Teachers Federal Credit Union Mortgage Rates

Teachers Federal Credit Union of Long Island, New York is advertising several different types of mortgages with some of the best mortgage rates currently available these days. The credit union is advertising fixed rate conforming mortgages, conforming jumbo mortgages and jumbo mortgages. The credit union is also offering adjustable mortgages, interest only mortgages, Co-op mortgages, an "Interest First Mortgage," a "Flex-97 Fixed Rate Mortgage" as well as a few other types of mortgages.

Conventional fixed rate mortgages are available in terms of 10 years, 15 years, 20 years, 30 years and 40 years. These mortgages are available with up to 95% financing. Following are the credit union's current mortgage rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.687%
3.500%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/23/2019
at 2.000 pts
30 day lock rate
Est payment: $1,348
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.687%
3.500%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/23/2019
at 2.000 pts
30 day lock rate
Est payment: $1,348
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Conventional Fixed Mortgage Rates




  • 10 Year Mortgage Rate 4.125%


  • 15 Year Mortgage Rate 4.250%


  • 20 Year Mortgage Rate 4.750%


  • 30 Year Mortgage Rate 5.125%


  • 40 Year Mortgage  Rate 5.250%


Conventional Adjustable Mortgage Rates




  • 1 Year Adjustable Mortgage Rate 2.500%


  • 3/1 Adjustable Mortgage Rate 3.250%


  • 5/1 Adjustable Mortgage Rate 4.000%


  • 7/1 Adjustable Mortgage Rate 4.375%


  • 10/1 Adjustable Mortgage Rate 4.875%


Conforming Jumbo Mortgage Rates




  • 15 Year Conforming Jumbo Mortgage Rate 5.500%


  • 30 Year Conforming Jumbo Mortgage Rate 6.375%


Jumbo Mortgage Rates




  • 15 Year Jumbo Fixed Rate 5.500%


  • 30 Year Jumbo Fixed Rate 6.375%


Jumbo Adjustable Mortgage Rates




  • 1 Year Adjustable Rate Mortgage 3.125%


  • 3/1 Year Adjustable Rate Mortgage 3.875%


  • 5/1 Year Adjustable Rate Mortgage 4.625%


  • 7/1 Year Adjustable Rate Mortgage 5.000%


  • 10/1 Year Adjustable Rate Mortgage 5.500%


Interest Only Mortgage Rates



For information on the requirements to join Teachers Federal Credit Union and a list of current mortgage rates visit teachersfcu.org.

 
 
Author: Robert Till
April 18th, 2010