Municipal Credit Union Mortgage Rates
Municipal Credit Union of New York, New York is advertising some of the best mortgage rates available currently available. The credit union is offering conforming mortgage rates, jumbo mortgage rates and adjustable mortgage rates. The credit union is also offering home equity line of credit rates (HELOC).
Find current mortgage rates by using our rate tables: MortgageRates.MonitorBankRates.com.
Lender
APR
Rate
Cost & Fees
Notes
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The Guilford Savings Bank
4.542%
2/15/2019
4.500%
at 0.250 pts
60 day lock rate Est payment: $1,520.06
Fees in APR: $719
Savings Bank of Danbury
4.523%
2/15/2019
4.500%
at 0.000 pts
60 day lock rate Est payment: $1,520.06
Fees in APR: $790
Citizens Bank, NA
4.550%
2/15/2019
4.500%
at 0.250 pts
60 day lock rate Est payment: $1,520.06
Fees in APR: $998
Union Savings Bank
4.649%
2/15/2019
4.625%
at 0.000 pts
60 day lock rate Est payment: $1,542.42
Fees in APR: $852
Liberty Bank
4.419%
2/15/2019
4.375%
at 0.250 pts
60 day lock rate Est payment: $1,497.86
Fees in APR: $814
UniBank for Savings
4.786%
2/15/2019
4.750%
at 0.250 pts
60 day lock rate Est payment: $1,564.94
Fees in APR: $500
First National Bank of Omaha
4.815%
2/21/2019
4.750%
at 0.500 pts
60 day lock rate Est payment: $1,564.94
Fees in APR: $752
TD Bank, NA
4.405%
2/20/2019
4.375%
at 0.000 pts
45 day lock rate Est payment: $1,497.86
Fees in APR: $1,043
Santander Bank, N.A.
4.683%
2/21/2019
4.625%
at 0.000 pts
60 day lock rate Est payment: $1,542.42
Fees in APR: $2,004
The Washington Trust Company
4.280%
2/19/2019
4.250%
at 0.000 pts
30 day lock rate Est payment: $1,475.82
Fees in APR: $1,083
United Bank
4.401%
2/19/2019
4.375%
at 0.000 pts
30 day lock rate Est payment: $1,497.86
Fees in APR: $911
LincolnWay Community Bank
4.406%
2/19/2019
4.375%
at 0.000 pts
30 day lock rate Est payment: $1,497.86
Fees in APR: $1,085
Bank of America
4.373%
2/18/2019
4.250%
at 0.998 pts
60 day lock rate Est payment: $1,475.82
Fees in APR: $1,351
The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information. The credit union is also offering a 95% mortgage, which allows you to borrow up to 95% of the value of your home. The 95% Flex Mortgage is only for single family homes and doesn't include financing for a condo or a co-op. The home must also be your primary home in New York State. There is also a maximum loan amount of $359,650.00. The current fixed 30 year conforming mortgage rates are advertised at 4.50 percent with 2.00 mortgage discount points. 30 year mortgage rates with 1.00 points are advertised at 4.75 percent. 30 year rates with zero points are advertised at 5.00 percent. 15 year conforming mortgage rates are advertised at 4.00 percent with 2.00 points. 15 year rates with 1.00 points are 4.25 percent and 15 year rates with zero percent are 4.50 percent. The credit union is also offering mortgage terms of 25 years, 20 years and 10 years for both conforming mortgages and jumbo mortgages. Current conforming mortgage rates:10 Year Mortgage Rates
15 Year Mortgage Rates
20 Year Mortgage Rates
25 Year Mortgage Rates
30 Year Mortgage Rates
Current Jumbo Mortgage Rates:10 Year Mortgage Rates
15 Year Jumbo Mortgage Rates
20 Year Jumbo Mortgage Rates
25 Year Jumbo Mortgage Rates
30 Year Jumbo Mortgage Rates
For current mortgage rates, including adjustable mortgage rates and more information on their Flex Mortgage visit: NYMCU.org |
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