Refinance Rates Today: Current Refinance Rates 15 Year Rates at 3.42%
Refinance rates are mixed this week, no big changes in average refinance rates. Current refinance rates on 30 year refinance loans are averaging 4.13%, up from last week’s average 30 year refinance rate of 4.11%. Refinance rates today on 15 year conforming loans are averaging 3.42%, an increase from last week’s average 15 year refinance rate of 3.39%. Search and compare today's refinance rates from from multiple lenders by using our refinance rates table here: Today's Refinance Rates. Unlike most websites, no personal information is needed to view a list of refinance rates.
30 yr fixed Mortgage Loan from Northpointe Bank
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300000
Refinance
4.227
4.125
USD
 NMLS # 447490
Thank you for your inquiry!
30 yr fixed Mortgage Loan from Ally Bank
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300000
Refinance
4.354
4.250
USD
 NMLS # 181005
Thanks for the inquiry!
30 yr fixed Mortgage Loan from CF Bank
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300000
Refinance
4.049
4.000
USD
Thanks for the inquiry!
30 yr fixed Mortgage Loan from Sebonic Financial
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300000
Refinance
4.079
3.990
USD
Thank you for your inquiry, we will be in touch shortly.
30 yr fixed Mortgage Loan from CIT Bank
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300000
Refinance
4.784
4.700
USD
Thank you for your inquiry! We look forward to working with you.
30 yr fixed Mortgage Loan from HomeDirect Mortgage
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300000
Refinance
4.267
4.125
USD
 NMLS # 403501
30 yr fixed Mortgage Loan from Citibank, N. A.
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300000
Refinance
4.796
4.750
USD
30 yr fixed Mortgage Loan from Ally Bank
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300000
Refinance
4.512
4.500
USD
 NMLS # 181005
Thanks for the inquiry!
30 yr fixed Mortgage Loan from CF Bank
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300000
Refinance
4.125
4.125
USD
Thanks for the inquiry!
30 yr fixed Mortgage Loan from Sebonic Financial
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300000
Refinance
4.242
4.240
USD
Thank you for your inquiry, we will be in touch shortly.
30 yr fixed Mortgage Loan from HomeDirect Mortgage
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300000
Refinance
4.375
4.375
USD
 NMLS # 403501
30 yr fixed Mortgage Loan from Northpointe Bank
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300000
Refinance
4.250
4.250
USD
 NMLS # 447490
Thank you for your inquiry!
30 yr fixed Mortgage Loan from Better Mortgage Inc
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300000
Refinance
4.069
4.000
USD
 NMLS # 330511 State Lic # ML-330511
Thank you for your quote.
30 yr fixed Mortgage Loan from CF Bank
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300000
Refinance
3.903
3.750
USD
Thanks for the inquiry!
30 yr fixed Mortgage Loan from Sebonic Financial
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300000
Refinance
4.004
3.865
USD
Thank you for your inquiry, we will be in touch shortly.
30 yr fixed Mortgage Loan from CIT Bank
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300000
Refinance
9.489
9.125
USD
Thank you for your inquiry! We look forward to working with you.
30 yr fixed mtg refi Mortgage Loan from The Washington Trust Company
The Washington Trust Company
300000
Refinance
4.280
4.250
USD
The Washington Trust Company
4.250%
at 0.000 pts 30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,083
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
300000
Refinance
4.405
4.375
USD
4.375%
at 0.000 pts 45 day lock rate
Est payment: $1,497.86
Fees in APR: $1,043
30 yr fixed mtg refi Mortgage Loan from Bank of America
300000
Refinance
4.373
4.250
USD
4.250%
at 0.998 pts 60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,351
30 yr fixed mtg refi Mortgage Loan from First National Bank of Omaha
First National Bank of Omaha
300000
Refinance
4.815
4.750
USD
First National Bank of Omaha
4.750%
at 0.500 pts 60 day lock rate
Est payment: $1,564.94
Fees in APR: $752
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.406
4.375
USD
LincolnWay Community Bank
4.375%
at 0.000 pts 30 day lock rate
Est payment: $1,497.86
Fees in APR: $1,085
30 yr fixed mtg refi Mortgage Loan from United Bank
300000
Refinance
4.401
4.375
USD
4.375%
at 0.000 pts 30 day lock rate
Est payment: $1,497.86
Fees in APR: $911
30 yr fixed mtg refi Mortgage Loan from The Guilford Savings Bank
The Guilford Savings Bank
300000
Refinance
4.542
4.500
USD
The Guilford Savings Bank
4.500%
at 0.250 pts 60 day lock rate
Est payment: $1,520.06
Fees in APR: $719
30 yr fixed mtg refi Mortgage Loan from Savings Bank of Danbury
300000
Refinance
4.523
4.500
USD
4.500%
at 0.000 pts 60 day lock rate
Est payment: $1,520.06
Fees in APR: $790
30 yr fixed mtg refi Mortgage Loan from Liberty Bank
300000
Refinance
4.419
4.375
USD
4.375%
at 0.250 pts 60 day lock rate
Est payment: $1,497.86
Fees in APR: $814
30 yr fixed mtg refi Mortgage Loan from Union Savings Bank
300000
Refinance
4.524
4.500
USD
4.500%
at 0.000 pts 60 day lock rate
Est payment: $1,520.06
Fees in APR: $852
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
300000
Refinance
4.550
4.500
USD
4.500%
at 0.250 pts 60 day lock rate
Est payment: $1,520.06
Fees in APR: $998
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
300000
Refinance
4.683
4.625
USD
4.625%
at 0.000 pts 60 day lock rate
Est payment: $1,542.42
Fees in APR: $2,004
30 yr fixed mtg refi Mortgage Loan from UniBank for Savings
300000
Refinance
4.786
4.750
USD
4.750%
at 0.250 pts 60 day lock rate
Est payment: $1,564.94
Fees in APR: $500
Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.
The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.
Today's refinance rates on 30 year jumbo loans are averaging 4.61%, an increase from last week’s average 30 year jumbo refinancing rate of 4.55%. Refinance rates currently on 15 year jumbo loans are averaging 3.89%, down slightly from last week’s average 15 year jumbo refi rate of 3.90%.
Refinance Rates
Conforming Adjustable – Refinance Rates Current
1 year adjustable refinance rates today are averaging 3.79%, up from last week’s average 1 year adjustable jumbo refinance rate of 3.77%.
3 year adjustable refinance rates current are averaging 2.60%, a decline from last week’s average 3 year adjustable refinance rate of 2.74%.
5 year adjustable refinancing rates are averaging 2.78%, down decrease from the prior week’s average 5 year adjustable refinance rate of 2.82%.
Current 7 year adjustable refi rates are averaging 3.12%, uncahnged from the previous week’s average 7 year adjustable refinancing rate.
10 year adjustable refi rates currently are averaging 3.60%, no change from last week’s average 10 year adjustable rate.
Adjustable Jumbo Loans - Current Refinance Rates
Current 1 year jumbo adjustable refinance rates are at 4.50%, an increase from last week’s average adjustable jumbo refinance rate of 4.05%.
3 year adjustable jumbo refinance rates today are averaging lower at 3.42%, a decline from last week’s average 3 year jumbo adjustable refinance rate of 3.49%.
5 year adjustable jumbo refinance rates currently are averaging 3.03%, an increase last week’s average jumbo adjustable refinance loans rate of 3.02%.
7 year jumbo adjustable refinance home loan rates today are averaging 3.57%, no change from last week’s average 7 year adjustable refinance home rate.
10 year jumbo home refinance rates are averaging 3.97%, an increase from the prior week’s average 10 year jumbo refinance rates of 3.96%.
Adjustable Interest Only Conforming Adjustable Loans – Today's Refinance Rates
3 year interest only adjustable refinance rates and are averaging 2.85%, a decline from last week’s average interest only refinance rate of 3.15%.
5 year IO adjustable loan refinance rates today are averaging 2.93%, a decline from last week’s average five year interest only home refinance rate of 3.18%.
7 year interest only adjustable loan refinance rates are averaging 3.44%, a decline from last week’s average 7 year interest-only refinance rates of 3.54%.
Adjustable Interest Only Jumbo – Current Refinance Rates
Today’s 3 year jumbo refinancing rates are averaging 3.58%, a decline from last week’s average jumbo adjustable interest only refinance rate of 3.67%.
Current 5 year adjustable jumbo interest only refinance rates are averaging 3.43%, down from last week’s average IO home refinance rate of 3.44%.
Today’s 7 year jumbo interest only adjustable refinance rates are averaging 3.79%, no change from last week’s average jumbo 7 year home refinance loan rate.
Author: Jason P. Jones
October 31st, 2011
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