Kentucky Mortgage Rates and Refinance Rates

Kentucky Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Kentucky. Our rate table has a list of Kentucky mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Kentucky you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Kentucky include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Kentucky listed below.

Loan Type Purchase    Refinance	Location State/City    Zip Code		Loan Amt	Points	FICO	% Down
30 year fixed refi 15 year fixed refi 10 year fixed refi 20 year fixed refi 5/1 ARM refi 7/1 ARM refi 10/1 ARM refi 3/1 ARM refi 5/1 ARM refi IO 7/1 ARM refi IO 3/1 ARM refi IO	AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY    Ashland-Williamson Bowling Green-Owensboro Covington Hopkinsville Lexington Louisville Paducah Pikeville-Hazard		$	All 0 0.1 - 1 1.1 - 2	660 - 679 680 - 699 700 - 719 720 - 739 740+	5% 10% 15% 20% 25% 30% 40%

30 yr fixed refi in 40601, All points, Credit score: 740+     Sort by: Default Lender APR Rate Fees in APR Payment Points

Lender

APR

Rate

Cost & Fees

Notes

 

30 yr fixed Mortgage Loan from First Internet Bank

First Internet Bank

https://www.brimg.net/system/img/inst/7814_logo.gif

300000

Refinance

4.603

4.500

USD

NMLS # 424182
(877) 321-6303

4.603%

10/19/2018

4.500%

at 0.100 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: $3,300

Thank you for your inquiry! 

 

Next

30 yr fixed Mortgage Loan from Home Loans Today

Home Loans Today

https://www.brimg.net/system/img/inst/9159_logo.gif

300000

Refinance

4.676

4.625

USD

NMLS # 152859
(877) 210-6845

4.676%

10/19/2018

4.625%

at 0.100 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $1,488

 

 

Next

30 yr fixed Mortgage Loan from eRates Mortgage

eRates Mortgage

https://www.brimg.net/system/img/inst/9139_logo.gif

300000

Refinance

4.690

4.625

USD

NMLS # 1071
State Lic # MC99297
(877) 210-6855

4.690%

10/19/2018

4.625%

at 0.100 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $1,950

Thank you for your inquiry, we will be in touch shortly. 

 

Next

30 yr fixed Mortgage Loan from Triumph Bank Home Loans

Triumph Bank Home Loans

https://www.brimg.net/system/img/inst/9373_logo.gif

300000

Refinance

4.655

4.625

USD

NMLS # 258821
(877) 441-8944

4.655%

10/19/2018

4.625%

at 0.100 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $756

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from Northpointe Bank

Northpointe Bank

https://www.brimg.net/system/img/inst/10077_logo.gif

300000

Refinance

4.608

4.500

USD

NMLS # 447490
(877) 526-5061

4.608%

10/19/2018

4.500%

at 0.100 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: $3,469

Thank you for your inquiry! 

 

Next

30 yr fixed Mortgage Loan from HSBC Bank

HSBC Bank

https://www.brimg.net/system/img/inst/10500_logo.gif

300000

Refinance

5.291

5.125

USD

NMLS # 399799
(877) 321-1946

5.291%

10/19/2018

5.125%

at 0.100 pts
30 day lock rate

Est payment: $1,633.46

Fees in APR: $5,234

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from Renasant Bank

Renasant Bank

https://www.brimg.net/system/img/inst/10436_logo.gif

300000

Refinance

4.731

4.625

USD

NMLS # 402669
(877) 526-6133

4.731%

10/19/2018

4.625%

at 0.100 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $3,373

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from Sebonic Financial

Sebonic Financial

https://www.brimg.net/system/img/inst/8420_logo.gif

300000

Refinance

4.575

4.490

USD

NMLS # 66247
State Lic # MC98128
(877) 407-3813

4.575%

10/19/2018

4.490%

at 0.100 pts
30 day lock rate

Est payment: $1,518.27

Fees in APR: $2,672

Thank you for your inquiry, we will be in touch shortly. 

 

Next

30 yr fixed Mortgage Loan from CF Bank

CF Bank

https://www.brimg.net/system/img/inst/10390_logo.gif

300000

Refinance

4.596

4.500

USD

NMLS # 409132
(877) 466-9076

4.596%

10/19/2018

4.500%

at 0.100 pts
45 day lock rate

Est payment: $1,520.06

Fees in APR: $3,032

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from Ally Bank

Ally Bank

https://www.brimg.net/system/img/inst/10271_logo.gif

300000

Refinance

4.993

4.875

USD

NMLS # 181005
(877) 738-5335

4.993%

10/19/2018

4.875%

at 0.100 pts
45 day lock rate

Est payment: $1,587.62

Fees in APR: $3,707

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from CIT Bank

CIT Bank

https://www.brimg.net/system/img/inst/10026_logo.gif

300000

Refinance

4.826

4.725

USD

NMLS # 541760

4.826%

10/19/2018

4.725%

at 0.100 pts
45 day lock rate

Est payment: $1,560.42

Fees in APR: $3,172

Thank you for your inquiry! We look forward to working with you. 

 

Next

30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank

ConsumerDirect Mortgage, a division of First Bank

https://www.brimg.net/system/img/inst/8087_logo.gif

300000

Refinance

4.677

4.490

USD

NMLS # 472433
(877) 591-8350

4.677%

10/19/2018

4.490%

at 1.000 pts
30 day lock rate

Est payment: $1,518.27

Fees in APR: $3,467

No Points No Games No Surprises! No Closing Cost Options! 

 

Next

30 yr fixed Mortgage Loan from HomeDirect Mortgage

HomeDirect Mortgage

https://www.brimg.net/system/img/inst/10447_logo.gif

300000

Refinance

4.881

4.750

USD

NMLS # 403501

4.881%

10/19/2018

4.750%

at 1.000 pts
30 day lock rate

Est payment: $1,564.94

Fees in APR: $1,503

 

 

Next

30 yr fixed Mortgage Loan from Flagstar Bank

Flagstar Bank

https://www.brimg.net/system/img/inst/6546_logo.gif

300000

Refinance

4.951

4.875

USD

NMLS # 417490
(877) 845-0652

4.951%

10/19/2018

4.875%

at 0.100 pts
30 day lock rate

Est payment: $1,587.62

Fees in APR: $2,313

Thank you for your inquiry! 

 

Next

30 yr fixed Mortgage Loan from LoanFlight Lending, LLC

LoanFlight Lending, LLC

https://www.brimg.net/system/img/inst/10477_logo.gif

300000

Refinance

4.562

4.490

USD

NMLS # 1522344
State Lic # MC370264
(877) 304-3464

4.562%

10/19/2018

4.490%

at 0.100 pts
30 day lock rate

Est payment: $1,518.27

Fees in APR: $2,223

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from McGlone Mortgage Group

McGlone Mortgage Group

https://www.brimg.net/system/img/inst/2125_logo.gif

300000

Refinance

4.781

4.750

USD

NMLS # 3232
State Lic # MC326815
(877) 475-4039

4.781%

10/19/2018

4.750%

at 0.000 pts
45 day lock rate

Est payment: $1,564.94

Fees in APR: $1,082

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from Ally Bank

Ally Bank

https://www.brimg.net/system/img/inst/10271_logo.gif

300000

Refinance

5.141

5.125

USD

NMLS # 181005
(877) 738-5335

5.141%

10/19/2018

5.125%

at 0.000 pts
45 day lock rate

Est payment: $1,633.46

Fees in APR: $541

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from Renasant Bank

Renasant Bank

https://www.brimg.net/system/img/inst/10436_logo.gif

300000

Refinance

4.779

4.750

USD

NMLS # 402669
(877) 526-6133

4.779%

10/19/2018

4.750%

at 0.000 pts
30 day lock rate

Est payment: $1,564.94

Fees in APR: $995

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from Flagstar Bank

Flagstar Bank

https://www.brimg.net/system/img/inst/6546_logo.gif

300000

Refinance

5.140

5.125

USD

NMLS # 417490
(877) 845-0652

5.140%

10/19/2018

5.125%

at 0.000 pts
30 day lock rate

Est payment: $1,633.46

Fees in APR: $491

Thank you for your inquiry! 

 

Next

30 yr fixed Mortgage Loan from Triumph Bank Home Loans

Triumph Bank Home Loans

https://www.brimg.net/system/img/inst/9373_logo.gif

300000

Refinance

4.625

4.625

USD

NMLS # 258821
(877) 441-8944

4.625%

10/19/2018

4.625%

at 0.000 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: None

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from CF Bank

CF Bank

https://www.brimg.net/system/img/inst/10390_logo.gif

300000

Refinance

4.750

4.750

USD

NMLS # 409132
(877) 466-9076

4.750%

10/19/2018

4.750%

at 0.000 pts
45 day lock rate

Est payment: $1,564.94

Fees in APR: None

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank

ConsumerDirect Mortgage, a division of First Bank

https://www.brimg.net/system/img/inst/8087_logo.gif

300000

Refinance

4.671

4.625

USD

NMLS # 472433
(877) 591-8350

4.671%

10/19/2018

4.625%

at 0.000 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $1,595

No Points No Games No Surprises! No Closing Cost Options! 

 

Next

30 yr fixed Mortgage Loan from First Internet Bank

First Internet Bank

https://www.brimg.net/system/img/inst/7814_logo.gif

300000

Refinance

4.757

4.750

USD

NMLS # 424182
(877) 321-6303

4.757%

10/19/2018

4.750%

at 0.000 pts
30 day lock rate

Est payment: $1,564.94

Fees in APR: $237

Thank you for your inquiry! 

 

Next

30 yr fixed Mortgage Loan from HSBC Bank

HSBC Bank

https://www.brimg.net/system/img/inst/10500_logo.gif

300000

Refinance

5.391

5.375

USD

NMLS # 399799
(877) 321-1946

5.391%

10/19/2018

5.375%

at 0.000 pts
30 day lock rate

Est payment: $1,679.91

Fees in APR: $531

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from HomeDirect Mortgage

HomeDirect Mortgage

https://www.brimg.net/system/img/inst/10447_logo.gif

300000

Refinance

4.875

4.875

USD

NMLS # 403501

4.875%

10/19/2018

4.875%

at 0.000 pts
30 day lock rate

Est payment: $1,587.62

Fees in APR: None

 

 

Next

30 yr fixed Mortgage Loan from JG Wentworth Home Lending

JG Wentworth Home Lending

https://www.brimg.net/system/img/inst/10054_logo.gif

300000

Refinance

4.875

4.875

USD

NMLS # 2925
State Lic # MC 72177
(877) 210-3816

4.875%

10/19/2018

4.875%

at 0.000 pts
45 day lock rate

Est payment: $1,587.62

Fees in APR: None

 

 

Next

30 yr fixed Mortgage Loan from eRates Mortgage

eRates Mortgage

https://www.brimg.net/system/img/inst/9139_logo.gif

300000

Refinance

4.875

4.875

USD

NMLS # 1071
State Lic # MC99297
(877) 210-6855

4.875%

10/19/2018

4.875%

at 0.000 pts
30 day lock rate

Est payment: $1,587.62

Fees in APR: None

Thank you for your inquiry, we will be in touch shortly. 

 

Next

30 yr fixed Mortgage Loan from LoanFlight Lending, LLC

LoanFlight Lending, LLC

https://www.brimg.net/system/img/inst/10477_logo.gif

300000

Refinance

4.750

4.750

USD

NMLS # 1522344
State Lic # MC370264
(877) 304-3464

4.750%

10/19/2018

4.750%

at 0.000 pts
30 day lock rate

Est payment: $1,564.94

Fees in APR: None

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from Sebonic Financial

Sebonic Financial

https://www.brimg.net/system/img/inst/8420_logo.gif

300000

Refinance

4.649

4.615

USD

NMLS # 66247
State Lic # MC98128
(877) 407-3813

4.649%

10/19/2018

4.615%

at 0.000 pts
30 day lock rate

Est payment: $1,540.62

Fees in APR: $1,178

Thank you for your inquiry, we will be in touch shortly. 

 

Next

30 yr fixed Mortgage Loan from Northpointe Bank

Northpointe Bank

https://www.brimg.net/system/img/inst/10077_logo.gif

300000

Refinance

4.750

4.750

USD

NMLS # 447490
(877) 526-5061

4.750%

10/19/2018

4.750%

at 0.000 pts
30 day lock rate

Est payment: $1,564.94

Fees in APR: None

Thank you for your inquiry! 

 

Next

30 yr fixed Mortgage Loan from Home Loans Today

Home Loans Today

https://www.brimg.net/system/img/inst/9159_logo.gif

300000

Refinance

4.750

4.750

USD

NMLS # 152859
(877) 210-6845

4.750%

10/19/2018

4.750%

at 0.000 pts
30 day lock rate

Est payment: $1,564.94

Fees in APR: None

 

 

Next

30 yr fixed Mortgage Loan from TIAA Bank

TIAA Bank

https://www.brimg.net/system/img/inst/1947_logo.gif

300000

Refinance

5.042

4.990

USD

NMLS # 399805
(877) 899-4215

5.042%

10/19/2018

4.990%

at 0.000 pts
45 day lock rate

Est payment: $1,608.63

Fees in APR: $1,767

 

 

Next

30 yr fixed Mortgage Loan from Renasant Bank

Renasant Bank

https://www.brimg.net/system/img/inst/10436_logo.gif

300000

Refinance

4.600

4.375

USD

NMLS # 402669
(877) 526-6133

4.600%

10/19/2018

4.375%

at 1.100 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: $4,506

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from Home Loans Today

Home Loans Today

https://www.brimg.net/system/img/inst/9159_logo.gif

300000

Refinance

4.534

4.375

USD

NMLS # 152859
(877) 210-6845

4.534%

10/19/2018

4.375%

at 1.100 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: $2,265

 

 

Next

30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank

ConsumerDirect Mortgage, a division of First Bank

https://www.brimg.net/system/img/inst/8087_logo.gif

300000

Refinance

4.667

4.250

USD

NMLS # 472433
(877) 591-8350

4.667%

10/16/2018

4.250%

at 2.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $8,355

No Points No Games No Surprises! No Closing Cost Options! 

 

Next

30 yr fixed Mortgage Loan from CF Bank

CF Bank

https://www.brimg.net/system/img/inst/10390_logo.gif

300000

Refinance

4.524

4.375

USD

NMLS # 409132
(877) 466-9076

4.524%

10/19/2018

4.375%

at 1.100 pts
45 day lock rate

Est payment: $1,497.86

Fees in APR: $1,922

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from Flagstar Bank

Flagstar Bank

https://www.brimg.net/system/img/inst/6546_logo.gif

300000

Refinance

4.798

4.625

USD

NMLS # 417490
(877) 845-0652

4.798%

10/19/2018

4.625%

at 1.100 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $2,665

Thank you for your inquiry! 

 

Next

30 yr fixed Mortgage Loan from HSBC Bank

HSBC Bank

https://www.brimg.net/system/img/inst/10500_logo.gif

300000

Refinance

5.158

4.875

USD

NMLS # 399799
(877) 321-1946

5.158%

10/19/2018

4.875%

at 1.100 pts
30 day lock rate

Est payment: $1,587.62

Fees in APR: $6,190

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from Triumph Bank Home Loans

Triumph Bank Home Loans

https://www.brimg.net/system/img/inst/9373_logo.gif

300000

Refinance

4.597

4.500

USD

NMLS # 258821
(877) 441-8944

4.597%

10/19/2018

4.500%

at 1.100 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: $68

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from LoanFlight Lending, LLC

LoanFlight Lending, LLC

https://www.brimg.net/system/img/inst/10477_logo.gif

300000

Refinance

4.494

4.375

USD

NMLS # 1522344
State Lic # MC370264
(877) 304-3464

4.494%

10/19/2018

4.375%

at 1.100 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: $876

Thanks for the inquiry! 

 

Next

30 yr fixed Mortgage Loan from CIT Bank

CIT Bank

https://www.brimg.net/system/img/inst/10026_logo.gif

300000

Refinance

4.690

4.500

USD

NMLS # 541760

4.690%

10/19/2018

4.500%

at 1.100 pts
45 day lock rate

Est payment: $1,520.06

Fees in APR: $3,282

Thank you for your inquiry! We look forward to working with you. 

 

Next

30 yr fixed Mortgage Loan from eRates Mortgage

eRates Mortgage

https://www.brimg.net/system/img/inst/9139_logo.gif

300000

Refinance

4.618

4.500

USD

NMLS # 1071
State Lic # MC99297
(877) 210-6855

4.618%

10/19/2018

4.500%

at 1.100 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: $825

Thank you for your inquiry, we will be in touch shortly. 

 

Next

30 yr fixed Mortgage Loan from Sebonic Financial

Sebonic Financial

https://www.brimg.net/system/img/inst/8420_logo.gif

300000

Refinance

4.444

4.240

USD

NMLS # 66247
State Lic # MC98128
(877) 407-3813

4.444%

10/19/2018

4.240%

at 1.100 pts
30 day lock rate

Est payment: $1,474.06

Fees in APR: $3,866

Thank you for your inquiry, we will be in touch shortly. 

 

Next

30 yr fixed mtg refi Mortgage Loan from Citizens Bank & Trust Company

Citizens Bank & Trust Company

300000

Refinance

5.137

5.125

USD

Citizens Bank & Trust Company

5.137%

10/12/2018

5.125%

at 0.000 pts
30 day lock rate

Est payment: $1,633.46

Fees in APR: $399

 

 

30 yr fixed mtg refi Mortgage Loan from South Central Bank, Inc.

South Central Bank, Inc.

300000

Refinance

5.263

5.250

USD

South Central Bank, Inc.

5.263%

10/12/2018

5.250%

at 0.000 pts
30 day lock rate

Est payment: $1,656.61

Fees in APR: $444

 

 

30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA

Citizens Bank, NA

300000

Refinance

4.940

4.875

USD

Citizens Bank, NA

4.940%

10/12/2018

4.875%

at 0.375 pts
60 day lock rate

Est payment: $1,587.62

Fees in APR: $1,098

 

 

30 yr fixed mtg refi Mortgage Loan from Field & Main Bank

Field & Main Bank

300000

Refinance

4.818

4.750

USD

Field & Main Bank

4.818%

10/18/2018

4.750%

at 0.500 pts
30 day lock rate

Est payment: $1,564.94

Fees in APR: $846

 

 

30 yr fixed mtg refi Mortgage Loan from Cumberland Valley National Bank & Trust Company

Cumberland Valley National Bank & Trust Company

300000

Refinance

5.155

5.125

USD

Cumberland Valley National Bank & Trust Company

5.155%

10/16/2018

5.125%

at 0.000 pts
30 day lock rate

Est payment: $1,633.46

Fees in APR: $1,025

 

 

30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA

Raymond James Bank, NA

300000

Refinance

5.163

5.125

USD

Raymond James Bank, NA

5.163%

10/16/2018

5.125%

at 0.000 pts
45 day lock rate

Est payment: $1,633.46

Fees in APR: $1,299

 

 

Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.

Kentucky Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Kentucky. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Kentucky mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Kentucky mortgage loans that have been made. As a result, Kentucky mortgage rates today are lower than jumbo interest rates in Kentucky. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Kentucky Super Conforming Home Loan Rates

Super conforming mortgages in Kentucky are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Kentucky Jumbo Loan Interest Rates

Kentucky jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Kentucky are usually 0.75 basis points higher than conforming mortgage rates in Kentucky because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Kentucky Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Kentucky. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Kentucky Adjustable Interest Rates

Kentucky adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Kentucky Interest Only Home Mortgage Rates

Kentucky interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Kentucky FHA Mortgage Mortgage Rates

Borrowers in Kentucky must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Kentucky are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.

Cities in Kentucky