Refinance Rates Today: Current Refinance Rates 15 Year Rates at 3.42%

Refinance Rates Today: Current Refinance Rates 15 Year Rates at 3.42%Refinance rates are mixed this week, no big changes in average refinance rates. Current refinance rates on 30 year refinance loans are averaging 4.13%, up from last week’s average 30 year refinance rate of 4.11%. Refinance rates today on 15 year conforming loans are averaging 3.42%, an increase from last week’s average 15 year refinance rate of 3.39%.

Search and compare today's refinance rates from from multiple lenders by using our refinance rates table here: Today's Refinance Rates. Unlike most websites, no personal information is needed to view a list of refinance rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_15YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.206%
2.875%
USD
HomePlus Mortgage Logo
NMLS # 78669
09/17/2019
at 2.000 pts
30 day lock rate
Est payment: $2,054
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.789%
3.500%
USD
Rocket Mortgage Logo
NMLS # 3030
09/17/2019
at 2.000 pts
45 day lock rate
Est payment: $2,145
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.789%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/17/2019
at 2.000 pts
45 day lock rate
Est payment: $2,145
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.789%
3.500%
USD
Rocket Mortgage Logo
NMLS # 3030
09/17/2019
at 2.000 pts
45 day lock rate
Est payment: $2,145
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.789%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/17/2019
at 2.000 pts
45 day lock rate
Est payment: $2,145
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.206%
2.875%
USD
HomePlus Mortgage Logo
NMLS # 78669
09/17/2019
at 2.000 pts
30 day lock rate
Est payment: $2,054
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
3.106%
2.875%
USD
New American Funding Logo
NMLS # 6606
09/17/2019
at 1.625 pts
30 day lock rate
Est payment: $2,054
Fees in APR: $4,875
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Apple Financial Network, Inc
Apple Financial Network, Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112378.gif
300000
Purchase
3.180%
2.875%
USD
Apple Financial Network, Inc Logo
NMLS # 1846010
State Lic # 01527337
09/17/2019
at 1.500 pts
30 day lock rate
Est payment: $2,054
Fees in APR: $6,552
Be ready to buy. Get pre-approved by a local lender
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






Today's refinance rates on 30 year jumbo loans are averaging 4.61%, an increase from last week’s average 30 year jumbo refinancing rate of 4.55%. Refinance rates currently on 15 year jumbo loans are averaging 3.89%, down slightly from last week’s average 15 year jumbo refi rate of 3.90%.

Refinance Rates


Conforming Adjustable – Refinance Rates Current


1 year adjustable refinance rates today are averaging 3.79%, up from last week’s average 1 year adjustable jumbo refinance rate of 3.77%.

3 year adjustable refinance rates current are averaging 2.60%, a decline from last week’s average 3 year adjustable refinance rate of 2.74%.

5 year adjustable refinancing rates are averaging 2.78%, down decrease from the prior week’s average 5 year adjustable refinance rate of 2.82%.

Current 7 year adjustable refi rates are averaging 3.12%, uncahnged from the previous week’s average 7 year adjustable refinancing  rate.

10 year adjustable refi rates currently are averaging 3.60%, no change from last week’s average 10 year adjustable rate.

Adjustable Jumbo Loans - Current Refinance Rates


Current 1 year jumbo adjustable refinance rates are at 4.50%, an increase from last week’s average adjustable jumbo refinance rate of 4.05%.

3 year adjustable jumbo refinance rates today are averaging lower at 3.42%, a decline from last week’s average 3 year jumbo adjustable refinance rate of 3.49%.

5 year adjustable jumbo refinance rates currently are averaging 3.03%, an increase last week’s average jumbo adjustable refinance loans rate of 3.02%.

7 year jumbo adjustable refinance home loan rates today are averaging 3.57%, no change from last week’s average 7 year adjustable refinance home rate.

10 year jumbo home refinance rates are averaging 3.97%, an increase from the prior week’s average 10 year jumbo refinance rates of 3.96%.

Adjustable Interest Only Conforming Adjustable Loans – Today's Refinance Rates


3 year interest only adjustable refinance rates and are averaging 2.85%, a decline from last week’s average interest only refinance rate of 3.15%.

5 year IO adjustable loan refinance rates today are averaging 2.93%, a decline from last week’s average five year interest only  home refinance rate of 3.18%.

7 year interest only adjustable loan refinance rates are averaging 3.44%, a decline from last week’s average 7 year interest-only refinance rates of 3.54%.

Adjustable Interest Only Jumbo – Current Refinance Rates


Today’s 3 year jumbo refinancing rates are averaging 3.58%, a decline from last week’s average jumbo adjustable interest only refinance rate of 3.67%.

Current 5 year adjustable jumbo interest only refinance rates are averaging 3.43%, down from last week’s average IO home refinance rate of 3.44%.

Today’s 7 year jumbo interest only adjustable refinance rates are averaging 3.79%, no change from last week’s average jumbo 7 year home refinance loan rate.

 
 
Author: Jason P. Jones
October 31st, 2011