Home Mortgage Rates Today October 26: 30 Year Mortgage Rates at 4.27%, 15 year Mortgage Rates at 3.53%

Fixed conforming 30 year home mortgage rates are averaging 4.27 percent, up from last week’s average 30 year home mortgage interest rate of 4.26 percent. 30 year home mortgage rates in California are higher than the national average 30 year rate. Today's 30 year mortgage rates in CA are averaging 4.32 percent.

Mortgage Rates

Fixed conforming15 year home mortgage interest rates today are averaging 3.53 percent, down from the previous week’s average 15 year mortgage interest rate of 3.70 percent. Fixed conforming 15 year home mortgage interest rates in Maryland are higher than the national average rate. 15 year conforming rates in MD are averaging 3.72 percent.

Jumbo Mortgage Rates Today

30 year jumbo mortgage loan rates today are averaging 4.71 percent, down from the previous week’s average 30 year jumbo mortgage interest rate of 4.73 percent. 30 year jumbo loan refinance rates today are also averaging 4.71 percent. 30 year jumbo home mortgage rates in New Jersey are higher avearing 4.81 percent..

15 year jumbo home mortgage interest rates are averaging at 4.03 percent, down from the prior week’s average jumbo mortgage loan rate of 4.17 percent. 15 year jumbo mortgage refinance rates today are also lower averaging 4.03 percent. Current 15 year jumbo mortgage rates in VA are higher averaing 4.19 percent.

Conforming Adjustable Home Mortgage Rates Today

1 year adjustable mortgage rates today are averaging 3.76 percent, down from last week’s average 1 year adjustable home mortgage loan rate of 3.77 percent. Current 1 year conforming adjustable refinance loan mortgage rates are also lower averaging 3.76 percent.

3 year adjustable mortgage rates today are averaging 3.37 percent, an increase from last week’s average 3 year adjustable mortgage loan rate of 3.25 percent. Current 3 year mortgage refinance rates are also higher averaging 3.37 percent.

5 year adjustable mortgage loan rates today are averaging 3.21 percent, up from the prior week’s average mortgage rate of 3.09 percent. 5 year refinance home loan rates today are also higher at 3.21 percent.

7 year adjustable mortgage loan interest rates today are averaging 3.43 percent, up from the previous week’s average 7 year home mortgage rate of 3.33 percent. Today’s 7 year refinance rates are also higher averaging 3.43 percent.

10 year adjustable mortgage loan rates today are averaging 3.81 percent this week, up from last week’s average 10 year adjustable mortgage rate of 3.87 percent. 10 year home refinance rates today are also averaging 3.81 percent.

Adjustable Jumbo Mortgage Rates Today

Current 1 year jumbo adjustable loan interet rates are averaging 5.32 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate. 1 year jumbo refinance loan mortgage rates today are unchanged at 5.32 percent.

3 year adjustable jumbo mortgage rates today are higher averaging 4.08 percent, up from last week’s average 3 year jumbo adjustable loan rate of 4.07 percent. 3 year refinance jumbo mortgage rates today are also higher at 4.08 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.65 percent, up from last week’s average mortgage rate of 3.63 percent. 5 year jumbo mortgage refi rates today are also higher averaging 3.65 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.30 percent, up from last week’s average 7 year home mortgage loan rate of 4.22 percent. 7 year jumbo refinance mortgage rates today are also higher, averaging 4.30 percent.

10 year loan jumbo loan interest rates are averaging 4.79 percent, up from the prior week’s average 10 year jumbo home mortgage rate of 4.71 percent. 10 year jumbo home loan refinance interest rates today are also higher averaging 4.79 percent.

Conforming Interest-Only Adjustable Home Mortgage Rates

3 year interest only adjustable mortgage loan rates today are averaging 3.51 percent, up from last week’s average interest only mortgage loan rate of 3.40 percent. 3 year interest only adjustable refinance mortgage rates are also higher at 3.51 percent.

5 year interest only adjustable loan rates are averaging 3.34 percent, up from last week’s average five year interest only mortgage loan rate of 3.19 percent.  5 year interest only adjustable refinance mortgage rates are also averaging 3.34 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.49 percent, up from last week’s average 7 year interest-only mortgage interest rate of 3.44 percent. 7 year adjustable refinance rate mortgages today are averaging 3.49 percent.

Jumbo IO Home Adjustable Mortgage Rates

3 year jumbo interest only adjustable mortgage rates today are averaging 4.48 percent, down from last week’s average jumbo adjustable interest only mortgage rate of 4.54 percent. 3 year interest only adjustable jumbo refinance rates today are averaging 4.48 percent.

5 year adjustable jumbo loan interest only mortgage rates today are averaging 4.00 percent, up from last week’s average IO home mortgage interest rate of 3.91 percent. 5 year jumbo adjustable IO loan rates are also higher averaging 4.00 percent.

7 year jumbo IO loan adjustable mortgage rates are averaging 4.58 percent, down from an average jumbo 7 year home mortgage rate of 4.64 percent last week. Current 7 year jumbo adjustable interest-only mortgage rates today are also averaging 4.58 percent.

Home Equity Loan Rates

Current 10 year home equity loan rates are averaging 6.677 percent, down from the previous week’s average home equity loan rate of 6.776 percent.

15 year home equity rates today are averaging 7.063 percent, down from last week’s average home equity rate of 7.095 percent.

HELOC Rates

Home equity line of credit rates are averaging 5.17 percent, up from last week’s average HELOC rate of 4.949 percent.

 
Author: Brian McKay
October 26th, 2010

Explore Other Credit Union Mortgage Offers