Current Mortgage Rates Higher Today as Treasury Yields Increase, Expect Lower Rates in the Coming Weeks

Average mortgage rates today on fixed conforming loans are higher today as U.S. 10 year Treasury yields increased over the past week. Current mortgage rates will move lower in the coming weeks since Treasury yields have fallen considerably today, following U.S. equity prices lower on lower company earnings from some Dow components. These same companies are warning that future earning will also be lower than expected on a slowing global economy.

Today's mortgage rates on 30 year conforming mortgage loans are averaging 3.49 percent, an increase from last week's average 30 year mortgage rate of 3.40 percent. Average 30 year conforming mortgage rates are higher from a low of 3.37 percent set just over a week ago. With today's decrease in bond yields and the FOMC's continued easing to drive mortgage rates lower we will see rates decrease in the coming weeks.



There declines in rates will probably be about 20 basis points so if you're comparing rates right now you probably should lock in a rate. Right now on our Texas refinance rates list for 30 year conforming loans we have many lenders offering rates below the average of 3.49 percent. Two lenders, Amerisave and LenderFi are both offering 30 year refinance rates at an incredibly low level of 3.00 percent with points.

Average 15 year mortgage interest rates today are at 2.86 percent, an increase from an average 15 year mortgage rate of 2.80 percent set last week. Average 15 year rates have increased from a record low of 2.77 percent set about two weeks ago. Right now you can find 15 year conventional mortgage rates well below the average rates.

If you live in the state of California we have lenders offering 15 year conventional refinance rates below the averages. The lowest 15 year mortgage refinance rate on our list is from Integrity First with a current refinance rate of 2.25 percent with two mortgage points. Other lenders offering 15 year California refinance rates well below the average include Home Loan Enterprise with a current rate of 2.375 percent with 0.875 points.

Average 30 year jumbo mortgage rates are slightly lower this week at 4.02 percent. The average 30 year jumbo mortgage rate is down from last week's average of 4.03 percent. Just over three week's ago average 30 year jumbo mortgage rates were as low as 3.94 percent. We also have lenders offering 30 year jumbo refinance rates below the average. Currently on our jumbo refinancing rates list for Atlanta, EverBank is offering 30 year jumbo refi rates at 3.625 percent with 0.70 points.

15 year jumbo mortgage rates today are also slightly lower averaging 3.34 percent, down from an average 15 year jumbo mortgage interest rate of 3.36 percent. Right now on our 15 year jumbo refinance mortgage rates list for Pennsylvania we have lenders offering 15 year rates below the average. The lowest 15 year jumbo refi rate is from EverBank at 2.875 percent with 0.75 points.
Loan Term
Lender
APR / Rate
Payment
Fees and Points
 
No rates found
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Mortgage Rates November 29, 2023

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
7.250%
9.002%
0.000
30-Year Fixed
8.375%
8.498%
0.000
30-Year Fixed
8.250%
8.411%
0.000
5/6M SOFR ARM
8.250%
8.361%
0.000
20-Year Fixed
8.150%
8.354%
0.000
5Y/6M ARM
8.000%
8.348%
0.991
10Y/6M ARM
8.000%
8.295%
0.812
5-Year ARM FHA
6.625%
8.277%
2.000
1-Year ARM
6.750%
8.270%
0.000
5-Year Jumbo ARM
6.125%
8.242%
2.000
5-Year ARM
6.500%
8.213%
2.000
7Y/6M ARM
7.750%
8.176%
0.842
10-Year ARM
8.000%
8.174%
0.000
5/1 ARM
7.500%
8.051%
0.950
30-Year Fixed
8.000%
8.000%
0.000
10/1 Jumbo ARM
7.625%
7.975%
0.990
7-Year ARM
7.500%
7.959%
0.000
30-Year Fixed
7.875%
7.957%
0.250
15-Year Fixed VA
6.750%
7.929%
2.000
15-Year Fixed FHA
6.750%
7.929%
2.000
30-Year Fixed FHA
6.990%
7.913%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
30-Year Fixed FHA
6.990%
7.907%
2.000
20-Year Fixed
7.625%
7.906%
0.512
30 Year Fixed
7.625%
7.891%
0.958
5/6 ARM
7.625%
7.884%
0.000
30-Year Fixed
7.750%
7.833%
0.000
7/1 ARM
7.250%
7.815%
0.715
5/1 Jumbo ARM
6.875%
7.764%
0.700
30-Year Fixed Jumbo
7.750%
7.760%
0.000
20-Year Fixed
7.500%
7.747%
0.000
15-Year Fixed
7.500%
7.746%
0.000
30-Year Fixed
7.625%
7.740%
0.000
20-Year Fixed
7.500%
7.735%
1.000
30-Year Fixed
7.375%
7.725%
2.125
5/6 Month ARM
6.750%
7.710%
1.000
5/1 ARM Jumbo
7.000%
7.705%
0.000
30-Year Fixed Jumbo
7.250%
7.700%
0.500
5/6 ARM
6.750%
7.700%
0.500
30-Year Fixed
7.500%
7.691%
0.000
15-Year Fixed
7.500%
7.682%
0.000
30-Year Fixed
7.500%
7.682%
1.000
30-Year Fixed
7.625%
7.669%
0.000
5/1 ARM
6.875%
7.668%
0.000
5/6 ARM Jumbo
6.750%
7.640%
0.500
10/6 ARM
7.250%
7.640%
0.000
7/6 ARM
7.000%
7.632%
0.000
7/6 Month ARM
7.000%
7.627%
1.000
15-Year Fixed
7.625%
7.625%
0.000
3-Year ARM
7.000%
7.605%
0.000
5-Year ARM
7.250%
7.600%
0.000
7/6-Month ARM
6.750%
7.591%
1.000
10-Year Fixed
7.250%
7.591%
0.000
7/1 ARM
7.000%
7.577%
0.000
30-Year Fixed
7.500%
7.577%
0.000
30-Year Fixed FHA
6.750%
7.572%
1.000
7/1 ARM Jumbo
6.999%
7.570%
0.000
10/6 ARM
7.125%
7.560%
0.500
15-Year Fixed
7.375%
7.558%
0.000
30-Year Fixed
7.375%
7.524%
1.000
10-Year Fixed
7.125%
7.524%
1.000
7/6 ARM
6.750%
7.520%
0.500
30-Year Fixed
7.250%
7.520%
0.955
30-Year Fixed
7.500%
7.514%
0.000
30-Year Fixed
7.500%
7.512%
0.000
15-Year Fixed
7.375%
7.505%
0.000
10/6 ARM Jumbo
7.125%
7.500%
0.500
30-Year Fixed
7.350%
7.500%
0.750
30-Year Fixed
7.125%
7.489%
2.000
15-Year Fixed
7.250%
7.480%
0.000
30-Year Fixed
7.375%
7.462%
0.000
20-Year Fixed Jumbo
7.250%
7.462%
0.740
7/6 ARM Jumbo
6.750%
7.460%
0.500
15-Year Fixed
7.375%
7.444%
0.000
30-Year Fixed
3.375%
7.442%
0.000
10/1 ARM
6.875%
7.439%
0.740
30-Year Fixed VA
6.750%
7.436%
2.000
30-Year Fixed FHA
6.750%
7.436%
2.000
7/6-Month ARM Jumbo
6.625%
7.430%
1.000
30-Year Fixed VA
6.875%
7.427%
2.000
30-Year Fixed
7.375%
7.424%
0.000
30-Year Fixed Jumbo
7.250%
7.408%
1.000
7/1 Jumbo ARM
6.500%
7.406%
0.590
30-Year Fixed
7.250%
7.393%
0.000
30-Year Fixed
7.250%
7.385%
0.000
30-Year Fixed
7.300%
7.381%
0.000
15-Year Fixed
7.350%
7.379%
0.000
5/1 ARM
6.125%
7.371%
0.000
30-Year Fixed
7.250%
7.361%
0.000
20-Year Fixed
7.250%
7.354%
0.000
30-Year Fixed
7.250%
7.343%
1.000
30-Year Fixed
7.125%
7.334%
1.000
30-Year Fixed
7.250%
7.322%
0.000
30-year Fixed
7.250%
7.320%
0.500
30-Year Fixed
7.125%
7.316%
0.000
30-Year Fixed
6.990%
7.310%
2.125
30-Year Fixed Jumbo
7.250%
7.298%
0.000
30-Year Fixed Jumbo
7.125%
7.279%
0.665
10/6 Interest Only Jumbo ARM
6.750%
7.276%
1.000
15-Year Fixed Jumbo
7.125%
7.270%
0.500
20-Year Fixed Jumbo
7.125%
7.260%
0.500
20-Year Fixed
6.875%
7.256%
1.875
5/1 ARM
5.500%
7.250%
0.000
15-Year Fixed
7.125%
7.246%
0.000
15-Year Fixed
7.125%
7.240%
0.500
30-Year Fixed
7.000%
7.224%
1.000
15-Year Fixed
7.000%
7.220%
1.000
15-Year Fixed
6.875%
7.215%
1.000
15-Year Fixed
7.000%
7.215%
0.000
30-Year Fixed
7.000%
7.204%
1.000
30-Year Fixed
7.125%
7.197%
0.000
15-Year Fixed
7.000%
7.188%
0.625
10-Year Fixed
6.875%
7.187%
0.000
7/1 ARM
7.000%
7.186%
0.000
20-Year Fixed
7.000%
7.181%
0.000
30-Year Fixed
7.000%
7.177%
1.000
15-Year Fixed Jumbo
6.875%
7.165%
0.925
10-Year Fixed
7.000%
7.160%
0.500
30-Year Fixed
6.990%
7.145%
0.688
20-Year Fixed
7.125%
7.141%
0.000
20-Year Fixed
7.000%
7.139%
0.000
15-Year Fixed
6.625%
7.099%
0.955
15-Year Fixed
6.875%
7.098%
0.000
15-Year Fixed
6.875%
7.092%
0.875
20-Year Fixed
7.000%
7.092%
0.000
15-Year Fixed
6.750%
7.084%
1.000
30-Year Fixed
7.000%
7.070%
0.000
15-Year Fixed
6.990%
7.067%
0.000
15-Year Fixed
7.000%
7.054%
0.000
30-Year Fixed
6.750%
7.050%
1.000
15-Year Fixed
6.750%
7.029%
1.000
30-Year Fixed
6.875%
7.020%
1.000
15-Year Fixed
6.875%
7.013%
0.000
20-Year Fixed
6.750%
7.010%
1.000
15-Year Fixed
6.875%
6.997%
0.000
30-Year Fixed
6.875%
6.988%
0.000
15-Year Fixed
6.750%
6.984%
1.000
5-Year ARM
6.750%
6.983%
0.000
20-Year Fixed
6.875%
6.970%
0.500
15-Year Fixed
6.375%
6.961%
2.125
30-Year Fixed
6.625%
6.944%
2.000
15 Year Fixed Jumbo
6.750%
6.943%
1.000
30-Year Fixed
6.740%
6.924%
0.000
15-Year Fixed
6.750%
6.917%
0.000
15 Year Fixed
6.500%
6.889%
0.844
15-Year Fixed
6.375%
6.871%
2.000
30 Year Jumbo Fixed
6.625%
6.869%
2.000
30-Year Fixed Jumbo
6.625%
6.869%
2.000
15-Year Fixed
6.750%
6.865%
0.000
30 Year Fixed Jumbo
6.750%
6.856%
1.000
30-Year Fixed Jumbo
6.625%
6.856%
1.250
20-Year Fixed
6.750%
6.839%
0.000
15-Year Fixed Jumbo
6.625%
6.826%
0.250
30-Year Fixed VA
6.500%
6.824%
1.000
15-Year Fixed
6.500%
6.795%
0.000
15-Year Fixed
6.750%
6.772%
0.000
10-Year Fixed
6.375%
6.768%
0.882
15-Year Fixed
6.250%
6.765%
2.000
30-Year Fixed
6.650%
6.750%
0.000
30-Year Fixed Jumbo
6.500%
6.722%
2.000
20-Year Fixed
6.625%
6.713%
0.601
15-Year Fixed
6.625%
6.699%
0.000
30-Year Fixed
6.625%
6.670%
0.000
15-Year Fixed
6.375%
6.653%
0.879
30-Year Fixed
6.250%
6.647%
1.000
15-Year Fixed
6.500%
6.609%
0.000
30-Year Fixed Jumbo
6.490%
6.575%
1.000
15-Year Fixed
6.375%
6.574%
0.250
30-Year Fixed FHA
5.625%
6.567%
1.125
20-Year Fixed
6.500%
6.559%
0.000
15-Year Fixed Jumbo
5.875%
6.514%
2.000
15-Year Fixed
6.000%
6.480%
1.000
30-Year Fixed Jumbo
6.625%
6.474%
0.025
30-Year Fixed
6.625%
6.474%
0.250
15-Year Fixed
6.000%
6.279%
1.000
7/1 ARM
6.500%
6.218%
0.000
3/5 Jumbo ARM
5.000%
6.063%
0.250
3/5 Conforming ARM
5.000%
6.053%
0.250
5/5 ARM
5.250%
5.989%
0.250
5/5 Jumbo ARM
5.250%
5.989%
0.250
3/1 ARM
6.000%
5.892%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

 
 
Author: Robert Till
October 23rd, 2012