Melrose Credit Union Mortgage Rates

Melrose Credit Union of Queens, New York, is advertising some very competitive mortgage rates. The credit union's mortgage rates are for loans in New York and New Jersey. The credit union is advertising 30 year fixed conforming mortgage rates, 15 year fixed conforming mortgage rates, and conforming 5/1 adjustable mortgage rates amortized over 30 years.

We also received other mortgage rates at the credit union by getting a mortgage rate quote. Mortgage rates in the quote included the terms listed above and conforming 20 year mortgage rates, conforming 10 year mortgage rates and 5/1 adjustable mortgage rates amortized over 15 years.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 23223, 0, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Union Home Mortgage Corp
Union Home Mortgage Corp
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111641.gif
300000
Purchase
3.915%
3.875%
USD
Union Home Mortgage Corp Logo
NMLS # 2229
State Lic # MC-5591
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,411
Fees in APR: $1,450
Our average customers save $3,240.00 a year on their mortgage.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Aurora Financial LLC
Aurora Financial LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111178.gif
300000
Purchase
3.875%
3.875%
USD
Aurora Financial LLC Logo
NMLS # 35959
State Lic # MC-2967
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,411
Fees in APR: None
Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guarantee. Free Rate Float Down!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Triangle Lending Group, Inc.
Triangle Lending Group, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111795.gif
300000
Purchase
3.652%
3.625%
USD
Triangle Lending Group, Inc. Logo
NMLS # 64446
State Lic # MC-5531
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,369
Fees in APR: $1,012
We offer Conventional - JUMBO- USDA- FHA and VA loan products.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.500%
4.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
08/23/2019
at 0.000 pts
45 day lock rate
Est payment: $1,521
Fees in APR: None
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Hamilton National Mortgage Co.
Hamilton National Mortgage Co.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111277.gif
300000
Purchase
3.625%
3.625%
USD
Hamilton National Mortgage Co. Logo
NMLS # 122701
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,369
Fees in APR: None
Guaranteed on-time closings and Consistently The Lowest Rates Since 1986 !!! No Lender Fees Why Pay More?
 
PERIOD_FIXED_30YEARS Mortgage Loan from Triangle Lending Group, Inc.
Triangle Lending Group, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111795.gif
300000
Purchase
3.652%
3.625%
USD
Triangle Lending Group, Inc. Logo
NMLS # 64446
State Lic # MC-5531
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,369
Fees in APR: $1,012
We offer Conventional - JUMBO- USDA- FHA and VA loan products.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
3.750%
3.750%
USD
AimLoan.com Logo
NMLS # 2890
State Lic # MC-3098
08/23/2019
at -0.250 pts
30 day lock rate
Est payment: $1,390
Fees in APR: ($747)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Aurora Financial LLC
Aurora Financial LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111178.gif
300000
Purchase
3.875%
3.875%
USD
Aurora Financial LLC Logo
NMLS # 35959
State Lic # MC-2967
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,411
Fees in APR: None
Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guarantee. Free Rate Float Down!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.750%
4.750%
USD
Rocket Mortgage Logo
NMLS # 3030
08/23/2019
at 0.000 pts
45 day lock rate
Est payment: $1,565
Fees in APR: None
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






Current advertised conforming 30 year fixed mortgage rates are at 4.375 percent with two mortgage discount points. Mortgage points allow the borrower to "buy down" the mortgage rate by buying points at closing. 1 mortgage point is equal to $1,000 on every $100,000 borrowed.

30 year conforming mortgage rates are also advertised at 4.625 percent with 1 mortgage point and 4.875 with zero mortgage points.

Melrose Credit Union Mortgage Rates


30 Year Fixed Mortgage Rates  
Rates Points APR
4.38% 2.00% 4.55%
4.63% 1.00% 4.72%
4.88% 0.00% 4.88%
  
20 Year Fixed Mortgage Rates  
Rates Points APR
4.25% 2.00% 4.49%
4.50% 1.00% 4.63%
4.75% 0.00% 4.76%
  
15 Year Fixed Mortgage Rates  
Rates Points APR
3.75% 2.00% 4.06%
4.00% 1.00% 4.16%
4.25% 0.00% 4.26%
  
10 Year Fixed Mortgage Rates  
Rates Points APR
3.63% 2.00% 4.07%
3.88% 1.00% 4.10%
4.13% 0.00% 4.14%
  
5/1 Adjustable Mortgage Rates (30 Year)  
Rates Points APR
4.00% 2.00% 3.52%
4.25% 1.00% 3.53%
4.50% 0.00% 3.53%
  
5/1 Adjustable Mortgage Rates (15 Year)  
Rates Points APR
3.75% 2.00% 3.74%
4.00% 1.00% 3.74%
4.25% 0.00% 3.74%

 
 
Author: Brian McKay
July 18th, 2010