Mortgage rates today on 30 year home mortgages are averaging 4.03%, no change from yesterday’s average 30 year mortgage rate. Current mortgage rates on fixed 15 year mortgage loans are averaging 3.29%, unchanged from yesterday’s average 15 year rate. 

Search and compare mortgage rates from several lenders by using our rate tables here: Mortgage Loan Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.



Current mortgage rates on 30 year jumbo loans are averaging 4.39%, unchanged from yesterday’s average 30 year jumbo mortgage rate. 15 year jumbo mortgage loan rates currently are averaging 3.67%, no change from yesterday’s average 15 year jumbo mortgage rate.

Mortgage Rates Today

Conforming Adjustable Mortgage Rates

1 year home loan adjustable mortgage refinance rates current are averaging 3.71%, a decrease from last week’s average 1 year adjustable mortgage rate of 3.75%. This rate is one of the best mortgage rates available today.

3 year adjustable mortgage rates today are averaging 2.69%, an increase from last week’s average 3 year adjustable mortgage rate of 2.67%.

5 year adjustable home mortgage interest rates are averaging 2.76%, an increase from the prior week’s average 5 year adjustable rate of 2.75%.

Current 7 year adjustable mortgage rates are averaging 3.03%, no change from the previous week’s average 7 year adjustable mortgage rate.

10 year adjustable mortgage rates currently are averaging 3.55%, down from last week’s average 10 year adjustable rate of 3.58%.

Adjustable Jumbo Home Loans – Current Mortgage Rates

Current 1 year jumbo adjustable mortgage rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.26%, down from last week’s average 3 year jumbo adjustable rate of 3.35%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.01%, down from last week’s average jumbo adjustable rate of 3.05%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.51%, down from last week’s average 7 year adjustable home loan rate of 3.56%.

10 year jumbo loan rates and refi rates are averaging 3.84%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.98%.

Conforming IO Adjustable Home Loan – Today's Mortgage Rates

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 2.90%, down from last week’s average interest only mortgage loan rate of 2.93%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.88%, up from last week’s average five year interest only mortgage rate of 2.83%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.17%, up from last week’s average 7 year interest-only mortgage interest rate of 3.15%.

IO Jumbo Home Loans – Mortgage Rates Todays

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.39%, down from last week’s average jumbo adjustable interest only rate of 3.59%

Current 5 year adjustable jumbo interest only rates are averaging 3.44%, a decrease from last week’s average IO home mortgage interest rate of 3.52%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.70%, down from last week’s average jumbo 7 year home mortgage loan rate 3.78%.

Today's Home Equity Loan Rates

10 year home equity loan rates are averaging 6.25%, up from last week’s average home equity loan rate of 6.23%.

15 year home equity rates are averaging 6.40%, up from last week’s average home equity loan rate of 6.39%.

HELOC Rates

Home equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate.

Mortgage Calculators

Monitor Bank Rates offers a free mortgage calculator with an amortization schedule you can use to calculate how much home you can afford. You can find the mortgage calculator under our “Calculators” section.

Mortgage Rates Widgets

Monitor Bank Rates also offers free mortgage interest rates widgets including state average mortgage rates that are automatically updated daily. Our mortgage rate widgets are free for anyone to use on their website, you can find the mortgage rate widgets under our “Widgets” section.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Mortgage Rates November 29, 2023