Mortgage Rates in Louisiana30-Year Fixed mortgage rates today with 0.000% point(s) in Louisiana are at 6.500%, Current Louisiana fixed rate mortgages for a 30-Year Fixed mortgage are at 6.500% with 0.000% point(s), Current Louisiana fixed rate mortgages for a 15-Year Fixed mortgage are at 6.250% with 0.000% point(s). Louisiana Mortgage Rates:Search and compare mortgage rates and refinance rates in Louisiana. Our rate table has a list of Louisiana mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Louisiana. Save money by using our free tool to find customized mortgage and refinance rates for Louisiana (LA). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Louisiana you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Louisiana 7/6 Jumbo ARM mortgage rates are at 6.125% with 0.398% point(s), Louisiana 10/6 ARM mortgage rates are at 6.250% with 0.000% point(s), Adjustable rates on 7-Year ARM loans in Louisiana with 0.504% point(s) are at 6.240%. Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.53%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.53%
5/6 ARM Conforming
6.45%
5/6 ARM Jumbo
6.83%
Types of rates available in Louisiana include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Louisiana listed below. Mortgage Rates in Louisiana March 23, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Louisiana Lenders and Mortgage BrokersList your company here at no cost: Are you a lender or mortgage broker in Louisiana? Are you interested in having your company, contact information, website and logo listed here? Contact us at to find out how. Louisiana Real Estate AgentsList your contact information at no cost: Are you a real estate agent agent in Louisiana? You can list your company, contact information, website an logo here. Contact us to find out how. Louisiana Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Louisiana. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. Louisiana mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Louisiana mortgage loans that have been made. As a result, Louisiana mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. Louisiana Super Conforming Home Loan RatesSuper conforming mortgages in Louisiana are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. Louisiana Jumbo Loan Interest RatesLouisiana jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Louisiana are usually 0.75 basis points higher than conforming mortgage rates in Louisiana because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. Louisiana Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in Louisiana. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. Louisiana Adjustable Interest RatesLouisiana adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. Louisiana Interest Only Home Mortgage RatesLouisiana interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. Louisiana FHA Mortgage Mortgage RatesBorrowers in Louisiana must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Louisiana are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. Cities in LouisianaAbbevilleAbita SpringsAcmeAddisAimwellAkersAlbanyAlexandriaAmaAmeliaAmiteAnacocoAngieAngolaArabiArcadiaArchibaldArnaudvilleAshlandAthensAtlantaAvery IslandBakerBaldwinBallBaratariaBarksdale AFBBasileBaskinBastropBatchelorBaton RougeBayou GoulaBelcherBell CityBelle ChasseBelle RoseBelmontBentleyBentonBerniceBerwickBethanyBienvilleBlanchardBlanksBogalusaBonitaBoothvilleBordelonvilleBossier CityBourgBoutteBoyceBraithwaiteBranchBreaux BridgeBrittanyBroussardBruslyBuecheBunkieBurasBurnsideBushCadeCalhounCalvinCameronCamptiCanktonCarencroCarlisleCarvilleCastorCeciliaCenter PointCentervilleChalmetteCharentonChaseChataignierChathamChauvinCheneyvilleChoudrantChurch PointClarenceClarksClaytonClintonCloutiervilleColfaxCollinstonColumbiaConventConverseCotton ValleyCottonportCoushattaCovingtonCreoleCrowleyCrowvilleCullenCut OffDarrowDavantDelcambreDelhiDeltaDenham SpringsDequincyDeridderDes AllemandsDestrehanDevilleDodsonDonaldsonvilleDonnerDownsvilleDoylineDry CreekDry ProngDubachDubberlyDulacDuplessisDupontDusonEast PointEchoEdgardEffieEganElizabethElm GroveElmerEltonEmpireEnterpriseEppsErathErosErwinvilleEstherwoodEthelEuniceEvangelineEvansEvergreenFairbanksFarmervilleFentonFerridayFisherFlatwoodsFloraFlorienFlukerFolsomFordocheForestForest HillFort NecessityFranklinFranklintonFrench SettlementFriersonFullertonGallianoGarden CityGardnerGaryvilleGeismarGeorgetownGheensGibslandGibsonGilbertGilliamGlenmoraGlosterGlynnGolden MeadowGoldonnaGonzalesGorumGramblingGramercyGrand CaneGrand ChenierGrand CoteauGrand IsleGrantGrayGraysonGreensburgGreenwell SpringsGreenwoodGretnaGrosse TeteGueydanHackberryHahnvilleHall SummitHamburgHammondHarmonHarrisonburgHarveyHaughtonHayesHaynesvilleHeflinHessmerHesterHinestonHodgeHoldenHomerHornbeckHosstonHoumaHusserIdaIndependenceInnisIotaIowaJacksonJamestownJarreauJeaneretteJeffersonJenaJenningsJiggerJonesJonesboroJonesvilleJoyceKaplanKeatchieKeithvilleKellyKennerKentwoodKilbourneKillonaKinderKraemerKrotz SpringsKurthwoodLa PlaceLabadievilleLabarreLacampLacassineLacombeLafayetteLafitteLake ArthurLake CharlesLake ProvidenceLakelandLaplaceLaroseLawtellLebeauLeblancLecompteLeesvilleLenaLeonvilleLettsworthLibuseLillieLisbonLivingstonLivoniaLockportLogansportLongleafLongstreetLongvilleLorangerLoreauvilleLottieLulingLutcherLydiaMadisonvilleMamouMandevilleManghamMansfieldMansuraManyMaringouinMarionMarksvilleMarreroMarthavilleMathewsMaurepasMauriceMcNaryMelroseMelvilleMer RougeMerauxMermentauMerryvilleMetairieMiltonMindenMittieModesteMonroeMontegutMontereyMontgomeryMooringsportMoraMoreauvilleMorgan CityMorganzaMorrowMorseMount AiryMount HermonNapoleonvilleNatalbanyNatchezNatchitochesNegreetNew IberiaNew OrleansNew RoadsNew SarpyNewelltonNewllanoNobleNorcoNorwoodOak GroveOak RidgeOakdaleOberlinOil CityOllaOpelousasOscarOtisPaincourtvillePalmettoParadisPattersonPaulinaPearl RiverPelicanPerryPierre PartPilottownPine GrovePine PrairiePinevillePioneerPitkinPlain DealingPlaqueminePlattenvillePlauchevillePleasant HillPointe A La HachePollockPonchatoulaPort AllenPort BarrePort SulphurPowhatanPrairievillePridePrincetonProvencalQuitmanRacelandRagleyRayneRayvilleReddellReevesReserveRhinehartRinggoldRoanokeRobelineRobertRodessaRosedaleRoselandRosepineRougonRubyRustonSaint AmantSaint BenedictSaint BernardSaint FrancisvilleSaint GabrielSaint JamesSaint JosephSaint LandrySaint MartinvilleSaint MauriceSaint RoseSalineSareptaSchrieverScottShongalooShreveportSibleySicily IslandSieperSikesSimmesportSimpsonSimsboroSingerSlagleSlaughterSlidellSondheimerSorrentoSouth MansfieldSpearsvilleSpringfieldSpringhillStarksStartSterlingtonStonewallSugartownSulphurSummerfieldSunSunsetSunshineSwartzTalisheekTallulahTangipahoaTaylorTheriotThibodauxTickfawTiogaTorbertTransylvaniaTroutTullosTunicaTurkey CreekUncle SamUraniaVacherieVeniceVentressVerdaVidaliaVille PlatteVintonVioletVivianWakefieldWalkerWashingtonWaterproofWatsonWelshWest MonroeWestlakeWestwegoWeyanokeWhite CastleWildsvilleWilsonWinnfieldWinnsboroWisnerWoodworthYoungsvilleZacharyZwolleOther Mortgage Rate Deals
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