Kansas Mortgage Rates and Refinance Rates

Kansas Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Kansas. Our rate table has a list of Kansas mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Kansas you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Kansas include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Kansas listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 46571, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 19692
(877) 407-3813
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,914
Thank you for your inquiry, we will be in touch shortly. 
 
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 19692
(877) 407-3813
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $860
Thank you for your inquiry, we will be in touch shortly. 
 
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 19692
(877) 407-3813
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,908
Thank you for your inquiry, we will be in touch shortly. 
 
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # 14965
(877) 437-3841
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $299
 
 
McGlone Mortgage Group Logo
NMLS # 3232
State Lic # 28065
(877) 475-4039
at 0.000 pts
40 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 11220
(877) 210-6855
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 11220
(877) 210-6855
at 1.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $1,356
Thank you for your inquiry, we will be in touch shortly. 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 11220
(877) 210-6855
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $481
Thank you for your inquiry, we will be in touch shortly. 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $2,556
Thank you for your inquiry! 
 
at 0.875 pts
45 day lock rate
Est payment: $912.10
Fees in APR: None
 
 
at 0.100 pts
45 day lock rate
Est payment: $898.09
Fees in APR: $2,361
 
 
at 1.100 pts
45 day lock rate
Est payment: $884.19
Fees in APR: $1,983
 
 
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $744
Thank you for your inquiry! 
 
Ally Bank Logo
NMLS # 181005
(877) 738-5335
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $870
 
 
at 0.000 pts
45 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
at 0.000 pts
45 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $356
Thank you for your inquiry! 
 
Elending Group Logo
NMLS # 1279909
State Lic # 29127
(877) 392-8565
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $1,095
 
 
Home Point Financial Logo
NMLS # 7706
(877) 742-3239
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
Home Point Financial Logo
NMLS # 7706
(877) 742-3239
at 0.456 pts
30 day lock rate
Est payment: $912.10
Fees in APR: None
 
 
State Bank of Lizton
4.154%
10/13/2017
4.125%
at 0.000 pts
30 day lock rate
Est payment: $969.30
Fees in APR: $693
 
 
Regions Bank
4.290%
10/13/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $950
 
 
Salin Bank and Trust Company
4.026%
10/13/2017
4.000%
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $637
 
 
Providence Bank & Trust
4.195%
10/12/2017
4.125%
at 0.500 pts
45 day lock rate
Est payment: $969.30
Fees in APR: $658
 
 
Our Community Bank
4.781%
10/11/2017
4.750%
at 0.000 pts
30 day lock rate
Est payment: $1,043.29
Fees in APR: $712
 
 
IAB Financial Bank
4.285%
10/11/2017
4.250%
at 0.000 pts
30 day lock rate
Est payment: $983.88
Fees in APR: $828
 
 
1st Source Bank
3.949%
10/13/2017
3.875%
at 0.576 pts
60 day lock rate
Est payment: $940.47
Fees in APR: $642
 
 
The Farmers Bank, Frankfort, IN
4.032%
10/16/2017
4.000%
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $772
 
 
BMO Harris Bank, NA
3.963%
10/17/2017
3.875%
at 0.625 pts
60 day lock rate
Est payment: $940.47
Fees in APR: $864
 
 
LincolnWay Community Bank
3.920%
10/17/2017
3.875%
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $1,085
 
 
Associated Bank, NA
4.157%
10/17/2017
4.125%
at 0.121 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $522
 
 
Raymond James Bank, NA
4.305%
10/17/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $1,299
 
 
Alliance Bank
4.029%
10/16/2017
4.000%
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $691
 
 
First Merchants Bank
3.912%
10/16/2017
3.875%
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $905
 
 
The Riddell National Bank
4.042%
10/16/2017
4.000%
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $1,016
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Kansas Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Kansas. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Kansas mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Kansas mortgage loans that have been made. As a result, Kansas mortgage rates today are lower than jumbo interest rates in Kansas. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Kansas Super Conforming Home Loan Rates

Super conforming mortgages in Kansas are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Kansas Jumbo Loan Interest Rates

Kansas jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Kansas are usually 0.75 basis points higher than conforming mortgage rates in Kansas because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Kansas Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Kansas. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Kansas Adjustable Interest Rates

Kansas adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Kansas Interest Only Home Mortgage Rates

Kansas interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Kansas FHA Mortgage Mortgage Rates

Borrowers in Kansas must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Kansas are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Kansas Rates & Resources


Cities in Kansas

Abbyville

Abilene

Admire

Agenda

Agra

Albert

Alden

Alexander

Allen

Alma

Almena

Alta Vista

Altamont

Alton

Altoona

Americus

Andale

Andover

Anthony

Arcadia

Argonia

Arkansas City

Arlington

Arma

Arnold

Ashland

Assaria

Atchison

Athol

Atlanta

Attica

Atwood

Auburn

Augusta

Aurora

Axtell

Baileyville

Baldwin City

Barnard

Barnes

Bartlett

Basehor

Baxter Springs

Bazine

Beattie

Beaumont

Beeler

Belle Plaine

Belleville

Beloit

Belpre

Belvue

Bendena

Benedict

Bennington

Bentley

Benton

Bern

Berryton

Beverly

Bird City

Bison

Bloom

Blue Mound

Blue Rapids

Bluff City

Bogue

Bonner Springs

Bremen

Brewster

Bronson

Brookville

Brownell

Bucklin

Bucyrus

Buffalo

Buhler

Bunker Hill

Burden

Burdett

Burdick

Burlingame

Burlington

Burns

Burr Oak

Burrton

Bushton

Byers

Caldwell

Cambridge

Caney

Canton

Carbondale

Cassoday

Catharine

Cawker City

Cedar

Cedar Point

Cedar Vale

Centerville

Centralia

Chanute

Chapman

Chase

Chautauqua

Cheney

Cherokee

Cherryvale

Chetopa

Cimarron

Circleville

Claflin

Clay Center

Clayton

Clearview City

Clearwater

Clifton

Clyde

Coats

Coffeyville

Colby

Coldwater

Colfax

Collyer

Colony

Columbus

Colwich

Concordia

Conway Springs

Coolidge

Copeland

Corning

Cottonwood Falls

Council Grove

Courtland

Coyville

Crestline

Cuba

Cummings

Cunningham

Damar

Danville

De Soto

Dearing

Deerfield

Delia

Delphos

Denison

Dennis

Denton

Derby

Dexter

Dighton

Dodge City

Dorrance

Douglass

Dover

Downs

Dresden

Durham

Dwight

Easton

Edgerton

Edna

Edson

Edwardsville

Effingham

El Dorado

Elbing

Elk City

Elk Falls

Elkhart

Ellinwood

Ellis

Ellsworth

Elmdale

Elsmore

Elwood

Emmett

Emporia

Englewood

Ensign

Enterprise

Erie

Esbon

Eskridge

Eudora

Eureka

Everest

Fairview

Fall River

Falun

Farlington

Florence

Fontana

Ford

Formoso

Fort Leavenworth

Fort Riley

Fort Scott

Fostoria

Fowler

Frankfort

Franklin

Fredonia

Freeport

Frontenac

Fulton

Galena

Galesburg

Galva

Garden City

Garden Plain

Gardner

Garfield

Garnett

Gas

Gaylord

Gem

Geneseo

Geuda Springs

Girard

Glade

Glasco

Glen Elder

Goddard

Goessel

Goff

Goodland

Gorham

Gove

Grainfield

Grantville

Great Bend

Greeley

Green

Greenleaf

Greensburg

Greenwich

Grenola

Gridley

Grinnell

Gypsum

Haddam

Halstead

Hamilton

Hanover

Hanston

Hardtner

Harper

Hartford

Harveyville

Havana

Haven

Havensville

Haviland

Hays

Haysville

Hazelton

Healy

Hepler

Herington

Herndon

Hesston

Hiawatha

Highland

Hill City

Hillsboro

Hillsdale

Hoisington

Holcomb

Hollenberg

Holton

Holyrood

Home

Hope

Horton

Howard

Hoxie

Hoyt

Hudson

Hugoton

Humboldt

Hunter

Hutchinson

Independence

Ingalls

Inman

Iola

Isabel

Iuka

Jamestown

Jennings

Jetmore

Jewell

Johnson

Junction City

Kanopolis

Kanorado

Kansas City

Kechi

Kendall

Kensington

Kincaid

Kingman

Kinsley

Kiowa

Kirwin

Kismet

La Crosse

La Cygne

La Harpe

Lake City

Lakin

Lamont

Lancaster

Lane

Lansing

Larned

Latham

Lawrence

Le Roy

Leavenworth

Lebanon

Lebo

Lecompton

Lehigh

Lenora

Leon

Leonardville

Leoti

Levant

Lewis

Liberal

Liberty

Liebenthal

Lincoln

Lincolnville

Lindsborg

Linn

Linwood

Little River

Logan

Long Island

Longford

Longton

Lorraine

Lost Springs

Louisburg

Louisville

Lucas

Ludell

Luray

Lyndon

Lyons

Macksville

Madison

Mahaska

Maize

Manhattan

Mankato

Manter

Maple City

Maple Hill

Mapleton

Marienthal

Marion

Marquette

Marysville

Matfield Green

Mayetta

Mayfield

McConnell A F B

McCracken

McCune

McDonald

McFarland

McLouth

Mcpherson

Meade

Medicine Lodge

Melvern

Meriden

Milan

Milford

Milton

Miltonvale

Minneapolis

Minneola

Moline

Montezuma

Monument

Moran

Morganville

Morland

Morrill

Morrowville

Moscow

Mound City

Mound Valley

Moundridge

Mount Hope

Mulberry

Mullinville

Mulvane

Munden

Murdock

Muscotah

Narka

Nashville

Natoma

Neal

Nekoma

Neodesha

Neosho Falls

Neosho Rapids

Ness City

Netawaka

New Albany

New Cambria

New Century

Newton

Nickerson

Ninnescah

Niotaze

Norcatur

North Newton

Norton

Nortonville

Norway

Norwich

Oakley

Oberlin

Offerle

Ogallah

Ogden

Oketo

Olathe

Olmitz

Olpe

Olsburg

Onaga

Oneida

Opolis

Osage City

Osawatomie

Osborne

Oskaloosa

Oswego

Otis

Ottawa

Overbrook

Oxford

Ozawkie

Palco

Palmer

Paola

Paradise

Park

Parker

Parsons

Partridge

Pawnee Rock

Paxico

Peabody

Peck

Penokee

Perry

Peru

Pfeifer

Phillipsburg

Piedmont

Pierceville

Piqua

Pittsburg

Plains

Plainville

Pleasanton

Plevna

Pomona

Portis

Potter

Potwin

Powhattan

Prairie View

Pratt

Prescott

Pretty Prairie

Princeton

Protection

Quenemo

Quinter

Rago

Ramona

Randall

Randolph

Ransom

Rantoul

Raymond

Reading

Redfield

Republic

Rexford

Richfield

Richland

Richmond

Riley

Riverton

Robinson

Rock

Rolla

Rosalia

Rose Hill

Ross

Rossville

Roxbury

Rozel

Rush Center

Russell

Sabetha

Saint Francis

Saint George

Saint John

Saint Marys

Saint Paul

Salina

Satanta

Savonburg

Sawyer

Scammon

Scandia

Schoenchen

Scott City

Scranton

Sedan

Sedgwick

Selden

Seneca

Severy

Sharon

Sharon Springs

Shawnee Mission

Silver Lake

Simpson

Smith Center

Smolan

Sodville

Soldier

Solomon

South Haven

South Hutchinson

Spearville

Spivey

Spring Hill

St. George

Stafford

Stark

Sterling

Stilwell

Stockton

Strong City

Stuttgart

Sublette

Summerfield

Sun City

Sycamore

Sylvan Grove

Sylvia

Syracuse

Talmage

Tampa

Tecumseh

Tescott

Thayer

Tipton

Tonganoxie

Topeka

Toronto

Towanda

Treece

Tribune

Troy

Turon

Tyro

Udall

Ulysses

Union

Uniontown

Utica

Valley Center

Valley Falls

Vassar

Vermillion

Victoria

Viola

Virgil

Wa Keeney

Wakarusa

Wakefield

Waldo

Waldron

Walker

Wallace

Walnut

Walton

Wamego

Washington

Waterville

Wathena

Waverly

Webber

Weir

Welda

Wellington

Wellsville

Weskan

West Mineral

Westmoreland

Westphalia

Wetmore

Wheaton

White City

White Cloud

Whitewater

Whiting

Wichita

Williamsburg

Wilmore

Wilsey

Wilson

Winchester

Windom

Winfield

Winona

Wolf River

Woodbine

Woodston

Wright

Yates Center

Yoder

Zenda