Eastern New York Federal Credit Union Mortgage Rates

Eastern New York Federal Credit Union is advertising some of the best mortgage rates currently available. The credit union is advertising fixed mortgage rates and adjustable mortgage rates. Fixed rate mortgages include 30 year mortgage rates, 20 year mortgage rates, 15 year mortgage rates and 10 year mortgage rates.

Looking for today's mortgage rates and mortgage refinance rates? Use our mortgage rate tables at MortgageRates.MonitorBankRates.com to find current mortgage rates in your state. Unlike most websites, no personal information is needed for a list of mortgage rates.




Advertised adjustable rate mortgages include 1 year adjustable mortgage rates, 3 year adjustable mortgage rates, 5 year adjustable mortgage rates, 6 year adjustable mortgage rates and 10 year adjustable mortgage rates. Adjustable loans are amortized over 30 years and 40 years.

The one downside to amortizing a mortgage loan over 40 years is you'll pay a lot more in mortgage interest over the life of the loan. The positive is your monthly mortgage payments will be lower.

Eastern New York Federal Credit Union Mortgage Rates


Fixed Mortgage Rates


30 Year Fixed Mortgage Rates 

Rate Points
4.00% 3.00%
4.25% 2.00%
4.50% 1.00%
4.63% 0.00%
 
20 Year Fixed Mortgage Rates 

Rate Points
3.75% 3.00%
4.00% 2.00%
4.25% 1.00%
4.38% 0.00%
 
15 Year Fixed Mortgage Rates 

Rate Points
3.38% 3.00%
3.63% 2.00%
3.88% 1.00%
4.00% 0.00%
 
10 Year Fixed Mortgage Rates 

Rate Points
3.38% 3.00%
3.63% 2.00%
3.88% 1.00%
4.00% 0.00%

Adjustable Mortgage Rates


1/1/30 Year Adjustable Mortgaeg Rate  

Rate Points 
2.88% 2.00% 
3.00% 1.00% 
3.13% 0.00% 
  
1/1/40 Year Adjustable Mortgage Rate  

Rate Points 
4.63% 0.00% 
  
3/1/30 Year Adjustable Mortgage Rate  

Rate Points 
3.25% 2.00% 
3.38% 1.00% 
3.50% 0.00% 
  
3/1/40 Year Adjustable Mortgage Rate  

Rate Points 
4.75% 0.00% 
  
5/1/30 Year Adjustable Mortgage Rate  

Rate Points 
3.38% 2.00% 
3.50% 1.00% 
3.63% 0.00% 
  
5/1/40 Year Adjustable Mortage Rate  

Rate Points 
4.88% 0.00% 
  
6/2/30 Year Adjustable Mortgage Rate  

Rate Points 
4.88% 0.00% 
  
6/2/40 Year Adjustable Mortgage Rate  

Rate Points 
5.00% 0.00% 
  
10/1/30 Year Adjustable Mortgage Rate  

Rate Points 
3.63% 2.00% 
3.75% 1.00% 
3.88% 0.00% 
  
10/1/40 Year Adjustable Mortgage Rate  

Rate Points 
5.13% 0.00% 

Mortgage interest rates can change at any time. For a current list of mortgage rates at Eastern New York Federal Credit Union go to enyfcu.org.
 
 
Author: Brian McKay
July 3rd, 2010