logo
NMLS # 134407
State Lic # SLM11569
(877) 381-2251
at 0.000 pts
45 day lock rate
Est payment: $912.10
Fees in APR: $995
The direct lender to call for great rates and superior service. 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $356
Thank you for your inquiry! 
 
Flagstar Bank Logo
NMLS # 417490
(877) 808-7051
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $744
Thank you for your inquiry! 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $2,556
Thank you for your inquiry! 
 
Raymond James Bank, NA
4.305%
10/17/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $1,299
 
 
Santander Bank, N.A.
4.209%
10/17/2017
4.125%
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $2,004
 
 
TD Bank, NA
3.968%
10/17/2017
3.875%
at 0.625 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $993
 
 
Bank of America
4.091%
10/17/2017
4.000%
at 0.514 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $1,159
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Maine Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Maine. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Maine mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Maine mortgage loans that have been made. As a result, Maine mortgage rates today are lower than jumbo interest rates in Maine. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Maine Super Conforming Home Loan Rates

Super conforming mortgages in Maine are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Maine Jumbo Loan Interest Rates

Maine jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Maine are usually 0.75 basis points higher than conforming mortgage rates in Maine because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Maine Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Maine. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Maine Adjustable Interest Rates

Maine adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Maine Interest Only Home Mortgage Rates

Maine interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Maine FHA Mortgage Mortgage Rates

Borrowers in Maine must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Maine are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Maine Rates & Resources


Cities in Maine

Abbot

Acton

Addison

Albion

Alfred

Alna

Andover

Anson

Ashland

Athens

Auburn

Augusta

Aurora

Bailey Island

Baileyville

Bangor

Bar Harbor

Bar Mills

Bass Harbor

Bath

Bayville

Beals

Belfast

Belgrade

Belgrade Lakes

Benedicta

Bernard

Berwick

Bethel

Biddeford

Biddeford Pool

Bingham

Birch Harbor

Blaine

Blue Hill

Blue Hill Falls

Boothbay

Boothbay Harbor

Bowdoin

Bowdoinham

Bradford

Bradley

Bremen

Brewer

Bridgewater

Bridgton

Bristol

Brooklin

Brooks

Brooksville

Brookton

Brownfield

Brownville

Brownville Junction

Brunswick

Bryant Pond

Buckfield

Bucksport

Burlington

Burnham

Bustins Island

Calais

Cambridge

Camden

Canaan

Canton

Cape Elizabeth

Cape Neddick

Cape Porpoise

Caratunk

Cardville

Caribou

Carmel

Cary

Casco

Castine

Center Lovell

Chamberlain

Charleston

Chebeague Island

Cherryfield

China

Clayton Lake

Cliff Island

Clinton

Columbia Falls

Coopers Mills

Corea

Corinna

Corinth

Cornish

Costigan

Cranberry Isles

Crouseville

Cumberland Center

Cumberland Foreside

Cushing

Cutler

Damariscotta

Danforth

Danville

Deer Isle

Denmark

Dennysville

Detroit

Dexter

Dixfield

Dixmont

Dover Foxcroft

Dresden

Dryden

Durham

Eagle Lake

East Andover

East Baldwin

East Blue Hill

East Boothbay

East Dixfield

East Livermore

East Machias

East Millinocket

East Newport

East Orland

East Parsonfield

East Poland

East Vassalboro

East Waterboro

East Wilton

East Winthrop

Easton

Eastport

Eddington

Edgecomb

Eliot

Ellsworth

Estcourt Station

Etna

Eustis

Exeter

Fairfield

Falmouth

Farmingdale

Farmington

Farmington Falls

Fort Fairfield

Fort Kent

Fort Kent Mills

Frankfort

Franklin

Freedom

Freeport

Frenchboro

Frenchville

Friendship

Fryeburg

Gardiner

Garland

Georgetown

Glen Cove

Gorham

Gouldsboro

Grand Isle

Grand Lake Stream

Gray

Greene

Greenville

Greenville Junction

Guilford

Hallowell

Hampden

Hancock

Hanover

Harborside

Harmony

Harpswell

Harrington

Harrison

Hartland

Hebron

Hinckley

Hiram

Holden

Hollis Center

Hope

Houlton

Howland

Hudson

Hulls Cove

Island Falls

Isle Au Haut

Isle Of Springs

Islesboro

Islesford

Jackman

Jay

Jefferson

Jonesboro

Jonesport

Kenduskeag

Kennebunk

Kennebunkport

Kents Hill

Kingfield

Kingman

Kittery

Kittery Point

Lagrange

Lambert Lake

Lebanon

Lee

Leeds

Levant

Lewiston

Liberty

Limerick

Limestone

Limington

Lincoln

Lincolnville

Lincolnville Center

Lisbon

Lisbon Falls

Litchfield

Little Deer Isle

Livermore

Livermore Falls

Locke Mills

Long Island

Lovell

Lubec

Machias

Machiasport

Madawaska

Madison

Manchester

Manset

Mapleton

Mars Hill

Masardis

Matinicus

Mattawamkeag

Mechanic Falls

Meddybemps

Medway

Merepoint

Mexico

Milbridge

Milford

Millinocket

Milo

Minot

Monhegan

Monmouth

Monroe

Monson

Monticello

Moody

Morrill

Mount Desert

Mount Vernon

Naples

New Gloucester

New Harbor

New Limerick

New Portland

New Sharon

New Sweden

New Vineyard

Newagen

Newcastle

Newfield

Newport

Newry

Nobleboro

Norridgewock

North Anson

North Berwick

North Bridgton

North Haven

North Jay

North Monmouth

North New Portland

North Turner

North Vassalboro

North Waterboro

North Waterford

North Yarmouth

Northeast Harbor

Norway

Oakfield

Oakland

Ocean Park

Ogunquit

Olamon

Old Orchard Beach

Old Town

Oquossoc

Orient

Orland

Orono

Orrington

Orrs Island

Otter Creek

Owls Head

Oxbow

Oxford

Palermo

Palmyra

Paris

Parsonsfield

Passadumkeag

Patten

Peaks Island

Pemaquid

Pembroke

Penobscot

Perham

Perry

Peru

Phillips

Phippsburg

Pittsfield

Plymouth

Poland

Port Clyde

Portage

Porter

Portland

Pownal

Presque Isle

Princeton

Prospect Harbor

Quimby

Randolph

Rangeley

Raymond

Readfield

Richmond

Robbinston

Rockland

Rockport

Rockwood

Round Pond

Roxbury

Rumford

Rumford Center

Sabattus

Saco

Saint Agatha

Saint Albans

Saint David

Saint Francis

Saint George

Salsbury Cove

Sandy Point

Sanford

Sangerville

Sargentville

Scarborough

Seal Cove

Seal Harbor

Searsmont

Searsport

Sebago

Sebago Lake

Sebasco Estates

Sebec

Sedgwick

Shapleigh

Shawmut

Sheridan

Sherman Mills

Sherman Station

Shirley Mills

Sinclair

Skowhegan

Small Point

Smithfield

Smyrna Mills

Soldier Pond

Solon

Sorrento

South Berwick

South Bristol

South Casco

South China

South Freeport

South Gardiner

South Paris

South Portland

South Thomaston

South Waterford

South Windham

Southport

Southwest Harbor

Springfield

Springvale

Spruce Head

Squirrel Island

Stacyville

Standish

Steep Falls

Stetson

Steuben

Stillwater

Stockholm

Stockton Springs

Stoneham

Stonington

Stratton

Strong

Sullivan

Sumner

Sunset

Surry

Swans Island

Temple

Tenants Harbor

Thomaston

Thorndike

Topsfield

Topsham

Trevett

Troy

Turner

Turner Center

Union

Unity

Van Buren

Vanceboro

Vassalboro

Vienna

Vinalhaven

Waite

Waldoboro

Walpole

Warren

Washburn

Washington

Waterboro

Waterford

Waterville

Wayne

Weld

Wells

Wesley

West Baldwin

West Bethel

West Boothbay Harbor

West Buxton

West Enfield

West Farmington

West Forks

West Kennebunk

West Minot

West Newfield

West Paris

West Poland

West Rockport

West Tremont

Westbrook

Westfield

Whitefield

Whiting

Wilton

Windham

Windsor

Winn

Winter Harbor

Winterport

Winterville

Winthrop

Wiscasset

Woolwich

Wytopitlock

Yarmouth

York

York Beach

York Harbor