30 year mortgage rates today broke below 4.00% and hit an all-time low of 3.99% on MonitorBankRates' national average mortgage rates survey. Earlier today we predicted 30 year rates breaking below 4.00 sometime this coming week. 15 year mortgage rates are also lower today averaging 3.30%, down from last week's average 15 year mortgage rate of 3.34%.

Compare current mortgage rates from several lenders by using our rate tables here: Current Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Today's 30 year jumbo mortgage rates are averaging 4.44%, a decline from yesterday's average 30 year jumbo mortgage rate of 4.46%. 15 year jumbo mortgage rates today are averaging 3.81%, a slight decline from yesterday's average 15 year jumbo mortgage rate of 3.82%.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com today:

Mortgage Rates

Today's Conforming Adjustable Mortgage Rates

1 year adjustable mortgage rates today are averaging 3.65%, up from last week’s average 1 year adjustable jumbo mortgage rate of 3.63%.

3 year adjustable mortgage rates today are averaging 2.97%, down from last week’s average 3 year adjustable mortgage rate of 3.18%.

5 year adjustable mortgage rates are averaging 2.99%, down from the prior week’s average 5 year adjustable rate of 3.25%.

Current 7 year adjustable mortgage rates are averaging 3.30%, up from the previous week’s average 7 year adjustable mortgage rate of 3.24%.

10 year adjustable mortgage rates currently are averaging 3.59%, an increase from last week’s average 10 year adjustable rate of 3.55%.

Current Adjustable Jumbo Mortgage Rates

Current 1 year jumbo adjustable mortgage rates are averaging 4.05%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.55%, up from last week’s average 3 year jumbo adjustable rate of 3.39%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.21%, up from last week’s average jumbo adjustable rate of 3.10%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.54%, up from last week’s average 7 year adjustable home loan rate of 3.42%.

10 year jumbo loan rates and refi rates are averaging 3.89%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.94%.

Today's Conventional Interest Only Adjustable Mortgage Rates

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.21%, up from last week’s average interest only mortgage loan rate of 3.43%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 3.23%, up from last week’s average five year interest only mortgage rate of 3.18%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.49%, up from last week’s average 7 year interest-only mortgage interest rate of 3.36%.

Interest Only Jumbo Mortgage Rates - Current

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.76%, up from last week’s average jumbo adjustable interest only rate of 3.54%.

Current 5 year adjustable jumbo interest only rates are averaging 3.46%, down from last week’s average IO home mortgage interest rate of 3.47%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.73%, up from last week’s average jumbo 7 year home mortgage loan rate of 3.67%.

Home Equity Loan Rates Currently Lower

10 year home equity loan rates are averaging 6.60%, down from last week’s average home equity loan rate of 6.66%.

15 year home equity rates are averaging 6.58%, down from last week’s average home equity loan rate of 6.64%.

HELOC Rates Today