Mortgage Rates: Higher Overnight Mortgage Rates, 30 Year Mortgage Rates at 4.15%

Mortgage Rates: Higher Overnight Mortgage Rates, 30 Year Mortgage Rates at 4.15%Current mortgage rates are higher overnight but no real big change in mortgage rates overnight. Mortgage rates today on 30 year mortgages are at 4.15%, an increase from yesterday's average 15 year mortgage rate of 4.15%. Current mortgage rates today on 15 year mortgage loans are also lower averaging 3.45%, a decline from yesterday's average 15 year mortgage rate of 3.44%.

Get a list of mortgage rates from multiple lenders by using our mortgage rate tables here: Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.




Current jumbo mortgage rates today are mixed. 30 year jumbo mortgage rates are averaging 4.55%, an increase from yesterday's average 30 year jumbo mortgage rate of 4.51%. 15 year jumbo mortgage rates are at 3.82%, an increase from yesterday’s average 15 year jumbo mortgage rate of 3.76%.

Following is a more in-depth mortgage rate report released on Monday by MonitorBankRates.com.

Mortgage Rates


Conventional Adjustable Today's Mortgage Rates


1 year adjustable average mortgage rates are at 3.75%, an increase from last week’s average 1 year adjustable jumbo mortgage rate of 3.72%.

3 year adjustable mortgage rates today are averaging 2.75%, a decrease from last week’s average 3 year adjustable mortgage rate of 2.76%.

5 year adjustable mortgage rates are averaging 3.06%, down from the prior week’s average 5 year adjustable rate of 3.08%.

Current 7 year adjustable mortgage rates are averaging 3.11%, a decrease from the previous week’s average 7 year adjustable mortgage rate of 3.19%.

10 year adjustable mortgage rates current are averaging 3.58%, down from last week’s average 10 year adjustable rate of 3.60%.

Adjustable Jumbo Mortgage Rates Today


Current 1 year jumbo adjustable mortgage rates are averaging 4.05%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging higher at 3.56%, up from last week’s average 3 year jumbo adjustable rate of 3.40%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.02%, a decrease from last week’s average jumbo adjustable rate of 3.11%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.66%, down from last week’s average 7 year adjustable home loan rate of 3.69%.

10 year jumbo loan rates and refi rates are averaging 3.97%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 4.03%.

Conforming Interest Only Adjustable Mortgage Rates Todays


3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.11%, down from last week’s average interest only mortgage loan rate of 3.31%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 3.24%, down from last week’s average five year interest only mortgage rate of 3.45%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.45%, down from last week’s average 7 year interest-only mortgage interest rate of 3.47%.

Current Interest Only Jumbo Mortgage Rates


Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.78%, an increase from last week’s average jumbo adjustable interest only rate of 3.58%

Current 5 year adjustable jumbo interest only rates are averaging 3.53%, an increase from last week’s average IO home mortgage interest rate of 3.52%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.88%, up from last week’s average jumbo 7 year home mortgage loan rate of 3.82%.

Home Equity Loan Rates Current


10 year home equity loan rates are averaging 6.51%, down from last week’s average home equity loan rate of 6.52%

15 year home equity rates are averaging 6.48, down from last week’s average home equity loan rate of 6.50%.

HELOC Rates Today


Home equity line of credit rates currently are averaging 4.81%, down from last week’s average rate HELOC rate of 5.00%.
 
 
Author: Lisa Graham
October 19th, 2011