Mortgage Rates are near the lowest level in a generation but many people can't take advantage of low rates. A neighbor of ours would like to refinance from a 6.75% rate on a 30 year mortgage but can't due to negative equity. They owe more than the home is worth and no bank will refinance their mortgage. If you are in a position to buy a home or refinance, current 30 year mortgage rates are averaging 4.06%. If you're in a position to get a 15 year loan, today's mortgage rates on 15 year mortgages are averaging 3.375%.

Compare mortgage rates from several lenders by using our mortgage rate tables here: Today's Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.

30 year jumbo mortgage rates are averaging 4.59%, an increase from yesterday’s average 30 year jumbo mortgage rate of 4.57%. 15 year jumbo mortgage rates are averaging 3.81%, down from yesterday’s average 15 year jumbo mortgage interest rate of 3.85%.

Mortgage Rates

Conforming Adjustable Mortgage Rates Currently Lower

1 year adjustable mortgage rates today are averaging 3.65%, up from last week’s average 1 year adjustable jumbo mortgage rate of 3.63%.

3 year adjustable mortgage rates are averaging 2.97%, down from last week’s average 3 year adjustable mortgage rate of 3.18%.

5 year adjustable mortgage rates are averaging 2.99%, down from the prior week’s average 5 year adjustable refi rate of 3.25%.

Current 7 year adjustable mortgage rates are averaging 3.30%, up from the previous week’s average 7 year adjustable mortgage rate of 3.24%.

10 year adjustable mortgage rates currently are averaging 3.59%, an increase from last week’s average 10 year adjustable rate of 3.55%.

Adjustable Jumbo Mortgage Rates Currently Lower

Current 1 year jumbo adjustable mortgage rates are at 4.05%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo mortgage rates today are averaging lower at 3.55%, up from last week’s average 3 year jumbo adjustable rate of 3.39%.

5 year adjustable jumbo mortgage rates currently are averaging 3.21%, up from last week’s average jumbo adjustable mortgage loans rate of 3.10%.

7 year jumbo adjustable mortgage home loan rates today are averaging 3.54%, up from last week’s average 7 year adjustable home mortgage rate of 3.42%.

10 year jumbo home loan mortgage rates are averaging 3.89%, down from the prior week’s average 10 year jumbo mortgage rates of 3.94%.

Currrent Conventional Interest Only Adjustable  Mortgage Rates

3 year interest only adjustable mortgage rates and are averaging 3.21%, up from last week’s average interest only mortgage refinance rate of 3.43%.

5 year IO adjustable loan mortgage rates are averaging 3.23%, up from last week’s average five year interest only home refinance rate of 3.18%.

7 year interest only adjustable loan mortgage rates are averaging 3.49%, up from last week’s average 7 year interest-only refinance rates of 3.36%.

Jumbo Interest Only Mortgage Rates 

Today’s 3 year jumbo mortgage rates are averaging 3.76%, up from last week’s average jumbo adjustable interest only refinance rate of 3.54%.

Current 5 year adjustable jumbo interest only mortgage rates are averaging 3.46%, down from last week’s average IO home refinance mortgage rate of 3.47%.

Today’s 7 year jumbo interest only adjustable mortgage interest rates are averaging 3.73%, up from last week’s average jumbo 7 year home refinance loan rate of 3.67%.