Mortgage Rates June 19: Current 30 Year Mortgage Rates Unchanged at 4.76%, 15 Year Mortgage Rates Higher at 4.25%

Current 30 year fixed mortgage rates are unchanged averaging 4.76 percent, unchanged from Monday's average 30 year mortgage rate. Mortgage rates have come down significantly over the past couple of weeks, surprising analysts who believed mortgage rates would increase when the Federal Reserve stopped buying mortgage backed securities. 15 year mortgage rates were slightly higher this week. The current average 15 year mortgage rate is 4.25 percent, up from Monday's average mortgage rate of 4.21 percent but still lower then last week's average mortgage rate of 4.27 percent. U.S. Treasury yields were lower on Friday, 10 year Treasury yields were at 3.22%.

Searching for the mortgage rates and refinance rates? Use our mortgage rate tables at MortgageRates.MonitorBankRates.com to find current mortgage rates and mortgage refinance rates. Unlike most websites, no personal information is needed for a list of mortgage rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 23223, 0, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Union Home Mortgage Corp
Union Home Mortgage Corp
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111641.gif
300000
Purchase
3.915%
3.875%
USD
Union Home Mortgage Corp Logo
NMLS # 2229
State Lic # MC-5591
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,411
Fees in APR: $1,450
Our average customers save $3,240.00 a year on their mortgage.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Aurora Financial LLC
Aurora Financial LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111178.gif
300000
Purchase
3.875%
3.875%
USD
Aurora Financial LLC Logo
NMLS # 35959
State Lic # MC-2967
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,411
Fees in APR: None
Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guarantee. Free Rate Float Down!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Triangle Lending Group, Inc.
Triangle Lending Group, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111795.gif
300000
Purchase
3.652%
3.625%
USD
Triangle Lending Group, Inc. Logo
NMLS # 64446
State Lic # MC-5531
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,369
Fees in APR: $1,012
We offer Conventional - JUMBO- USDA- FHA and VA loan products.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.500%
4.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
08/23/2019
at 0.000 pts
45 day lock rate
Est payment: $1,521
Fees in APR: None
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.750%
4.750%
USD
Rocket Mortgage Logo
NMLS # 3030
08/23/2019
at 0.000 pts
45 day lock rate
Est payment: $1,565
Fees in APR: None
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Hamilton National Mortgage Co.
Hamilton National Mortgage Co.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111277.gif
300000
Purchase
3.625%
3.625%
USD
Hamilton National Mortgage Co. Logo
NMLS # 122701
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,369
Fees in APR: None
Guaranteed on-time closings and Consistently The Lowest Rates Since 1986 !!! No Lender Fees Why Pay More?
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
3.750%
3.750%
USD
AimLoan.com Logo
NMLS # 2890
State Lic # MC-3098
08/23/2019
at -0.250 pts
30 day lock rate
Est payment: $1,390
Fees in APR: ($747)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Aurora Financial LLC
Aurora Financial LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111178.gif
300000
Purchase
3.875%
3.875%
USD
Aurora Financial LLC Logo
NMLS # 35959
State Lic # MC-2967
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,411
Fees in APR: None
Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guarantee. Free Rate Float Down!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Triangle Lending Group, Inc.
Triangle Lending Group, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111795.gif
300000
Purchase
3.652%
3.625%
USD
Triangle Lending Group, Inc. Logo
NMLS # 64446
State Lic # MC-5531
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,369
Fees in APR: $1,012
We offer Conventional - JUMBO- USDA- FHA and VA loan products.
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Current Jumbo Mortgage Rates


Current 30 year jumbo mortgage rates are averaging 5.40 percent, up from an average jumbo mortgage rate of 5.36 percent earlier in the week. Current 30 year jumbo refinance rates are higher averaging 5.40 percent.

Today's 15 year fixed jumbo mortgage interest rates are averaging 4.85 percent, up from an average jumbo mortgage loan rate of 4.81 percent. Current15 year jumbo refinance mortgage rates are also higher at 4.85 percent.

Current Adjustable Mortgage Interest Rates


Current 1 year conventional adjustable mortgage interest rates are averaging 3.71 percent, unchanged from an average 1 year adjustable rate of 3.71 percent on Monday. Currently, 1 year adjustable refinance mortgage interest rates are also averaging 3.71 percent.

Today's 3 year conventional adjustable mortgage rates are averaging 4.36 percent, up from an average mortgage rate of 4.32 percent. 3 year refinance mortgage interest rates today are also up this week averaging 4.36 percent.

Currently, 5 year conventional adjustable mortgage interest rates are averaging 3.67 percent, down from an average home mortgage interest rate of 3.75 percent. 5 year refinance home mortgage rates are averaging 3.67 percent.

Current 7 year conventional adjustable mortgage interest rates are averaging 4.13 percent, down from an average 7 year  mortgage home interest rate of 4.15 percent. 7 year mortgage loan refinance rates are averaging 4.13 percent.

10 year conforming adjustable  mortgage rates today are averaging 4.46 percent, up slightly from an average 10 year home mortgage rate of 4.45 percent. Current 10 year home loan mortgage refinance rates are averaging 4.46 percent.

Jumbo Adjustable Mortgage Rates Today


1 year jumbo adjustable mortgage rates are averaging 5.95 percent, unchanged from last week’s average 1 year adjustable jumbo mortgage rate. 1 year jumbo refinance mortgage rates are also averaging 5.95 percent.

3 year jumbo adjustable mortgage rates currently are averaging 4.74 percent, down from an average jumbo mortgage rate of 4.94 percent. 3 year jumbo refinance rates are also down to 4.74 percent today.

Current 5 year jumbo adjustable mortgage rates are averaging 4.16 percent, down from an average home mortgage rate of 4.24 percent. 5 year jumbo home refinance loan rates today are averaging 4.16 percent.

Today's 7 year jumbo adjustable mortgage interest rates are averaging 4.86 percent, down from an average 7 year home loan rate of 4.86 percent. Current 7 year jumbo refinance rates are also down to 4.86 percent.

Currently, 10 year jumbo home mortgage rates today are averaging 5.60 percent, up an average 10 year jumbo home mortgage rate of 5.58 percent. Today's 10 year jumbo home loan refinance rates are also averaging 5.60 percent.

Interest Only Mortgage Rates Currently


Today's 3 year interest only conforming mortgage rates are averaging 4.54 percent, up from an average IO home mortgage rate of 4.51 percent.

Current 5 year conventional interest only mortgage rates today are averaging 3.86 percent, down from an average five year interest only mortgage  rate of 3.88 percent.

Currently, 7 year IO home mortgage rates are averaging 4.30 percent, up from an average mortgage rate of 4.27 percent last.

Today's Jumbo Interest Only Mortgage Rates


Current 3 year jumbo interest only mortgage rates are averaging 5.60 percent, an increase from an average jumbo interest mortgage rate of 5.51 percent.

5 year jumbo interest only home mortgage rates today are averaging 4.81 percent, up  from an average IO home mortgage rate of 4.80 percent.

Currently, 7 year jumbo IO home mortgage loans are averaging 5.18 percent, down from an average jumbo 7 year home mortgage rate of 5.30 percent.
 
 
Author: Brian McKay
June 19th, 2010