Kansas Mortgage Rates January 2019

Kansas Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Kansas. Our rate table has a list of Kansas mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Kansas you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Kansas include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Kansas listed below.

Loan Type Purchase Refinance	Location State/City Zip Code	Loan Amt	Points	FICO	% Down
		$

30 yr fixed refi in 46571, All points, Credit score: 740+ Sort by:

Lender

APR

Rate

Cost & Fees

Notes

NMLS # 258821
(877) 388 - 5856

4.186%

1/22/2019

4.125%

at 0.100 pts
30 day lock rate

Est payment: $1,453.95

Fees in APR: $1,895

Thanks for the inquiry!

NMLS # 181005
(844) 365 - 0449

4.487%

1/22/2019

4.375%

at 0.100 pts
45 day lock rate

Est payment: $1,497.86

Fees in APR: $3,645

Thanks for the inquiry!

NMLS # 541760

9.277%

1/22/2019

9.125%

at 0.100 pts
45 day lock rate

Est payment: $2,440.90

Fees in APR: $3,690

Thank you for your inquiry! We look forward to working with you.

NMLS # 403501

4.416%

1/22/2019

4.250%

at 1.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $2,841

NMLS # 258821
(877) 388 - 5856

4.263%

1/22/2019

4.250%

at 0.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $451

Thanks for the inquiry!

NMLS # 403501

4.500%

1/22/2019

4.500%

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: None

NMLS # 181005
(844) 365 - 0449

4.655%

1/22/2019

4.625%

at 0.000 pts
45 day lock rate

Est payment: $1,542.42

Fees in APR: $1,052

Thanks for the inquiry!

NMLS # 399805

4.676%

1/22/2019

4.625%

at 0.000 pts
45 day lock rate

Est payment: $1,542.42

Fees in APR: $1,767

NMLS # 258821
(877) 388 - 5856

4.155%

1/22/2019

4.000%

at 1.100 pts
30 day lock rate

Est payment: $1,432.25

Fees in APR: $2,238

Thanks for the inquiry!

NMLS # 541760

9.490%

1/22/2019

9.125%

at 1.100 pts
45 day lock rate

Est payment: $2,440.90

Fees in APR: $6,162

Thank you for your inquiry! We look forward to working with you.

State Bank of Lizton

4.770%

1/17/2019

4.750%

at 0.000 pts
30 day lock rate

Est payment: $1,564.94

Fees in APR: $693

First Financial Bank, NA

4.668%

1/17/2019

4.625%

at 0.250 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $738

Providence Bank & Trust

4.813%

1/17/2019

4.750%

at 0.500 pts
45 day lock rate

Est payment: $1,564.94

Fees in APR: $658

Legence Bank

5.004%

1/17/2019

5.000%

at 0.000 pts
30 day lock rate

Est payment: $1,610.46

Fees in APR: $134

Citizens Bank, NA

4.676%

1/18/2019

4.625%

at 0.250 pts
60 day lock rate

Est payment: $1,542.42

Fees in APR: $1,008

Our Community Bank

5.271%

1/17/2019

5.250%

at 0.000 pts
30 day lock rate

Est payment: $1,656.61

Fees in APR: $712

First State Bank of Middlebury

4.816%

1/16/2019

4.750%

at 0.500 pts
45 day lock rate

Est payment: $1,564.94

Fees in APR: $786

BMO Harris Bank, NA

4.704%

1/22/2019

4.625%

at 0.625 pts
60 day lock rate

Est payment: $1,542.42

Fees in APR: $864

Raymond James Bank, NA

4.788%

1/22/2019

4.750%

at 0.000 pts
45 day lock rate

Est payment: $1,564.94

Fees in APR: $1,299

LincolnWay Community Bank

4.406%

1/22/2019

4.375%

at 0.000 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: $1,085

Associated Bank, NA

4.891%

1/22/2019

4.875%

at 0.000 pts
60 day lock rate

Est payment: $1,587.62

Fees in APR: $537

First Merchants Bank

4.526%

1/21/2019

4.500%

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: $905

The Riddell National Bank

4.654%

1/21/2019

4.625%

at 0.000 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $1,016

Alliance Bank

4.895%

1/21/2019

4.875%

at 0.000 pts
30 day lock rate

Est payment: $1,587.62

Fees in APR: $691

Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.

Kansas Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Kansas. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Kansas mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Kansas mortgage loans that have been made. As a result, Kansas mortgage rates today are lower than jumbo interest rates in Kansas. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Kansas Super Conforming Home Loan Rates

Super conforming mortgages in Kansas are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Kansas Jumbo Loan Interest Rates

Kansas jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Kansas are usually 0.75 basis points higher than conforming mortgage rates in Kansas because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Kansas Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Kansas. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Kansas Adjustable Interest Rates

Kansas adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Kansas Interest Only Home Mortgage Rates

Kansas interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Kansas FHA Mortgage Mortgage Rates

Borrowers in Kansas must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Kansas are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.

Kansas Rates & Resources

Kansas Savings Rates
Kansas CD Rates

Kansas Mortgage Rates January 2019

Kansas Mortgage Rates - Refinance Rates:

Kansas Conforming Mortgage Rates

Kansas Super Conforming Home Loan Rates

Kansas Jumbo Loan Interest Rates

Kansas Fixed Rate Mortgages

Kansas Adjustable Interest Rates

Kansas Interest Only Home Mortgage Rates

Kansas FHA Mortgage Mortgage Rates

Kansas Rates & Resources

Cities in Kansas

Abbyville

Abilene

Admire

Agenda

Agra

Albert

Alden

Alexander

Allen

Alma

Almena

Alta Vista

Altamont

Alton

Altoona

Americus

Andale

Andover

Anthony

Arcadia

Argonia

Arkansas City

Arlington

Arma

Arnold

Ashland

Assaria

Atchison

Athol

Atlanta

Attica

Atwood

Auburn

Augusta

Aurora

Axtell

Baileyville

Baldwin City

Barnard

Barnes

Bartlett

Basehor

Baxter Springs

Bazine

Beattie

Beaumont

Beeler

Belle Plaine

Belleville

Beloit

Belpre

Belvue

Bendena

Benedict

Bennington

Bentley

Benton

Bern

Berryton

Beverly

Bird City

Bison

Bloom

Blue Mound

Blue Rapids

Bluff City

Bogue

Bonner Springs

Bremen