As expected mortgage rates are lower today after the sharp decline in 10-year Treasury yields since Friday. The current average 30 year mortgage rate is at 4.53%, down from yesterday's average 30 year rate of 4.59%. 10 year Treasury yields plummeted on Friday on a weak employment report. Yields continued to decline on Monday and are now at 2.93%. 15 year conforming mortgage rates are averaging 3.69%, a  decrease from the previous week's average 15 year mortgage rate of 3.70%.

Find today's mortgage rates by searching our mortgage rate tables at MonitorBankRates.com/Mortgages. Unlike most websites, no personal information is needed to view a list of mortgage rates.

30 year jumbo mortgage rates today are averaging 5.03%, a decrease from yesterday's average 30 year jumbo mortgage rate of 5.05%. Today's 15 year jumbo mortgage rates are averaging 4.31%, down from last week's average 15 year jumbo rate of 4.42%.

Following is a more in-depth home mortgage rates survey released by MonitorBankRates.com earlier this past Monday:

Mortgage Rates

Conforming Adjustable Mortgage Rates Today

Today's 1 year adjustable mortgage rates are averaging 3.66%, unchanged from last week’s average 1 year adjustable jumbo mortgage rate of 3.66%.

3 year adjustable mortgage refinance rates and adjustable mortgage rates today are averaging 3.04%, down from last week’s average 3 year adjustable mortgage rate of 3.13%.

Today's refinance rates and mortgage rates today on 5 year adjustable mortgages are averaging 3.13%, down from the prior week’s average rate of 3.16%.

7 year adjustable mortgage rates are averaging 3.53%, down from the previous week’s average 7 year loan rate of 3.61%.

10 year adjustable mortgage rates are averaging 3.97%, down from last week’s average 10 year adjustable rate of 4.01%.

Current Adjustable Jumbo Mortgage Rates

1 year jumbo adjustable mortgage rates are averaging 4.05%, unchanged from last week's average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates are averaging higher at 3.58%, up from last week’s average 3 year jumbo adjustable rate of 3.52%.

5 year adjustable jumbo rates today are averaging 3.43%, an increase from last week’s average jumbo adjustable rate of 3.42%.

Current 7 year jumbo adjustable loan rates are averaging 3.53%, down from last week’s average 7 year adjustable home loan rate of 3.61%.

10 year jumbo loan rates are averaging 4.47%, down from the prior week’s average 10 year jumbo home loan rate of 4.55%. 

Today's Conforming Interest Only Adjustable Mortgage Rates

3 year interest only adjustable mortgage loan rates are averaging 3.17%, down from last week’s average interest only mortgage loan rate of 3.37%.

5 year IO adjustable loan rates are averaging 3.25%, down last week’s average five year interest only mortgage loan rate of 3.43%.

7 year interest only adjustable mortgage loan rates are averaging 3.63%, down from last week’s average 7 year interest-only mortgage interest rate of 3.80%. 

Interest Only Jumbo Mortgage Rates Current

3 year jumbo interest only adjustable loan rates are averaging 4.08%, up from last week’s average jumbo adjustable interest only rate of 3.60%.

5 year adjustable jumbo interest only rates are averaging 3.79%, down from last week’s average IO home mortgage interest rate of 3.83%.

7 year jumbo interest only adjustable rates are averaging 4.18%, down from last week’s average jumbo 7 year home loan rate of 4.22%.

Home Equity Loan Rates Today

10 year home equity loan rates are averaging 6.77%, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.87%, unchanged from the prior week’s average home equity loan rate.

HELOC Rates Current

Home equity line of credit rates are averaging 4.97%, unchanged from last week’s average rate HELOC rate.