Shreveport, LA Mortgage Rates and Refinance Rates

Shreveport, Louisiana Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Shreveport, LA. Our rate table has a list of Shreveport, Louisiana mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Shreveport, LA you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Shreveport, LA include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Shreveport, LA listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 70801, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from eRates Mortgage
eRates Mortgage
https://www.brimg.net/system/img/inst/9139_logo.gif
300000
Refinance
4.554
4.490
USD
eRates Mortgage Logo
NMLS # 1071
State Lic # 1071
(877) 210-6855
at 0.100 pts
30 day lock rate
Est payment: $1,518.27
Fees in APR: $1,950
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Triumph Bank Home Loans
Triumph Bank Home Loans
https://www.brimg.net/system/img/inst/9373_logo.gif
300000
Refinance
4.454
4.375
USD
at 0.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $2,475
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Northpointe Bank
Northpointe Bank
https://www.brimg.net/system/img/inst/10077_logo.gif
300000
Refinance
4.472
4.375
USD
Northpointe Bank Logo
NMLS # 447490
(877) 526-5061
at 0.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $3,124
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Renasant Bank
Renasant Bank
https://www.brimg.net/system/img/inst/10436_logo.gif
300000
Refinance
4.529
4.375
USD
Renasant Bank Logo
NMLS # 402669
(877) 526-6133
at 0.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $5,072
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.457
4.365
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # 66247
(877) 407-3813
at 0.100 pts
30 day lock rate
Est payment: $1,496.09
Fees in APR: $2,921
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.840
4.750
USD
at 0.100 pts
45 day lock rate
Est payment: $1,564.94
Fees in APR: $2,782
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
4.474
4.375
USD
CF Bank Logo
NMLS # 409132
(877) 466-9076
at 0.100 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $3,191
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.652
4.550
USD
at 0.100 pts
45 day lock rate
Est payment: $1,528.98
Fees in APR: $3,260
Thank you for your inquiry! We look forward to working with you. 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.572
4.375
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
(877) 591-8350
at 1.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $3,848
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.659
4.500
USD
HomeDirect Mortgage Logo
NMLS # 403501
at 1.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $2,520
 
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.843
4.750
USD
Flagstar Bank Logo
NMLS # 417490
(877) 845-0652
at 0.100 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: $2,895
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
300000
Refinance
4.469
4.375
USD
AimLoan.com Logo
NMLS # 2890
State Lic # 2890
(877) 899-4115
at 0.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $3,014
 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.529
4.490
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # 66247
(877) 407-3813
at 0.000 pts
30 day lock rate
Est payment: $1,518.27
Fees in APR: $1,355
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Triumph Bank Home Loans
Triumph Bank Home Loans
https://www.brimg.net/system/img/inst/9373_logo.gif
300000
Refinance
4.625
4.625
USD
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: None
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Renasant Bank
Renasant Bank
https://www.brimg.net/system/img/inst/10436_logo.gif
300000
Refinance
4.625
4.625
USD
Renasant Bank Logo
NMLS # 402669
(877) 526-6133
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: None
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from eRates Mortgage
eRates Mortgage
https://www.brimg.net/system/img/inst/9139_logo.gif
300000
Refinance
4.625
4.625
USD
eRates Mortgage Logo
NMLS # 1071
State Lic # 1071
(877) 210-6855
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
5.026
4.990
USD
Flagstar Bank Logo
NMLS # 417490
(877) 845-0652
at 0.000 pts
30 day lock rate
Est payment: $1,608.63
Fees in APR: $1,215
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
4.625
4.625
USD
CF Bank Logo
NMLS # 409132
(877) 466-9076
at 0.000 pts
45 day lock rate
Est payment: $1,542.42
Fees in APR: None
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.528
4.500
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
(877) 591-8350
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $995
 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
300000
Refinance
4.625
4.625
USD
AimLoan.com Logo
NMLS # 2890
State Lic # 2890
(877) 899-4115
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.625
4.625
USD
HomeDirect Mortgage Logo
NMLS # 403501
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
5.008
5.000
USD
at 0.000 pts
45 day lock rate
Est payment: $1,610.46
Fees in APR: $289
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Northpointe Bank
Northpointe Bank
https://www.brimg.net/system/img/inst/10077_logo.gif
300000
Refinance
4.625
4.625
USD
Northpointe Bank Logo
NMLS # 447490
(877) 526-5061
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: None
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from TIAA Bank
TIAA Bank
https://www.brimg.net/system/img/inst/1947_logo.gif
300000
Refinance
4.801
4.750
USD
TIAA Bank Logo
NMLS # 399805
(877) 899-4215
at 0.000 pts
45 day lock rate
Est payment: $1,564.94
Fees in APR: $1,767
 
 
30 yr fixed Mortgage Loan from Renasant Bank
Renasant Bank
https://www.brimg.net/system/img/inst/10436_logo.gif
300000
Refinance
4.440
4.250
USD
Renasant Bank Logo
NMLS # 402669
(877) 526-6133
at 1.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $3,373
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.469
4.125
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
(877) 591-8350
at 2.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $6,003
 
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
4.399
4.250
USD
CF Bank Logo
NMLS # 409132
(877) 466-9076
at 1.100 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $1,961
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.681
4.500
USD
Flagstar Bank Logo
NMLS # 417490
(877) 845-0652
at 1.100 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $2,969
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from eRates Mortgage
eRates Mortgage
https://www.brimg.net/system/img/inst/9139_logo.gif
300000
Refinance
4.410
4.250
USD
eRates Mortgage Logo
NMLS # 1071
State Lic # 1071
(877) 210-6855
at 1.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,325
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.313
4.115
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # 66247
(877) 407-3813
at 1.100 pts
30 day lock rate
Est payment: $1,452.21
Fees in APR: $3,698
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Triumph Bank Home Loans
Triumph Bank Home Loans
https://www.brimg.net/system/img/inst/9373_logo.gif
300000
Refinance
4.471
4.375
USD
at 1.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $68
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.534
4.350
USD
at 1.100 pts
45 day lock rate
Est payment: $1,493.44
Fees in APR: $3,112
Thank you for your inquiry! We look forward to working with you. 
 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
300000
Refinance
4.393
4.250
USD
AimLoan.com Logo
NMLS # 2890
State Lic # 2890
(877) 899-4115
at 1.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,724
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.915
4.875
USD
Citizens Bank, NA
4.915%
9/14/2018
4.875%
at 0.125 pts
60 day lock rate
Est payment: $1,587.62
Fees in APR: $998
 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
5.038
5.000
USD
Raymond James Bank, NA
5.038%
9/18/2018
5.000%
at 0.000 pts
45 day lock rate
Est payment: $1,610.46
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from Southern Heritage Bank
Southern Heritage Bank
300000
Refinance
4.894
4.750
USD
Southern Heritage Bank
4.894%
9/14/2018
4.750%
at 1.000 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: $1,920
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Shreveport, LA Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Louisiana. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Shreveport, LA mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Shreveport, LA mortgage loans that have been made. As a result, Shreveport, LA mortgage rates today are lower than jumbo interest rates in Shreveport, LA. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Shreveport, LA Super Conforming Home Loan Rates

Super conforming mortgages in Shreveport, LA are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Shreveport, LA Jumbo Loan Interest Rates

Shreveport, LA jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Shreveport, LA are usually 0.75 basis points higher than conforming mortgage rates in Shreveport, LA because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Shreveport, LA Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Shreveport, LA. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Shreveport, LA Adjustable Interest Rates

Shreveport, LA adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Shreveport, LA Interest Only Home Mortgage Rates

Shreveport, LA interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Shreveport, LA FHA Mortgage Mortgage Rates

Borrowers in Shreveport, LA must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Shreveport, LA are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Shreveport, LA Rates & Resources