Kansas Mortgage Rates June 2020

Kansas Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Kansas. Our rate table has a list of Kansas mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Kansas you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Kansas include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Kansas listed below.

Loan Type Purchase Refinance	HELOC	Location State/City Zip Code	Loan Amt	Points	FICO	% Down
			$

in 46571, All points, 740 Sort by:

Lender

APR

Rate

Cost & Fees

Notes

NMLS # 3030

4.130%

06/02/2020

3.750%

at 1.000 pts
45 day lock rate

Est payment: $1,390

Fees in APR: $14,150

The Better Business Bureau gives Quicken Loans and A+ for customer service.

NMLS # 1717824

2.816%

06/02/2020

2.500%

at 2.250 pts
60 day lock rate

Est payment: $1,186

Fees in APR: $12,606

Put your money where you need it sooner.

NMLS # 3030

4.130%

06/02/2020

3.750%

at 1.000 pts
45 day lock rate

Est payment: $1,390

Fees in APR: $14,150

From the lender: We can close your loan in less than a month!

NMLS # 3030

3.430%

06/02/2020

2.990%

at 2.000 pts
45 day lock rate

Est payment: $1,264

Fees in APR: $17,150

From the lender: We can close your loan in less than a month!

NMLS # 3030

3.430%

06/02/2020

2.990%

at 2.000 pts
45 day lock rate

Est payment: $1,264

Fees in APR: $17,150

The Better Business Bureau gives Quicken Loans and A+ for customer service.

NMLS # 3030

3.314%

06/02/2020

3.125%

at 2.000 pts
45 day lock rate

Est payment: $1,286

Fees in APR: $7,250

From the lender: We can close your loan in less than a month!

NMLS # 3030

3.693%

06/02/2020

3.500%

at 2.000 pts
45 day lock rate

Est payment: $1,348

Fees in APR: $7,250

The Better Business Bureau gives Quicken Loans and A+ for customer service.

NMLS # 1717824

2.948%

06/02/2020

2.750%

at 0.625 pts
60 day lock rate

Est payment: $1,225

Fees in APR: $7,758

Put your money where you need it sooner.

NMLS # 1717824

3.029%

06/02/2020

2.875%

at 0.000 pts
60 day lock rate

Est payment: $1,245

Fees in APR: $6,000

Put your money where you need it sooner.

NMLS # 3030

3.991%

06/02/2020

3.875%

at 1.000 pts
45 day lock rate

Est payment: $1,411

Fees in APR: $4,250

The Better Business Bureau gives Quicken Loans and A+ for customer service.

NMLS # 3030

3.614%

06/02/2020

3.500%

at 1.000 pts
45 day lock rate

Est payment: $1,348

Fees in APR: $4,250

From the lender: We can close your loan in less than a month!

NMLS # 1717824

2.879%

06/02/2020

2.625%

at 1.375 pts
60 day lock rate

Est payment: $1,205

Fees in APR: $10,059

Put your money where you need it sooner.

NMLS # 3030

4.025%

06/02/2020

3.990%

at 0.000 pts
45 day lock rate

Est payment: $1,431

Fees in APR: $1,250

From the lender: We can close your loan in less than a month!

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Kansas Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Kansas. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Kansas mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Kansas mortgage loans that have been made. As a result, Kansas mortgage rates today are lower than jumbo interest rates in Kansas. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Kansas Super Conforming Home Loan Rates

Super conforming mortgages in Kansas are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Kansas Jumbo Loan Interest Rates

Kansas jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Kansas are usually 0.75 basis points higher than conforming mortgage rates in Kansas because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Kansas Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Kansas. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Kansas Adjustable Interest Rates

Kansas adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Kansas Interest Only Home Mortgage Rates

Kansas interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Kansas FHA Mortgage Mortgage Rates

Borrowers in Kansas must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Kansas are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.

Kansas Rates & Resources

Kansas Savings Rates
Kansas CD Rates

Kansas Mortgage Rates June 2020

Kansas Mortgage Rates - Refinance Rates:

Kansas Conforming Mortgage Rates

Kansas Super Conforming Home Loan Rates

Kansas Jumbo Loan Interest Rates

Kansas Fixed Rate Mortgages

Kansas Adjustable Interest Rates

Kansas Interest Only Home Mortgage Rates

Kansas FHA Mortgage Mortgage Rates

Kansas Rates & Resources

Cities in Kansas

Abbyville

Abilene

Admire

Agenda

Agra

Albert

Alden

Alexander

Allen

Alma

Almena

Alta Vista

Altamont

Alton

Altoona

Americus

Andale

Andover

Anthony

Arcadia

Argonia

Arkansas City

Arlington

Arma

Arnold

Ashland

Assaria

Atchison

Athol

Atlanta

Attica

Atwood

Auburn

Augusta

Aurora

Axtell

Baileyville

Baldwin City

Barnard

Barnes

Bartlett

Basehor

Baxter Springs

Bazine

Beattie

Beaumont

Beeler

Belle Plaine

Belleville

Beloit

Belpre

Belvue

Bendena

Benedict

Bennington

Bentley

Benton

Bern

Berryton

Beverly

Bird City

Bison

Bloom

Blue Mound

Blue Rapids

Bluff City

Bogue

Bonner Springs

Bremen