Refinance Rates: Today’s Refinance Rates Decline, 15 Year Rates at 3.43%

Refinance rates continue to decline revisiting lows of this week. Today's refinance rates on 30 year conforming mortgages are averaging 4.12%, down from yesterday's average 30 year refinance rate of 4.16%. Refinance rates today on 15 year conforming mortgages also declined and are averaging 3.43%, down from yesterday's average 15 year refinance rate of 3.46%.

Search and compare refinance rates from from multiple lenders by using our refinance rate tables here: Refinance Rates. Unlike most websites, no personal information is needed to view a list of refinance rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 06101, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/22/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/22/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/22/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
3.524%
3.375%
USD
New American Funding Logo
NMLS # 6606
10/22/2019
at 1.875 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $5,625
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/22/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






Jumbo refinance rates current on 30 year jumbo mortgages are averaging 4.53%, down from yesterday's 30 year jumbo refinancing rate of 4.54%. 15 year jumbo refinance rates today are averaging 3.78%, down from yesterday's average 15 year jumbo refi rate of 3.79%. Use a mortgage calculator to figure out if you can afford to refinance to a 15 year loan.

Refinance Rates


Conforming Adjustable – Refinance Rates Current


1 year adjustable refinance rates today are averaging 3.77%, up from last week’s average 1 year adjustable jumbo refinance rate of 3.75%.

3 year adjustable refinance rates current are averaging 2.74%, down from last week’s average 3 year adjustable refinance rate of 2.75%.

5 year adjustable refinancing rates are averaging 2.82%, a decrease from the prior week’s average 5 year adjustable refinance rate of 3.06%.

Current 7 year adjustable refi rates are averaging 3.12%, up from the previous week’s average 7 year adjustable refinancing  rate of 3.11%.

10 year adjustable refi rates currently are averaging 3.60%, down from last week’s average 10 year adjustable rate of 3.58%.

Adjustable Jumbo - Current Refinance Rates


Current 1 year jumbo adjustable refinance rates are at 4.05%, unchanged from last week’s average adjustable jumbo refinance rate.

3 year adjustable jumbo refinance rates today are averaging lower at 3.49%, down from last week’s average 3 year jumbo adjustable refinance rate of 3.56%.

5 year adjustable jumbo refinance rates currently are averaging 3.02%, unchanged last week’s average jumbo adjustable refinance loans rate.

7 year jumbo adjustable refinance home loan rates today are averaging 3.57%, down from last week’s average 7 year adjustable refinance home rate of 3.66%.

10 year jumbo home refinance rates are averaging 3.96%, down from the prior week’s average 10 year jumbo refinance rates of 3.97%.

Adjustable Interest Only Conforming Adjustable – Refinance Rates Today


3 year interest only adjustable refinance rates and are averaging 3.15%, an increase from last week’s average interest only refinance rate of 3.11%.

5 year IO adjustable loan refinance rates today are averaging 3.18%, down from last week’s average five year interest only  home refinance rate of 3.24%.

7 year interest only adjustable loan refinance rates are averaging 3.54%, an increase from last week’s average 7 year interest-only refinance rates of 3.45%.

Adjustable Interest Only Jumbo – Today's Refinance Rates


Today’s 3 year jumbo refinancing rates are averaging 3.67%, down from last week’s average jumbo adjustable interest only refinance rate of 3.78%.

Current 5 year adjustable jumbo interest only refinance rates are averaging 3.44%, down from last week’s average IO home refinance rate of 3.53%.

Today’s 7 year jumbo interest only adjustable refinance rates are averaging 3.79%, down from last week’s average jumbo 7 year home refinance loan rate of 3.88%.

 
 
Author: Jason P. Jones
October 27th, 2011