Refinance Rates Today: Current Refinance Rates 15 Year Rates at 3.42%

Refinance Rates Today: Current Refinance Rates 15 Year Rates at 3.42%Refinance rates are mixed this week, no big changes in average refinance rates. Current refinance rates on 30 year refinance loans are averaging 4.13%, up from last week’s average 30 year refinance rate of 4.11%. Refinance rates today on 15 year conforming loans are averaging 3.42%, an increase from last week’s average 15 year refinance rate of 3.39%.

Search and compare today's refinance rates from from multiple lenders by using our refinance rates table here: Today's Refinance Rates. Unlike most websites, no personal information is needed to view a list of refinance rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 06101, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corp
AmeriSave Mortgage Corp
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111245.gif
300000
Purchase
USD
AmeriSave Mortgage Corp Logo
NMLS # 1168
08/06/2020
at 0.000 pts
0 day lock rate
Est payment:
Fees in APR:
Get a Mortgage Rate Quote Fast
 
PERIOD_FIXED_30YEARS Mortgage Loan from Veterans United Home Loans
Veterans United Home Loans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112449.gif
300000
Purchase
USD
Veterans United Home Loans Logo
NMLS # 1907
08/06/2020
at 0.000 pts
0 day lock rate
Est payment:
Fees in APR:
Check out our more than 140,000+ reviews from Veterans nationwide at https://www.veteransunited.com/reviews
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.943%
3.490%
USD
Rocket Mortgage Logo
NMLS # 3030
08/06/2020
at 2.000 pts
45 day lock rate
Est payment: $1,346
Fees in APR: $17,150
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
5.199%
3.750%
USD
Rocket Mortgage Logo
NMLS # 3030
08/06/2020
at 2.000 pts
45 day lock rate
Est payment: $1,390
Fees in APR: $12,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.362%
3.250%
USD
Rocket Mortgage Logo
NMLS # 3030
08/06/2020
at 1.000 pts
45 day lock rate
Est payment: $1,306
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.061%
2.875%
USD
Rocket Mortgage Logo
NMLS # 3030
08/06/2020
at 2.000 pts
45 day lock rate
Est payment: $1,245
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.909%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
08/06/2020
at 0.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






Today's refinance rates on 30 year jumbo loans are averaging 4.61%, an increase from last week’s average 30 year jumbo refinancing rate of 4.55%. Refinance rates currently on 15 year jumbo loans are averaging 3.89%, down slightly from last week’s average 15 year jumbo refi rate of 3.90%.

Refinance Rates


Conforming Adjustable – Refinance Rates Current


1 year adjustable refinance rates today are averaging 3.79%, up from last week’s average 1 year adjustable jumbo refinance rate of 3.77%.

3 year adjustable refinance rates current are averaging 2.60%, a decline from last week’s average 3 year adjustable refinance rate of 2.74%.

5 year adjustable refinancing rates are averaging 2.78%, down decrease from the prior week’s average 5 year adjustable refinance rate of 2.82%.

Current 7 year adjustable refi rates are averaging 3.12%, uncahnged from the previous week’s average 7 year adjustable refinancing  rate.

10 year adjustable refi rates currently are averaging 3.60%, no change from last week’s average 10 year adjustable rate.

Adjustable Jumbo Loans - Current Refinance Rates


Current 1 year jumbo adjustable refinance rates are at 4.50%, an increase from last week’s average adjustable jumbo refinance rate of 4.05%.

3 year adjustable jumbo refinance rates today are averaging lower at 3.42%, a decline from last week’s average 3 year jumbo adjustable refinance rate of 3.49%.

5 year adjustable jumbo refinance rates currently are averaging 3.03%, an increase last week’s average jumbo adjustable refinance loans rate of 3.02%.

7 year jumbo adjustable refinance home loan rates today are averaging 3.57%, no change from last week’s average 7 year adjustable refinance home rate.

10 year jumbo home refinance rates are averaging 3.97%, an increase from the prior week’s average 10 year jumbo refinance rates of 3.96%.

Adjustable Interest Only Conforming Adjustable Loans – Today's Refinance Rates


3 year interest only adjustable refinance rates and are averaging 2.85%, a decline from last week’s average interest only refinance rate of 3.15%.

5 year IO adjustable loan refinance rates today are averaging 2.93%, a decline from last week’s average five year interest only  home refinance rate of 3.18%.

7 year interest only adjustable loan refinance rates are averaging 3.44%, a decline from last week’s average 7 year interest-only refinance rates of 3.54%.

Adjustable Interest Only Jumbo – Current Refinance Rates


Today’s 3 year jumbo refinancing rates are averaging 3.58%, a decline from last week’s average jumbo adjustable interest only refinance rate of 3.67%.

Current 5 year adjustable jumbo interest only refinance rates are averaging 3.43%, down from last week’s average IO home refinance rate of 3.44%.

Today’s 7 year jumbo interest only adjustable refinance rates are averaging 3.79%, no change from last week’s average jumbo 7 year home refinance loan rate.

 
 
Author: Jason P. Jones
October 31st, 2011