Indiana Mortgage Rates and Refinance Rates

Indiana Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Indiana. Our rate table has a list of Indiana mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Indiana you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Indiana include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Indiana listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 46201, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 19692
(877) 407-3813
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,914
Thank you for your inquiry, we will be in touch shortly. 
 
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 19692
(877) 407-3813
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $860
Thank you for your inquiry, we will be in touch shortly. 
 
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 19692
(877) 407-3813
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,908
Thank you for your inquiry, we will be in touch shortly. 
 
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # 14965
(877) 437-3841
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $299
 
 
McGlone Mortgage Group Logo
NMLS # 3232
State Lic # 28065
(877) 475-4039
at 0.000 pts
40 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 11220
(877) 210-6855
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 11220
(877) 210-6855
at 1.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $1,356
Thank you for your inquiry, we will be in touch shortly. 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 11220
(877) 210-6855
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $481
Thank you for your inquiry, we will be in touch shortly. 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $2,556
Thank you for your inquiry! 
 
at 0.875 pts
45 day lock rate
Est payment: $912.10
Fees in APR: None
 
 
at 0.100 pts
45 day lock rate
Est payment: $898.09
Fees in APR: $2,361
 
 
at 1.100 pts
45 day lock rate
Est payment: $884.19
Fees in APR: $1,983
 
 
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $744
Thank you for your inquiry! 
 
Ally Bank Logo
NMLS # 181005
(877) 738-5335
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $870
 
 
at 0.000 pts
45 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
at 0.000 pts
45 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $356
Thank you for your inquiry! 
 
Elending Group Logo
NMLS # 1279909
State Lic # 29127
(877) 392-8565
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $1,095
 
 
Home Point Financial Logo
NMLS # 7706
(877) 742-3239
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
Home Point Financial Logo
NMLS # 7706
(877) 742-3239
at 0.456 pts
30 day lock rate
Est payment: $912.10
Fees in APR: None
 
 
Home Bank SB
4.400%
10/13/2017
4.375%
at 0.000 pts
45 day lock rate
Est payment: $998.57
Fees in APR: $582
 
 
State Bank of Lizton
4.154%
10/13/2017
4.125%
at 0.000 pts
30 day lock rate
Est payment: $969.30
Fees in APR: $693
 
 
Regions Bank
4.290%
10/13/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $950
 
 
Salin Bank and Trust Company
4.026%
10/13/2017
4.000%
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $637
 
 
Our Community Bank
4.781%
10/11/2017
4.750%
at 0.000 pts
30 day lock rate
Est payment: $1,043.29
Fees in APR: $712
 
 
IAB Financial Bank
4.285%
10/11/2017
4.250%
at 0.000 pts
30 day lock rate
Est payment: $983.88
Fees in APR: $828
 
 
Providence Bank & Trust
4.195%
10/12/2017
4.125%
at 0.500 pts
45 day lock rate
Est payment: $969.30
Fees in APR: $658
 
 
Raymond James Bank, NA
4.305%
10/17/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $1,299
 
 
BMO Harris Bank, NA
3.963%
10/17/2017
3.875%
at 0.625 pts
60 day lock rate
Est payment: $940.47
Fees in APR: $864
 
 
LincolnWay Community Bank
3.920%
10/17/2017
3.875%
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $1,085
 
 
Associated Bank, NA
4.157%
10/17/2017
4.125%
at 0.121 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $522
 
 
First Merchants Bank
3.912%
10/16/2017
3.875%
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $905
 
 
The Farmers Bank, Frankfort, IN
4.032%
10/16/2017
4.000%
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $772
 
 
Alliance Bank
4.029%
10/16/2017
4.000%
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $691
 
 
The Riddell National Bank
4.042%
10/16/2017
4.000%
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $1,016
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Indiana Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Indiana. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Indiana mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Indiana mortgage loans that have been made. As a result, Indiana mortgage rates today are lower than jumbo interest rates in Indiana. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Indiana Super Conforming Home Loan Rates

Super conforming mortgages in Indiana are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Indiana Jumbo Loan Interest Rates

Indiana jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Indiana are usually 0.75 basis points higher than conforming mortgage rates in Indiana because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Indiana Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Indiana. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Indiana Adjustable Interest Rates

Indiana adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Indiana Interest Only Home Mortgage Rates

Indiana interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Indiana FHA Mortgage Mortgage Rates

Borrowers in Indiana must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Indiana are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Indiana Rates & Resources


Cities in Indiana

Advance

Akron

Alamo

Albany

Albion

Alexandria

Ambia

Amboy

Amo

Anderson

Andrews

Angola

Arcadia

Arcola

Argos

Arlington

Ashley

Athens

Atlanta

Attica

Atwood

Auburn

Aurora

Austin

Avilla

Avoca

Avon

Bainbridge

Bargersville

Batesville

Bath

Battle Ground

Bedford

Beech Grove

Bellmore

Bennington

Bentonville

Berne

Bethlehem

Beverly Shores

Bicknell

Bippus

Birdseye

Blanford

Bloomfield

Bloomingdale

Bloomington

Bluffton

Boggstown

Boone Grove

Boonville

Borden

Boston

Boswell

Bourbon

Bowling Green

Bradford

Branchville

Brazil

Bremen

Bridgeton

Brimfield

Bringhurst

Bristol

Bristow

Brook

Brooklyn

Brookston

Brookville

Brownsburg

Brownstown

Brownsville

Bruceville

Bryant

Buck Creek

Buckskin

Buffalo

Bunker Hill

Burket

Burlington

Burnettsville

Burrows

Butler

Butlerville

Cambridge City

Camby

Camden

Campbellsburg

Canaan

Cannelburg

Cannelton

Carbon

Carlisle

Carmel

Cartersburg

Carthage

Cayuga

Cedar Grove

Cedar Lake

Celestine

Centerpoint

Centerville

Central

Chalmers

Chandler

Charlestown

Charlottesville

Chesterton

Chrisney

Churubusco

Cicero

Clarks Hill

Clarksburg

Clarksville

Clay City

Claypool

Clayton

Clear Creek

Clifford

Clinton

Cloverdale

Coal City

Coalmont

Coatesville

Colfax

Columbia City

Columbus

Commiskey

Connersville

Converse

Cortland

Corunna

Cory

Corydon

Covington

Craigville

Crandall

Crane

Crawfordsville

Cromwell

Cross Plains

Crothersville

Crown Point

Culver

Cutler

Cynthiana

Dale

Daleville

Dana

Danville

Darlington

Dayton

Decatur

Decker

Deedsville

Delong

Delphi

Demotte

Denver

Depauw

Deputy

Derby

Dillsboro

Donaldson

Dublin

Dubois

Dugger

Dunkirk

Dunreith

Dupont

Dyer

Earl Park

East Chicago

East Enterprise

Eaton

Eckerty

Economy

Edinburgh

Edwardsport

Elberfeld

Elizabeth

Elizabethtown

Elkhart

Ellettsville

Elnora

Elwood

Eminence

English

Etna Green

Evanston

Evansville

Fair Oaks

Fairbanks

Fairland

Fairmount

Falmouth

Farmersburg

Farmland

Ferdinand

Fillmore

Finly

Fishers

Flat Rock

Flora

Florence

Floyds Knobs

Folsomville

Fontanet

Forest

Fort Branch

Fort Ritner

Fort Wayne

Fortville

Fountain City

Fountaintown

Fowler

Fowlerton

Francesville

Francisco

Frankfort

Franklin

Frankton

Fredericksburg

Freedom

Freelandville

Freetown

Fremont

French Lick

Friendship

Fulda

Fulton

Galveston

Garrett

Gary

Gas City

Gaston

Geneva

Gentryville

Georgetown

Glenwood

Goldsmith

Goodland

Goshen

Gosport

Grabill

Grammer

Grandview

Granger

Grantsburg

Grass Creek

Graysville

Greencastle

Greenfield

Greens Fork

Greensboro

Greensburg

Greentown

Greenville

Greenwood

Griffin

Griffith

Grissom AFB

Grovertown

Guilford

Gwynneville

Hagerstown

Hamblen

Hamilton

Hamlet

Hammond

Hanna

Hanover

Hardinsburg

Harlan

Harmony

Harrison

Harrodsburg

Hartford City

Hartsville

Hatfield

Haubstadt

Hayden

Hazleton

Hebron

Helmsburg

Helt

Heltonville

Hemlock

Henryville

Highland

Hillisburg

Hillsboro

Hillsdale

Hoagland

Hobart

Hobbs

Holland

Holton

Homer

Hope

Howe

Hudson

Huntertown

Huntingburg

Huntington

Huron

Hymera

Idaville

Indianapolis

Ingalls

Inglefield

Ireland

Jackson

Jamestown

Jasonville

Jasper

Jefferson

Jeffersonville

Jonesboro

Jonesville

Judson

Kempton

Kendallville

Kennard

Kentland

Kewanna

Keystone

Kimmell

Kingman

Kingsbury

Kingsford Heights

Kirklin

Knightstown

Knightsville

Knox

Kokomo

Koleen

Kouts

Kurtz

La Crosse

La Fontaine

La Porte

Laconia

Ladoga

Lafayette

Lagrange

Lagro

Lake Cicott

Lake Station

Lake Village

Laketon

Lakeville

Lamar

Lanesville

Laotto

Lapaz

Lapel

Larwill

Laurel

Lawrenceburg

Leavenworth

Lebanon

Leesburg

Leiters Ford

Leo

Leopold

Leroy

Lewis

Lewisville

Lexington

Liberty

Liberty Center

Liberty Mills

Ligonier

Lincoln City

Linden

Linn Grove

Linton

Little York

Lizton

Logansport

Loogootee

Losantville

Lovett

Lowell

Lucerne

Lynn

Lynnville

Lyons

Mackey

Macy

Madison

Manilla

Marengo

Mariah Hill

Marion

Markle

Markleville

Marshall

Martinsville

Marysville

Matthews

Mauckport

Maxwell

Mays

McCordsville

Mecca

Medaryville

Medora

Mellott

Memphis

Mentone

Merom

Merrillville

Metamora

Mexico

Miami

Michigan City

Michigantown

Middlebury

Middletown

Midland

Milan

Milford

Mill Creek

Millersburg

Millhousen

Milltown

Milroy

Milton

Mishawaka

Mitchell

Modoc

Mongo

Monon

Monroe

Monroe City

Monroeville

Monrovia

Monterey

Montezuma

Montgomery

Monticello

Montmorenci

Montpelier

Mooreland

Moores Hill

Mooresville

Morgantown

Morocco

Morris

Morristown

Mount Ayr

Mount Saint Francis

Mount Summit

Mount Vernon

Mulberry

Muncie

Munster

Nabb

Napoleon

Nappanee

Nashville

Nebraska

Needham

New Albany

New Carlisle

New Castle

New Goshen

New Harmony

New Haven

New Lebanon

New Lisbon

New Market

New Middletown

New Palestine

New Paris

New Point

New Richmond

New Ross

New Salisbury

New Trenton

New Washington

New Waverly

Newberry

Newburgh

Newport

Newtown

Nineveh

Noble

Noblesville

Norman

North Judson

North Liberty

North Manchester

North Salem

North Vernon

North Webster

Notre Dame

Oakford

Oakland City

Oaktown

Oakville

Odon

Oldenburg

Onward

Oolitic

Ora

Orestes

Orland

Orleans

Osceola

Osgood

Ossian

Otisco

Otterbein

Otwell

Owensburg

Owensville

Oxford

Palmyra

Paoli

Paragon

Paris Crossing

Parker City

Patoka

Patricksburg

Patriot

Paxton

Pekin

Pendleton

Pennville

Perrysville

Pershing

Peru

Petersburg

Petroleum

Pierceton

Pierceville

Pimento

Pine Village

Pittsboro

Plainfield

Plainville

Pleasant Lake

Pleasant Mills

Plymouth

Poland

Poneto

Portage

Porter

Portland

Poseyville

Prairie Creek

Prairieton

Preble

Princeton

Putnamville

Quincy

Ragsdale

Ramsey

Redkey

Reelsville

Remington

Rensselaer

Reynolds

Richland

Richmond

Ridgeville

Riley

Rising Sun

Roachdale

Roann

Roanoke

Rochester

Rockfield

Rockport

Rockville

Rolling Prairie

Rome

Rome City

Romney

Rosedale

Roselawn

Rossville

Royal Center

Rushville

Russellville

Russiaville

Saint Anthony

Saint Bernice

Saint Croix

Saint Joe

Saint John

Saint Mary Of The Woods

Saint Meinrad

Saint Paul

Salamonia

Salem

San Pierre

Sandborn

Santa Claus

Saratoga

Schererville

Schneider

Schnellville

Scipio

Scotland

Scott

Scottsburg

Sedalia

Seelyville

Sellersburg

Selma

Servia

Seymour

Sharpsville

Shelburn

Shelby

Shelbyville

Shepardsville

Sheridan

Shipshewana

Shirley

Shoals

Sidney

Silver Lake

Smithville

Solsberry

Somerset

Somerville

South Bend

South Milford

South Whitley

Spencer

Spencerville

Spiceland

Springport

Springville

Spurgeon

Stanford

Star City

State Line

Staunton

Stendal

Stilesville

Stinesville

Stockwell

Straughn

Stroh

Sullivan

Sulphur

Sulphur Springs

Sumava Resorts

Summitville

Sunman

Swayzee

Sweetser

Switz City

Syracuse

Talbot

Taswell

Taylorsville

Tefft

Tell City

Templeton

Tennyson

Terre Haute

Thayer

Thorntown

Tippecanoe

Tipton

Topeka

Trafalgar

Troy

Tunnelton

Twelve Mile

Tyner

Underwood

Union City

Union Mills

Uniondale

Unionville

Universal

Upland

Urbana

Vallonia

Valparaiso

Van Buren

Veedersburg

Velpen

Vernon

Versailles

Vevay

Vincennes

Wabash

Wadesville

Wakarusa

Waldron

Walkerton

Wallace

Walton

Wanatah

Warren

Warsaw

Washington

Waterloo

Waveland

Wawaka

Waynetown

Webster

West Baden Springs

West College Corner

West Harrison

West Lafayette

West Lebanon

West Middleton

West Newton

West Terre Haute

Westfield

Westphalia

Westpoint

Westport

Westville

Wheatfield

Wheatland

Wheeler

Whiteland

Whitestown

Whiting

Wilkinson

Williams

Williamsburg

Williamsport

Winamac

Winchester

Windfall

Wingate

Winona Lake

Winslow

Wolcott

Wolcottville

Wolflake

Woodburn

Worthington

Wyatt

Yeoman

Yoder

Yorktown

Young America

Zanesville

Zionsville