Home Mortgage Rates 11-14-10: 30 Year Mortgage Rates are Averaging 4.24%, 15 Year Mortgage Rates are Averaging 3.66%

30 year conforming mortgage rates are averaging 4.24 percent, a decrease from yesterday's average 30 year home mortgage rate of 4.26 percent. Searching our mortgage rate tables 30 year mortgage rates in Indiana are higher than the national average mortgage rate. 30 year mortgage rates in Indiana are currently averaging 4.27 percent. 

15 year conforming mortgage rates are averaging 3.66 percent, up from yesterday's average 30 year mortgage rate of 3.53 percent. 15 year mortgage rates today in Texas are lower. The current 15 year TX mortgage rate is averaging 3.65 percent.  

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 23223, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
300000
Refinance
4.981
4.750
USD
E-Click Lending Logo
NMLS # 227765
State Lic # MC-5920
(877) 387 - 3899
at 1.000 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: $4,835
 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.168
3.990
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
at 1.000 pts
30 day lock rate
Est payment: $1,430.52
Fees in APR: $3,359
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.269
4.250
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $675
 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
300000
Refinance
5.179
5.125
USD
E-Click Lending Logo
NMLS # 227765
State Lic # MC-5920
(877) 387 - 3899
at 0.000 pts
30 day lock rate
Est payment: $1,633.46
Fees in APR: $1,825
 
 
30 yr fixed Mortgage Loan from JG Wentworth Home Lending
JG Wentworth Home Lending
https://www.brimg.net/system/img/inst/10054_logo.gif
300000
Refinance
4.375
4.375
USD
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # MC-1875
at 0.000 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Citibank, N. A.
Citibank, N. A.
https://www.brimg.net/system/img/inst/8189_logo.gif
300000
Refinance
4.672
4.625
USD
Citibank, N. A. Logo
NMLS # 412915
(877) 387 - 1820
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $1,635
 
 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
300000
Refinance
4.877
4.490
USD
E-Click Lending Logo
NMLS # 227765
State Lic # MC-5920
(877) 387 - 3899
at 2.000 pts
30 day lock rate
Est payment: $1,518.27
Fees in APR: $7,176
 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
4.662
4.625
USD
Raymond James Bank, NA
4.662%
2/19/2019
4.625%
at 0.000 pts
45 day lock rate
Est payment: $1,542.42
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from Fulton Bank, NA
Fulton Bank, NA
300000
Refinance
4.686
4.625
USD
Fulton Bank, NA
4.686%
2/19/2019
4.625%
at 0.375 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $1,007
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.665
4.625
USD
Citizens Bank, NA
4.665%
2/15/2019
4.625%
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $1,408
 
 
30 yr fixed mtg refi Mortgage Loan from Virginia Credit Union
Virginia Credit Union
300000
Refinance
4.465
4.375
USD
Virginia Credit Union
4.465%
2/19/2019
4.375%
at 0.500 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $1,650
 
 
30 yr fixed mtg refi Mortgage Loan from State Department Federal Credit Union
State Department Federal Credit Union
300000
Refinance
4.557
4.500
USD
State Department Federal Credit Union
4.557%
2/18/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $2,000
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.683
4.625
USD
Santander Bank, N.A.
4.683%
2/21/2019
4.625%
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of Oak Ridge
Bank of Oak Ridge
300000
Refinance
4.295
4.250
USD
Bank of Oak Ridge
4.295%
2/21/2019
4.250%
at 0.250 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $853
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.238
4.125
USD
Bank of America
4.238%
2/20/2019
4.125%
at 0.913 pts
60 day lock rate
Est payment: $1,453.95
Fees in APR: $1,289
 
 
30 yr fixed mtg refi Mortgage Loan from Apple Federal Credit Union
Apple Federal Credit Union
300000
Refinance
4.470
4.375
USD
Apple Federal Credit Union
4.470%
2/20/2019
4.375%
at 1.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $352
 
 
30 yr fixed mtg refi Mortgage Loan from Northwest Federal Credit Union
Northwest Federal Credit Union
300000
Refinance
4.545
4.500
USD
Northwest Federal Credit Union
4.545%
2/20/2019
4.500%
at 0.500 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $79
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.406
4.375
USD
LincolnWay Community Bank
4.406%
2/19/2019
4.375%
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $1,085
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.






30 year jumbo mortgage rates today are averaging 4.88 percent, down from yesterday's average 30 year jumbo rate of 4.99 percent. 30 year jumbo mortgage rates in CA are still above 5.00 percent averaging 5.04 percent.

15 year jumbo mortgage rates are averaging 4.17 percent, down from yesterday's average 15 year jumbo rate of 4.22 percent. 15 year jumbo mortgage rates in NY are higher averaging 4.36  percent.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com on Monday:

Mortgage Rates


Conforming Adjustable Mortgage Rates Today


1 year adjustable mortgage rates today are averaging 3.82 percent, up from last week’s average 1 year adjustable home mortgage loan rate of 3.17 percent. Current 1 year conforming adjustable refinance loan mortgage rates today are also higher averaging 3.82 percent.

3 year adjustable mortgage rates are averaging 3.26 percent, up from last week’s average 3 year adjustable mortgage loan rate of 3.24 percent. Current 3 year mortgage refinance rates are also higher averaging 3.26 percent.

5 year adjustable mortgage loan rates today are averaging 3.09 percent, down from the prior week’s average mortgage rate of 3.11 percent. 5 year refinance home loan rates today are also lower at 3.09 percent.

7 year adjustable mortgage loan interest rates today are averaging 3.25 percent, d0wn from the previous week’s average 7 year home mortgage rate of 3.40 percent. Today’s 7 year refinance rates are also lower averaging 3.25 percent.

10 year adjustable mortgage loan rates today are averaging 3.72 percent this week, up from last week’s average 10 year adjustable mortgage rate of 3.70 percent. 10 year home refinance rates today are also averaging 3.72 percent.

Current Jumbo Adjustable Mortgage Rates


1 year jumbo adjustable loan rates are averaging 5.32 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate. 1 year jumbo refinance loan mortgage rates today are unchanged at 5.32 percent.

3 year adjustable jumbo mortgage rates today are higher averaging 4.04 percent, down from last week’s average 3 year jumbo adjustable loan rate of 4.06 percent. 3 year jumbo refinance rates today are also lower at 4.04 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.54 percent, up from last week’s average mortgage rate of 3.46 percent. 5 year jumbo refi rates today are also up averaging 3.54 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.29 percent, down from last week’s average 7 year home mortgage loan rate of 4.31 percent. 7 year jumbo refinance mortgage rates today are also lower, averaging 4.29 percent.

10 year loan jumbo loan interest rates are averaging 4.75 percent, unchanged from the prior week’s average 10 year jumbo home mortgage rate. 10 year jumbo home loan refinance interest rates today are also unchanged.

Conforming Interest Only Adjustable Mortgage Rates Today


3 year interest only adjustable mortgage loan rates today are averaging 3.42 percent, up from last week’s average interest only mortgage loan rate of 3.39 percent. 3 year interest only adjustable refinance mortgage rates are also higher at 3.42 percent.

5 year interest only adjustable loan rates are averaging 3.17 percent, down from last week’s average five year interest only mortgage loan rate of 3.25 percent. Currnet 5 year interest only adjustable refinance mortgage rates are also averaging 3.17 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.37 percent, down from last week’s average 7 year interest-only mortgage interest rate of 3.46 percent. 7 year adjustable refinance rate mortgages today are averaging 3.37 percent.

Jumbo Interest-Only Adjustable Mortgage Rates


3 year jumbo interest only adjustable mortgage rates today are averaging 4.47 percent, up from last week’s average jumbo adjustable interest only mortgage rate of 4.46 percent. 3 year interest only adjustable jumbo refinance rates today are averaging 4.47 percent.

5 year adjustable jumbo loan interest only mortgage rates today are averaging 4.05 percent, up from last week’s average IO home mortgage interest rate of 4.01 percent. 5 year jumbo adjustable IO loan rates are also higher averaging 4.05 percent.

7 year jumbo IO loan adjustable mortgage rates are averaging 4.63 percent, down from an average jumbo 7 year home mortgage rate of 4.66 percent last week. Current 7 year jumbo adjustable interest-only mortgage rates today are also averaging 4.63 percent.

Home Equity Loan Rates


Current 10 year home equity loan rates are averaging 6.677 percent, unchanged from the previous week’s average home equity loan rate.

15 year home equity rates today are averaging 7.063 percent, unchanged from last week’s average home equity rate.

HELOC Rates


Home equity line of credit rates are averaging 5.16 percent, down from last week’s average HELOC rate of 5.17 percent.
 
 
Author: Brian McKay
November 14th, 2010