Mortgage Rates July 19: 30 Year Mortgage Rates at 4.49% as Housing Starts Jump Higher in June

Today's mortgage rates are mixed as a housing report showed housing starts jumping 14.6% in June. 30 year conforming mortgage rates are averaging 4.49%, down from yesterday's average mortgage rate of 4.58%. Current 15 year conforming mortgage rates are averaging 3.68%, no change from yesterday's average 15 year mortgage rate of 3.70%. 

Compare today's mortgage rates by searching our mortgage rate tables here: Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 23223, 0, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.375%
4.375%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
08/25/2019
at 0.000 pts
45 day lock rate
Est payment: $1,498
Fees in APR: None
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
3.750%
3.750%
USD
AimLoan.com Logo
NMLS # 2890
State Lic # MC-3098
08/25/2019
at -0.250 pts
30 day lock rate
Est payment: $1,390
Fees in APR: ($747)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.375%
4.375%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
08/25/2019
at 0.000 pts
45 day lock rate
Est payment: $1,498
Fees in APR: None
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






30 year jumbo mortgage rates today are averaging 4.95%, a decrease from yesterday's average 30 year jumbo mortgage rate of 5.03%. 15 year jumbo mortgage rates are averaging 4.27%, up from yesterday's average 15 year jumbo rate of 4.20%.

Following is a more in-depth mortgage rate report released by MonitorBankRates yesterday:

Mortgage Rates


 

Current Conforming Adjustable Mortgage Rates Today


1 year adjustable mortgage rates are averaging 3.66%, unchanged from last week’s average 1 year adjustable jumbo mortgage rate of 3.66%.

3 year adjustable mortgage refinance rates and adjustable mortgage rates today are averaging 2.89%, down from last week’s average 3 year adjustable mortgage rate of 3.03%.

5 year adjustable mortgages are averaging 3.39%, up from the prior week’s average rate of 3.19%.

7 year adjustable mortgage are averaging 3.43%, down from the previous week’s average 7 year loan rate of 3.53%.

10 year adjustable mortgage rates are averaging 3.91%, down from last week’s average 10 year adjustable rate of 3.97%.

Today's Adjustable Jumbo Mortgage Rates


1 year jumbo adjustable mortgage rates are averaging 3.12 %, down from last week's average adjustable rate of 4.05%.

3 year adjustable jumbo rates are averaging higher at 3.38%, down from last week’s average 3 year jumbo adjustable rate of 3.58%.

5 year adjustable jumbo rates today are averaging 3.43%, an increase from last week’s average jumbo adjustable rate of 3.42%.

Current 7 year jumbo adjustable loan rates are averaging 3.33%, down from last week’s average 7 year adjustable home loan rate of 3.53%.

10 year jumbo loan rates are averaging 4.52%, up from the prior week’s average 10 year jumbo home loan rate of 4.47%. 

Current Conforming Interest Only Adjustable Mortgage Rates


3 year interest only adjustable mortgage loan rates are averaging 3.05%, down from last week’s average interest only mortgage loan rate of 3.17%.

5 year IO adjustable loan rates are averaging 3.19%, down last week’s average five year interest only mortgage loan rate of 3.25%.

7 year interest only adjustable mortgage loan rates are averaging 3.56%, down from last week’s average 7 year interest-only mortgage interest rate of 3.63%. 

Interest Only Jumbo Mortgage Rates Today


3 year jumbo interest only adjustable loan rates are averaging 3.93%, a decline from last week’s average jumbo adjustable interest only rate of 4.08%.

5 year adjustable jumbo interest only rates are averaging 3.65%, down from last week’s average IO home mortgage interest rate of 3.79%.

7 year jumbo interest only adjustable rates are averaging 4.07%, down from last week’s average jumbo 7 year home loan rate of 4.18%.

Current Home Equity Loan Rates


10 year home equity loan rates are averaging 6.77%, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.98%, up  from the prior week’s average home equity loan rate of 6.87%.

HELOC Rates Current


Home equity line of credit rates are averaging 4.97%, unchanged from last week’s average rate HELOC rate.
 
 
Author: Brian McKay
July 19th, 2011