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District Of Columbia Mortgage Rates November 2020

District Of Columbia Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in District Of Columbia. Our rate table has a list of District Of Columbia mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in District Of Columbia you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in District Of Columbia include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in District Of Columbia listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 20001, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.750%
2.750%
USD
Beeline Loans, Inc. Logo
NMLS # 1799947
11/25/2020
at -0.375 pts
45 day lock rate
Est payment: $1,225
Fees in APR: ($1,185)
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.638%
2.625%
USD
Beeline Loans, Inc. Logo
NMLS # 1799947
11/25/2020
at 0.125 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $528
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.888%
2.875%
USD
AmeriSave Mortgage Corporation Logo
NMLS # 1168
State Lic # MLB1168
11/25/2020
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $500
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.005%
2.490%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
11/25/2020
at 2.000 pts
45 day lock rate
Est payment: $1,184
Fees in APR: $12,500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.405%
2.990%
USD
Rocket Mortgage Logo
NMLS # 3030
11/25/2020
at 1.000 pts
45 day lock rate
Est payment: $1,264
Fees in APR: $9,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.780%
2.250%
USD
Rocket Mortgage Logo
NMLS # 3030
11/25/2020
at 2.000 pts
45 day lock rate
Est payment: $1,147
Fees in APR: $12,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.917%
2.490%
USD
Rocket Mortgage Logo
NMLS # 3030
11/25/2020
at 2.000 pts
45 day lock rate
Est payment: $1,184
Fees in APR: $17,150
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corp
AmeriSave Mortgage Corp
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111245.gif
300000
Purchase
USD
AmeriSave Mortgage Corp Logo
NMLS # 1168
11/25/2020
at 0.000 pts
0 day lock rate
Est payment:
Fees in APR:
Get a Mortgage Rate Quote Fast
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112523.gif
300000
Purchase
USD
New American Funding Logo
NMLS # 6606
11/25/2020
at 0.000 pts
0 day lock rate
Est payment:
Fees in APR:
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.877%
3.490%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
11/25/2020
at 1.000 pts
45 day lock rate
Est payment: $1,346
Fees in APR: $9,500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.055%
2.625%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
11/25/2020
at 2.000 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $17,150
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.061%
2.875%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
11/25/2020
at 2.000 pts
45 day lock rate
Est payment: $1,245
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.638%
2.625%
USD
Beeline Loans, Inc. Logo
NMLS # 1799947
11/25/2020
at 0.125 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $528
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.750%
2.750%
USD
Beeline Loans, Inc. Logo
NMLS # 1799947
11/25/2020
at -0.375 pts
45 day lock rate
Est payment: $1,225
Fees in APR: ($1,185)
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.566%
2.500%
USD
Beeline Loans, Inc. Logo
NMLS # 1799947
11/25/2020
at 0.875 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $2,628
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.362%
3.250%
USD
Rocket Mortgage Logo
NMLS # 3030
11/25/2020
at 1.000 pts
45 day lock rate
Est payment: $1,306
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.061%
2.875%
USD
Rocket Mortgage Logo
NMLS # 3030
11/25/2020
at 2.000 pts
45 day lock rate
Est payment: $1,245
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.485%
2.375%
USD
Beeline Loans, Inc. Logo
NMLS # 1799947
11/25/2020
at 1.500 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $4,404
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.417%
2.250%
USD
Beeline Loans, Inc. Logo
NMLS # 1799947
11/25/2020
at 2.250 pts
45 day lock rate
Est payment: $1,147
Fees in APR: $6,747
Beeline is the shortest possible path to a new home or an effortless refi.
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.


District Of Columbia Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of District Of Columbia. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

District Of Columbia mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell District Of Columbia mortgage loans that have been made. As a result, District Of Columbia mortgage rates today are lower than jumbo interest rates in District Of Columbia. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

District Of Columbia Super Conforming Home Loan Rates

Super conforming mortgages in District Of Columbia are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

District Of Columbia Jumbo Loan Interest Rates

District Of Columbia jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in District Of Columbia are usually 0.75 basis points higher than conforming mortgage rates in District Of Columbia because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

District Of Columbia Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in District Of Columbia. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

District Of Columbia Adjustable Interest Rates

District Of Columbia adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

District Of Columbia Interest Only Home Mortgage Rates

District Of Columbia interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

District Of Columbia FHA Mortgage Mortgage Rates

Borrowers in District Of Columbia must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in District Of Columbia are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


District Of Columbia Rates & Resources

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Cities in District Of Columbia