Home Mortgage Rates Today 9/29: 30 Year Mortgage Rates at 4.26%, 15 Year Mortgage Rates at 3.77%

Mortgage rates are mixed this morning. Fixed conforming 30 year home mortgage rates are still at record lows averaging 4.26 percent, unchanged from Wednesday's average 30 year home loan rate. Fixed conforming 30 year mortgage rates in Nebraska are slightly higher averaging 4.27 percent.

30 year jumbo loan rates are averaging 4.84 percent this morning, unchanged from yesterday's average 30 year jumbo interest rate. 30 year jumbo rates in  The current average 15 year jumbo mortgage rate is Michigan are higher averaging 4.92 percent today.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 06101, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from Northpointe Bank
Northpointe Bank
https://www.brimg.net/system/img/inst/10077_logo.gif
300000
Refinance
4.227
4.125
USD
Northpointe Bank Logo
NMLS # 447490
at 0.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $3,350
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.354
4.250
USD
Ally Bank Logo
NMLS # 181005
at 0.100 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $3,395
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
4.049
4.000
USD
CF Bank Logo
NMLS # 409132
(877) 388 - 5173
at 0.100 pts
45 day lock rate
Est payment: $1,432.25
Fees in APR: $1,484
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.079
3.990
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # ML-66247
(877) 388 - 9170
at 0.100 pts
30 day lock rate
Est payment: $1,430.52
Fees in APR: $2,885
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.784
4.700
USD
CIT Bank Logo
NMLS # 541760
(877) 366 - 5354
at 0.100 pts
45 day lock rate
Est payment: $1,555.91
Fees in APR: $2,582
Thank you for your inquiry! We look forward to working with you. 
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.267
4.125
USD
HomeDirect Mortgage Logo
NMLS # 403501
at 1.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $2,046
 
 
30 yr fixed Mortgage Loan from Citibank, N. A.
Citibank, N. A.
https://www.brimg.net/system/img/inst/8189_logo.gif
300000
Refinance
4.796
4.750
USD
Citibank, N. A. Logo
NMLS # 412915
(877) 385 - 1690
at 0.000 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $1,590
 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.512
4.500
USD
Ally Bank Logo
NMLS # 181005
at 0.000 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $415
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
4.125
4.125
USD
CF Bank Logo
NMLS # 409132
(877) 388 - 5173
at 0.000 pts
45 day lock rate
Est payment: $1,453.95
Fees in APR: None
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.242
4.240
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # ML-66247
(877) 388 - 9170
at 0.000 pts
30 day lock rate
Est payment: $1,474.06
Fees in APR: $56
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.375
4.375
USD
HomeDirect Mortgage Logo
NMLS # 403501
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Northpointe Bank
Northpointe Bank
https://www.brimg.net/system/img/inst/10077_logo.gif
300000
Refinance
4.250
4.250
USD
Northpointe Bank Logo
NMLS # 447490
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: None
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Better Mortgage Inc
Better Mortgage Inc
https://www.brimg.net/system/img/inst/9722_logo.gif
300000
Refinance
4.069
4.000
USD
Better Mortgage Inc Logo
NMLS # 330511
State Lic # ML-330511
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $2,482
Thank you for your quote. 
 
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
3.903
3.750
USD
CF Bank Logo
NMLS # 409132
(877) 388 - 5173
at 1.100 pts
45 day lock rate
Est payment: $1,389.35
Fees in APR: $2,261
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.004
3.865
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # ML-66247
(877) 388 - 9170
at 1.100 pts
30 day lock rate
Est payment: $1,409.00
Fees in APR: $1,712
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
9.489
9.125
USD
CIT Bank Logo
NMLS # 541760
(877) 366 - 5354
at 1.100 pts
45 day lock rate
Est payment: $2,440.90
Fees in APR: $6,132
Thank you for your inquiry! We look forward to working with you. 
 
30 yr fixed mtg refi Mortgage Loan from The Washington Trust Company
The Washington Trust Company
300000
Refinance
4.280
4.250
USD
The Washington Trust Company
4.280%
2/19/2019
4.250%
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,083
 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.405
4.375
USD
TD Bank, NA
4.405%
2/20/2019
4.375%
at 0.000 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $1,043
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.373
4.250
USD
Bank of America
4.373%
2/18/2019
4.250%
at 0.998 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,351
 
 
30 yr fixed mtg refi Mortgage Loan from First National Bank of Omaha
First National Bank of Omaha
300000
Refinance
4.815
4.750
USD
First National Bank of Omaha
4.815%
2/21/2019
4.750%
at 0.500 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $752
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.406
4.375
USD
LincolnWay Community Bank
4.406%
2/19/2019
4.375%
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from United Bank
United Bank
300000
Refinance
4.401
4.375
USD
United Bank
4.401%
2/19/2019
4.375%
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $911
 
 
30 yr fixed mtg refi Mortgage Loan from The Guilford Savings Bank
The Guilford Savings Bank
300000
Refinance
4.542
4.500
USD
The Guilford Savings Bank
4.542%
2/22/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $719
 
 
30 yr fixed mtg refi Mortgage Loan from Savings Bank of Danbury
Savings Bank of Danbury
300000
Refinance
4.523
4.500
USD
Savings Bank of Danbury
4.523%
2/22/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $790
 
 
30 yr fixed mtg refi Mortgage Loan from Liberty Bank
Liberty Bank
300000
Refinance
4.419
4.375
USD
Liberty Bank
4.419%
2/22/2019
4.375%
at 0.250 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $814
 
 
30 yr fixed mtg refi Mortgage Loan from Union Savings Bank
Union Savings Bank
300000
Refinance
4.524
4.500
USD
Union Savings Bank
4.524%
2/22/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $852
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.550
4.500
USD
Citizens Bank, NA
4.550%
2/22/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $998
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.683
4.625
USD
Santander Bank, N.A.
4.683%
2/22/2019
4.625%
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from UniBank for Savings
UniBank for Savings
300000
Refinance
4.786
4.750
USD
UniBank for Savings
4.786%
2/22/2019
4.750%
at 0.250 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $500
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.






15 year fixed conforming home loan mortgage rates and 15 year jumbo mortgage rates are lower today.  Fixed 15 year conforming home mortgage rates are averaging 3.77 percent, down from an average 15 year mortgage interest rate of 3.81 percent yesterday. Current 15 year mortgage rates in Missouri are lower averaging 3.74 percent.

Fixed 15 year jumbo home loan mortgage rates are averaging 4.27 percent, a  decrease from an average 15 year jumbo home mortgage interest rate of 4.29 percent yesterday. Today's 15 year jumbo mortgage rates in Rhode Island are higher averaging 4.33 percent.

MonitorBankRates.com released a more in-depth mortgage rate report on Monday which follows:

Mortgage Loan Rates


Conforming Mortgage Loan Interest Rates


Current 30 year mortgage rates are averaging 4.32 percent, down from last week’s average 30 year home mortgage rate of 4.40 percent. 30 year refinance mortgage rates today are also lower, averaging 4.32 percent. 30 year mortgage rates in Louisiana are slightly higher averaging 4.42 percent.

15 year mortgage loan rates today are averaging 3.82 percent, down from the previous week’s average 15 year mortgage interest rate of 3.86 percent. Today’s 15 year mortgage refinance loan rates are also lower, averaging 3.82 percent. 15 year mortgage interest rates in Maine are higher averaging 3.85 percent.

Jumbo Loan Rates


30 year jumbo mortgage loan rates are back under 5.00 percent averaging 4.88 percent, down from the previous week’s average 30 year jumbo mortgage interest rate of 5.01 percent. 30 year jumbo loan refinance rates are lower averaging in at 4.88 percent. 30 year jumbo rates in Indiana are higher currently averaging 4.93 percent.

15 year jumbo mortgage interest rates are averaging lower at 4.32 percent, a decline from the prior week’s average jumbo mortgage loan rate of 4.39 percent. 15 year jumbo mortgage refinance rates today are also lower at 4.32 percent. 15 year California jumbo mortgage loan rates are higher averaging 4.67 percent.

Conforming Adjustable Mortgage Interest Rates


1 year adjustable mortgage rates are averaging 3.15 percent, unchanged from last week’s average 1 year adjustable home mortgage loan rate. 1 year conforming adjustable refinance loan mortgage rates are also unchanged this week.

Current 3 year adjustable mortgage rates are averaging 3.39 percent, down from last week’s average 3 year adjustable mortgage loan rate of 3.49 percent. 3 year mortgage refinance rates today are also averaging 3.39 percent.

5 year adjustable mortgage loan rates today are averaging 3.13 percent, down from the prior week’s average mortgage rate of 3.30 percent. 5 year refinance home loan rates today are also averaging lower at 3.13 percent.

7 year adjustable mortgage loan interest rates are averaging 3.42 percent, down from the previous week’s average 7 year home mortgage rate of 3.52 percent. Today’s 7 year refinance interest rates are averaging 3.42 percent.

10 year adjustable bank loan rates are averaging 3.80 percent this week, down from last week’s average 10 year adjustable mortgage rate of 3.91 percent. 10 year home refinance rates today are also averaging 3.80 percent.

Adjustable Jumbo Loan Mortgage Rates


1 year jumbo adjustable loan interet rates are averaging 5.32 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate. 1 year jumbo refinance loan mortgage rates today are unchanged at 5.32 percent.

3 year adjustable jumbo mortgage rates today are lower averaging 4.01 percent, down from last week’s average 3 year jumbo adjustable loan rates.  Current 3 year refinance jumbo mortgage rates today are also lower at 4.01 percent.

5 year adjustable jumbo home loan rates are averaging 3.66 percent, a decrease from last week’s average mortgage rate of 3.71 percent. 5 year jumbo mortgage refi rates today are also lower at 3.66 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.37 percent, down from last week’s average 7 year home mortgage loan rate of 4.42 percent. 7 year jumbo refinance mortgage rates today are also lower, averaging 4.37 percent.

10 year loan jumbo loan rates are averaging 4.95 percent, down from the prior week’s average 10 year jumbo home mortgage rate of 5.01 percent. 10 year jumbo home loan refinance interest rates today are also averaging 4.95 percent.

Conforming Interest Only Adjustable Mortgage Rates


3 year interest only adjustable mortgage loan rates are averaging 3.56 percent, down from last week’s average interest only mortgage loan rate of 3.68 percent. 3 year interest only adjustable refinance mortgage rates are also lower at 3.56 percent.

5 year interest only adjustable bank loan rates today are averaging 3.27 percent, down from last week’s average five year interest only mortgage loan rate of 3.46 percent.  5 year interest only adjustable refinance mortgage rates are averaging 3.27 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.59 percent, down from last week’s average 7 year interest-only mortgage interest rate of 3.68 percent. 7 year adjustable refinance rate mortgages today are averaging 3.59 percent.

Interest Only Jumbo Adjustable Mortgage Rates


3 year jumbo interest only adjustable mortgage rates today are averaging 4.43 percent, up from last week’s average jumbo adjustable interest only mortgage rate of 4.42 percent. 3 year interest only adjustable jumbo refinance rates today are averaging 4.43 percent.

5 year adjustable jumbo loan interest only mortgage rates today are averaging 4.28 percent, down from last week’s average IO home mortgage interest rate of 4.29 percent. 5 year jumbo adjustable IO loan rates are also lower, averaging 4.28 percent.

7 year jumbo IO loan adjustable mortgage rates are averaging 4.79 percent, down from an average jumbo 7 year home mortgage rate of 4.81 percent last week. 7 year jumbo adjustable interest-only mortgage rates today are also averaging lower at 4.79 percent.

Home Equity Loan Rates


Current 10 year home equity loan rates are averaging 6.677 percent, down from the previous week’s average home equity loan rate of 6.777 percent..

15 year home equity rates today are averaging 6.970 percent, down from last week’s average home equity rate of 7.107 percent.

Home Equity Line of Credit Rates


Home equity line of credit rates are averaging 4.913 percent, unchanged from last week’s average HELOC rate.
 
 
Author: Brian McKay
September 30th, 2010