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Kansas Mortgage Rates and Refinance RatesKansas Mortgage Rates - Refinance Rates:Search and compare mortgage rates and refinance rates in Kansas. Our rate table has a list of Kansas mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. When you start your search for current mortgage rates in Kansas you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Kansas include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Kansas listed below.
Lender
APR
Rate
Cost & Fees
Notes
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 NMLS # 541760
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 NMLS # 472433
(877) 591-8350  NMLS # 403501
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Thank you for your inquiry, we will be in touch shortly.
Thank you for your inquiry, we will be in touch shortly.
NMLS # 472433
(877) 591-8350
NMLS # 403501
Thanks for the inquiry!
NMLS # 472433
(877) 591-8350
Thank you for your inquiry, we will be in touch shortly.
Thank you for your inquiry, we will be in touch shortly.
Thanks for the inquiry!
NMLS # 541760
Thank you for your inquiry! We look forward to working with you.
First Merchants Bank
4.901%
10/15/2018
4.875%
at 0.000 pts
30 day lock rate Est payment: $1,587.62
Fees in APR: $905
Raymond James Bank, NA
5.163%
10/16/2018
5.125%
at 0.000 pts
45 day lock rate Est payment: $1,633.46
Fees in APR: $1,299
BMO Harris Bank, NA
5.022%
10/16/2018
4.875%
at 1.375 pts
60 day lock rate Est payment: $1,587.62
Fees in APR: $864
Citizens Bank, NA
5.041%
10/12/2018
5.000%
at 0.125 pts
60 day lock rate Est payment: $1,610.46
Fees in APR: $1,008
LincolnWay Community Bank
4.907%
10/16/2018
4.875%
at 0.000 pts
30 day lock rate Est payment: $1,587.62
Fees in APR: $1,085
Alliance Bank
5.145%
10/15/2018
5.125%
at 0.000 pts
30 day lock rate Est payment: $1,633.46
Fees in APR: $691
The Riddell National Bank
5.030%
10/15/2018
5.000%
at 0.000 pts
30 day lock rate Est payment: $1,610.46
Fees in APR: $1,016
The Farmers Bank, Frankfort, IN
5.023%
10/15/2018
5.000%
at 0.000 pts
30 day lock rate Est payment: $1,610.46
Fees in APR: $772
First Financial Bank, NA
5.169%
10/18/2018
5.125%
at 0.250 pts
30 day lock rate Est payment: $1,633.46
Fees in APR: $738
Associated Bank, NA
5.016%
10/18/2018
5.000%
at 0.007 pts
60 day lock rate Est payment: $1,610.46
Fees in APR: $537
Salin Bank and Trust Company
5.144%
10/19/2018
5.125%
at 0.000 pts
30 day lock rate Est payment: $1,633.46
Fees in APR: $637
Legence Bank
5.129%
10/18/2018
5.125%
at 0.000 pts
30 day lock rate Est payment: $1,633.46
Fees in APR: $134
State Bank of Lizton
5.145%
10/18/2018
5.125%
at 0.000 pts
30 day lock rate Est payment: $1,633.46
Fees in APR: $693
First State Bank of Middlebury
5.193%
10/17/2018
5.125%
at 0.500 pts
45 day lock rate Est payment: $1,633.46
Fees in APR: $786
Providence Bank & Trust
5.189%
10/18/2018
5.125%
at 0.500 pts
45 day lock rate Est payment: $1,633.46
Fees in APR: $658
Our Community Bank
5.271%
10/17/2018
5.250%
at 0.000 pts
30 day lock rate Est payment: $1,656.61
Fees in APR: $712
The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information. Kansas Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Kansas. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. Kansas mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Kansas mortgage loans that have been made. As a result, Kansas mortgage rates today are lower than jumbo interest rates in Kansas. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. Kansas Super Conforming Home Loan RatesSuper conforming mortgages in Kansas are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. Kansas Jumbo Loan Interest RatesKansas jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Kansas are usually 0.75 basis points higher than conforming mortgage rates in Kansas because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. Kansas Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in Kansas. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. Kansas Adjustable Interest RatesKansas adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. Kansas Interest Only Home Mortgage RatesKansas interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. Kansas FHA Mortgage Mortgage RatesBorrowers in Kansas must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Kansas are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. Cities in KansasAbbyvilleAbileneAdmireAgendaAgraAlbertAldenAlexanderAllenAlmaAlmenaAlta VistaAltamontAltonAltoonaAmericusAndaleAndoverAnthonyArcadiaArgoniaArkansas CityArlingtonArmaArnoldAshlandAssariaAtchisonAtholAtlantaAtticaAtwoodAuburnAugustaAuroraAxtellBaileyvilleBaldwin CityBarnardBarnesBartlettBasehorBaxter SpringsBazineBeattieBeaumontBeelerBelle PlaineBellevilleBeloitBelpreBelvueBendenaBenedictBenningtonBentleyBentonBernBerrytonBeverlyBird CityBisonBloomBlue MoundBlue RapidsBluff CityBogueBonner SpringsBremenBrewsterBronsonBrookvilleBrownellBucklinBucyrusBuffaloBuhlerBunker HillBurdenBurdettBurdickBurlingameBurlingtonBurnsBurr OakBurrtonBushtonByersCaldwellCambridgeCaneyCantonCarbondaleCassodayCatharineCawker CityCedarCedar PointCedar ValeCentervilleCentraliaChanuteChapmanChaseChautauquaCheneyCherokeeCherryvaleChetopaCimarronCirclevilleClaflinClay CenterClaytonClearview CityClearwaterCliftonClydeCoatsCoffeyvilleColbyColdwaterColfaxCollyerColonyColumbusColwichConcordiaConway SpringsCoolidgeCopelandCorningCottonwood FallsCouncil GroveCourtlandCoyvilleCrestlineCubaCummingsCunninghamDamarDanvilleDe SotoDearingDeerfieldDeliaDelphosDenisonDennisDentonDerbyDexterDightonDodge CityDorranceDouglassDoverDownsDresdenDurhamDwightEastonEdgertonEdnaEdsonEdwardsvilleEffinghamEl DoradoElbingElk CityElk FallsElkhartEllinwoodEllisEllsworthElmdaleElsmoreElwoodEmmettEmporiaEnglewoodEnsignEnterpriseErieEsbonEskridgeEudoraEurekaEverestFairviewFall RiverFalunFarlingtonFlorenceFontanaFordFormosoFort LeavenworthFort RileyFort ScottFostoriaFowlerFrankfortFranklinFredoniaFreeportFrontenacFultonGalenaGalesburgGalvaGarden CityGarden PlainGardnerGarfieldGarnettGasGaylordGemGeneseoGeuda SpringsGirardGladeGlascoGlen ElderGoddardGoesselGoffGoodlandGorhamGoveGrainfieldGrantvilleGreat BendGreeleyGreenGreenleafGreensburgGreenwichGrenolaGridleyGrinnellGypsumHaddamHalsteadHamiltonHanoverHanstonHardtnerHarperHartfordHarveyvilleHavanaHavenHavensvilleHavilandHaysHaysvilleHazeltonHealyHeplerHeringtonHerndonHesstonHiawathaHighlandHill CityHillsboroHillsdaleHoisingtonHolcombHollenbergHoltonHolyroodHomeHopeHortonHowardHoxieHoytHudsonHugotonHumboldtHunterHutchinsonIndependenceIngallsInmanIolaIsabelIukaJamestownJenningsJetmoreJewellJohnsonJunction CityKanopolisKanoradoKansas CityKechiKendallKensingtonKincaidKingmanKinsleyKiowaKirwinKismetLa CrosseLa CygneLa HarpeLake CityLakinLamontLancasterLaneLansingLarnedLathamLawrenceLe RoyLeavenworthLebanonLeboLecomptonLehighLenoraLeonLeonardvilleLeotiLevantLewisLiberalLibertyLiebenthalLincolnLincolnvilleLindsborgLinnLinwoodLittle RiverLoganLong IslandLongfordLongtonLorraineLost SpringsLouisburgLouisvilleLucasLudellLurayLyndonLyonsMacksvilleMadisonMahaskaMaizeManhattanMankatoManterMaple CityMaple HillMapletonMarienthalMarionMarquetteMarysvilleMatfield GreenMayettaMayfieldMcConnell A F BMcCrackenMcCuneMcDonaldMcFarlandMcLouthMcphersonMeadeMedicine LodgeMelvernMeridenMilanMilfordMiltonMiltonvaleMinneapolisMinneolaMolineMontezumaMonumentMoranMorganvilleMorlandMorrillMorrowvilleMoscowMound CityMound ValleyMoundridgeMount HopeMulberryMullinvilleMulvaneMundenMurdockMuscotahNarkaNashvilleNatomaNealNekomaNeodeshaNeosho FallsNeosho RapidsNess CityNetawakaNew AlbanyNew CambriaNew CenturyNewtonNickersonNinnescahNiotazeNorcaturNorth NewtonNortonNortonvilleNorwayNorwichOakleyOberlinOfferleOgallahOgdenOketoOlatheOlmitzOlpeOlsburgOnagaOneidaOpolisOsage CityOsawatomieOsborneOskaloosaOswegoOtisOttawaOverbrookOxfordOzawkiePalcoPalmerPaolaParadiseParkParkerParsonsPartridgePawnee RockPaxicoPeabodyPeckPenokeePerryPeruPfeiferPhillipsburgPiedmontPiercevillePiquaPittsburgPlainsPlainvillePleasantonPlevnaPomonaPortisPotterPotwinPowhattanPrairie ViewPrattPrescottPretty PrairiePrincetonProtectionQuenemoQuinterRagoRamonaRandallRandolphRansomRantoulRaymondReadingRedfieldRepublicRexfordRichfieldRichlandRichmondRileyRivertonRobinsonRockRollaRosaliaRose HillRossRossvilleRoxburyRozelRush CenterRussellSabethaSaint FrancisSaint GeorgeSaint JohnSaint MarysSaint PaulSalinaSatantaSavonburgSawyerScammonScandiaSchoenchenScott CityScrantonSedanSedgwickSeldenSenecaSeverySharonSharon SpringsShawnee MissionSilver LakeSimpsonSmith CenterSmolanSodvilleSoldierSolomonSouth HavenSouth HutchinsonSpearvilleSpiveySpring HillSt. GeorgeStaffordStarkSterlingStilwellStocktonStrong CityStuttgartSubletteSummerfieldSun CitySycamoreSylvan GroveSylviaSyracuseTalmageTampaTecumsehTescottThayerTiptonTonganoxieTopekaTorontoTowandaTreeceTribuneTroyTuronTyroUdallUlyssesUnionUniontownUticaValley CenterValley FallsVassarVermillionVictoriaViolaVirgilWa KeeneyWakarusaWakefieldWaldoWaldronWalkerWallaceWalnutWaltonWamegoWashingtonWatervilleWathenaWaverlyWebberWeirWeldaWellingtonWellsvilleWeskanWest MineralWestmorelandWestphaliaWetmoreWheatonWhite CityWhite CloudWhitewaterWhitingWichitaWilliamsburgWilmoreWilseyWilsonWinchesterWindomWinfieldWinonaWolf RiverWoodbineWoodstonWrightYates CenterYoderZenda |
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