Iowa Mortgage Rates and Refinance Rates

Iowa Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Iowa. Our rate table has a list of Iowa mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Iowa you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Iowa include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Iowa listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 50315, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,754
Thank you for your inquiry, we will be in touch shortly. 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $700
Thank you for your inquiry, we will be in touch shortly. 
 
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,748
Thank you for your inquiry, we will be in touch shortly. 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 2012-0021
(877) 210-6855
at 1.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $1,356
Thank you for your inquiry, we will be in touch shortly. 
 
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # 2007-0149
(877) 437-3841
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $299
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 2012-0021
(877) 210-6855
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 2012-0021
(877) 210-6855
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $481
Thank you for your inquiry, we will be in touch shortly. 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
at 0.456 pts
30 day lock rate
Est payment: $912.10
Fees in APR: None
 
 
Flagstar Bank Logo
NMLS # 417490
(877) 808-7051
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $744
Thank you for your inquiry! 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $337
Thank you for your inquiry! 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $356
Thank you for your inquiry! 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $2,556
Thank you for your inquiry! 
 
Citizens Bank, NA
4.177%
10/13/2017
4.125%
at 0.125 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $998
 
 
Raccoon Valley Bank
3.906%
10/12/2017
3.875%
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $762
 
 
Bank of America, NA
3.998%
10/13/2017
3.875%
at 0.952 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $1,065
 
 
First Security Bank and Trust Company
3.881%
10/12/2017
3.750%
at 1.500 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $164
 
 
MidWestOne Bank
3.891%
10/13/2017
3.875%
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $377
 
 
Raymond James Bank, NA
4.305%
10/17/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $1,299
 
 
Bank
3.877%
10/13/2017
3.875%
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $41
 
 
First American Bank
3.923%
10/13/2017
3.875%
at 0.250 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $674
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Iowa Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Iowa. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Iowa mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Iowa mortgage loans that have been made. As a result, Iowa mortgage rates today are lower than jumbo interest rates in Iowa. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Iowa Super Conforming Home Loan Rates

Super conforming mortgages in Iowa are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Iowa Jumbo Loan Interest Rates

Iowa jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Iowa are usually 0.75 basis points higher than conforming mortgage rates in Iowa because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Iowa Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Iowa. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Iowa Adjustable Interest Rates

Iowa adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Iowa Interest Only Home Mortgage Rates

Iowa interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Iowa FHA Mortgage Mortgage Rates

Borrowers in Iowa must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Iowa are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Iowa Rates & Resources


Cities in Iowa

Ackley

Ackworth

Adair

Adel

Afton

Agency

Ainsworth

Akron

Albert City

Albia

Albion

Alburnett

Alden

Alexander

Algona

Alleman

Allendorf

Allerton

Allison

Alta

Alta Vista

Alton

Altoona

Alvord

Amana

Ames

Anamosa

Andover

Andrew

Anita

Ankeny

Anthon

Aplington

Arcadia

Archer

Aredale

Argyle

Arion

Arispe

Arlington

Armstrong

Arnolds Park

Arthur

Ashton

Aspinwall

Atalissa

Atkins

Atlantic

Auburn

Audubon

Aurelia

Aurora

Austinville

Avoca

Ayrshire

Badger

Bagley

Baldwin

Bancroft

Barnes City

Barnum

Batavia

Battle Creek

Baxter

Bayard

Beacon

Beaman

Beaver

Bedford

Belle Plaine

Bellevue

Belmond

Bennett

Benton

Bernard

Berwick

Bettendorf

Bevington

Birmingham

Blairsburg

Blairstown

Blakesburg

Blanchard

Blencoe

Blockton

Bloomfield

Blue Grass

Bode

Bonaparte

Bondurant

Boone

Booneville

Bouton

Boxholm

Boyden

Braddyville

Bradford

Bradgate

Brandon

Brayton

Breda

Bridgewater

Brighton

Bristow

Britt

Bronson

Brooklyn

Brunsville

Bryant

Buckeye

Buckingham

Buffalo

Buffalo Center

Burlington

Burnside

Burr Oak

Burt

Bussey

Calamus

Callender

Calmar

Calumet

Camanche

Cambridge

Cantril

Carbon

Carlisle

Carpenter

Carroll

Carson

Carter Lake

Cascade

Casey

Castalia

Castana

Cedar

Cedar Falls

Cedar Rapids

Center Junction

Center Point

Centerville

Central City

Chapin

Chariton

Charles City

Charlotte

Charter Oak

Chatsworth

Chelsea

Cherokee

Chester

Chillicothe

Churdan

Cincinnati

Clare

Clarence

Clarinda

Clarion

Clarksville

Clear Lake

Clearfield

Cleghorn

Clemons

Clermont

Climbing Hill

Clinton

Clio

Clive

Clutier

Coggon

Coin

Colesburg

Colfax

College Springs

Collins

Colo

Columbia

Columbus City

Columbus Junction

Colwell

Conesville

Conrad

Conroy

Coon Rapids

Cooper

Coralville

Corning

Correctionville

Corwith

Corydon

Coulter

Council Bluffs

Craig

Crawfordsville

Crescent

Cresco

Creston

Cromwell

Crystal Lake

Cumberland

Cumming

Curlew

Cushing

Cylinder

Dakota City

Dallas

Dallas Center

Dana

Danbury

Danville

Davenport

Davis City

Dawson

Dayton

De Soto

De Witt

Decatur

Decorah

Dedham

Deep River

Defiance

Delaware

Delhi

Delmar

Deloit

Delta

Denison

Denmark

Denver

Derby

Des Moines

Dewar

Dexter

Diagonal

Dickens

Dike

Dixon

Dolliver

Donahue

Donnellson

Doon

Dorchester

Douds

Dougherty

Dow City

Dows

Drakesville

Dubuque

Dumont

Duncombe

Dundee

Dunkerton

Dunlap

Durango

Durant

Dyersville

Dysart

Eagle Grove

Earlham

Earling

Earlville

Early

Eddyville

Edgewood

Elberon

Eldon

Eldora

Eldridge

Elgin

Elk Horn

Elkader

Elkhart

Elkport

Elliott

Ellston

Ellsworth

Elma

Elmore

Elwood

Ely

Emerson

Emmetsburg

Epworth

Essex

Estherville

Evansdale

Everly

Exira

Exline

Fairbank

Fairfax

Fairfield

Farley

Farmersburg

Farmington

Farnhamville

Farragut

Fayette

Fenton

Ferguson

Fertile

Floris

Floyd

Fonda

Fontanelle

Forest City

Fort Atkinson

Fort Dodge

Fort Madison

Fostoria

Fredericksburg

Frederika

Fremont

Fruitland

Galt

Galva

Garber

Garden City

Garden Grove

Garnavillo

Garner

Garrison

Garwin

Geneva

George

Gibson

Gifford

Gilbert

Gilbertville

Gillett Grove

Gilman

Gilmore City

Gladbrook

Glenwood

Glidden

Goldfield

Goodell

Goose Lake

Gowrie

Graettinger

Grafton

Grand Junction

Grand Mound

Grand River

Grandview

Granger

Grant

Granville

Gravity

Gray

Greeley

Greene

Greenfield

Greenville

Grimes

Grinnell

Griswold

Grundy Center

Gruver

Guernsey

Guthrie Center

Guttenberg

Halbur

Hamburg

Hamilton

Hamlin

Hampton

Hancock

Hanlontown

Harcourt

Hardy

Harlan

Harper

Harpers Ferry

Harris

Hartford

Hartley

Hartwick

Harvey

Hastings

Havelock

Haverhill

Hawarden

Hawkeye

Hayesville

Hazleton

Hedrick

Henderson

Hiawatha

Highlandville

Hills

Hillsboro

Hinton

Holland

Holstein

Holy Cross

Homestead

Honey Creek

Hopkinton

Hornick

Hospers

Houghton

Hubbard

Hudson

Hull

Humboldt

Humeston

Huxley

Ida Grove

Imogene

Independence

Indianola

Inwood

Ionia

Iowa City

Iowa Falls

Ira

Ireton

Irwin

Jamaica

Janesville

Jefferson

Jesup

Jewell

Johnston

Joice

Jolley

Kalona

Kamrar

Kanawha

Kellerton

Kelley

Kellogg

Kensett

Keokuk

Keosauqua

Keota

Kesley

Keswick

Keystone

Killduff

Kimballton

Kingsley

Kirkman

Kirkville

Kiron

Klemme

Knierim

Knoxville

La Motte

La Porte City

Lacona

Ladora

Lake City

Lake Mills

Lake Park

Lake View

Lakota

Lamoni

Lamont

Lanesboro

Langworthy

Lansing

Larchwood

Larrabee

Latimer

Laurel

Laurens

Lawler

Lawton

Le Claire

Le Grand

Le Mars

Ledyard

Lehigh

Leighton

Leland

Lenox

Leon

Lester

Letts

Lewis

Liberty Center

Libertyville

Lidderdale

Lime Springs

Lincoln

Linden

Lineville

Linn Grove

Lisbon

Liscomb

Little Cedar

Little Rock

Little Sioux

Littleport

Livermore

Lockridge

Logan

Lohrville

Lone Rock

Lone Tree

Long Grove

Lorimor

Lost Nation

Lovilia

Low Moor

Lowden

Lu Verne

Luana

Lucas

Luther

Luxemburg

Luzerne

Lynnville

Lytton

Mabel

Macedonia

Macksburg

Madrid

Magnolia

Malcom

Mallard

Malvern

Manchester

Manilla

Manly

Manning

Manson

Mapleton

Maquoketa

Marathon

Marble Rock

Marcus

Marengo

Marion

Marne

Marquette

Marshalltown

Martelle

Martensdale

Martinsburg

Mason City

Masonville

Massena

Matlock

Maurice

Maxwell

May City

Maynard

McCallsburg

McCausland

McClelland

McGregor

McIntire

Mechanicsville

Mediapolis

Melbourne

Melcher

Melrose

Melvin

Menlo

Meriden

Merrill

Meservey

Middle Amana

Middletown

Miles

Milford

Millersburg

Millerton

Milo

Milton

Minburn

Minden

Mineola

Mingo

Missouri Valley

Mitchellville

Modale

Mondamin

Monmouth

Monona

Monroe

Montezuma

Monticello

Montour

Montpelier

Montrose

Moorhead

Moorland

Moravia

Morley

Morning Sun

Morrison

Moscow

Moulton

Mount Auburn

Mount Ayr

Mount Pleasant

Mount Sterling

Mount Union

Mount Vernon

Moville

Murray

Mystic

Nashua

Nemaha

Neola

Nevada

New Albin

New Hampton

New Hartford

New Liberty

New London

New Market

New Providence

New Sharon

New Vienna

New Virginia

Newell

Newhall

Newton

Nichols

Nodaway

Nora Springs

North Buena Vista

North English

North Liberty

North Washington

Northboro

Northwood

Norwalk

Norway

Oakdale

Oakland

Oakville

Ocheyedan

Odebolt

Oelwein

Ogden

Okoboji

Olds

Olin

Ollie

Onawa

Onslow

Oran

Orange City

Orchard

Orient

Osage

Osceola

Oskaloosa

Ossian

Otho

Otley

Oto

Ottosen

Ottumwa

Oxford

Oxford Junction

Oyens

Pacific Junction

Packwood

Palmer

Palo

Panama

Panora

Parkersburg

Parnell

Paton

Patterson

Paullina

Pella

Peosta

Percival

Perry

Persia

Peru

Peterson

Pierson

Pilot Grove

Pilot Mound

Pisgah

Plainfield

Plano

Pleasant Hill

Pleasant Valley

Pleasantville

Plover

Plymouth

Pocahontas

Polk City

Pomeroy

Popejoy

Portsmouth

Postville

Prairie City

Prairieburg

Prescott

Preston

Primghar

Princeton

Prole

Promise City

Protivin

Pulaski

Quasqueton

Quimby

Radcliffe

Rake

Ralston

Randalia

Randall

Randolph

Raymond

Readlyn

Reasnor

Red Oak

Redding

Redfield

Reinbeck

Rembrandt

Remsen

Renwick

Rhodes

Riceville

Richland

Ricketts

Ridgeway

Rinard

Ringsted

Rippey

Riverside

Riverton

Robins

Rock Falls

Rock Rapids

Rock Valley

Rockford

Rockwell

Rockwell City

Rodney

Roland

Rolfe

Rome

Rose Hill

Rowan

Rowley

Royal

Rudd

Runnells

Russell

Ruthven

Rutland

Ryan

Sabula

Sac City

Saint Ansgar

Saint Anthony

Saint Charles

Saint Donatus

Saint Lucas

Saint Marys

Saint Olaf

Saint Paul

Salem

Salix

Sanborn

Scarville

Schaller

Schleswig

Scranton

Searsboro

Selma

Sergeant Bluff

Seymour

Shambaugh

Shannon City

Sharpsburg

Sheffield

Shelby

Sheldahl

Sheldon

Shell Rock

Shellsburg

Shenandoah

Sherrill

Sibley

Sidney

Sigourney

Silver City

Sioux Center

Sioux City

Sioux Rapids

Slater

Sloan

Smithland

Soldier

Solon

Somers

South Amana

South English

Spencer

Sperry

Spillville

Spirit Lake

Spragueville

Springbrook

Springville

Stacyville

Stanhope

Stanley

Stanton

Stanwood

State Center

Steamboat Rock

Stockport

Stockton

Storm Lake

Story City

Stout

Stratford

Strawberry Point

Struble

Stuart

Sully

Sumner

Superior

Sutherland

Swaledale

Swan

Swea City

Swedesburg

Swisher

Tabor

Tama

Teeds Grove

Templeton

Tennant

Terril

Thayer

Thompson

Thor

Thornburg

Thornton

Thurman

Tiffin

Tingley

Tipton

Titonka

Toddville

Toeterville

Toledo

Tracy

Traer

Treynor

Tripoli

Troy Mills

Truesdale

Truro

Turin

Udell

Underwood

Union

Unionville

University Park

Urbana

Urbandale

Ute

Vail

Van Horne

Van Meter

Van Wert

Varina

Ventura

Victor

Villisca

Vincent

Vining

Vinton

Viola

Volga

Wadena

Walcott

Walford

Walker

Wall Lake

Wallingford

Walnut

Wapello

Washington

Washta

Waterloo

Waterville

Watkins

Waucoma

Waukee

Waukon

Waverly

Wayland

Webb

Webster

Webster City

Weldon

Wellman

Wellsburg

Welton

Wesley

West Bend

West Branch

West Burlington

West Chester

West Des Moines

West Grove

West Liberty

West Point

West Union

Westfield

Westgate

Westphalia

Westside

Wever

What Cheer

Wheatland

Whiting

Whittemore

Whitten

Williams

Williamsburg

Williamson

Wilton

Winfield

Winterset

Winthrop

Wiota

Woden

Woodbine

Woodburn

Woodward

Woolstock

Worthington

Wyoming

Yale

Yarmouth

Yorktown

Zearing

Zwingle