Home Mortgage Interest Rates 9/24: 30 Year Mortgage Rates at 4.32, 15 Year Mortgage Rates at 3.82%

Home mortgage rates are stable and just above the recent record lows set this past month. Fixed conforming 30 year mortgage rates are averaging 4.32 percent, above the record low of 4.28 percent set on September 24, 2010. Fixed 30 year Vermont mortgage rates are averaging 4.36 percent.

15 year fixed conforming home mortgage rates are averaging 3.82 percent, up from an average 15 year home mortgage rate of 3.81 percent this past Friday. 15 year mortgage rates today in Wisconsin are also averaging 3.82 percent.  

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.560%
3.375%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Interest Smart Home Loans
Interest Smart Home Loans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112369.gif
300000
Purchase
3.702%
3.500%
USD
Interest Smart Home Loans Logo
NMLS # 1157416
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,348
Fees in APR: $7,618
SPEAK WITH ONE OF OUR LICENSED MORTGAGE BANKERS NOW!
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
3.526%
3.375%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # 4130937
10/21/2019
at 1.750 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $5,704
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from Apple Financial Network, Inc
Apple Financial Network, Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112378.gif
300000
Purchase
3.556%
3.375%
USD
Apple Financial Network, Inc Logo
NMLS # 1846010
State Lic # 01527337
10/21/2019
at 1.625 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,972
Be ready to buy. Get pre-approved by a local lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
3.514%
3.375%
USD
New American Funding Logo
NMLS # 6606
10/21/2019
at 1.750 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $5,250
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.560%
3.375%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






30 year jumbo home mortgage loan rates averaging 4.88 percent, up from an average 30 year jumbo rate of 4,86 percent. The average 30 year jumbo rate in Oregon is also averaging 4.88 percent.

15 year jumbo mortgage rates are averaging 4.32 percent, up slightly from an average 15 year jumbo home mortgage rate of 4.31 percent eariler this week. 15 year jumbo mortgage rates today in Massachusetts are also averaging 4.32 percent. 

Following is a more in-depth mortgage rate report released by MonitorBankRates earlier this week:

Mortgage Rates


Current 30 year mortgage rates are averaging 4.40 percent, a decline from last week’s average 30 year home mortgage interest rate of 4.42 percent. 30 year refinance mortgage rates today are also lower, averaging 4.40 percent. 30 year mortgage rates in Georgia are even lower today, averaging 4.36 percent.

15 year mortgage rates are averaging 3.86 percent, down from the previous week’s average 15 year mortgage interest rate of 3.87 percent. 15 year refinance mortgage rates are also lower, averaging 3.86 percent. 15 year Michigan mortgage rates are averaging 3.85 percent.

Jumbo Mortgage Rates


30 year jumbo mortgage rates are averaging 5.01 percent, an increase from the prior week’s average 30 year jumbo mortgage interest rate of 5.00 percent. 30 year jumbo refinance mortgage rates are also slightly higher by averaging in at 5.01 percent. 30 year Nevada jumbo mortgage rates are under 5.00 percent, averaging 4.98 percent.

Current 15 year jumbo mortgage loan rates are averaging lower at 4.39 percent, down from the prior week’s average jumbo mortgage loan rate of 4.57 percent. 15 year jumbo mortgage refinance rates today are also lower at 4.39 percent. The average 15 year California jumbo mortgage loan rates are considerably higher – averaging 4.71 percent.

Conforming Adjustable Mortgage Loan Rates


1 year adjustable mortgage rates are averaging 3.15 percent, down from last week’s average 1 year adjustable home mortgage interest rate of 3.20 percent. 1 year conforming adjustable refinance mortgage rates are also lower this week, averaging 3.15 percent.

3 year adjustable mortgage rates are averaging 3.49 percent, down from last week’s average 3 year adjustable mortgage loan rate of 3.80 percent. 3 year mortgage refinance rates today are also averaging 3.49 percent.

5 year adjustable mortgage loan rates currently are averaging 3.30 percent, down from the prior week’s average mortgage rate of 3.44 percent. 5 year refinance home loan rates today are also averaging lower at 3.30 percent.

7 year adjustable mortgage loan interest rates are averaging 3.52 percent, down from the previous week’s average 7 year home mortgage rate of 3.69 percent. Today’s 7 year refinance mortgage loan rates are averaging 3.52 percent.

10 year adjustable bank mortgage loan rates are averaging 3.91 percent this week, down slightly from last week’s average 10 year adjustable mortgage rate of 4.03 percent. 10 year home mortgage refinance rates today are also averaging 3.91 percent.

Adjustable Jumbo Mortgage Loan Rates


1 year jumbo adjustable loan mortgage rates are averaging 5.32 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate. 1 year jumbo refinance loan mortgage rates today are unchanged at 5.32 percent.

3 year adjustable jumbo mortgage rates today are unchanged from last week’s average jumbo mortgage loan rate of 4.06 percent.  Current 3 year jumbo refinance mortgage rates today are also unchanged at 4.06 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.71 percent, a decrease from last week’s average mortgage rate of 3.83 percent. 5 year jumbo mortgage loan refinance rates today are also lower at 3.71 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.42 percent, up from last week’s average 7 year home mortgage loan rate of 4.38 percent. 7 year jumbo refinance mortgage rates today are also higher, averaging 4.42 percent.

10 year loan jumbo mortgage rates are averaging 5.01 percent, down from the prior week’s average 10 year jumbo home mortgage rate of 5.02 percent. 10 year jumbo home loan refinance interest rates today are also averaging 5.01 percent.

Conforming Interest Only Adjustable Mortgage Rates


3 year interest only adjustable mortgage loan rates are averaging 3.68 percent, down from last week’s average interest only mortgage loan rate of 3.97 percent. 3 year interest only adjustable refinance mortgage rates are also lower at 3.68 percent.

5 year interest only adjustable bank mortgage rates today are averaging 3.46 percent, down from last week’s average five year interest only mortgage loan rate of 3.62 percent. Today’s 5 year interest only adjustable refinance mortgage rates are averaging 3.46 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.67 percent, down from last week’s average 7 year interest-only mortgage interest rate of 3.84 percent. 7 year adjustable refinance rate mortgages today are averaging 3.68 percent.

Interest Only Jumbo Adjustable Mortgage Rates


3 year jumbo interest only adjustable mortgage rates today are averaging 4.42 percent, down from last week’s average jumbo adjustable interest only mortgage rate of 4.43 percent. 3 year interest only adjustable jumbo refinance rates today are averaging 4.42 percent.

5 year adjustable jumbo loan interest only mortgage rates today are averaging 4.29 percent, up from last week’s average IO home mortgage interest rate of 4.26 percent. 5 year jumbo adjustable IO loan rates are also higher, averaging 4.29 percent.

7 year jumbo IO loan adjustable mortgage rates are averaging 4.81 percent, down from an average jumbo 7 year home mortgage rate of 4.85 percent last week. 7 year jumbo adjustable interest-only mortgage rates today are also averaging lower at 4.81 percent.

Home Equity Loan Rates


Current 10 year home equity loan rates are averaging 6.777 percent, unchanged from the previous week’s average home equity loan rate.

15 year home equity rates today are averaging 7.107 percent, unchanged from last week’s average home equity rate.

Home Equity Line of Credit Rates


Home equity line of credit rates are averaging 4.913 percent, unchanged from last week’s average HELOC rate.
 
 
Author: Brian McKay
September 26th, 2010