Mortgage Rates: Higher Overnight Mortgage Rates, 30 Year Mortgage Rates at 4.15%

Mortgage Rates: Higher Overnight Mortgage Rates, 30 Year Mortgage Rates at 4.15%Current mortgage rates are higher overnight but no real big change in mortgage rates overnight. Mortgage rates today on 30 year mortgages are at 4.15%, an increase from yesterday's average 15 year mortgage rate of 4.15%. Current mortgage rates today on 15 year mortgage loans are also lower averaging 3.45%, a decline from yesterday's average 15 year mortgage rate of 3.44%.

Get a list of mortgage rates from multiple lenders by using our mortgage rate tables here: Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.



Current jumbo mortgage rates today are mixed. 30 year jumbo mortgage rates are averaging 4.55%, an increase from yesterday's average 30 year jumbo mortgage rate of 4.51%. 15 year jumbo mortgage rates are at 3.82%, an increase from yesterday’s average 15 year jumbo mortgage rate of 3.76%.

Following is a more in-depth mortgage rate report released on Monday by MonitorBankRates.com.

Mortgage Rates


Conventional Adjustable Today's Mortgage Rates


1 year adjustable average mortgage rates are at 3.75%, an increase from last week’s average 1 year adjustable jumbo mortgage rate of 3.72%.

3 year adjustable mortgage rates today are averaging 2.75%, a decrease from last week’s average 3 year adjustable mortgage rate of 2.76%.

5 year adjustable mortgage rates are averaging 3.06%, down from the prior week’s average 5 year adjustable rate of 3.08%.

Current 7 year adjustable mortgage rates are averaging 3.11%, a decrease from the previous week’s average 7 year adjustable mortgage rate of 3.19%.

10 year adjustable mortgage rates current are averaging 3.58%, down from last week’s average 10 year adjustable rate of 3.60%.

Adjustable Jumbo Mortgage Rates Today


Current 1 year jumbo adjustable mortgage rates are averaging 4.05%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging higher at 3.56%, up from last week’s average 3 year jumbo adjustable rate of 3.40%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.02%, a decrease from last week’s average jumbo adjustable rate of 3.11%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.66%, down from last week’s average 7 year adjustable home loan rate of 3.69%.

10 year jumbo loan rates and refi rates are averaging 3.97%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 4.03%.

Conforming Interest Only Adjustable Mortgage Rates Todays


3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.11%, down from last week’s average interest only mortgage loan rate of 3.31%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 3.24%, down from last week’s average five year interest only mortgage rate of 3.45%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.45%, down from last week’s average 7 year interest-only mortgage interest rate of 3.47%.

Current Interest Only Jumbo Mortgage Rates


Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.78%, an increase from last week’s average jumbo adjustable interest only rate of 3.58%

Current 5 year adjustable jumbo interest only rates are averaging 3.53%, an increase from last week’s average IO home mortgage interest rate of 3.52%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.88%, up from last week’s average jumbo 7 year home mortgage loan rate of 3.82%.

Home Equity Loan Rates Current


10 year home equity loan rates are averaging 6.51%, down from last week’s average home equity loan rate of 6.52%

15 year home equity rates are averaging 6.48, down from last week’s average home equity loan rate of 6.50%.

HELOC Rates Today


Home equity line of credit rates currently are averaging 4.81%, down from last week’s average rate HELOC rate of 5.00%.
Loan Term
Lender
APR / Rate
Payment
Fees and Points
 
No rates found
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Mortgage Rates November 29, 2023

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
7.250%
9.002%
0.000
30-Year Fixed
8.375%
8.498%
0.000
30-Year Fixed
8.250%
8.411%
0.000
5/6M SOFR ARM
8.250%
8.361%
0.000
20-Year Fixed
8.150%
8.354%
0.000
5Y/6M ARM
8.000%
8.348%
0.991
10Y/6M ARM
8.000%
8.295%
0.812
5-Year ARM FHA
6.625%
8.277%
2.000
1-Year ARM
6.750%
8.270%
0.000
5-Year Jumbo ARM
6.125%
8.242%
2.000
5-Year ARM
6.500%
8.213%
2.000
7Y/6M ARM
7.750%
8.176%
0.842
10-Year ARM
8.000%
8.174%
0.000
5/1 ARM
7.500%
8.051%
0.950
30-Year Fixed
8.000%
8.000%
0.000
10/1 Jumbo ARM
7.625%
7.975%
0.990
7-Year ARM
7.500%
7.959%
0.000
30-Year Fixed
7.875%
7.957%
0.250
15-Year Fixed VA
6.750%
7.929%
2.000
15-Year Fixed FHA
6.750%
7.929%
2.000
30-Year Fixed FHA
6.990%
7.913%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
30-Year Fixed FHA
6.990%
7.907%
2.000
20-Year Fixed
7.625%
7.906%
0.512
30 Year Fixed
7.625%
7.891%
0.958
5/6 ARM
7.625%
7.884%
0.000
30-Year Fixed
7.750%
7.833%
0.000
7/1 ARM
7.250%
7.815%
0.715
5/1 Jumbo ARM
6.875%
7.764%
0.700
30-Year Fixed Jumbo
7.750%
7.760%
0.000
20-Year Fixed
7.500%
7.747%
0.000
15-Year Fixed
7.500%
7.746%
0.000
30-Year Fixed
7.625%
7.740%
0.000
20-Year Fixed
7.500%
7.735%
1.000
30-Year Fixed
7.375%
7.725%
2.125
5/6 Month ARM
6.750%
7.710%
1.000
5/1 ARM Jumbo
7.000%
7.705%
0.000
30-Year Fixed Jumbo
7.250%
7.700%
0.500
5/6 ARM
6.750%
7.700%
0.500
30-Year Fixed
7.500%
7.691%
0.000
15-Year Fixed
7.500%
7.682%
0.000
30-Year Fixed
7.500%
7.682%
1.000
30-Year Fixed
7.625%
7.669%
0.000
5/1 ARM
6.875%
7.668%
0.000
5/6 ARM Jumbo
6.750%
7.640%
0.500
10/6 ARM
7.250%
7.640%
0.000
7/6 ARM
7.000%
7.632%
0.000
7/6 Month ARM
7.000%
7.627%
1.000
15-Year Fixed
7.625%
7.625%
0.000
3-Year ARM
7.000%
7.605%
0.000
5-Year ARM
7.250%
7.600%
0.000
7/6-Month ARM
6.750%
7.591%
1.000
10-Year Fixed
7.250%
7.591%
0.000
7/1 ARM
7.000%
7.577%
0.000
30-Year Fixed
7.500%
7.577%
0.000
30-Year Fixed FHA
6.750%
7.572%
1.000
7/1 ARM Jumbo
6.999%
7.570%
0.000
10/6 ARM
7.125%
7.560%
0.500
15-Year Fixed
7.375%
7.558%
0.000
30-Year Fixed
7.375%
7.524%
1.000
10-Year Fixed
7.125%
7.524%
1.000
7/6 ARM
6.750%
7.520%
0.500
30-Year Fixed
7.250%
7.520%
0.955
30-Year Fixed
7.500%
7.514%
0.000
30-Year Fixed
7.500%
7.512%
0.000
15-Year Fixed
7.375%
7.505%
0.000
10/6 ARM Jumbo
7.125%
7.500%
0.500
30-Year Fixed
7.350%
7.500%
0.750
30-Year Fixed
7.125%
7.489%
2.000
15-Year Fixed
7.250%
7.480%
0.000
30-Year Fixed
7.375%
7.462%
0.000
20-Year Fixed Jumbo
7.250%
7.462%
0.740
7/6 ARM Jumbo
6.750%
7.460%
0.500
15-Year Fixed
7.375%
7.444%
0.000
30-Year Fixed
3.375%
7.442%
0.000
10/1 ARM
6.875%
7.439%
0.740
30-Year Fixed VA
6.750%
7.436%
2.000
30-Year Fixed FHA
6.750%
7.436%
2.000
7/6-Month ARM Jumbo
6.625%
7.430%
1.000
30-Year Fixed VA
6.875%
7.427%
2.000
30-Year Fixed
7.375%
7.424%
0.000
30-Year Fixed Jumbo
7.250%
7.408%
1.000
7/1 Jumbo ARM
6.500%
7.406%
0.590
30-Year Fixed
7.250%
7.393%
0.000
30-Year Fixed
7.250%
7.385%
0.000
30-Year Fixed
7.300%
7.381%
0.000
15-Year Fixed
7.350%
7.379%
0.000
5/1 ARM
6.125%
7.371%
0.000
30-Year Fixed
7.250%
7.361%
0.000
20-Year Fixed
7.250%
7.354%
0.000
30-Year Fixed
7.250%
7.343%
1.000
30-Year Fixed
7.125%
7.334%
1.000
30-Year Fixed
7.250%
7.322%
0.000
30-year Fixed
7.250%
7.320%
0.500
30-Year Fixed
7.125%
7.316%
0.000
30-Year Fixed
6.990%
7.310%
2.125
30-Year Fixed Jumbo
7.250%
7.298%
0.000
30-Year Fixed Jumbo
7.125%
7.279%
0.665
10/6 Interest Only Jumbo ARM
6.750%
7.276%
1.000
15-Year Fixed Jumbo
7.125%
7.270%
0.500
20-Year Fixed Jumbo
7.125%
7.260%
0.500
20-Year Fixed
6.875%
7.256%
1.875
5/1 ARM
5.500%
7.250%
0.000
15-Year Fixed
7.125%
7.246%
0.000
15-Year Fixed
7.125%
7.240%
0.500
30-Year Fixed
7.000%
7.224%
1.000
15-Year Fixed
7.000%
7.220%
1.000
15-Year Fixed
6.875%
7.215%
1.000
15-Year Fixed
7.000%
7.215%
0.000
30-Year Fixed
7.000%
7.204%
1.000
30-Year Fixed
7.125%
7.197%
0.000
15-Year Fixed
7.000%
7.188%
0.625
10-Year Fixed
6.875%
7.187%
0.000
7/1 ARM
7.000%
7.186%
0.000
20-Year Fixed
7.000%
7.181%
0.000
30-Year Fixed
7.000%
7.177%
1.000
15-Year Fixed Jumbo
6.875%
7.165%
0.925
10-Year Fixed
7.000%
7.160%
0.500
30-Year Fixed
6.990%
7.145%
0.688
20-Year Fixed
7.125%
7.141%
0.000
20-Year Fixed
7.000%
7.139%
0.000
15-Year Fixed
6.625%
7.099%
0.955
15-Year Fixed
6.875%
7.098%
0.000
15-Year Fixed
6.875%
7.092%
0.875
20-Year Fixed
7.000%
7.092%
0.000
15-Year Fixed
6.750%
7.084%
1.000
30-Year Fixed
7.000%
7.070%
0.000
15-Year Fixed
6.990%
7.067%
0.000
15-Year Fixed
7.000%
7.054%
0.000
30-Year Fixed
6.750%
7.050%
1.000
15-Year Fixed
6.750%
7.029%
1.000
30-Year Fixed
6.875%
7.020%
1.000
15-Year Fixed
6.875%
7.013%
0.000
20-Year Fixed
6.750%
7.010%
1.000
15-Year Fixed
6.875%
6.997%
0.000
30-Year Fixed
6.875%
6.988%
0.000
15-Year Fixed
6.750%
6.984%
1.000
5-Year ARM
6.750%
6.983%
0.000
20-Year Fixed
6.875%
6.970%
0.500
15-Year Fixed
6.375%
6.961%
2.125
30-Year Fixed
6.625%
6.944%
2.000
15 Year Fixed Jumbo
6.750%
6.943%
1.000
30-Year Fixed
6.740%
6.924%
0.000
15-Year Fixed
6.750%
6.917%
0.000
15 Year Fixed
6.500%
6.889%
0.844
15-Year Fixed
6.375%
6.871%
2.000
30 Year Jumbo Fixed
6.625%
6.869%
2.000
30-Year Fixed Jumbo
6.625%
6.869%
2.000
15-Year Fixed
6.750%
6.865%
0.000
30 Year Fixed Jumbo
6.750%
6.856%
1.000
30-Year Fixed Jumbo
6.625%
6.856%
1.250
20-Year Fixed
6.750%
6.839%
0.000
15-Year Fixed Jumbo
6.625%
6.826%
0.250
30-Year Fixed VA
6.500%
6.824%
1.000
15-Year Fixed
6.500%
6.795%
0.000
15-Year Fixed
6.750%
6.772%
0.000
10-Year Fixed
6.375%
6.768%
0.882
15-Year Fixed
6.250%
6.765%
2.000
30-Year Fixed
6.650%
6.750%
0.000
30-Year Fixed Jumbo
6.500%
6.722%
2.000
20-Year Fixed
6.625%
6.713%
0.601
15-Year Fixed
6.625%
6.699%
0.000
30-Year Fixed
6.625%
6.670%
0.000
15-Year Fixed
6.375%
6.653%
0.879
30-Year Fixed
6.250%
6.647%
1.000
15-Year Fixed
6.500%
6.609%
0.000
30-Year Fixed Jumbo
6.490%
6.575%
1.000
15-Year Fixed
6.375%
6.574%
0.250
30-Year Fixed FHA
5.625%
6.567%
1.125
20-Year Fixed
6.500%
6.559%
0.000
15-Year Fixed Jumbo
5.875%
6.514%
2.000
15-Year Fixed
6.000%
6.480%
1.000
30-Year Fixed Jumbo
6.625%
6.474%
0.025
30-Year Fixed
6.625%
6.474%
0.250
15-Year Fixed
6.000%
6.279%
1.000
7/1 ARM
6.500%
6.218%
0.000
3/5 Jumbo ARM
5.000%
6.063%
0.250
3/5 Conforming ARM
5.000%
6.053%
0.250
5/5 ARM
5.250%
5.989%
0.250
5/5 Jumbo ARM
5.250%
5.989%
0.250
3/1 ARM
6.000%
5.892%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

 
 
Author: Lisa Graham
October 19th, 2011